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Principal Retirement Savings Fund Progressive Plan Direct Growth

Solution Oriented
Retirement
Moderately High Risk
5Y Lock Inlock
4.77%
3Y annualised
+0.91% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 24 Dec 2020₹16.09
Min. SIP amount₹2,000
Rating1star
Fund size₹2.53 Cr

Returns and rankings

Category: Solution Oriented Retirement
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns14.2%4.8%9.7%9.9%
Category average42.2%12.7%12.2%NA
Rank with in category222621NA
Understand termsinfo

Holdings (52)

NameSectorInstrumentAssets
FinancialEquity8.1%
EnergyEquity6.3%
TechnologyEquity5.7%
FinancialEquity4.3%
FinancialEquity3.5%
TechnologyEquity3.4%
FinancialEquity3.0%
FinancialEquity2.9%
ConstructionEquity2.6%
Divi's Laboratories Ltd.
HealthcareEquity2.5%
See All

Pros and cons

info
Category: Solution Oriented Retirement
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Pros

Exit load is zero
Lower expense ratio: 1.17%
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Cons

Lower AUM: 2Cr. Funds with lower AUM tend to have higher expense ratio
Consistently lower annualised returns than category average for the past 1Y, 3Y and 5Y
Lock-in period: 5Y
Low rating: 1

Expense ratio, exit load and tax

Expense ratio: 1.17%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Understand termsinfo
Check past data

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹2,000

Fund management

P V K Mohan
Jun 2018 - Present
View details
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Ravi Gopalakrishnan
Jul 2019 - Present
View details
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Fund house & investment objective

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Fund house contact details

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