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Principal Retirement Savings Fund Progressive Plan Direct Growth

Solution Oriented
Retirement
Moderately High Risk
14.20%
1Y return
+0.91% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 24 Dec 2020₹16.09
Min. SIP Amount₹2,000
Rating1star
Fund Size₹2.53 Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become 0 (0.00%)

Returns and rankings

Category: Solution Oriented Retirement
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns14.2%4.8%9.7%9.9%
Category average42.2%12.7%12.2%NA
Rank with in category222621NA
Understand termsinfo

Holdings (52)

NameSectorInstrumentAssets
HDFC Bank Ltd.FinancialEquity8.1%
Reliance Industries Ltd.EnergyEquity6.3%
Infosys Ltd.TechnologyEquity5.7%
ICICI Bank Ltd.FinancialEquity4.3%
Housing Development Finance Corpn. Ltd.FinancialEquity3.5%
Tata Consultancy Services Ltd.TechnologyEquity3.4%
Kotak Mahindra Bank Ltd.FinancialEquity3.0%
Bajaj Finance Ltd.FinancialEquity2.9%
Larsen & Toubro Ltd.ConstructionEquity2.6%
Divi's Laboratories Ltd.
HealthcareEquity2.5%
See All

Pros and cons

Category: Solution Oriented Retirement

Pros

  • Exit load is zero

Cons

  • Asset under management(AUM) is less than 500 Crs. Watch expense ratio when AUM is very low
  • 1Y Returns are lower than the category average returns
  • 3Y Returns are lower than the category average returns
  • 5Y Returns are lower than the category average returns

Expense ratio, exit load and tax

Expense ratio: 1.16725719%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Understand termsinfo

Minimum investment amounts

Min. for 1st investment₹1,000
Min. for 2nd investment onwards₹5,000
Min. for SIP₹2,000

Fund management

P V K Mohan
Jun 2018 - Present
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Ravi Gopalakrishnan
Jul 2019 - Present
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Fund house & investment objective

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Fund house contact details

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