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UTI Floater Fund Direct Growth
Debt
Floater
Low to Moderate Risk
+7.34%
3Y annualised
-0.02% 1D
NAV: 16 Jan '26
₹1,614.70
Min. SIP amount
₹500
Fund size
₹1,579.93 Cr
Expense ratio
0.40%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,913 | +3.19% | |
| 3 years | ₹1,80,000 | ₹1,99,488 | +10.83% | |
| 5 years | ₹3,00,000 | ₹3,50,816 | +16.94% |
Holdings (46)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Kotak Mahindra Bank Ltd. | Financial | CD | 4.53% |
| Summit Digitel Infrastructure Pvt. Ltd. | Communication | Debenture | 3.25% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 3.21% |
| National Housing Bank | Financial | NCD | 3.20% |
| REC Ltd. | Financial | NCD | 3.20% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 3.18% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 3.18% |
| Tata Capital Housing Finance Ltd. | Financial | NCD | 3.17% |
| Bajaj Finance Ltd. | Financial | Debenture | 3.16% |
| Embassy Office Parks REIT | Construction | NCD | 3.16% |
| Sundaram Finance Ltd. | Financial | Debenture | 3.16% |
| GOI | Sovereign | GOI Sec | 3.13% |
| HDFC Bank Ltd. | Financial | CD | 2.97% |
| LIC Housing Finance Ltd. | Financial | Bonds | 2.57% |
| Mindspace Business Parks REIT | Construction | Bonds | 2.25% |
| Can Fin Homes Ltd. | Financial | NCD | 1.92% |
| GOI | Sovereign | GOI Sec | 1.65% |
| Maharashtra State | Others | SDL | 1.63% |
| Power Finance Corporation Ltd. | Financial | Debenture | 1.62% |
| Jamnagar Utilities and Power Pvt. Ltd. | Capital Goods | Debenture | 1.61% |
| Tata Capital Housing Finance Ltd. | Financial | Bonds | 1.61% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 1.60% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 1.60% |
| Power Finance Corporation Ltd. | Financial | Bonds | 1.60% |
| LIC Housing Finance Ltd. | Financial | Debenture | 1.60% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.60% |
| REC Ltd. | Financial | Bonds | 1.60% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | Debenture | 1.60% |
| Sikka Ports and Terminals Ltd. | Energy | Debenture | 1.59% |
| Bajaj Finance Ltd. | Financial | Bonds/NCD | 1.59% |
| REC Ltd. | Financial | Debenture | 1.59% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 1.59% |
| National Bank For Agriculture & Rural Development | Financial | FRB | 1.59% |
| National Housing Bank | Financial | Debenture | 1.59% |
| Embassy Office Parks REIT | Construction | Debenture | 1.59% |
| Radhakrishna Securitisation Trust | Others | Sec. Debt | 1.58% |
| Bharti Telecom Ltd. | Communication | Debenture | 1.58% |
| LIC Housing Finance Ltd. | Financial | Bonds/NCD | 1.58% |
| Housing & Urban Development Corporation Ltd. | Financial | Debenture | 1.57% |
| HDFC Bank Ltd. | Financial | CD | 1.51% |
| Bajaj Finance Ltd. | Financial | CP | 1.49% |
| India Universal Trust AL1 | Others | Sec. Debt | 1.17% |
| Poonawalla Fincorp Ltd. | Financial | Debenture | 1.11% |
| GOI | Sovereign | GOI Sec | 0.93% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.52% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.32% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 1Y | 3Y | 5Y | All |
|---|---|---|---|---|
| Fund returns | +7.2% | +7.3% | +6.1% | +6.9% |
| Category average (Debt Floater) | +7.7% | +7.7% | +6.2% | -- |
| Rank (Debt Floater) | 11 | 12 | 8 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Franklin India Floating Rate Fund Direct Growth | +8.22% | +8.46% | 304.96 | |
ICICI Prudential Floating Interest Fund Direct Plan Growth | +8.02% | +8.42% | 7,282.30 | |
Kotak Floating Rate Fund Direct Growth | +8.30% | +8.22% | 3,368.00 | |
HDFC Floating Rate Debt Fund Direct Plan Growth | +7.72% | +8.06% | 16,223.66 | |
Aditya Birla Sun Life Floating Rate Direct Fund Growth | +7.55% | +7.80% | 13,415.81 | |
| Compare | ||||
Fund management
PPPankaj PathakApr 2025 - PresentView details
PP
Pankaj Pathak
Apr 2025 - Present
View details
About UTI Floater Fund Direct Growth
UTI Floater Fund Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Pankaj Pathak is the Current Fund Manager of UTI Floater Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹3,94,217 Cr and the Latest NAV as of 16 Jan 2026 is ₹1,614.70.
The UTI Floater Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
;
Investment Objective
The scheme seeks to generate reasonable returns and reduce interest rate risk by investing in a portfolio comprising predominantly of floating rate instruments and fixed rate instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments.;
Fund benchmarkCRISIL Short Duration Debt A-II Index
Fund house
Rank (total assets)#8 in India
Total AUM₹3,94,217.41 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,