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JM Liquid Fund Direct Growth

Debt
Liquid
Low to Moderate Risk
+7.00%
3Y annualised
+0.01% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 30 Nov 2025
₹73.75
Rating
2
Min. SIP amount
₹100
Fund size
₹1,373.53Cr

Returns calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)

Holdings (26)

NameSectorInstrumentAssets
Indian Oil Corporation Ltd.
EnergyCP7.28%
Punjab National Bank
FinancialCD7.20%
Reserve Bank of India
FinancialT-Bills7.19%
LIC Housing Finance Ltd.
FinancialNCD3.65%
Aditya Birla Money Ltd.
FinancialCP3.63%
Punjab National Bank
FinancialCD3.63%
Birla Group Holdings Pvt. Ltd.
FinancialCP3.63%
Piramal Finance Pvt. Ltd.
FinancialCP3.62%
Bank Of Baroda
FinancialCD3.62%
Union Bank of India
FinancialCD3.62%
Bank of India
FinancialCD3.62%
Aditya Birla Capital Ltd.
FinancialCP3.62%
L&T Finance Ltd.
FinancialCP3.62%
Reliance Retail Ventures Ltd.
ServicesCP3.62%
ICICI Securities Ltd.
FinancialCP3.62%
Canara Bank
FinancialCD3.61%
Bajaj Financial Securities Ltd.
FinancialCP3.61%
Godrej Properties Ltd.
ConstructionCP3.61%
Kotak Mahindra Securities Ltd.
FinancialCP3.61%
Small Industries Devp. Bank of India Ltd.
FinancialCD3.60%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture1.82%
NTPC Ltd.
EnergyCP1.81%
Kotak Mahindra Bank Ltd.
FinancialCD1.81%
Reserve Bank of India
FinancialT-Bills1.45%
Reserve Bank of India
FinancialT-Bills0.22%
Reserve Bank of India
FinancialT-Bills0.14%
See All

Minimum investment amounts

Min. for 1st investment₹1,000
Min. for 2nd investment onwards₹100
Min. for SIP₹100

Returns and rankings

Category: Debt Liquid
Annualised returns
Absolute returns
3Y5Y10YAll
Fund returns7.0%5.8%6.2%6.9%
Category average6.8%5.6%6.0%NA
Rank with in category272415NA
Understand terms

Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.16%

Inclusive of GST

Exit load

Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Jayant Dhoot
Aug 2025 - Present
View details

Education
Chartered Accountant, Company Secretary, B.Com
Experience
Prior to joining the JM MF, he was worked with Taurus Corporate Advisory Services Pvt Ltd, Nuvama Wealth & Investment Ltd, NVS Brokerage Pvt. Ltd.
Also manages these schemes
JM Liquid Fund Unclaimed Redemption
JM Overnight Fund Direct Growth
JM Liquid Fund Direct Growth
JM Dynamic Bond Fund Direct Growth
JM Short Duration Fund Direct Growth
JM Low Duration Fund Direct Plan Growth
JM Medium to Long Duration Fund Direct Growth

Fund house & investment objective

Fund house contact details

Address
Office B-8th Floor-Cnergy,Appasaheb Marathe Marg,Prabhadevi, Mumbai 400025
Phone
022-33797777 / 1800-103-8345
Launch Date
15 Sep 1994
E-mail
NA
Website
www.JMFinancialmf.com
JM Financial Mutual Fund
Asset Management Company
Custodian
HDFC Bank
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]
Website
www.karvymfs.com

Pros and cons

Category: Debt Liquid

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality

Cons

Higher expense ratio: 0.16%
Low rating: 2

Compare funds

JM Liquid Fund Direct Growth
VS
Add mutual fund to compare
Vaishnavi Tech Park, South Tower, 3rd FloorSarjapur Main Road, Bellandur, Bengaluru – 560103Karnataka
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