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Bank of India ELSS Tax Saver Direct Growth
+16.32%
3Y annualised
-1.21% 1D
NAV: 02 Jun '26
₹186.73
Min. for SIP
₹500
Fund size (AUM)
₹1,402.59 Cr
Expense ratio
1.01%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹60,390 | +0.65% | |
| 3 years | ₹1,80,000 | ₹1,94,884 | +8.27% | |
| 5 years | ₹3,00,000 | ₹3,98,553 | +32.85% | |
| 10 years | ₹6,00,000 | ₹14,11,365 | +135.23% |
Holdings (62)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| State Bank of India | Financial | Equity | 4.45% |
| Hindustan Aeronautics Ltd | Industrials | Equity | 3.53% |
| Quality Power Electrical Equipments Ltd. | Industrials | Equity | 3.19% |
| Bharti Airtel Ltd | Technology | Equity | 3.16% |
| ICICI Bank Ltd | Financial | Equity | 3.02% |
| NTPC Ltd | Energy & Utilities | Equity | 2.96% |
| Power Finance Corporation Ltd | Financial | Equity | 2.83% |
| HDFC Bank Ltd | Financial | Equity | 2.81% |
| Adani Ports and Special Economic Zone Ltd | Industrials | Equity | 2.65% |
| Ami Organics Ltd | Healthcare | Equity | 2.64% |
| UNO Minda Ltd | Consumer Discretionary | Equity | 2.62% |
| LG Electronics India Ltd. | Consumer Discretionary | Equity | 2.46% |
| HEG Ltd | Industrials | Equity | 2.46% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 2.30% |
| Vedanta Aluminium Metal Ltd. | Materials | Equity | 2.27% |
| Repo | Unspecified | Repo | 2.27% |
| Coromandel International Ltd | Materials | Equity | 2.22% |
| Tata Steel Ltd | Materials | Equity | 2.11% |
| Indian Bank | Financial | Equity | 2.06% |
| Ambuja Cements Ltd | Materials | Equity | 1.96% |
| National Aluminium Company Ltd | Materials | Equity | 1.94% |
| Dr. Reddy's Laboratories Ltd | Healthcare | Equity | 1.89% |
| Balrampur Chini Mills Ltd | Consumer Staples | Equity | 1.88% |
| Tata Motors Ltd | Industrials | Equity | 1.80% |
| Bharat Electronics Ltd | Industrials | Equity | 1.78% |
| ITC Ltd | Consumer Staples | Equity | 1.76% |
| Prudent Corporate Advisory Services Ltd | Financial | Equity | 1.74% |
| Vedanta Ltd | Materials | Equity | 1.65% |
| Bank Of Baroda | Financial | Equity | 1.60% |
| Swan Energy Ltd | Consumer Discretionary | Equity | 1.55% |
| JSW Steel Ltd | Materials | Equity | 1.49% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 1.48% |
| Bharat Forge Ltd | Consumer Discretionary | Equity | 1.48% |
| Deepak Nitrite Ltd | Materials | Equity | 1.48% |
| SBI Life Insurance Company Ltd | Financial | Equity | 1.43% |
| Canara Bank | Financial | Equity | 1.39% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 1.37% |
| ZF Commercial Vehicle Control Systems India Ltd | Consumer Discretionary | Equity | 1.36% |
| INOX INDIA LIMITED EQ | Energy & Utilities | Equity | 1.33% |
| Triveni Engineering & Industries Ltd | Consumer Staples | Equity | 1.31% |
| ICICI Prudential Asset Management Company Ltd. | Financial | Equity | 1.15% |
| Siemens Ltd | Diversified | Equity | 1.14% |
| Tata Power Company Ltd | Energy & Utilities | Equity | 1.14% |
| Britannia Industries Ltd | Consumer Staples | Equity | 1.14% |
| Siemens Energy India Ltd | Energy & Utilities | Equity | 1.12% |
| KPR Mills Ltd | Consumer Discretionary | Equity | 1.03% |
| Titagarh Wagons Ltd | Industrials | Equity | 1.01% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 05FEB27 | Financial | Certificate of Deposit | 1.01% |
| Zaggle Prepaid Ocean Services Ltd. | Financial | Equity | 0.96% |
| Max Financial Services Ltd | Financial | Equity | 0.88% |
| SBI Cards & Payments Services Ltd | Financial | Equity | 0.85% |
| CMS Info Systems Ltd | Industrials | Equity | 0.57% |
| Bharat Heavy Electricals Ltd | Industrials | Equity | 0.50% |
| VEDANTA ALUMINIUM LIMITED EQ NEW F.V. RS.2/- | Energy & Utilities | Equity | 0.49% |
| Varun Beverages Ltd | Consumer Staples | Equity | 0.37% |
| Net Receivables | Unspecified | Net Receivables | 0.28% |
| Interglobe Aviation Ltd | Industrials | Equity | 0.20% |
| GOVERNMENT OF INDIA 36908 364 DAYS TBILL 07JN27 FV RS 100 | Financial | Treasury Bills | 0.12% |
| Advanced Enzyme Technologies Ltd | Materials | Equity | 0.10% |
| DLF Ltd | Real Estate | Equity | 0.10% |
| Vedanta Iron And Steel Ltd. | Materials | Equity | 0.10% |
| Vedanta Power Ltd. | Industrials | Equity | 0.06% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +16.3% | +14.5% | +17.1% | +16.7% |
| Category average (Equity ELSS) | +16.4% | +16.5% | +14.0% | -- |
| Rank (Equity ELSS) | 11 | 7 | 4 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +3.70% | +23.69% | 4,658.52 | |
 | -2.06% | +19.27% | 31,093.90 | |
 | -0.61% | +18.26% | 450.45 | |
 | -4.83% | +16.27% | 15,559.49 | |
 | -6.75% | +12.29% | 5,617.03 | |
| Compare | ||||
Fund management
ASAlok SinghApr 2022 - PresentView details
AS
Alok Singh
Apr 2022 - Present
View details
About Bank of India ELSS Tax Saver Direct Growth
Bank of India ELSS Tax Saver Direct Growth is a Equity Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Alok Singh is the Current Fund Manager of Bank of India ELSS Tax Saver Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹15,293 Cr and the Latest NAV as of 02 Jun 2026 is ₹186.73.
The Bank of India ELSS Tax Saver Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
;
Investment Objective
The scheme seeks to build a diversified portfolio of stocks of companies having sustainable business models, without any bias of market capitalisation and sector. The scheme will follow top-down approach of equity selection.
Fund benchmarkBSE 500 Total Return Index
Fund house
Rank (total assets)#31 in India
Total AUM₹15,292.59 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,