Principal Retirement Savings Fund Moderate Plan Direct Growth

Solution Oriented
Retirement
Moderately High Risk
5Y Lock In
4.96%
3Y annualised
+0.55% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 24 Dec 2020₹14.72
Min. SIP amountNot Supported
RatingNA
Fund size₹0.73Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Returns and rankings

Category: Solution Oriented Retirement
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns11.6%5.0%7.8%8.0%
Category average1.3%10.3%6.8%NA
Rank with in category579NA
Understand terms

Holdings (53)

NameSectorInstrumentAssets
ITC Ltd.FMCGEquity9.1%
Indian Oil Corpn. Ltd.EnergyEquity6.6%
HDFC Bank Ltd.FinancialEquity4.2%
Infosys Ltd.TechnologyEquity3.3%
Reliance Industries Ltd.EnergyEquity3.2%
ICICI Bank Ltd.FinancialEquity2.4%
Housing Development Finance Corpn. Ltd.FinancialEquity2.0%
Kotak Mahindra Bank Ltd.FinancialEquity1.9%
Divi's Laboratories Ltd.
HealthcareEquity1.7%
Bajaj Finance Ltd.FinancialEquity1.7%
See All

Expense ratio, exit load and tax

Expense ratio: 1.44%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 10% on returns of Rs 1 lakh+ in a financial year.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported

Fund management

Ravi Gopalakrishnan
Jul 2019 - Present
View details

Education
Mr. Gopalakrishnan is an MBA from Bradley University, USA and Masters in Finance (Investments) from Drexel University, USA.
Experience
Prior to joining Sundaram Mutual Fund, he has worked with Principal Mutual Fund, Canara Robeco AMC, PGIM India Mutual Fund, Hudson Fairfax Group,USA, and Sun F & C Asset Management Ltd.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
Sundaram Towers, 2nd Floor,46, Whites Road,Royapettah Chennai 600014
Phone
1860-425-7237
Launch Date
26 Feb 1996
Website
NA
Sundaram Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,

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