UTI Floater Fund Direct Growth

Debt
Floater
Low to Moderate Risk
7.30%
3Y annualised
-0.04% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 29 Aug 2025
₹1,578.89
Rating
4
Min. SIP amount
₹500
Fund size
₹1,434.40Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (37)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec7.25%
FinancialBonds5.33%
Export-Import Bank Of India
FinancialBonds5.33%
Summit Digitel Infrastructure Pvt. Ltd.
CommunicationDebenture3.60%
FinancialBonds3.56%
FinancialNCD3.56%
REC Ltd.
FinancialNCD3.55%
Bajaj Finance Ltd.
FinancialDebenture3.50%
Tata Capital Housing Finance Ltd.
FinancialNCD3.50%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture3.50%
NIIF Infrastructure Finance Ltd.
FinancialDebenture3.49%
FinancialDebenture3.49%
LIC Housing Finance Ltd.
FinancialBonds2.85%
ConstructionBonds2.49%
Maharashtra State
OthersSDL1.83%
GOI
SovereignGOI Sec1.82%
FinancialDebenture1.80%
Capital GoodsDebenture1.79%
Small Industries Devp. Bank of India Ltd.
FinancialBonds/NCD1.79%
Indian Railway Finance Corporation Ltd.
FinancialNCD1.79%
Small Industries Devp. Bank of India Ltd.
FinancialBonds1.78%
National Bank For Agriculture & Rural Development
FinancialDebenture1.78%
LIC Housing Finance Ltd.
FinancialFRB1.78%
FinancialBonds1.77%
REC Ltd.
FinancialBonds1.77%
EnergyDebenture1.77%
REC Ltd.
FinancialDebenture1.77%
Mahindra & Mahindra Financial Services Ltd.
FinancialDebenture1.77%
FinancialDebenture1.76%
FinancialBonds/NCD1.76%
FinancialFRB1.76%
ConstructionDebenture1.76%
Housing & Urban Development Corporation Ltd.
FinancialDebenture1.75%
India Universal Trust AL1
OthersSec. Debt1.33%
GOI
SovereignGOI Sec1.08%
India Universal Trust AL1
OthersSec. Debt0.71%
India Universal Trust AL1
OthersSec. Debt0.62%
See All

Minimum investment amounts

Min. for 1st investment₹500
Min. for 2nd investment onwards₹500
Min. for SIP₹500

Returns and rankings

Category: Debt Floater
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns7.6%7.3%6.1%6.9%
Category average7.9%7.6%6.3%NA
Rank with in category11127NA
Understand terms

Expense ratio, exit load and tax

Expense ratio: 0.40%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Pankaj Pathak
Apr 2025 - Present
View details

Education
Mr. Pankaj is a CFA (CFA Institute, USA) and PG Diploma in Banking & Finance (NIBM, Pune).
Experience
Prior to joining UTI AMC, he has worked with Quantum Asset Management Company and Bank of Maharashtra in Treasury Department.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NA
UTI Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,

Pros and cons

Category: Debt Floater

Pros

Exit load is zero
Lower expense ratio: 0.4%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality

Cons

Consistently lower annualised returns than category average for the past 1Y, 3Y and 5Y

Compare funds

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