UTI Gilt Fund Direct Growth

Debt
Gilt
Moderate Risk
+7.52%
3Y annualised
+0.06% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 14 Oct 2025
₹65.38
Rating
3
Min. SIP amount
₹500
Fund size
₹566.16Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (9)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec34.72%
GOI
SovereignGOI Sec13.05%
GOI
SovereignGOI Sec11.82%
Assam State
OthersSDL5.30%
Chhattisgarh State
OthersSDL5.29%
GOI
SovereignGOI Sec4.46%
SovereignGOI Sec3.57%
GOI
SovereignGOI Sec1.78%
Uttarakhand State
OthersSDL1.52%

Minimum investment amounts

Min. for 1st investment₹500
Min. for 2nd investment onwards₹500
Min. for SIP₹500

Returns and rankings

Category: Debt Gilt
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns5.5%7.5%5.6%8.2%
Category average6.0%7.6%5.3%NA
Rank with in category152018NA
Understand terms

Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.64%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Pankaj Pathak
Apr 2025 - Present
View details

Education
Mr. Pankaj is a CFA (CFA Institute, USA) and PG Diploma in Banking & Finance (NIBM, Pune).
Experience
Prior to joining UTI AMC, he has worked with Quantum Asset Management Company and Bank of Maharashtra in Treasury Department.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NA
UTI Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,

Pros and cons

Category: Debt Gilt

Pros

Exit load is zero
Lower expense ratio: 0.64%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
5Y and 10Y annualised returns higher than category average

Cons

Consistently lower annualised returns than category average for the past 1Y and 3Y

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