1M
6M
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5Y
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| NAV: 21 Apr 2025 | ₹71.14 |
| Min. SIP amount | ₹100 |
| Rating | 2 |
| Fund size | ₹2,805.99Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
1 year
3 years
5 years
Total investment of ₹60,000
Would have become ₹61,944 (+3.24%)
Holdings (45)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
Reserve Bank of India | Financial | T-Bills | 7.91% |
Reserve Bank of India | Financial | T-Bills | 4.50% |
HDFC Bank Ltd. | Financial | CD | 4.45% |
Punjab National Bank | Financial | CD | 4.39% |
Punjab National Bank | Financial | CD | 3.53% |
HDFC Bank Ltd. | Financial | CD | 3.53% |
Reserve Bank of India | Financial | T-Bills | 3.52% |
ICICI Securities Ltd. | Financial | CP | 3.51% |
Birla Group Holdings Pvt. Ltd. | Financial | CP | 2.65% |
PNB Housing Finance Ltd. | Financial | CP | 2.65% |
Canara Bank | Financial | CD | 2.64% |
National Bank For Agriculture & Rural Development | Financial | CD | 2.63% |
Kotak Mahindra Investments Ltd. | Financial | CP | 2.63% |
Tata Housing Devp. Co. Ltd | Construction | CP | 2.11% |
National Bank For Agriculture & Rural Development | Financial | CP | 1.78% |
ICICI Home Finance Company Ltd. | Financial | CP | 1.77% |
360 One Wam Ltd. | Financial | CP | 1.77% |
National Bank For Agriculture & Rural Development | Financial | CP | 1.77% |
ICICI Securities Ltd. | Financial | CP | 1.77% |
National Bank For Agriculture & Rural Development | Financial | CP | 1.76% |
Reserve Bank of India | Financial | T-Bills | 1.76% |
Standard Chartered Capital Ltd. | Financial | CP | 1.76% |
IDFC First Bank Ltd. | Financial | CD | 1.76% |
Piramal Capital & Housing Finance Ltd. | Financial | CP | 1.76% |
Aditya Birla Housing Finance Ltd. | Financial | CP | 1.76% |
Union Bank of India | Financial | CD | 1.76% |
Axis Bank Ltd. | Financial | CD | 1.76% |
Reliance Retail Ventures Ltd. | Services | CP | 1.76% |
Small Industries Devp. Bank of India Ltd. | Financial | CP | 1.76% |
National Bank For Agriculture & Rural Development | Financial | CP | 1.76% |
HDFC Bank Ltd. | Financial | CD | 1.76% |
Bank of India | Financial | CD | 1.76% |
Kotak Mahindra Securities Ltd. | Financial | CP | 1.76% |
Bajaj Finance Ltd. | Financial | CP | 1.76% |
Reserve Bank of India | Financial | T-Bills | 1.76% |
Kotak Mahindra Securities Ltd. | Financial | CP | 1.75% |
Aditya Birla Housing Finance Ltd. | Financial | CP | 1.75% |
Bank Of Baroda | Financial | CD | 1.59% |
Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 0.89% |
Godrej Industries Ltd. | Consumer Staples | CP | 0.88% |
Bank Of Baroda | Financial | CD | 0.32% |
Bank Of Baroda | Financial | CD | 0.18% |
Reserve Bank of India | Financial | T-Bills | 0.10% |
Reserve Bank of India | Financial | T-Bills | 0.07% |
Reserve Bank of India | Financial | T-Bills | 0.07% |
See All
Minimum investment amounts
| Min. for 1st investment | ₹1,000 |
| Min. for 2nd investment onwards | ₹100 |
| Min. for SIP | ₹100 |
Returns and rankings
Category: Debt Liquid
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 7.3% | 6.8% | 5.5% | 6.9% |
| Category average | 7.0% | 6.6% | 5.3% | NA |
| Rank with in category | 30 | 26 | 25 | NA |
Understand terms
Peer Comparison
| Debt, Liquid funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Aditya Birla Sun Life Liquid Fund Direct Growth | 5 | 7.4% | 6.9% | 41,051.49 |
Mahindra Manulife Liquid Fund Direct Growth | 5 | 7.4% | 6.9% | 1,025.78 |
Union Liquid Fund Direct Growth | 5 | 7.4% | 6.9% | 3,206.36 |
Edelweiss Liquid Direct Growth | 5 | 7.4% | 6.9% | 5,243.37 |
Bajaj Finserv Liquid Fund Direct Growth | 5 | 7.4% | NA | 4,200.75 |
Expense ratio, exit load and tax
Expense ratio: 0.16%
Inclusive of GST
Exit load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund management
Killol PandyaNov 2024 - PresentView details
Killol Pandya
Nov 2024 - Present
View details
Education
Mr. Pandya is a B.Com (H) from N.M College of Commerce, DPCM from ICFAI and MMS (Finance) from K.J. Somaiya Institute of Management Studies and Research.
Experience
Prior to joining JM Financial Asset Management Limited he has worked with Barclays Securities India Private Ltd,Peerless Funds Management Co. Limited, LIC Nomura Mutual Fund AMC , Daiwa Asset Management (India) Pvt. Ltd., SBI Funds Management Pvt Ltd., IL&FS Investsmart Ltd. and Darashaw & Co. Pvt. Ltd.
Also manages these schemes
Naghma KhojaOct 2021 - PresentView details
Naghma Khoja
Oct 2021 - Present
View details
Education
She is B.Com, CA and CFA
Experience
Before joining JM Financial AMC, she was associated with Karvy Capital Limited.
Also manages these schemes
Ruchi FozdarApr 2024 - PresentView details
Ruchi Fozdar
Apr 2024 - Present
View details
Education
Ms. Ruchi is a graduate in science and PGDBM in finance
Experience
Prior to joining JM Mutual Fund, she was associated with few brokers and institutions like Reliance Life Insurance Co. Ltd. and Mahindra Manulife Mutual Fund
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
Office B-8th Floor-Cnergy,Appasaheb Marathe Marg,Prabhadevi, Mumbai 400025
Phone
022-33797777 / 1800-103-8345
Launch Date
15 Sep 1994
E-mail
NAWebsite
www.JMFinancialmf.com
JM Financial Mutual Fund
Asset Management Company
Custodian
HDFC Bank
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Website
www.karvymfs.comPros and cons
Category: Debt Liquid
Pros
Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Higher alpha: 1.67
The fund has generated returns higher than benchmark - CRISIL Liquid Debt A-I Index - in the last 3Y
Cons
Higher expense ratio: 0.16%
Low rating: 2
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JM Liquid Fund Direct Growth
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Bengaluru – 560103
Karnataka
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