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JM Liquid Fund Direct Growth
+6.85%
3Y annualised
+0.03% 1D
NAV: 09 Oct '26
₹77.85
Min. for SIP
₹1,000
Fund size (AUM)
₹1,701.37 Cr
Expense ratio
0.16%
Rating
2
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,789 | +2.98% | |
| 3 years | ₹1,80,000 | ₹1,97,970 | +9.98% | |
| 5 years | ₹3,00,000 | ₹3,53,394 | +17.80% | |
| 10 years | ₹6,00,000 | ₹8,14,873 | +35.81% |
Holdings (30)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Repo | Unspecified | Repo | 20.54% |
| L&T FINANCE LIMITED 91D CP 05NOV26 | Financial | Commercial Paper | 5.84% |
| Canara Bank (04/12/2026) ** # | Financial | Certificate of Deposit | 5.81% |
| INDIAN BANK CD 15DEC26 | Financial | Certificate of Deposit | 5.80% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 06NOV26 | Financial | Certificate of Deposit | 4.38% |
| Tata Capital Ltd** | Financial | Commercial Paper | 4.35% |
| REC LIMITED 91D CP 22OCT26 | Financial | Commercial Paper | 2.93% |
| HDFC BANK LIMITED CD 02NOV26 | Financial | Certificate of Deposit | 2.92% |
| Punjab & Sind Bank 06-NOV-2026**# | Financial | Certificate of Deposit | 2.92% |
| EXPORT IMPORT BANK OF INDIA CD 11NOV26 | Financial | Certificate of Deposit | 2.92% |
| CANARA BANK CD 17NOV26 | Financial | Certificate of Deposit | 2.92% |
| REDINGTON LIMITED 91D CP 13NOV26 | Technology | Commercial Paper | 2.92% |
| POWER FINANCE CORPORATION LIMITED 91D CP 18NOV26 | Financial | Commercial Paper | 2.91% |
| BAJAJ FINANCIAL SECURITIES LIMITED 91D CP 13NOV26 | Financial | Commercial Paper | 2.91% |
| AXIS BANK LIMITED CD 26NOV26 | Financial | Certificate of Deposit | 2.91% |
| KOTAK MAHINDRA BANK LIMITED CD 27NOV26 | Financial | Certificate of Deposit | 2.91% |
| BANK OF INDIA CD RED 03-12-2026#** | Financial | Certificate of Deposit | 2.91% |
| ICICI SECURITIES CP 04-12-26** | Financial | Commercial Paper | 2.90% |
| Punjab & Sind Bank 10-DEC-2026**# | Financial | Certificate of Deposit | 2.90% |
| 91 DTB (24-DEC-2026) | Financial | Treasury Bills | 2.90% |
| Tata Housing Development Company Ltd. 11-DEC-2026** | Industrials | Commercial Paper | 2.90% |
| Kotak Securities Ltd. 08-DEC-2026** | Financial | Commercial Paper | 2.90% |
| Manappuram Finance Limited (15/12/2026) ** | Financial | Commercial Paper | 2.89% |
| TATA PROJECTS LIMITED SR N 8.50 NCD 18DC26 FVRS1LAC | Industrials | Non Convertible Debenture | 1.47% |
| GOVERNMENT OF INDIA 37846 091 DAYS TBILL 19NV26 FV RS 100 | Financial | Treasury Bills | 1.46% |
| KOTAK MAHINDRA PRIME LIMITED 349D CP 24NOV26 | Financial | Commercial Paper | 1.45% |
| BANK OF BARODA CD 15DEC26 | Financial | Certificate of Deposit | 1.45% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.50% |
| GOVERNMENT OF INDIA 37424 182 DAYS TBILL 05NV26 FV RS 100 | Financial | Treasury Bills | 0.12% |
| Net Payables | Unspecified | Net Payables | -2.66% |
See All
Minimum investments
Min. for 1st investment
₹1,000
Min. for 2nd investment
₹100
Min. for SIP
₹1,000
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +6.8% | +6.3% | +6.1% | +6.8% |
| Category average (Debt Liquid) | +6.8% | +6.3% | +6.0% | +6.9% |
| Rank (Debt Liquid) | 28 | 26 | 19 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +6.59% | +7.00% | 61,166.54 | |
 | +6.55% | +7.00% | 11,740.87 | |
 | +6.59% | +6.99% | 53,470.17 | |
 | +6.52% | +6.97% | 1,437.98 | |
 | +6.54% | +6.97% | 6,082.10 | |
| Compare | ||||
Fund management
RFRuchi FozdarApr 2024 - PresentView details
RF
Ruchi Fozdar
Apr 2024 - Present
View details
JDJayant DhootAug 2025 - PresentView details
JD
Jayant Dhoot
Aug 2025 - Present
View details
KPKillol PandyaNov 2024 - PresentView details
KP
Killol Pandya
Nov 2024 - Present
View details
About JM Liquid Fund Direct Growth
JM Liquid Fund Direct Growth is a Debt Mutual Fund Scheme launched by JM Financial Mutual Fund. This scheme was made available to investors on 15 Sep 1994. Ruchi Fozdar is the Current Fund Manager of JM Liquid Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹13,408 Cr and the Latest NAV as of 09 Oct 2026 is ₹77.85.
The JM Liquid Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹1,000. Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
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Investment Objective
The scheme seeks to provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in Debt and money market securities with maturity of upto 91 days only.
Fund benchmarkCRISIL Liquid Debt A-I Index
Fund house
Rank (total assets)#32 in India
Total AUM₹13,408.24 Cr
Date of Incorporation15 Sep 1994
Launch Date15 Sep 1994
AddressOne International Centre, 22nd Floor,Tower 2, Senapati Bapat Marg,Prabhadevi, Mumbai Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,