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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
UTI Floater Fund Direct Growth
+7.20%
3Y annualised
+0.03% 1D
NAV: 07 Aug '26
₹1,677.09
Min. for SIP
₹500
Fund size (AUM)
₹1,519.48 Cr
Expense ratio
0.44%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 6 months | ₹30,000 | ₹30,370 | +1.23% | |
| 1 year | ₹60,000 | ₹61,602 | +2.67% | |
| 3 years | ₹1,80,000 | ₹1,98,978 | +10.54% | |
| 5 years | ₹3,00,000 | ₹3,54,666 | +18.22% |
Holdings (42)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| CENTRAL GOVERNMENT LOAN 30814 GOI FRB 04OT28 FV RS 100 | Entities | GOI Securities | 6.63% |
| HDFC BANK LIMITED CD 14DEC26 | Financial | Certificate of Deposit | 6.42% |
| CANARA BANK CD 22JAN27 | Financial | Certificate of Deposit | 6.37% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC | Financial | Debenture | 4.95% |
| EXPORT IMPORT BANK OF INDIA 363D CP 25JAN27 | Financial | Commercial Paper | 4.78% |
| SUMMIT DIGITEL INFRASTRUCTURE LIMITED 8.06 NCD 29JN29 FVRS1LAC | Technology | Debenture | 3.33% |
| REC LIMITED SR 231A 7.64 BD 30AP27 FVRS1LAC | Financial | Non Convertible Debenture | 3.30% |
| EMBASSY OFFICE PARKS REIT SR IV TR I 6.80 NCD 07SP26 FVRS10LAC | Real Estate | Non Convertible Debenture | 3.29% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LAC | Financial | Bonds | 3.28% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR B 7.123 NCD 21JL27 FVRS1LAC | Financial | Non Convertible Debenture | 3.28% |
| SUNDARAM FINANCE LIMITED SR Z3 6.99 NCD 28MY27 FVRS1LAC | Financial | Debenture | 3.27% |
| Small Industries Dev Bank of India (04/02/2027) ** | Financial | Certificate of Deposit | 3.18% |
| SUNDARAM FINANCE LIMITED 355D CP 28APR27 | Financial | Commercial Paper | 3.12% |
| Net Current Assets | Unspecified | Net Current Assets | 2.94% |
| MINDSPACE BUSINESS PARKS REIT 7.95 NCD 27JL27 FVRS10LAC | Real Estate | Bonds | 2.31% |
| CAN FIN HOMES LIMITED SR 03 8.20 NCD 18MY27 FVRS1LAC | Financial | Non Convertible Debenture | 1.98% |
| STATE DEVELOPMENT LOAN 32666 MH 01MR31 7.72 FV RS 100 | Unspecified | State Development Loan | 1.69% |
| 7.37% GOI CG 23-10-2028 | Entities | GOI Securities | 1.69% |
| POWER FINANCE CORPORATION LTD. SR-177 7.85 BD 03AP28 FVRS10LAC | Financial | Debenture | 1.66% |
| JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD7 7.90 LOA 10AG28 FVRS1LAC | Industrials | Debenture | 1.66% |
| Power Finance Corporation Ltd SR-164 Bonds 7.75 22/03/2027 | Financial | Bonds | 1.65% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR G 8 NCD 03NV27 FVRS10LAC | Financial | Bonds | 1.65% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VI 7.79 BD 14MY27 FVRS1LAC | Financial | Debenture | 1.65% |
| KOTAK MAHINDRA PRIME LIMITED 7.9866 NCD 17SP27 FVRS10LAC | Financial | Debenture | 1.65% |
| LIC HOUSING FINANCE LIMITED TR 427 7.8 LOA 22DC27 FVRS10LAC | Financial | Bonds | 1.65% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LAC | Financial | Debenture | 1.65% |
| 7.74% LIC HSG TR448 NCD 22-10-27** | Financial | Debenture | 1.65% |
| REC LIMITED SR 230-A 7.71 BD 26FB27 FVRS1LAC | Financial | Bonds | 1.65% |
| MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AI2023 STRPP 2 8 NCD 27AP27 FVRS1LAC | Financial | Debenture | 1.65% |
| Sikka Ports and Terminals Ltd SR-PPD-7 Debenture 7.90 18/11/2026 | Energy & Utilities | Debenture | 1.65% |
| POONAWALLA FINCORP LIMITED SR F1 7.58 NCD 08SP28 FVRS1LAC | Financial | Non Convertible Debenture | 1.64% |
| BAJAJ FINANCE LIMITED 7.60 NCD 25AG27 FVRS10LAC | Financial | Bonds/NCDs | 1.64% |
| EMBASSY OFFICE PARKS REIT SR VI 7.35 NCD 05AP27 FVRS10LAC | Real Estate | Debenture | 1.64% |
| BHARTI TELECOM LIMITED SR XXV 7.35 NCD 15OT27 FVRS1LAC | Technology | Debenture | 1.63% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26A 6.66 BD 12OT28 FVRS1LAC | Financial | Debenture | 1.62% |
| RADHAKRISHNA SECURITISATION TRUST RK TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 1.60% |
| UNION BANK OF INDIA CD 22FEB27 | Financial | Certificate of Deposit | 1.58% |
| POONAWALLA FINCORP LIMITED SR G1 TR 1 7.55 NCD 25MR27 FVRS1LAC | Financial | Debenture | 1.15% |
| India Universal Trust AL1 Sec. Debt 8.20 20/09/2030 | Unspecified | Securitised Debt | 1.14% |
| INDIA UNIVERSAL TRUST AL1 SERIES A2 PTC 25SEP24 | Unspecified | Securitised Debt | 0.38% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.34% |
| Others CBLO | Unspecified | CBLO | 0.01% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 1Y | 3Y | 5Y | All |
|---|---|---|---|---|
| Fund returns | +6.2% | +7.2% | +6.4% | +6.9% |
| Category average (Debt Floater) | +7.7% | +7.7% | +6.2% | -- |
| Rank (Debt Floater) | 10 | 12 | 12 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +6.39% | +8.26% | 289.91 | |
 | +7.03% | +8.13% | 8,464.44 | |
 | +6.34% | +7.97% | 3,438.29 | |
 | +6.37% | +7.83% | 16,408.56 | |
 | +6.26% | +7.56% | 13,215.47 | |
| Compare | ||||
Fund management
PPPankaj PathakApr 2025 - PresentView details
PP
Pankaj Pathak
Apr 2025 - Present
View details
About UTI Floater Fund Direct Growth
UTI Floater Fund Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Pankaj Pathak is the Current Fund Manager of UTI Floater Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹3,93,467 Cr and the Latest NAV as of 07 Aug 2026 is ₹1,677.09.
The UTI Floater Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
;
Investment Objective
The scheme seeks to generate reasonable returns and reduce interest rate risk by investing in a portfolio comprising predominantly of floating rate instruments and fixed rate instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments.;
Fund benchmarkCRISIL Short Duration Debt A-II Index
Fund house
Rank (total assets)#8 in India
Total AUM₹3,93,467.45 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,