UTI Gilt Fund Direct Growth

Debt
Gilt
Moderate Risk
+7.36%
3Y annualised
+0.05% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 23 Sep 2025
₹64.97
Rating
3
Min. SIP amount
₹500
Fund size
₹584.24Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (8)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec44.16%
GOI
SovereignGOI Sec13.17%
SovereignGOI Sec8.99%
GOI
SovereignGOI Sec8.83%
GOI
SovereignGOI Sec6.90%
Assam State
OthersSDL5.16%
Chhattisgarh State
OthersSDL5.14%
SovereignGOI Sec3.41%

Minimum investment amounts

Min. for 1st investment₹500
Min. for 2nd investment onwards₹500
Min. for SIP₹500

Returns and rankings

Category: Debt Gilt
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns5.1%7.4%5.6%8.2%
Category average5.4%7.3%5.3%NA
Rank with in category121918NA
Understand terms

Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.67%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Pankaj Pathak
Apr 2025 - Present
View details

Education
Mr. Pankaj is a CFA (CFA Institute, USA) and PG Diploma in Banking & Finance (NIBM, Pune).
Experience
Prior to joining UTI AMC, he has worked with Quantum Asset Management Company and Bank of Maharashtra in Treasury Department.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NA
UTI Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,

Pros and cons

Category: Debt Gilt

Pros

Exit load is zero
Lower expense ratio: 0.67%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
3Y, 5Y and 10Y annualised returns higher than category average

Cons

1Y annualised returns lower than category average by 0.26%

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