1M
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| NAV: 15 Dec 2024 | ₹69.36 |
| Min. SIP amount | ₹100 |
| Rating | 2 |
| Fund size | ₹2,476.38Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Returns and rankings
Category: Debt Liquid
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 7.4% | 6.4% | 5.3% | 6.9% |
| Category average | 7.2% | 6.2% | 5.2% | NA |
| Rank with in category | 28 | 24 | 25 | NA |
Understand terms
Peer Comparison
| Debt, Liquid funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Aditya Birla Sun Life Liquid Fund Direct Growth | 5 | 7.5% | 6.5% | 43,796.91 |
Mahindra Manulife Liquid Fund Direct Growth | 5 | 7.5% | 6.5% | 1,016.37 |
Union Liquid Fund Direct Growth | 5 | 7.5% | 6.5% | 3,516.37 |
PGIM India Liquid Fund Direct Plan Growth | 5 | 7.5% | 6.4% | 374.40 |
Edelweiss Liquid Direct Growth | 5 | 7.5% | 6.4% | 5,046.32 |
Holdings (54)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
Reliance Jio Infocomm Ltd. | Communication | CP | 3.11% |
Aditya Birla Finance Ltd. | Financial | CP | 3.11% |
Bank Of Baroda | Financial | CD | 3.08% |
Canara Bank | Financial | CD | 2.94% |
Reserve Bank of India | Financial | T-Bills | 2.34% |
Kotak Mahindra Bank Ltd. | Financial | CD | 2.33% |
Bajaj Housing Finance Ltd. | Financial | CP | 2.17% |
Godrej Properties Ltd. | Construction | CP | 1.56% |
Canara Bank | Financial | CD | 1.56% |
Redington Ltd. | Services | CP | 1.56% |
Reserve Bank of India | Financial | T-Bills | 1.56% |
Kotak Mahindra Investments Ltd. | Financial | Debenture | 1.56% |
REC Ltd. | Financial | Bonds | 1.56% |
National Bank For Agriculture & Rural Development | Financial | CD | 1.55% |
PNB Housing Finance Ltd. | Financial | CP | 1.55% |
HDFC Securities Ltd. | Financial | CP | 1.55% |
Bank Of Baroda | Financial | CD | 1.55% |
Reserve Bank of India | Financial | T-Bills | 1.55% |
ICICI Securities Ltd. | Financial | CP | 1.55% |
Kotak Mahindra Bank Ltd. | Financial | CD | 1.55% |
Punjab National Bank | Financial | CD | 1.55% |
State Bank of India | Financial | CD | 1.55% |
Axis Bank Ltd. | Financial | CD | 1.55% |
Reliance Retail Ventures Ltd. | Services | CP | 1.54% |
Punjab National Bank | Financial | CD | 1.54% |
Indusind Bank Ltd. | Financial | CD | 1.54% |
Union Bank of India | Financial | CD | 1.54% |
National Bank For Agriculture & Rural Development | Financial | CP | 1.54% |
PNB Housing Finance Ltd. | Financial | CP | 1.54% |
Muthoot Finance Ltd. | Financial | CP | 1.54% |
ICICI Home Finance Company Ltd. | Financial | CD | 1.54% |
Aditya Birla Money Ltd. | Financial | CP | 1.54% |
Reserve Bank of India | Financial | T-Bills | 1.54% |
HDFC Bank Ltd. | Financial | CD | 1.54% |
Bank Of Baroda | Financial | CD | 1.54% |
Bajaj Finance Ltd. | Financial | CP | 1.54% |
HDFC Securities Ltd. | Financial | CD | 1.54% |
Piramal Enterprises Ltd. | Healthcare | CP | 1.53% |
Canara Bank | Financial | CD | 1.53% |
Union Bank of India | Financial | CD | 1.53% |
Redington Ltd. | Services | CP | 1.53% |
ICICI Bank Ltd. | Financial | CD | 1.53% |
Aditya Birla Housing Finance Ltd. | Financial | CP | 1.53% |
Reserve Bank of India | Financial | T-Bills | 1.45% |
Piramal Capital & Housing Finance Ltd. | Financial | CP | 1.23% |
Power Finance Corporation Ltd. | Financial | Bonds | 0.78% |
Bajaj Housing Finance Ltd. | Financial | NCD | 0.78% |
Axis Bank Ltd. | Financial | CD | 0.77% |
ICICI Bank Ltd. | Financial | CD | 0.77% |
Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.77% |
Reserve Bank of India | Financial | T-Bills | 0.25% |
Reserve Bank of India | Financial | T-Bills | 0.14% |
Reserve Bank of India | Financial | T-Bills | 0.09% |
Reserve Bank of India | Financial | T-Bills | 0.06% |
See All
Pros and cons
Category: Debt Liquid
Pros
Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Higher alpha: 1.89
The fund has generated returns higher than benchmark - CRISIL Liquid Debt A-I Index - in the last 3Y
Cons
Higher expense ratio: 0.15%
Low rating: 2
Expense ratio, exit load and tax
Expense ratio: 0.15%
Inclusive of GST
Exit load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Minimum investment amounts
| Min. for 1st investment | ₹1,000 |
| Min. for 2nd investment onwards | ₹100 |
| Min. for SIP | ₹100 |
Fund management
Ruchi FozdarApr 2024 - PresentView details
Ruchi Fozdar
Apr 2024 - Present
View details
Education
Ms. Ruchi is a graduate in science and PGDBM in finance
Experience
Prior to joining JM Mutual Fund, she was associated with few brokers and institutions like Reliance Life Insurance Co. Ltd. and Mahindra Manulife Mutual Fund
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
Office B-8th Floor-Cnergy,Appasaheb Marathe Marg,Prabhadevi, Mumbai 400025
Phone
022-33797777 / 1800-103-8345
Launch Date
15 Sep 1994
E-mail
NAWebsite
www.JMFinancialmf.com
JM Financial Mutual Fund
Asset Management Company
Custodian
HDFC Bank
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
www.karvymfs.comCompare funds
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