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UTI Banking and Financial Services Fund Plan Growth
+15.54%
3Y annualised
-1.42% 1D
NAV: 23 Apr '26
₹191.19
Min. for SIP
₹500
Fund size (AUM)
₹1,213.39 Cr
Expense ratio
3.22%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹60,175 | +0.29% | |
| 3 years | ₹1,80,000 | ₹2,07,479 | +15.27% | |
| 5 years | ₹3,00,000 | ₹4,04,061 | +34.69% | |
| 10 years | ₹6,00,000 | ₹10,69,514 | +78.25% |
Holdings (32)
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Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +15.5% | +13.9% | +12.0% | +14.3% |
| Category average (Equity Sectoral) | +14.4% | +16.1% | +13.7% | -- |
| Rank (Equity Sectoral) | 15 | 10 | 15 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 1%, if redeemed within 30 days.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.
Check past data
Fund management
AKPAmit Kumar PremchandaniJun 2025 - PresentView details
AKP
Amit Kumar Premchandani
Jun 2025 - Present
View details
BKBhavesh KananiJan 2026 - PresentView details
BK
Bhavesh Kanani
Jan 2026 - Present
View details
About UTI Banking and Financial Services Fund Plan Growth
UTI Banking and Financial Services Fund Plan Growth is a Equity Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Amit Kumar Premchandani is the Current Fund Manager of UTI Banking and Financial Services Fund Plan Growth fund. The fund currently has an Asset Under Management(AUM) of ₹3,53,000 Cr and the Latest NAV as of 23 Apr 2026 is ₹191.19.
The UTI Banking and Financial Services Fund Plan Growth is rated Very High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000. Exit load of 1%, if redeemed within 30 days.
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Investment Objective
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the banking and financial services activities.
Fund benchmarkNIFTY Financial Services Total Return Index
Fund house
Rank (total assets)#8 in India
Total AUM₹3,52,999.67 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,