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JM Ultra Short to Short Term Fund Direct Plan Growth
+7.26%
3Y annualised
+0.02% 1D
NAV: 17 Sep '26
₹41.07
Min. for SIP
₹100
Fund size (AUM)
₹214.66 Cr
Expense ratio
0.40%
Rating
2
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,751 | +2.92% | |
| 3 years | ₹1,80,000 | ₹1,99,059 | +10.59% | |
| 5 years | ₹3,00,000 | ₹3,55,946 | +18.65% | |
| 10 years | ₹6,00,000 | ₹8,41,139 | +40.19% |
Holdings (36)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| PUNJAB NATIONAL BANK CD 04MAR27 | Financial | Certificate of Deposit | 7.66% |
| Union Bank of India (16/03/2027) ** # | Financial | Commercial Paper | 7.64% |
| AXIS BANK LIMITED CD 07DEC26 | Financial | Certificate of Deposit | 7.10% |
| GODREJ INDUSTRIES LIMITED SR II 8.40 NCD 27AG27 FVRS1LAC | Diversified | Non Convertible Debenture | 4.67% |
| PIRAMAL FINANCE LIMITED 8.75 NCD 29OCT27 FVRS1LAC | Financial | Bonds/NCDs | 4.66% |
| 360 ONE PRIME LIMITED SR VI TR I 9.61 NCD 18JN27 FVRS1000 | Financial | Debenture | 3.48% |
| HDFC BANK LIMITED CD 05MAR27 | Financial | Certificate of Deposit | 3.15% |
| Others CBLO | Unspecified | CBLO | 3.05% |
| Net Receivables | Unspecified | Net Receivables | 2.43% |
| CHOLAMANDALAM INVESTMENT AND FIN. CO. LTD SR V TR II 8.40 NCD 09AG28 FVRS1000 | Financial | Bonds | 2.34% |
| LIC HOUSING FINANCE LIMITED TR- 359 7.95 LOA 29JN28 FVRS10LAC | Financial | Debenture | 2.34% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.83 BD 24NV28 FVRS1LAC | Financial | Debenture | 2.33% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VI 7.79 BD 14MY27 FVRS1LAC | Financial | Debenture | 2.33% |
| Sikka Ports and Terminals Ltd SR-PPD-7 Debenture 7.90 18/11/2026 | Energy & Utilities | Debenture | 2.33% |
| REC Ltd Debenture 7.54 30/12/2026 | Financial | Debenture | 2.33% |
| INDIAN BANK CD 01SEP26 | Financial | Certificate of Deposit | 2.33% |
| LIC HOUSING FINANCE LTD TR 445 OP II 7.74 NCD 11FB28 FVRS1LAC | Financial | Floating Rate Bond | 2.33% |
| MUTHOOT FINANCE LIMITED 8.60 NCD 02MR28 FVRS1LAC | Financial | Non Convertible Debenture | 2.33% |
| MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AB2026 7.90 NCD 21FB28 FVRS1LAC | Financial | Debenture | 2.33% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC | Financial | Bonds | 2.32% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC | Financial | Bonds | 2.32% |
| LIC HOUSING FINANCE LIMITED TR 419 OPT II 6.65 LOA 15FB27 FVRS10LAC | Financial | Bonds/NCDs | 2.32% |
| MUTHOOT FINANCE LIMITED 8.05 NCD 25NV27 FVRS1LAC | Financial | Debenture | 2.31% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.04 BD 09FB29 FVRS1LAC | Financial | Bonds | 2.30% |
| GOVERNMENT OF INDIA 36839 364 DAYS TBILL 17DC26 FV RS 100 | Financial | Treasury Bills | 2.29% |
| 182 Days Tbill (MD 24/12/2026) | Financial | Treasury Bills | 2.29% |
| GOVERNMENT OF INDIA 37694 182 DAYS TBILL 21JN27 FV RS 100 | Financial | Treasury Bills | 2.28% |
| TATA HOUSING DEVELOPMENT COMPANY LIMITED 364D CP 15JAN27 | Industrials | Commercial Paper | 2.27% |
| GOVERNMENT OF INDIA 37223 364 DAYS TBILL 19MR27 FV RS 100 | Financial | Treasury Bills | 2.26% |
| POWER FINANCE CORPORATION LTD. SR-177 7.85 BD 03AP28 FVRS10LAC | Financial | Debenture | 1.87% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LAC | Financial | Debenture | 1.87% |
| LIC HOUSING FINANCE LIMITED TR 434 OP I 7.70 LOA 16MY28 FVRS10LAC | Financial | Debenture | 1.63% |
| CANARA BANK CD 11NOV26 | Financial | Certificate of Deposit | 1.61% |
| Indian Railway Finance Corpn. Ltd. 7.33 27/08/2027 | Financial | Debenture | 1.40% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26D 7.01 BD 16MR29 FVRS1LAC | Financial | Bonds | 1.15% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.34% |
See All
Minimum investments
Min. for 1st investment
₹1,000
Min. for 2nd investment
₹100
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.3% | +6.5% | +6.3% | +7.0% |
| Category average (Debt Low Duration) | +7.1% | +5.9% | +6.5% | -- |
| Rank (Debt Low Duration) | 14 | 16 | 17 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Fund management
RFRuchi FozdarApr 2024 - PresentView details
RF
Ruchi Fozdar
Apr 2024 - Present
View details
JDJayant DhootAug 2025 - PresentView details
JD
Jayant Dhoot
Aug 2025 - Present
View details
KPKillol PandyaNov 2024 - PresentView details
KP
Killol Pandya
Nov 2024 - Present
View details
About JM Ultra Short to Short Term Fund Direct Plan Growth
JM Ultra Short to Short Term Fund Direct Plan Growth is a Debt Mutual Fund Scheme launched by JM Financial Mutual Fund. This scheme was made available to investors on 15 Sep 1994. Ruchi Fozdar is the Current Fund Manager of JM Ultra Short to Short Term Fund Direct Plan Growth fund. The fund currently has an Asset Under Management(AUM) of ₹13,408 Cr and the Latest NAV as of 17 Sep 2026 is ₹41.07.
The JM Ultra Short to Short Term Fund Direct Plan Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹1,000.
;
Investment Objective
The scheme seeks to generate stable long term returns with low risk strategy and capital appreciation/accretion besides preservation of capital through investments in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 6 months - 12 months.
Fund benchmarkCRISIL Low Duration Debt A-I Index
Fund house
Rank (total assets)#32 in India
Total AUM₹13,408.24 Cr
Date of Incorporation15 Sep 1994
Launch Date15 Sep 1994
AddressOne International Centre, 22nd Floor,Tower 2, Senapati Bapat Marg,Prabhadevi, Mumbai Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,