JM Liquid Fund Direct Growth

Debt
Liquid
Low to Moderate Risk
6.47%
3Y annualised
+0.02% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 13 Jan 2025₹69.74
Min. SIP amount₹100
Rating2
Fund size₹2,476.38Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Returns and rankings

Category: Debt Liquid
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns7.3%6.5%5.4%6.9%
Category average7.2%6.3%5.2%NA
Rank with in category302425NA
Understand terms

Peer Comparison

Debt, Liquid fundsRating1Y3YFund Size(Cr)
5
7.5%6.6%43,796.91
5
7.4%6.6%1,016.37
5
7.4%6.5%3,516.37
5
7.5%6.5%5,046.32
4
7.4%6.5%26,468.93

Holdings (47)

NameSectorInstrumentAssets
Reserve Bank of India
FinancialT-Bills5.02%
Bank of India
FinancialCD4.19%
Small Industries Devp. Bank of India Ltd.
FinancialCD3.39%
Reliance Industries Ltd.
EnergyCP3.38%
ICICI Bank Ltd.
FinancialCD3.36%
Reserve Bank of India
FinancialT-Bills3.35%
Canara Bank
FinancialCD3.35%
Punjab National Bank
FinancialCD3.35%
Axis Bank Ltd.
FinancialCD2.52%
Bajaj Housing Finance Ltd.
FinancialCP2.38%
Gujarat State
ConstructionSDL1.70%
HDFC Bank Ltd.
FinancialDebenture1.70%
Punjab National Bank
FinancialCD1.70%
Indian Bank
FinancialCD1.70%
Reliance Retail Ventures Ltd.
ServicesCP1.69%
HDFC Securities Ltd.
FinancialCD1.69%
Punjab National Bank
FinancialCD1.69%
Export-Import Bank Of India
FinancialCP1.69%
ICICI Home Finance Company Ltd.
FinancialCD1.69%
Muthoot Finance Ltd.
FinancialCP1.69%
PNB Housing Finance Ltd.
FinancialCP1.69%
Canara Bank
FinancialCD1.68%
HDFC Bank Ltd.
FinancialCD1.68%
Godrej Properties Ltd.
ConstructionCP1.68%
National Bank For Agriculture & Rural Development
FinancialCP1.68%
Redington Ltd.
ServicesCP1.68%
Indusind Bank Ltd.
FinancialCD1.68%
Kotak Mahindra Bank Ltd.
FinancialCD1.68%
ICICI Home Finance Company Ltd.
FinancialCP1.68%
Aditya Birla Money Ltd.
FinancialCP1.68%
Reserve Bank of India
FinancialT-Bills1.68%
Bank Of Baroda
FinancialCD1.68%
Aditya Birla Finance Ltd.
FinancialCP1.68%
Aditya Birla Housing Finance Ltd.
FinancialCP1.68%
Punjab National Bank
FinancialCD1.68%
Piramal Enterprises Ltd.
HealthcareCP1.68%
HDFC Securities Ltd.
FinancialCP1.68%
Birla Group Holdings Pvt. Ltd.
FinancialCP1.68%
Bajaj Finance Ltd.
FinancialCP1.68%
Small Industries Devp. Bank of India Ltd.
FinancialCP1.67%
Piramal Capital & Housing Finance Ltd.
FinancialCP1.34%
Rajasthan State
OthersSDL0.85%
Reserve Bank of India
FinancialT-Bills0.84%
Bank Of Baroda
FinancialCD0.67%
Reserve Bank of India
FinancialT-Bills0.27%
Reserve Bank of India
FinancialT-Bills0.10%
Reserve Bank of India
FinancialT-Bills0.07%
See All

Pros and cons

Category: Debt Liquid

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
Higher alpha: 1.87 The fund has generated returns higher than benchmark - CRISIL Liquid Debt A-I Index - in the last 3Y

Cons

Higher expense ratio: 0.15%
Low rating: 2

Expense ratio, exit load and tax

Expense ratio: 0.15%

Inclusive of GST

Exit load

Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹1,000
Min. for 2nd investment onwards₹100
Min. for SIP₹100

Fund house & investment objective

Fund house contact details

Address
Office B-8th Floor-Cnergy,Appasaheb Marathe Marg,Prabhadevi, Mumbai 400025
Phone
022-33797777 / 1800-103-8345
Launch Date
15 Sep 1994
E-mail
NA
JM Financial Mutual Fund
Asset Management Company
Custodian
HDFC Bank
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,

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