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UTI Gilt Fund Direct IDCW
+6.69%
3Y annualised
+0.03% 1D
NAV: 18 Sep '26
₹31.63
Min. for SIP
₹500
Fund size (AUM)
₹419.51 Cr
Expense ratio
0.47%
Rating
4
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,353 | +2.25% | |
| 3 years | ₹1,80,000 | ₹1,95,471 | +8.60% | |
| 5 years | ₹3,00,000 | ₹3,49,609 | +16.54% | |
| 10 years | ₹6,00,000 | ₹8,30,586 | +38.43% |
Holdings (9)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 45.44% |
| GOI Sec 6.79 15/05/2027 | Entities | GOI Securities | 23.99% |
| GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 | Entities | GOI Securities | 9.18% |
| GOVERNMENT OF INDIA 37177 364 DAYS TBILL 04MR27 FV RS 100 | Financial | Treasury Bills | 7.33% |
| Net Current Assets | Unspecified | Net Current Assets | 6.80% |
| Tamilnadu State 7.18 26/07/2027 | Unspecified | State Development Loan | 3.61% |
| STATE DEVELOPMENT LOAN 36569 UKD 01OT32 7.3 FV RS 100 | Unspecified | State Development Loan | 2.03% |
| STATE DEVELOPMENT LOAN 20070 AP 10JN28 7.77 FV RS 100 | Financial | State Development Loan | 1.21% |
| Others CBLO | Unspecified | CBLO | 0.41% |
Minimum investments
Min. for 1st investment
₹20,000
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +6.7% | +5.7% | +7.0% | +8.0% |
| Category average (Debt Gilt) | +6.8% | +4.9% | +7.0% | -- |
| Rank (Debt Gilt) | 6 | 7 | 7 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +7.74% | +7.92% | 1,713.30 | |
| +5.39% | +6.69% | 419.51 | |
 | +3.28% | +6.48% | 574.97 | |
 | +2.96% | +5.91% | 120.86 | |
 | -- | -- | 340.55 | |
| Compare | ||||
Fund management
PPPankaj PathakApr 2025 - PresentView details
PP
Pankaj Pathak
Apr 2025 - Present
View details
About UTI Gilt Fund Direct IDCW
UTI Gilt Fund Direct IDCW is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Pankaj Pathak is the Current Fund Manager of UTI Gilt Fund Direct IDCW fund. The fund currently has an Asset Under Management(AUM) of ₹4,09,225 Cr and the Latest NAV as of 18 Sep 2026 is ₹31.63.
The UTI Gilt Fund Direct IDCW is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹20,000.
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Investment Objective
To generate credit risk-free return through investments in sovereign securities issued by the Central and/ or a state Government.
Fund benchmarkCRISIL Dynamic Gilt Index
Fund house
Rank (total assets)#8 in India
Total AUM₹4,09,224.68 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,