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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
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NAV: 12 Dec 2025
₹1,610.07
Rating
3
Min. SIP amount
₹500
Fund size
₹1,461.56Cr
Returns calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (41)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
Kotak Mahindra Bank Ltd. | Financial | CD | 4.88% |
Summit Digitel Infrastructure Pvt. Ltd. | Communication | Debenture | 3.53% |
National Bank For Agriculture & Rural Development | Financial | Bonds | 3.49% |
National Housing Bank | Financial | NCD | 3.48% |
REC Ltd. | Financial | NCD | 3.47% |
Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 3.44% |
Tata Capital Housing Finance Ltd. | Financial | NCD | 3.43% |
Bajaj Finance Ltd. | Financial | Debenture | 3.43% |
Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 3.43% |
Embassy Office Parks REIT | Construction | NCD | 3.42% |
Sundaram Finance Ltd. | Financial | Debenture | 3.42% |
LIC Housing Finance Ltd. | Financial | Bonds | 2.79% |
Mindspace Business Parks REIT | Construction | Bonds | 2.44% |
GOI | Sovereign | GOI Sec | 1.78% |
Maharashtra State | Others | SDL | 1.77% |
Power Finance Corporation Ltd. | Financial | Debenture | 1.76% |
Jamnagar Utilities and Power Pvt. Ltd. | Capital Goods | Debenture | 1.75% |
Tata Capital Housing Finance Ltd. | Financial | Bonds | 1.74% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 1.74% |
Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 1.74% |
Power Finance Corporation Ltd. | Financial | Bonds | 1.74% |
LIC Housing Finance Ltd. | Financial | Debenture | 1.74% |
National Bank For Agriculture & Rural Development | Financial | Bonds | 1.74% |
REC Ltd. | Financial | Bonds | 1.73% |
Radhakrishna Securitisation Trust | Others | Sec. Debt | 1.73% |
Mahindra & Mahindra Financial Services Ltd. | Financial | Debenture | 1.73% |
Sikka Ports and Terminals Ltd. | Energy | Debenture | 1.73% |
Bajaj Finance Ltd. | Financial | Bonds/NCD | 1.73% |
REC Ltd. | Financial | Debenture | 1.73% |
Indian Railway Finance Corporation Ltd. | Financial | Debenture | 1.72% |
National Bank For Agriculture & Rural Development | Financial | FRB | 1.72% |
Embassy Office Parks REIT | Construction | Debenture | 1.72% |
National Housing Bank | Financial | Debenture | 1.72% |
Housing & Urban Development Corporation Ltd. | Financial | Debenture | 1.71% |
GOI | Sovereign | GOI Sec | 1.70% |
HDFC Bank Ltd. | Financial | CD | 1.63% |
India Universal Trust AL1 | Others | Sec. Debt | 1.27% |
Poonawalla Fincorp Ltd. | Financial | Debenture | 1.20% |
GOI | Sovereign | GOI Sec | 1.01% |
India Universal Trust AL1 | Others | Sec. Debt | 0.57% |
India Universal Trust AL1 | Others | Sec. Debt | 0.41% |
See All
Minimum investment amounts
| Min. for 1st investment | ₹500 |
| Min. for 2nd investment onwards | ₹500 |
| Min. for SIP | ₹500 |
Returns and rankings
Category: Debt Floater
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 7.5% | 7.5% | 6.1% | 6.9% |
| Category average | 7.6% | 7.7% | 6.2% | NA |
| Rank with in category | 10 | 12 | 8 | NA |
Understand terms
Peer Comparison
| Debt, Floater funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Franklin India Floating Rate Fund Direct Growth | 3 | 8.8% | 8.6% | 316.84 |
ICICI Prudential Floating Interest Fund Direct Plan Growth | 4 | 8.6% | 8.5% | 7,339.85 |
Kotak Floating Rate Fund Direct Growth | 4 | 8.7% | 8.3% | 2,992.89 |
HDFC Floating Rate Debt Fund Direct Plan Growth | 4 | 8.2% | 8.2% | 15,772.63 |
Aditya Birla Sun Life Floating Rate Direct Fund Growth | 5 | 8.0% | 7.9% | 13,191.32 |
Expense ratio, exit load and tax
Expense ratio: 0.40%
Inclusive of GST
Exit load
Nil
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund management
Pankaj PathakApr 2025 - PresentView details
Pankaj Pathak
Apr 2025 - Present
View details
Education
Mr. Pankaj is a CFA (CFA Institute, USA) and PG Diploma in Banking & Finance (NIBM, Pune).
Experience
Prior to joining UTI AMC, he has worked with Quantum Asset Management Company and Bank of Maharashtra in Treasury Department.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NAWebsite
www.utimf.com
UTI Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
www.karvymfs.comPros and cons
Category: Debt Floater
Pros
Exit load is zero
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Cons
Consistently lower annualised returns than category average for the past 1Y, 3Y and 5Y
Higher expense ratio: 0.4%
Compare funds
UTI Floater Fund Direct Growth
VS
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