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Bank of India ELSS Tax Saver Direct Growth
+13.32%
3Y annualised
+0.49% 1D
NAV: 12 Nov '26
₹200.55
Min. for SIP
₹500
Fund size (AUM)
₹1,324.18 Cr
Expense ratio
1.14%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹63,680 | +6.13% | |
| 3 years | ₹1,80,000 | ₹1,96,687 | +9.27% | |
| 5 years | ₹3,00,000 | ₹4,06,172 | +35.39% | |
| 10 years | ₹6,00,000 | ₹14,15,679 | +135.95% |
Holdings (57)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Repo | Unspecified | Repo | 8.59% |
| State Bank of India | Financial | Equity | 5.45% |
| ICICI Bank Ltd | Financial | Equity | 4.65% |
| Hindustan Aeronautics Ltd | Industrials | Equity | 4.03% |
| Bharti Airtel Ltd | Technology | Equity | 3.73% |
| Dr. Reddy's Laboratories Ltd | Healthcare | Equity | 3.18% |
| Adani Ports and Special Economic Zone Ltd | Industrials | Equity | 3.13% |
| Quality Power Electrical Equipments Ltd. | Industrials | Equity | 2.87% |
| LG Electronics India Ltd. | Consumer Discretionary | Equity | 2.72% |
| UNO Minda Ltd | Consumer Discretionary | Equity | 2.70% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.66% |
| Balrampur Chini Mills Ltd | Consumer Staples | Equity | 2.58% |
| Ami Organics Ltd | Healthcare | Equity | 2.51% |
| NTPC Ltd | Energy & Utilities | Equity | 2.49% |
| Indian Bank | Financial | Equity | 2.48% |
| Bank Of Baroda | Financial | Equity | 2.44% |
| HDFC Bank Ltd | Financial | Equity | 2.25% |
| EID-Parry (India) Ltd | Materials | Equity | 2.04% |
| JSW Steel Ltd | Materials | Equity | 2.02% |
| Coromandel International Ltd | Materials | Equity | 2.01% |
| Aditya Infotech Ltd. | Technology | Equity | 1.88% |
| HEG Graphite Ltd. | Industrials | Equity | 1.87% |
| ICICI Prudential Asset Management Company Ltd. | Financial | Equity | 1.80% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 1.69% |
| Lenskart Solutions Ltd. | Consumer Discretionary | Equity | 1.66% |
| Vedanta Aluminium Metal Ltd | Materials | Equity | 1.62% |
| Bharat Electronics Ltd | Industrials | Equity | 1.62% |
| Canara Bank | Financial | Equity | 1.54% |
| Graphite India Ltd | Industrials | Equity | 1.45% |
| SBI Life Insurance Company Ltd | Financial | Equity | 1.38% |
| Hindustan Copper Ltd | Materials | Equity | 1.37% |
| KPR Mills Ltd | Consumer Discretionary | Equity | 1.30% |
| INOX INDIA LIMITED EQ | Energy & Utilities | Equity | 1.26% |
| ZF Commercial Vehicle Control Systems India Ltd | Consumer Discretionary | Equity | 1.24% |
| Glass Wall Systems (India) Ltd. | Industrials | Equity | 1.13% |
| Swan Energy Ltd | Consumer Discretionary | Equity | 1.12% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 05FEB27 | Financial | Certificate of Deposit | 1.11% |
| Ultratech Cement Ltd | Materials | Equity | 1.04% |
| Britannia Industries Ltd | Consumer Staples | Equity | 0.98% |
| Tata Power Company Ltd | Energy & Utilities | Equity | 0.94% |
| Siemens Energy India Ltd | Energy & Utilities | Equity | 0.93% |
| Titagarh Wagons Ltd | Industrials | Equity | 0.91% |
| Max Financial Services Ltd | Financial | Equity | 0.84% |
| National Stock Exchange Of India Ltd Equity | Financial | Equity | 0.75% |
| Zaggle Prepaid Ocean Services Ltd. | Financial | Equity | 0.65% |
| Triveni Power Transmission Ltd | Industrials | Equity | 0.52% |
| One Mobikwik Systems Ltd. | Industrials | Equity | 0.46% |
| Tata Steel Ltd | Materials | Equity | 0.44% |
| Vedanta Ltd | Materials | Equity | 0.36% |
| Varun Beverages Ltd | Consumer Staples | Equity | 0.30% |
| Bharat Heavy Electricals Ltd | Industrials | Equity | 0.29% |
| LEAP India Ltd. | Industrials | Equity | 0.28% |
| Prudent Corporate Advisory Services Ltd | Financial | Equity | 0.25% |
| Interglobe Aviation Ltd | Industrials | Equity | 0.24% |
| DLF Ltd | Real Estate | Equity | 0.13% |
| GOVERNMENT OF INDIA 36908 364 DAYS TBILL 07JN27 FV RS 100 | Financial | Treasury Bills | 0.13% |
| Net Payables | Unspecified | Net Payables | -0.01% |
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +13.3% | +11.5% | +17.2% | +16.7% |
| Category average (Equity ELSS) | +12.6% | +10.4% | +13.9% | +17.2% |
| Rank (Equity ELSS) | 18 | 13 | 3 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Fund management
About Bank of India ELSS Tax Saver Direct Growth
Bank of India ELSS Tax Saver Direct Growth is a Equity Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Alok Singh is the Current Fund Manager of Bank of India ELSS Tax Saver Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹19,600 Cr and the Latest NAV as of 12 Nov 2026 is ₹200.55.
The Bank of India ELSS Tax Saver Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
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Investment Objective
The scheme seeks to build a diversified portfolio of stocks of companies having sustainable business models, without any bias of market capitalisation and sector. The scheme will follow top-down approach of equity selection.
Fund benchmarkBSE 500 Total Return Index
Fund house
Rank (total assets)#31 in India
Total AUM₹19,600.19 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,