The RBI has approved HDFC, or Housing Development Finance Corporation Limited, as the first private sector bank (Reserve Bank of India). The bank claims cutting-edge technology that allows its customers to manage their accounts with ease.
HDFC has introduced SMS Banking for its users, allowing them to effortlessly access their accounts and execute transactions via mobile phone, making banking easier, smarter, and simpler.
Customers can access their accounts on the go using HDFC Bank SMS Banking. This facility allows them to do everything from monitor their accounts to make transactions to maintain track of their fixed deposits. This service is available in both English and Hindi.
Many functions are available to HDFC SMS Banking users, such as accessing the account statement, mini-statement, and so on.
Customers are required to input a specific keyword and send it as an SMS to 5676712. Within a few seconds, the consumer receives a text message in response.
|
SMS Services |
Details |
SMS to Send |
|
HDFC Balance Check Number SMS |
Customers can request the available balances of up to five connected accounts be displayed in chronological order. |
Bal |
|
Bank Statement |
Clients can get the account statement emailed. |
Txn |
|
Cheque Status |
Clients can know about the status of the cheque book request. |
Stm |
|
Bill Details |
Clients can get the details of their bills via SMS. |
Chq |
|
FD Enquiries |
The customers can also view the details of the current FD with the bank of up to 5 accounts. It would display the principal amount, interest rate, maturity amount, account number, and maturity date. |
Cst<6-digit cheque no.> |
|
Keyword List |
It will display the keyword list with the functions. |
S2p<6-digit cheque no.> |
|
Mini Statement |
It will display the last three credits and debits of the account. |
Bil |
|
Cheque Book Request |
It will request a cheque book from the bank. |
Ipin |
|
Stop Cheque |
It will stop an issued cheque that was for payment. |
Fdq |
|
IPIN |
You will get a confirmed receipt of the IPIN regeneration request. IPIN is sent to the mailing address. |
New<14-digit account no.> |
|
Change Primary |
This facility could also be used to change the primary account. |
Help |
There are several methods to register for HDFC Bank SMS Banking services, and they are-
Customers of HDFC Bank can also register for the service from an ATM.
Step 1: The HDFC consumer is required to enter his or her ATM PIN.
Step 2: On the homepage of the ATM, the 'More Options' tab will be displayed.
Step 3: After that, the user can sign up for mobile banking.
Customers can enroll in the service by sending an SMS.
Step 1: Customers can register by sending the SMS REGISTER. Last five digits of their A/C number from their registered cellphone number to 5676712.
Step 2: HDFC SMS Banking is instantly activated.
Customers can also sign up for SMS banking through NetBanking.
Step 1: Customers of HDFC must log in with their customer ID and IPIN.
Step 2: The user must click on SMS Banking Registration.
Step 3: The user must then enter the necessary information.
Customers who want to sign up for HDFC SMS Banking can also fill out an application form and drop it off at a branch of the bank.