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Invest in Mutual Funds
Invest in direct mutual funds at zero charges via lump sump investments or SIPs
UTI Floating Interest Rates Fund Direct Growth
+7.00%
3Y annualised
+0.05% 1D
NAV: 11 Nov '26
₹1,696.02
Min. for SIP
₹500
Fund size (AUM)
₹1,604.13 Cr
Expense ratio
0.45%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 6 months | ₹30,000 | ₹30,333 | +1.11% | |
| 1 year | ₹60,000 | ₹61,587 | +2.65% | |
| 3 years | ₹1,80,000 | ₹1,97,831 | +9.91% | |
| 5 years | ₹3,00,000 | ₹3,54,082 | +18.03% |
Holdings (40)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Net Current Assets | Unspecified | Net Current Assets | 8.83% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC | Financial | Debenture | 6.22% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LAC | Financial | Bonds | 6.11% |
| CENTRAL GOVERNMENT LOAN 30814 GOI FRB 04OT28 FV RS 100 | Entities | GOI Securities | 4.69% |
| CANARA BANK CD 22JAN27 | Financial | Certificate of Deposit | 4.60% |
| HDFC BANK LIMITED CD 12MAR27 | Financial | Certificate of Deposit | 4.55% |
| Indian Railway Finance Corporation Ltd SR-118 Bonds 7.83 21/03/2027 | Financial | Bonds | 3.12% |
| EMBASSY OFFICE PARKS REIT SR XIV 6.9650 NCD 19MR27 FVRS1LAC | Real Estate | Debenture | 3.10% |
| SUMMIT DIGITEL INFRASTRUCTURE LIMITED 8.06 NCD 29JN29 FVRS1LAC | Technology | Debenture | 3.10% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR B 7.123 NCD 21JL27 FVRS1LAC | Financial | Non Convertible Debenture | 3.09% |
| BHARTI TELECOM LIMITED SR XXIX 7.75 NCD 29FB28 FVRS1LAC | Technology | Debenture | 3.08% |
| REC LIMITED SR 223B 7.46 BD 30JU28 FVRS1LAC | Financial | Debenture | 3.08% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26A 6.66 BD 12OT28 FVRS1LAC | Financial | Debenture | 3.03% |
| 6.53% GOI 07-Sep-2031 | Entities | GOI Securities | 3.01% |
| REC LIMITED SR 255 7.17 BD 01JL31 FVRS1LAC | Financial | Non Convertible Debenture | 2.99% |
| SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 2.94% |
| MINDSPACE BUSINESS PARKS REIT 7.95 NCD 27JL27 FVRS10LAC | Real Estate | Bonds | 2.18% |
| POWER FINANCE CORPORATION LIMITED SR 237A 7.60 BD 13AP29 FVRS1LAC | Financial | Non Convertible Debenture | 2.15% |
| POONAWALLA FINCORP LIMITED SR G1 TR 1 7.55 NCD 25MR27 FVRS1LAC | Financial | Debenture | 2.02% |
| CAN FIN HOMES LIMITED SR 03 8.20 NCD 18MY27 FVRS1LAC | Financial | Non Convertible Debenture | 1.86% |
| REC LIMITED SR 230-A 7.71 BD 26FB27 FVRS1LAC | Financial | Bonds | 1.56% |
| Power Finance Corporation Ltd SR-164 Bonds 7.75 22/03/2027 | Financial | Bonds | 1.56% |
| Sikka Ports and Terminals Ltd SR-PPD-7 Debenture 7.90 18/11/2026 | Energy & Utilities | Debenture | 1.56% |
| EMBASSY OFFICE PARKS REIT SR VI 7.35 NCD 05AP27 FVRS10LAC | Real Estate | Debenture | 1.55% |
| STATE DEVELOPMENT LOAN 32666 MH 01MR31 7.72 FV RS 100 | Unspecified | State Development Loan | 1.55% |
| LIC HOUSING FINANCE LIMITED TR 427 7.8 LOA 22DC27 FVRS10LAC | Financial | Bonds | 1.55% |
| MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AI2023 STRPP 2 8 NCD 27AP27 FVRS1LAC | Financial | Debenture | 1.55% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR G 8 NCD 03NV27 FVRS10LAC | Financial | Bonds | 1.55% |
| POWER FINANCE CORPORATION LTD. SR-177 7.85 BD 03AP28 FVRS10LAC | Financial | Debenture | 1.55% |
| POONAWALLA FINCORP LIMITED SR F1 7.58 NCD 08SP28 FVRS1LAC | Financial | Non Convertible Debenture | 1.55% |
| JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD7 7.90 LOA 10AG28 FVRS1LAC | Industrials | Debenture | 1.54% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.44 BD 10AP28 FVRS1LAC | Financial | Bonds/NCDs | 1.54% |
| BHARTI TELECOM LIMITED SR XXV 7.35 NCD 15OT27 FVRS1LAC | Technology | Debenture | 1.54% |
| BAJAJ FINANCE LIMITED 7.3763 NCD 26JU28 FVRS1LAC | Financial | Debenture | 1.53% |
| POWER FINANCE CORPORATION LIMITED SR 258A 6.92 BD 16FB28 FVRS1LAC | Financial | Debenture | 1.53% |
| RADHAKRISHNA SECURITISATION TRUST RK TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 1.47% |
| India Universal Trust AL1 Sec. Debt 8.20 20/09/2030 | Unspecified | Securitised Debt | 1.03% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.32% |
| INDIA UNIVERSAL TRUST AL1 SERIES A2 PTC 25SEP24 | Unspecified | Securitised Debt | 0.19% |
| Clearing Corporation of India CP | Unspecified | Commercial Paper | 0.04% |
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
| Name | 1Y | 3Y | 5Y | All |
|---|---|---|---|---|
| Fund returns | +5.7% | +7.0% | +6.4% | +6.8% |
| Category average (Debt Floating Interest Rate) | +5.7% | +7.5% | +6.8% | +7.1% |
| Rank (Debt Floating Interest Rate) | 6 | 11 | 11 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +5.83% | +7.92% | 256.41 | |
 | +5.75% | +7.73% | 8,026.97 | |
 | +5.54% | +7.48% | 15,497.79 | |
 | +6.20% | +7.42% | 668.95 | |
 | +5.79% | +7.34% | 12,924.91 | |
| Compare | ||||
Fund management
About UTI Floating Interest Rates Fund Direct Growth
UTI Floating Interest Rates Fund Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Pankaj Pathak is the Current Fund Manager of UTI Floating Interest Rates Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹3,89,855 Cr and the Latest NAV as of 11 Nov 2026 is ₹1,696.02.
The UTI Floating Interest Rates Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
;
Investment Objective
The scheme seeks to generate reasonable returns and reduce interest rate risk by investing in a portfolio comprising predominantly of floating rate instruments and fixed rate instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments.;
Fund benchmarkCRISIL Short Duration Debt A-II Index
Fund house
Rank (total assets)#8 in India
Total AUM₹3,89,855.03 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,