HDFC Account Number

HDFC account number plays a vital role in managing your finances and conducting banking operations. With this unique identifier, one can easily access a range of banking services offered by HDFC Bank, ensuring a seamless banking experience.

It is a unique 13-digit number containing the user's HDFC bank account details, ensuring secure banking operations. This post includes all the essential information about the HDFC Bank account number and its importance.

Components of HDFC Account Number

It is important to have your bank account number in order to perform any financial transactions. One can also get their HDFC Bank account details by account number. The HDFC Bank account number consists of the following components:

  • HDFC Bank Code: The first six digits of the account number represent the bank code, which indicates that the account is with HDFC Bank.
  • HDFC Branch Code: The following five digits denote the specific branch code where the account was opened.
  • Account Type: The subsequent digit of the account number indicates the type of account you hold. For example, savings, current, or any other account type.
  • Customer ID: The next set of digits represents your unique customer identification number assigned by the bank.
  • Checksum Digit: The last digit of the account number is a checksum, which helps verify the authenticity of the entire account number.

How to Find HDFC Bank Account Number?

For an HDFC Bank account number check, one can use either of the following ways:

1. Through Cheque Book

The account number is also included in the welcome kit's chequebook. It may be accessed on the main page, along with all of the account information. The account number is also printed on each check page.

2. Through Welcome Kit

This is the quickest and most straightforward approach for locating your bank account number. When you open a new bank account, most banks now give you a welcome kit that includes an account welcome letter. This letter includes your customer ID, account number, bank IFSC code, account usage, and other information.

3. Through Passbook

Most public sector banks still give a passbook that contains all of the bank account's debits and credits. The passbook's summary page contains all of the bank account information, including the account number.

4. Through Internet Banking

Another straightforward approach is to use the NetBanking platform to examine the account summary or account details. If you are travelling abroad, this is a very convenient method.

5. Through Bank Statements

These statements, which are issued by banks in either physical form or electronically emailed to your registered email address, contain your bank account number.

The number is usually placed at the top of the statement. Each bank has its own statement format.

6. Through Mobile Banking

Mobile banking apps make it easy for customers to view their account number and other account-related information. The account number appears on your screen the instant you enter into your app from your phone.

7. Visiting Branch

The most traditional way to check my bank account number is to go to your bank's nearest branch. However, it is also recommended that you visit your home branch where the account was opened.

Personalisation of HDFC Account Number

Users can personalize their HDFC account number digits with the Bank. The system will automatically prefix the first three digits - 591 for Savings Account. But the user can pick the remaining 11 numbers, and their account number will appear as - 591 XXXXXXXXXXX.

These numbers can be whatever a user wants—a meaningful date such as your birth date, wedding anniversary, graduation date, mobile number, firm/company incorporation date, an auspicious number, or even your favourite/lucky digits.

Who is Eligible to Personalise the HDFC Bank Account Number?

  • This option is offered to all resident and non-resident clients who open a new Specialé Gold, Specialé Platinum, SavingsMax, Senior Citizen's Account, Kids Advantage Account, or Women's Advantage Account.
  • Max Advantage, Ascent, and Plus Current Accounts are current account variants that provide this service. Alpha and Max from Smartup.

Your HDFC Bank account number is crucial for various banking transactions, including receiving funds, making payments, and accessing account-related services. It is essential to keep your account number confidential and share it only with trusted entities to ensure the security of your finances.

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