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UTI Gilt Fund Direct IDCW
+7.02%
3Y annualised
-0.09% 1D
NAV: 15 Apr '26
₹31.12
Min. for SIP
₹500
Fund size (AUM)
₹542.54 Cr
Expense ratio
0.42%
Rating
4
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,342 | +2.24% | |
| 3 years | ₹1,80,000 | ₹1,97,584 | +9.77% | |
| 5 years | ₹3,00,000 | ₹3,51,913 | +17.30% | |
| 10 years | ₹6,00,000 | ₹8,42,335 | +40.39% |
Holdings (6)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Reserve Bank of India | Financial | T-Bills | 35.20% |
| Reserve Bank of India | Financial | T-Bills | 18.26% |
| GOI | Sovereign | GOI Sec | 18.22% |
| GOI | Sovereign | GOI Sec | 13.13% |
| Rajasthan State | Others | SDL | 4.11% |
| Uttarakhand State | Others | SDL | 1.56% |
Minimum investments
Min. for 1st investment
₹20,000
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.0% | +5.9% | +7.7% | +8.1% |
| Category average (Debt Gilt) | +6.8% | +4.9% | +7.0% | -- |
| Rank (Debt Gilt) | 5 | 5 | 6 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Bandhan Gilt Fund Direct IDCW | +2.80% | +7.40% | 1,852.66 | |
UTI Gilt Fund Direct IDCW | +3.45% | +7.02% | 542.54 | |
Baroda BNP Paribas Gilt Fund Direct IDCW | +1.33% | +6.75% | 807.60 | |
Canara Robeco Gilt Fund Direct IDCW | +0.34% | +6.11% | 132.25 | |
Axis Gilt Fund Direct Plan IDCW | -- | -- | 447.40 | |
| Compare | ||||
Fund management
PPPankaj PathakApr 2025 - PresentView details
PP
Pankaj Pathak
Apr 2025 - Present
View details
About UTI Gilt Fund Direct IDCW
UTI Gilt Fund Direct IDCW is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Pankaj Pathak is the Current Fund Manager of UTI Gilt Fund Direct IDCW fund. The fund currently has an Asset Under Management(AUM) of ₹3,53,000 Cr and the Latest NAV as of 15 Apr 2026 is ₹31.12.
The UTI Gilt Fund Direct IDCW is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹20,000.
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Investment Objective
To generate credit risk-free return through investments in sovereign securities issued by the Central and/ or a state Government.
Fund benchmarkCRISIL Dynamic Gilt Index
Fund house
Rank (total assets)#8 in India
Total AUM₹3,52,999.67 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,