UTI Gilt Fund Direct Growth - NAV, Mutual Fund Performance & Portfolio

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UTI Gilt Fund Direct Growth
Debt
Gilt
Low to Moderate Risk
8.44%
3Y annualised
-0.02% 1D
1M
6M
1Y
3Y
5Y
All
 NAV: 24 Jan 2022₹51.72
Min. SIP amount₹500
Rating2
Fund size₹610.26Cr
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Debt Gilt
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns2.6%8.4%6.8%8.9%
Category average2.5%9.3%7.8%NA
Rank with in category161213NA
Understand terms
Holdings (11)NameSectorInstrumentAssets
GOI
SovereignGOI Sec26.4%
GOI
SovereignGOI FRB26.3%
Reserve Bank of India
FinancialT-Bills12.3%
GOI
SovereignGOI Sec10.1%
GOI
SovereignGOI Sec9.0%
Reserve Bank of India
FinancialT-Bills4.1%
GOI
SovereignGOI Sec2.8%
Uttar Pradesh State
OthersSDL0.8%
Andhra Pradesh State
OthersSDL0.5%
Clearing Corporation of India
OthersST Dep.0.3%
See All
DisclaimerThis content is derived from publicly available information, internal sources, and other third-party sources believed to be reliable. We, at Nextbillion Technology Pvt. Ltd. (Groww), do not guarantee the accuracy of such information, or assure its completeness, or warrant that such information will not be changed.
All comparisons are done with the category average metrics for this category.
Pros and cons
Category: Debt Gilt
Pros
1Y annualised returns higher than category average by 0.06%
Exit load is zero
Lower expense ratio: 0.57%
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Cons
3Y and 5Y annualised returns lower than category average
Low rating: 2
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
31 Dec 2021 - Present
0.57%
30 Nov 2021 - 31 Dec 2021
0.66%
31 Oct 2021 - 30 Nov 2021
0.64%
30 Sep 2021 - 31 Oct 2021
0.64%
31 Aug 2021 - 30 Sep 2021
0.65%
31 Jul 2021 - 31 Aug 2021
0.65%
30 Jun 2021 - 31 Jul 2021
0.65%
31 May 2021 - 30 Jun 2021
0.65%
30 Apr 2021 - 31 May 2021
0.66%
31 Mar 2021 - 30 Apr 2021
0.63%
28 Feb 2021 - 31 Mar 2021
0.63%
31 Jan 2021 - 28 Feb 2021
0.63%
31 Dec 2020 - 31 Jan 2021
0.64%
30 Nov 2020 - 31 Dec 2020
0.64%
31 Oct 2020 - 30 Nov 2020
0.64%
30 Sep 2020 - 31 Oct 2020
0.65%
31 Aug 2020 - 30 Sep 2020
0.65%
31 Jul 2020 - 31 Aug 2020
0.65%
30 Jun 2020 - 31 Jul 2020
0.65%
31 May 2020 - 30 Jun 2020
0.65%
30 Apr 2020 - 31 May 2020
0.64%
31 Mar 2020 - 30 Apr 2020
0.64%
29 Feb 2020 - 31 Mar 2020
0.64%
31 Jan 2020 - 29 Feb 2020
0.64%
31 Dec 2019 - 31 Jan 2020
0.64%
30 Nov 2019 - 31 Dec 2019
0.64%
31 Oct 2019 - 30 Nov 2019
0.64%
30 Sep 2019 - 31 Oct 2019
0.61%
31 Aug 2019 - 30 Sep 2019
0.61%
31 Jul 2019 - 31 Aug 2019
0.61%
30 Jun 2019 - 31 Jul 2019
0.70%
31 May 2019 - 30 Jun 2019
0.70%
30 Apr 2019 - 31 May 2019
0.70%
31 Mar 2019 - 30 Apr 2019
0.70%
28 Feb 2019 - 31 Mar 2019
0.70%
31 Jan 2019 - 28 Feb 2019
0.70%
31 Dec 2018 - 31 Jan 2019
0.70%
30 Nov 2018 - 31 Dec 2018
0.70%
31 Oct 2018 - 30 Nov 2018
0.65%
30 Sep 2018 - 31 Oct 2018
0.65%
31 Aug 2018 - 30 Sep 2018
0.65%
31 Jul 2018 - 31 Aug 2018
0.65%
30 Jun 2018 - 31 Jul 2018
0.55%
31 May 2018 - 30 Jun 2018
0.55%
30 Apr 2018 - 31 May 2018
0.55%
31 Mar 2018 - 30 Apr 2018
0.55%
28 Feb 2018 - 31 Mar 2018
0.55%
31 Jan 2018 - 28 Feb 2018
0.58%
31 Dec 2017 - 31 Jan 2018
0.58%
30 Nov 2017 - 31 Dec 2017
0.58%
31 Oct 2017 - 30 Nov 2017
0.63%
Expense ratio, exit load and taxExpense ratio: 0.57%Inclusive of GST
Exit loadNil
Stamp duty0.005% (from July 1st, 2020)
Tax implicationReturns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
Understand terms
Check past data
Minimum investment amountsMin. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500
Fund managementSudhir Agrawal
Dec 2021 - Present
View details
Education
Mr.Sudhir Agrawal is a M.Com, PGDBA (Finance) and a CFA.
Experience
Prior to joining UTI he has worked with TATA Asset Management Ltd., Tramp Value Pvt. Ltd. and CARE Ratings.
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UTI Banking & PSU Debt Fund Direct Flexi IDCW
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UTI Dynamic Bond Fund Direct IDCW Half Yearly
UTI Ultra Short Term Fund Regular IDCW Half Yearly
UTI Treasury Advantage Fund Direct IDCW Fortnightly
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UTI Short term Income Direct IDCW Yearly
UTI Dynamic Bond Fund Direct IDCW Yearly
UTI Banking & PSU Debt Fund Regular IDCW Monthly
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UTI Floater Fund Direct IDCW Quarterly
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Fund house & investment objective
UTI Mutual Fund
Rank (total assets)#8 in India
Total AUM₹2,16,491.18Cr
Date of IncorporationNA
 UTI Gilt Fund Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 25 Jan 20
 UTI Gilt Fund Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 25 Jan 2022. Amandeep Chopra is the Current Fund Manager of UTI Gilt Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,16,491 Cr and the Latest NAV as of 24 Jan 2022 is ₹51.72.
The UTI Gilt Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to 500. Minimum Lumpsum Investment is 5000.
...Read more
Investment Objective
To generate credit risk-free return through investments in sovereign securities issued by the Central and/ or a state Government.
To generate credit risk-free return through investments in sovereign securities issued by the Central and/ or a state Government.
Fund benchmarkCRISIL Dynamic Gilt Index
Scheme Information Document(SID)
Fund house contact details
Address
UTI Tower, 'GN' Block,Bandra-Kurla Complex,Bandra (East), Mumbai 400051
Phone
022- 66786666 / 66786354 / 1800-22-1230
Launch Date
NA
E-mail
[email protected]
Website
NA
UTI Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]
Website
www.karvymfs.com
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FAQsHow to Invest in UTI Gilt Fund Direct Growth
You can easily invest in UTI Gilt Fund Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account
 Search for UTI Gilt Fund Direct Growth from the search box 
 In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete
 Once you are done with that, you can start investing in UTI Gilt Fund Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance
What kind of returns does UTI Gilt Fund Direct Growth provide?
The UTI Gilt Fund Direct Growth has been there from 01 Jan 2013 and the average annual returns provided by this
fund is 2.57% since its inception.
How much expense ratio is charged by UTI Gilt Fund Direct Growth?
The term Expense Ratio used for UTI Gilt Fund Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. 

The Expense Ratio of UTI Gilt Fund Direct Growth is 0.57% as of 25 Jan 2022...
What is the AUM of UTI Gilt Fund Direct Growth?
The AUM, short for Assets Under Management of UTI Gilt Fund Direct Growth is ₹610.26Cr as of 25 Jan 2022.
How to Redeem UTI Gilt Fund Direct Growth?
If you want to sell your UTI Gilt Fund Direct Growth holdings, go to your holding on the app or
web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your
desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.
Can I invest in SIP and Lump Sum of UTI Gilt Fund Direct Growth?
You can select either SIP  or Lumpsum  investment of UTI Gilt Fund Direct Growth based on your investment objective and risk tolerance.
What is the NAV of UTI Gilt Fund Direct Growth?
The NAV of UTI Gilt Fund Direct Growth is ₹51.72 as of 24 Jan 2022.
What is the PE and PB ratio of UTI Gilt Fund Direct Growth?
The PE ratio ratio of UTI Gilt Fund Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

	1Y	3Y	5Y	All
Fund returns	2.6%	8.4%	6.8%	8.9%
Category average	2.5%	9.3%	7.8%	NA
Rank with in category	16	12	13	NA

Name	Sector	Instrument	Assets
GOI	Sovereign	GOI Sec	26.4%
GOI	Sovereign	GOI FRB	26.3%
Reserve Bank of India	Financial	T-Bills	12.3%
GOI	Sovereign	GOI Sec	10.1%
GOI	Sovereign	GOI Sec	9.0%
Reserve Bank of India	Financial	T-Bills	4.1%
GOI	Sovereign	GOI Sec	2.8%
Uttar Pradesh State	Others	SDL	0.8%
Andhra Pradesh State	Others	SDL	0.5%
Clearing Corporation of India	Others	ST Dep.	0.3%

Rank (total assets)	#8 in India
Total AUM	₹2,16,491.18Cr

Date of Incorporation	NA

Fund benchmark	CRISIL Dynamic Gilt Index

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4th Block, S.T Bed, Koramangala
Bengaluru – 560034
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Min. for 1st investment	₹5,000
Min. for 2nd investment onwards	₹1,000

Rating	2
Fund size	₹610.26Cr