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Bank of India ELSS Tax Saver Direct Growth
+10.94%
3Y annualised
-1.77% 1D
NAV: 23 Oct '26
₹180.44
Min. for SIP
₹500
Fund size (AUM)
₹1,366.45 Cr
Expense ratio
1.16%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹58,612 | -2.31% | |
| 3 years | ₹1,80,000 | ₹1,82,452 | +1.36% | |
| 5 years | ₹3,00,000 | ₹3,74,660 | +24.89% | |
| 10 years | ₹6,00,000 | ₹13,08,839 | +118.14% |
Holdings (62)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Repo | Unspecified | Repo | 9.03% |
| State Bank of India | Financial | Equity | 5.02% |
| ICICI Bank Ltd | Financial | Equity | 4.26% |
| Hindustan Aeronautics Ltd | Industrials | Equity | 3.76% |
| Bharti Airtel Ltd | Technology | Equity | 3.21% |
| Quality Power Electrical Equipments Ltd. | Industrials | Equity | 3.15% |
| Adani Ports and Special Economic Zone Ltd | Industrials | Equity | 2.95% |
| UNO Minda Ltd | Consumer Discretionary | Equity | 2.83% |
| Balrampur Chini Mills Ltd | Consumer Staples | Equity | 2.81% |
| Dr. Reddy's Laboratories Ltd | Healthcare | Equity | 2.81% |
| LG Electronics India Ltd. | Consumer Discretionary | Equity | 2.74% |
| NTPC Ltd | Energy & Utilities | Equity | 2.46% |
| Bank Of Baroda | Financial | Equity | 2.29% |
| EID-Parry (India) Ltd | Materials | Equity | 2.26% |
| HDFC Bank Ltd | Financial | Equity | 2.23% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.23% |
| Coromandel International Ltd | Materials | Equity | 2.02% |
| Indian Bank | Financial | Equity | 2.01% |
| Ami Organics Ltd | Healthcare | Equity | 1.99% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 1.95% |
| ICICI Prudential Asset Management Company Ltd. | Financial | Equity | 1.85% |
| HEG Graphite Ltd. | Industrials | Equity | 1.82% |
| Aditya Infotech Ltd. | Technology | Equity | 1.72% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 1.71% |
| Bharat Electronics Ltd | Industrials | Equity | 1.65% |
| Tata Motors Ltd | Industrials | Equity | 1.51% |
| SBI Life Insurance Company Ltd | Financial | Equity | 1.37% |
| INOX INDIA LIMITED EQ | Energy & Utilities | Equity | 1.35% |
| ZF Commercial Vehicle Control Systems India Ltd | Consumer Discretionary | Equity | 1.34% |
| Swan Energy Ltd | Consumer Discretionary | Equity | 1.33% |
| Canara Bank | Financial | Equity | 1.27% |
| Vedanta Aluminium Metal Ltd | Materials | Equity | 1.24% |
| KPR Mills Ltd | Consumer Discretionary | Equity | 1.24% |
| Titagarh Wagons Ltd | Industrials | Equity | 1.11% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 05FEB27 | Financial | Certificate of Deposit | 1.07% |
| Hindustan Copper Ltd | Materials | Equity | 1.01% |
| Ultratech Cement Ltd | Materials | Equity | 1.00% |
| JSW Steel Ltd | Materials | Equity | 0.99% |
| Bharat Forge Ltd | Consumer Discretionary | Equity | 0.99% |
| Britannia Industries Ltd | Consumer Staples | Equity | 0.99% |
| ITC Ltd | Consumer Staples | Equity | 0.96% |
| Tata Power Company Ltd | Energy & Utilities | Equity | 0.95% |
| Max Financial Services Ltd | Financial | Equity | 0.93% |
| BANK OF BARODA CD 11DEC26 | Financial | Certificate of Deposit | 0.90% |
| Siemens Energy India Ltd | Energy & Utilities | Equity | 0.87% |
| Glass Wall Systems (India) Ltd. | Industrials | Equity | 0.74% |
| National Stock Exchange Of India Ltd Equity | Financial | Equity | 0.72% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 26FEB27 | Financial | Commercial Paper | 0.71% |
| Zaggle Prepaid Ocean Services Ltd. | Financial | Equity | 0.71% |
| Apollo Hospitals Enterprise Ltd | Healthcare | Equity | 0.60% |
| Triveni Power Transmission Ltd | Industrials | Equity | 0.59% |
| Tata Steel Ltd | Materials | Equity | 0.47% |
| Vedanta Ltd | Materials | Equity | 0.38% |
| Varun Beverages Ltd | Consumer Staples | Equity | 0.32% |
| LEAP India Ltd. | Industrials | Equity | 0.32% |
| Bharat Heavy Electricals Ltd | Industrials | Equity | 0.30% |
| Prudent Corporate Advisory Services Ltd | Financial | Equity | 0.27% |
| Interglobe Aviation Ltd | Industrials | Equity | 0.24% |
| GOVERNMENT OF INDIA 36908 364 DAYS TBILL 07JN27 FV RS 100 | Financial | Treasury Bills | 0.13% |
| DLF Ltd | Real Estate | Equity | 0.12% |
| Net Receivables | Unspecified | Net Receivables | 0.12% |
| Advanced Enzyme Technologies Ltd | Materials | Equity | 0.08% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +10.9% | +10.1% | +15.3% | +16.1% |
| Category average (Equity ELSS) | +9.9% | +9.2% | +12.6% | +16.8% |
| Rank (Equity ELSS) | 12 | 11 | 4 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Fund management
ASAlok SinghApr 2022 - PresentView details
AS
Alok Singh
Apr 2022 - Present
View details
About Bank of India ELSS Tax Saver Direct Growth
Bank of India ELSS Tax Saver Direct Growth is a Equity Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Alok Singh is the Current Fund Manager of Bank of India ELSS Tax Saver Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹19,226 Cr and the Latest NAV as of 23 Oct 2026 is ₹180.44.
The Bank of India ELSS Tax Saver Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
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Investment Objective
The scheme seeks to build a diversified portfolio of stocks of companies having sustainable business models, without any bias of market capitalisation and sector. The scheme will follow top-down approach of equity selection.
Fund benchmarkBSE 500 Total Return Index
Fund house
Rank (total assets)#31 in India
Total AUM₹19,226.03 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,