Stocks
Invest in Stocks
Invest in stocks, ETFs, IPOs with fast orders. Track returns on your stock holdings and view real-time P&L on your positions.
F&O
Mutual Funds
Invest in Mutual Funds
Invest in direct mutual funds at zero charges via lump sump investments or SIPs
Bank of India ELSS Tax Saver Direct Growth
+11.75%
3Y annualised
-0.68% 1D
NAV: 11 Sep '26
₹193.21
Min. for SIP
₹500
Fund size (AUM)
₹1,414.44 Cr
Expense ratio
1.08%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,480 | +2.47% | |
| 3 years | ₹1,80,000 | ₹1,93,622 | +7.57% | |
| 5 years | ₹3,00,000 | ₹3,98,283 | +32.76% | |
| 10 years | ₹6,00,000 | ₹13,98,228 | +133.04% |
Holdings (63)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Repo | Unspecified | Repo | 11.56% |
| State Bank of India | Financial | Equity | 5.36% |
| ICICI Bank Ltd | Financial | Equity | 4.52% |
| Hindustan Aeronautics Ltd | Industrials | Equity | 3.73% |
| Quality Power Electrical Equipments Ltd. | Industrials | Equity | 3.29% |
| Bharti Airtel Ltd | Technology | Equity | 3.20% |
| UNO Minda Ltd | Consumer Discretionary | Equity | 2.98% |
| Balrampur Chini Mills Ltd | Consumer Staples | Equity | 2.84% |
| HEG Ltd | Industrials | Equity | 2.73% |
| LG Electronics India Ltd. | Consumer Discretionary | Equity | 2.60% |
| Dr. Reddy's Laboratories Ltd | Healthcare | Equity | 2.54% |
| EID-Parry (India) Ltd | Materials | Equity | 2.54% |
| Adani Ports and Special Economic Zone Ltd | Industrials | Equity | 2.52% |
| NTPC Ltd | Energy & Utilities | Equity | 2.41% |
| HDFC Bank Ltd | Financial | Equity | 2.16% |
| Indian Bank | Financial | Equity | 2.16% |
| Coromandel International Ltd | Materials | Equity | 2.12% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 2.03% |
| Bank Of Baroda | Financial | Equity | 1.91% |
| Ami Organics Ltd | Healthcare | Equity | 1.85% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 1.83% |
| INOX INDIA LIMITED EQ | Energy & Utilities | Equity | 1.72% |
| Bharat Electronics Ltd | Industrials | Equity | 1.70% |
| Tata Motors Ltd | Industrials | Equity | 1.63% |
| ZF Commercial Vehicle Control Systems India Ltd | Consumer Discretionary | Equity | 1.40% |
| Swan Energy Ltd | Consumer Discretionary | Equity | 1.35% |
| SBI Life Insurance Company Ltd | Financial | Equity | 1.35% |
| Canara Bank | Financial | Equity | 1.30% |
| KPR Mills Ltd | Consumer Discretionary | Equity | 1.28% |
| ICICI Prudential Asset Management Company Ltd. | Financial | Equity | 1.16% |
| Hindustan Copper Ltd | Materials | Equity | 1.08% |
| Titagarh Wagons Ltd | Industrials | Equity | 1.07% |
| Britannia Industries Ltd | Consumer Staples | Equity | 1.04% |
| Bharat Forge Ltd | Consumer Discretionary | Equity | 1.04% |
| Max Financial Services Ltd | Financial | Equity | 1.03% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 05FEB27 | Financial | Certificate of Deposit | 1.03% |
| Ultratech Cement Ltd | Materials | Equity | 1.01% |
| Vedanta Aluminium Metal Ltd | Materials | Equity | 0.95% |
| Triveni Engineering & Industries Ltd | Consumer Staples | Equity | 0.93% |
| ITC Ltd | Consumer Staples | Equity | 0.90% |
| Tata Power Company Ltd | Energy & Utilities | Equity | 0.88% |
| CANARA BANK CD 01SEP26 | Financial | Certificate of Deposit | 0.88% |
| BANK OF BARODA CD 11DEC26 | Financial | Certificate of Deposit | 0.87% |
| Siemens Energy India Ltd | Energy & Utilities | Equity | 0.84% |
| Zaggle Prepaid Ocean Services Ltd. | Financial | Equity | 0.73% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 26FEB27 | Financial | Commercial Paper | 0.68% |
| Apollo Hospitals Enterprise Ltd | Healthcare | Equity | 0.63% |
| Larsen & Toubro Ltd | Industrials | Equity | 0.60% |
| Triveni Power Transmission Ltd. | Industrials | Equity | 0.57% |
| Siemens Ltd | Diversified | Equity | 0.51% |
| Vedanta Ltd | Materials | Equity | 0.39% |
| LEAP India Ltd. | Industrials | Equity | 0.38% |
| JSW Steel Ltd | Materials | Equity | 0.35% |
| Prudent Corporate Advisory Services Ltd | Financial | Equity | 0.31% |
| Bharat Heavy Electricals Ltd | Industrials | Equity | 0.31% |
| Varun Beverages Ltd | Consumer Staples | Equity | 0.28% |
| Interglobe Aviation Ltd | Industrials | Equity | 0.24% |
| Aditya Infotech Ltd. | Technology | Equity | 0.13% |
| Tata Steel Ltd | Materials | Equity | 0.13% |
| Net Receivables | Unspecified | Net Receivables | 0.12% |
| GOVERNMENT OF INDIA 36908 364 DAYS TBILL 07JN27 FV RS 100 | Financial | Treasury Bills | 0.12% |
| DLF Ltd | Real Estate | Equity | 0.12% |
| Advanced Enzyme Technologies Ltd | Materials | Equity | 0.08% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +11.8% | +11.3% | +16.2% | +16.6% |
| Category average (Equity ELSS) | +16.4% | +16.5% | +14.0% | -- |
| Rank (Equity ELSS) | 14 | 16 | 4 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Fund management
ASAlok SinghApr 2022 - PresentView details
AS
Alok Singh
Apr 2022 - Present
View details
About Bank of India ELSS Tax Saver Direct Growth
Bank of India ELSS Tax Saver Direct Growth is a Equity Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Alok Singh is the Current Fund Manager of Bank of India ELSS Tax Saver Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹18,387 Cr and the Latest NAV as of 11 Sep 2026 is ₹193.21.
The Bank of India ELSS Tax Saver Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
;
Investment Objective
The scheme seeks to build a diversified portfolio of stocks of companies having sustainable business models, without any bias of market capitalisation and sector. The scheme will follow top-down approach of equity selection.
Fund benchmarkBSE 500 Total Return Index
Fund house
Rank (total assets)#31 in India
Total AUM₹18,386.72 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,