How to Invest in SBI Fixed Maturity Plan Series 81 (1157 Days) Direct Growth?

You can easily invest in SBI Fixed Maturity Plan Series 81 (1157 Days) Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for SBI Fixed Maturity Plan Series 81 (1157 Days) Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in SBI Fixed Maturity Plan Series 81 (1157 Days) Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does SBI Fixed Maturity Plan Series 81 (1157 Days) Direct Growth provide?

The SBI Fixed Maturity Plan Series 81 (1157 Days) Direct Growth has been there from 31 Mar 2023 and the average annual returns provided by this fund is 6.93% since its inception.

How much expense ratio is charged by SBI Fixed Maturity Plan Series 81 (1157 Days) Direct Growth?

The term Expense Ratio used for SBI Fixed Maturity Plan Series 81 (1157 Days) Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of SBI Fixed Maturity Plan Series 81 (1157 Days) Direct Growth is 0.21% as of 13 Feb 2026...

What is the AUM of SBI Fixed Maturity Plan Series 81 (1157 Days) Direct Growth?

The AUM, short for Assets Under Management of SBI Fixed Maturity Plan Series 81 (1157 Days) Direct Growth is ₹430.05Cr as of 13 Feb 2026.

How to Redeem SBI Fixed Maturity Plan Series 81 (1157 Days) Direct Growth?

If you want to sell your SBI Fixed Maturity Plan Series 81 (1157 Days) Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

What is the PE and PB ratio of SBI Fixed Maturity Plan Series 81 (1157 Days) Direct Growth?

The PE ratio ratio of SBI Fixed Maturity Plan Series 81 (1157 Days) Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

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SBI Fixed Maturity Plan Series 81 (1157 Days) Direct Growth

Name: SBI Fixed Maturity Plan Series 81 (1157 Days) Direct Growth
Brand: SBI Mutual Fund

Debt

Fixed Maturity

Low to Moderate Risk

All

NAV: 12 Feb '26

₹12.28

Min. SIP amount

Not Supported

Fund size

₹430.05 Cr

Expense ratio

0.21%

Holdings (19)

Name	Sector	Instruments	Assets
Karnataka State	Others	SDL	23.32%
GOI	Sovereign	GOI Sec	14.19%
Kotak Mahindra Investments Ltd.	Financial	Debenture	7.33%
Mahindra & Mahindra Financial Services Ltd.	Financial	Debenture	6.98%
Gujarat State	Construction	SDL	5.85%
Telangana State	Financial	SDL	5.83%
LIC Housing Finance Ltd.	Financial	Debenture	5.82%
GOI	Sovereign	GOI Sec	4.08%
GOI	Sovereign	GOI Sec	3.38%
GOI	Sovereign	GOI Sec	2.64%
Maharashtra State	Others	SDL	2.33%
Tata Capital Financial Services Ltd.	Financial	Debenture	2.33%
Housing & Urban Development Corporation Ltd.	Financial	Debenture	2.32%
GOI	Sovereign	GOI Sec	2.31%
Haryana State	Others	SDL	1.86%
HDFC Bank Ltd.	Financial	NCD	1.16%
LIC Housing Finance Ltd.	Financial	NCD	1.16%
Bajaj Housing Finance Ltd.	Financial	NCD	0.93%
HDB Financial Services Ltd.	Financial	Debenture	0.81%

See All

Minimum investments

Min. for 1st investment

Not Supported

Min. for 2nd investment

Not Supported

Min. for SIP

Not Supported

Returns and rankings

Annualised returns

Absolute returns

Name	3M	6M	1Y	All
Fund returns	+1.4%	+2.9%	+6.9%	+22.7%
Category average (Debt Fixed Maturity)	--	--	+7.4%	--
Rank (Debt Fixed Maturity)	26	29	41	--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Fund management

RG
Ranjana Gupta
Mar 2023 - Present
View details

Education

She is a Commerce graduate from Mumbai University

Experience

Prior to joining SBI Mutaul Fund, She was heading the broking activities at Twentyfirst Century Shares and Securities Ltd from May 1995 to February 2008. She started her career as a dealer in 1995 with OTCEI.

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SBI Fixed Maturity Plan Series 81 (1157 Days) Direct Growth

About SBI Fixed Maturity Plan Series 81 (1157 Days) Direct Growth

SBI Fixed Maturity Plan Series 81 (1157 Days) Direct Growth is a Debt Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Ranjana Gupta is the Current Fund Manager of SBI Fixed Maturity Plan Series 81 (1157 Days) Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹12,60,926 Cr and the Latest NAV as of 12 Feb 2026 is ₹12.28. The SBI Fixed Maturity Plan Series 81 (1157 Days) Direct Growth is rated Low to Moderate risk. ;

Investment Objective

he scheme seeks to provide regular income and capital growth with limited interest rate risk to the investors through investments in a portfolio comprising of debt instruments such as Government Securities, PSU & Corporate Bonds and Money Market Instruments maturing on or before the maturity of the scheme.;

Fund benchmarkCRISIL Medium Term Debt Index

Scheme Information Document(SID)