Kotak Liquid Direct Growth

Debt
Liquid
Moderate Risk
7.01%
3Y annualised
+0.02% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 23 Jun 2025₹5,321.95
Min. SIP amountNot Supported
Rating3
Fund size₹36,087.85Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (92)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec6.12%
Bank Of Baroda
FinancialCD5.48%
Punjab National Bank
FinancialCD4.65%
HDFC Bank Ltd.
FinancialCD4.14%
Bank Of Baroda
FinancialCD3.56%
National Bank For Agriculture & Rural Development
FinancialCP3.04%
Reliance Jio Infocomm Ltd.
CommunicationCP2.77%
National Bank For Agriculture & Rural Development
FinancialCP2.76%
Punjab National Bank
FinancialCD2.76%
Reserve Bank of India
FinancialT-Bills2.75%
Reserve Bank of India
FinancialT-Bills2.74%
Punjab & Sind Bank
FinancialCD2.46%
Small Industries Devp. Bank of India Ltd.
FinancialCP2.28%
Karur Vysya Bank Ltd.
FinancialCD1.94%
Indian Oil Corporation Ltd.
EnergyCP1.93%
Reserve Bank of India
FinancialT-Bills1.66%
ICICI Securities Ltd.
FinancialCP1.66%
Reserve Bank of India
FinancialT-Bills1.52%
HDFC Bank Ltd.
FinancialCD1.52%
Indian Oil Corporation Ltd.
EnergyCP1.52%
Reserve Bank of India
FinancialT-Bills1.45%
Reserve Bank of India
FinancialT-Bills1.42%
Punjab & Sind Bank
FinancialCD1.38%
Reliance Industries Ltd.
EnergyCP1.38%
ICICI Securities Ltd.
FinancialCP1.38%
Motilal Oswal Financial Services Ltd.
FinancialCP1.38%
Sikka Ports and Terminals Ltd.
EnergyCP1.38%
Bank of India
FinancialCD1.38%
Small Industries Devp. Bank of India Ltd.
FinancialCP1.38%
Union Bank of India
FinancialCD1.38%
Export-Import Bank Of India
FinancialCP1.38%
L&T Metro Rail (Hyderabad) Ltd.
ConstructionCP1.38%
Reliance Retail Ventures Ltd.
ServicesCP1.38%
Karur Vysya Bank Ltd.
FinancialCD1.37%
Reserve Bank of India
FinancialT-Bills1.37%
HDFC Bank Ltd.
FinancialCD1.37%
Punjab National Bank
FinancialCD1.37%
PNB Housing Finance Ltd.
FinancialCP1.37%
Bank Of Baroda
FinancialCD1.37%
Indian Overseas Bank
FinancialCD1.37%
Bank of India
FinancialCD1.10%
Can Fin Homes Ltd. Pref. Shares
FinancialCP1.09%
Indian Overseas Bank
FinancialCD1.09%
Axis Bank Ltd.
FinancialCD1.09%
Angel One Ltd.
FinancialCP1.04%
Small Industries Devp. Bank of India Ltd.
FinancialCP0.97%
HDFC Securities Ltd.
FinancialCP0.83%
IIFL Finance Ltd.
FinancialCP0.83%
Tata Steel Ltd.
Metals & MiningCP0.83%
Piramal Finance Ltd.
FinancialCP0.82%
Motilal Oswal Financial Services Ltd.
FinancialCP0.82%
ICICI Securities Ltd.
FinancialCP0.82%
HDFC Bank Ltd.
FinancialCD0.75%
IIFL Finance Ltd.
FinancialCP0.69%
HDFC Bank Ltd.
FinancialCD0.69%
Reserve Bank of India
FinancialT-Bills0.69%
IIFL Finance Ltd.
FinancialCP0.68%
Indian Bank
FinancialCD0.68%
FinancialNCD0.66%
Hindustan Zinc Ltd.
Metals & MiningCP0.55%
ICICI Securities Ltd.
FinancialCP0.55%
Poonawalla Fincorp Ltd.
FinancialCP0.55%
Motilal Oswal Financial Services Ltd.
FinancialCP0.55%
Axis Bank Ltd.
FinancialCD0.55%
HDFC Securities Ltd.
FinancialCP0.55%
360 One Wam Ltd.
FinancialCP0.55%
IIFL Finance Ltd.
FinancialCP0.55%
Sikka Ports and Terminals Ltd.
EnergyCP0.55%
National Bank For Agriculture & Rural Development
FinancialCP0.55%
Small Industries Devp. Bank of India Ltd.
FinancialCD0.55%
Aditya Birla Finance Ltd.
FinancialCP0.55%
Aseem Infrastructure Finance Ltd.
FinancialCP0.42%
HDFC Securities Ltd.
FinancialCP0.42%
Hindustan Zinc Ltd.
Metals & MiningCP0.42%
National Bank For Agriculture & Rural Development
FinancialCP0.28%
Aditya Birla Housing Finance Ltd.
FinancialCP0.28%
Network 18 Media & Investments Ltd.
ServicesCP0.28%
Bajaj Financial Securities Ltd.
FinancialCP0.28%
Bajaj Finance Ltd.
FinancialCP0.28%
Motilal Oswal Finevest Ltd.
FinancialCP0.27%
FinancialDebenture0.21%
Hindustan Petroleum Corporation Ltd.
EnergyCP0.21%
Bank Of Baroda
FinancialCD0.21%
Muthoot Finance Ltd.
FinancialCP0.19%
Indian Bank
FinancialCD0.14%
360 ONE Wealth Ltd.
FinancialCP0.14%
Aditya Birla Money Ltd.
FinancialCP0.14%
Bank Of Baroda
FinancialCD0.14%
Sharekhan Ltd.
FinancialCP0.14%
ICICI Securities Ltd.
FinancialCP0.14%
ICICI Securities Primary Dealership Ltd.
FinancialCP0.07%
Birla Group Holdings Pvt. Ltd.
FinancialCP0.07%
See All

Minimum investment amounts

Min. for 1st investment₹100
Min. for 2nd investment onwards₹100
Min. for SIPNot Supported

Returns and rankings

Category: Debt Liquid
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns7.3%7.0%5.6%6.8%
Category average7.0%6.8%5.4%NA
Rank with in category152020NA
Understand terms

Peer Comparison

Debt, Liquid fundsRating1Y3YFund Size(Cr)
5
7.3%7.1%44,545.61
5
7.3%7.1%7,715.73
5
7.3%7.1%6,288.20
4
7.3%7.0%14,285.45
4
7.3%7.0%17,751.61

Expense ratio, exit load and tax

Expense ratio: 0.20%

Inclusive of GST

Exit load

Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Sunil Pandey
Jun 2025 - Present
View details

Education
Masters in Financial Management
Experience
Prior to joining the debt dealership segment, Mr. Pandey was part of the Investor Relations Team of Kotak AMC till 2010 & post that he was part of the Investment Operations Team of the AMC,
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
Phone
022-61152100 / 1800-22-2626
Launch Date
05 Aug 1994
E-mail
NA
Website
Kotak Mahindra Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Debt Liquid

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality

Cons

Higher expense ratio: 0.2%

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