How to Invest in UTI Floater Fund Direct Growth?

You can easily invest in UTI Floater Fund Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for UTI Floater Fund Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in UTI Floater Fund Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does UTI Floater Fund Direct Growth provide?

The UTI Floater Fund Direct Growth has been there from 30 Oct 2018 and the average annual returns provided by this fund is 6.86% since its inception.

How much expense ratio is charged by UTI Floater Fund Direct Growth?

The term Expense Ratio used for UTI Floater Fund Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of UTI Floater Fund Direct Growth is 0.42% as of 11 Jun 2026...

What is the AUM of UTI Floater Fund Direct Growth?

The AUM, short for Assets Under Management of UTI Floater Fund Direct Growth is ₹1,560.59Cr as of 11 Jun 2026.

How to Redeem UTI Floater Fund Direct Growth?

If you want to sell your UTI Floater Fund Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of UTI Floater Fund Direct Growth?

You can select either SIP or Lumpsum investment of UTI Floater Fund Direct Growth based on your investment objective and risk tolerance.

What is the NAV of UTI Floater Fund Direct Growth?

The NAV of UTI Floater Fund Direct Growth is ₹1,656.99 as of 10 Jun 2026.

What is the PE and PB ratio of UTI Floater Fund Direct Growth?

The PE ratio ratio of UTI Floater Fund Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

UTI Floater Fund Direct Growth

Name: UTI Floater Fund Direct Growth
Brand: UTI Mutual Fund

Debt

Floater

Low to Moderate Risk

+7.16%

3Y annualised

+0.03% 1D

All

NAV: 10 Jun '26

₹1,656.99

Min. for SIP

₹500

Fund size (AUM)

₹1,560.59 Cr

Expense ratio

0.42%

Rating

Return calculator

Monthly investment

₹5,000

Over the past	Total investment	Would've become	Returns
6 months	₹30,000	₹30,370	+1.23%
1 year	₹60,000	₹61,602	+2.67%
3 years	₹1,80,000	₹1,98,978	+10.54%
5 years	₹3,00,000	₹3,54,666	+18.22%

Holdings (46)

Name	Sector	Instruments	Assets
CENTRAL GOVERNMENT LOAN 30814 GOI FRB 04OT28 FV RS 100	Entities	GOI Securities	6.64%
HDFC BANK LIMITED CD 14DEC26	Financial	Certificate of Deposit	6.30%
Net Current Assets	Unspecified	Net Current Assets	5.42%
KOTAK MAHINDRA BANK LIMITED CD 24SEP26	Financial	Certificate of Deposit	4.80%
SUMMIT DIGITEL INFRASTRUCTURE LIMITED 8.06 NCD 29JN29 FVRS1LAC	Technology	Debenture	3.32%
NATIONAL HOUSING BANK 7.59 BD 08SP27 FVRS1LAC	Financial	Non Convertible Debenture	3.30%
REC LIMITED SR 231A 7.64 BD 30AP27 FVRS1LAC	Financial	Non Convertible Debenture	3.30%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 171 7.23 BD 15OT26 FVRS1LAC	Financial	Debenture	3.29%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.44 BD 04SP26 FVRS1LAC	Financial	Debenture	3.29%
EMBASSY OFFICE PARKS REIT SR IV TR I 6.80 NCD 07SP26 FVRS10LAC	Real Estate	Non Convertible Debenture	3.28%
SUNDARAM FINANCE LIMITED SR Z3 6.99 NCD 28MY27 FVRS1LAC	Financial	Debenture	3.26%
TATA CAPITAL HOUSING FINANCE LIMITED SR B 7.123 NCD 21JL27 FVRS1LAC	Financial	Non Convertible Debenture	3.26%
LIC HOUSING FINANCE LIMITED TR 427 7.8 LOA 22DC27 FVRS10LAC	Financial	Bonds	2.63%
MINDSPACE BUSINESS PARKS REIT 7.95 NCD 27JL27 FVRS10LAC	Real Estate	Bonds	2.31%
CAN FIN HOMES LIMITED SR 03 8.20 NCD 18MY27 FVRS1LAC	Financial	Non Convertible Debenture	1.98%
7.37% GOI CG 23-10-2028	Entities	GOI Securities	1.68%
STATE DEVELOPMENT LOAN 32666 MH 01MR31 7.72 FV RS 100	Unspecified	State Development Loan	1.67%
POWER FINANCE CORPORATION LTD. SR-177 7.85 BD 03AP28 FVRS10LAC	Financial	Debenture	1.66%
Power Finance Corporation Ltd SR-164 Bonds 7.75 22/03/2027	Financial	Bonds	1.65%
KOTAK MAHINDRA PRIME LIMITED 7.9866 NCD 17SP27 FVRS10LAC	Financial	Debenture	1.65%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LAC	Financial	Debenture	1.65%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC	Financial	Debenture	1.65%
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AI2023 STRPP 2 8 NCD 27AP27 FVRS1LAC	Financial	Debenture	1.65%
REC LIMITED SR 230-A 7.71 BD 26FB27 FVRS1LAC	Financial	Bonds	1.65%
JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD7 7.90 LOA 10AG28 FVRS1LAC	Industrials	Debenture	1.65%
TATA CAPITAL HOUSING FINANCE LIMITED SR G 8 NCD 03NV27 FVRS10LAC	Financial	Bonds	1.65%
REC LIMITED SR 227-A 7.77 BD 30SP26 FVRS1LAC	Financial	Debenture	1.65%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VI 7.79 BD 14MY27 FVRS1LAC	Financial	Debenture	1.65%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 172A 7.41 BD 15OT26 FVRS1LAC	Financial	Debenture	1.65%
Sikka Ports and Terminals Ltd SR-PPD-7 Debenture 7.90 18/11/2026	Energy & Utilities	Debenture	1.65%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24A 7.5 BD 31AU26 FVRS1LAC	Financial	Floating Rate Bond	1.64%
7.74% LIC HSG TR448 NCD 22-10-27**	Financial	Debenture	1.64%
POONAWALLA FINCORP LIMITED SR F1 7.58 NCD 08SP28 FVRS1LAC	Financial	Non Convertible Debenture	1.64%
BAJAJ FINANCE LIMITED 7.60 NCD 25AG27 FVRS10LAC	Financial	Bonds/NCDs	1.64%
EMBASSY OFFICE PARKS REIT SR VI 7.35 NCD 05AP27 FVRS10LAC	Real Estate	Debenture	1.64%
BHARTI TELECOM LIMITED SR XXV 7.35 NCD 15OT27 FVRS1LAC	Technology	Debenture	1.63%
AXIS BANK LIMITED CD 10AUG26	Financial	Certificate of Deposit	1.61%
RADHAKRISHNA SECURITISATION TRUST RK TRUST PTC 15SEPT25	Unspecified	Securitised Debt	1.61%
BAJAJ FINANCE LIMITED 365D CP 04NOV26	Financial	Commercial Paper	1.58%
India Universal Trust AL1 Sec. Debt 8.20 20/09/2030	Unspecified	Securitised Debt	1.17%
POONAWALLA FINCORP LIMITED SR G1 TR 1 7.55 NCD 25MR27 FVRS1LAC	Financial	Debenture	1.15%
CENTRAL GOVERNMENT LOAN 30581 GOI 12JL31 6.1 FV RS 100	Entities	GOI Securities	0.96%
INDIA UNIVERSAL TRUST AL1 SERIES A2 PTC 25SEP24	Unspecified	Securitised Debt	0.51%
Others Class A2 AIF	Unspecified	Alternative Investment Fund	0.33%
INDIA UNIVERSAL TRUST AL1 SERIES A1 PTC 25SEP24	Unspecified	Securitised Debt	0.07%
Others CBLO	Unspecified	CBLO	0.03%

See All

Minimum investments

Min. for 1st investment

₹500

Min. for 2nd investment

₹500

Min. for SIP

₹500

Returns and rankings

Annualised returns

Absolute returns

Name	1Y	3Y	5Y	All
Fund returns	+5.7%	+7.2%	+6.3%	+6.9%
Category average (Debt Floater)	+7.7%	+7.7%	+6.2%	--
Rank (Debt Floater)	8	12	10	--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	Franklin India Floating Rate Fund Direct Growth	+6.05%	+8.30%	293.31
	ICICI Prudential Floating Interest Fund Direct Plan Growth	+6.73%	+8.27%	7,567.21
	Kotak Floating Rate Fund Direct Growth	+6.10%	+7.98%	3,128.34
	Nippon India Floater Fund Direct Growth	+5.39%	+7.64%	7,522.06
	Aditya Birla Sun Life Floating Rate Direct Fund Growth	+6.00%	+7.56%	13,444.57
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Fund management

PP
Pankaj Pathak
Apr 2025 - Present
View details

Education

Mr. Pankaj is a CFA (CFA Institute, USA) and PG Diploma in Banking & Finance (NIBM, Pune).

Experience

Prior to joining UTI AMC, he has worked with Quantum Asset Management Company and Bank of Maharashtra in Treasury Department.

Also manages these schemes

UTI Gilt Fund Direct Growth

UTI Dynamic Bond Fund Direct Growth

UTI Floater Fund Direct Growth

UTI Long Duration Fund Direct Growth

About UTI Floater Fund Direct Growth

UTI Floater Fund Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Pankaj Pathak is the Current Fund Manager of UTI Floater Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹3,96,629 Cr and the Latest NAV as of 10 Jun 2026 is ₹1,656.99. The UTI Floater Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500. ;

Investment Objective

The scheme seeks to generate reasonable returns and reduce interest rate risk by investing in a portfolio comprising predominantly of floating rate instruments and fixed rate instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments.;

Fund benchmarkCRISIL Short Duration Debt A-II Index

Scheme Information Document(SID)