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LIC MF Savings Fund Direct IDCW Monthly

Debt
Low Duration
Low to Moderate Risk
4.87%
1Y return
+0.01% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 28 Jul 2021₹17.55
Min. SIP Amount₹1,000
Rating3star
Fund Size₹1,243.23 Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become 0 (0.00%)

Returns and rankings

Category: Debt Low Duration
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns4.9%6.0%6.6%7.6%
Category average5.6%4.8%5.7%NA
Rank with in category101614NA
Understand termsinfo

Holdings (35)

NameSectorInstrumentAssets
JM Financial Products Ltd.
FinancialBR8.0%
Reserve Bank of India
FinancialT-Bills7.9%
National Highways Authority of India Ltd.
ServicesNCD6.1%
Export-Import Bank Of India
FinancialCD5.9%
Reliance Industries Ltd.EnergyDebenture4.2%
Housing Development Finance Corpn. Ltd.FinancialDebenture4.2%
Housing Development Finance Corpn. Ltd.FinancialDebenture4.1%
Indian Oil Corporation Ltd.EnergyDebenture4.1%
Reserve Bank of India
FinancialT-Bills4.0%
Axis Bank Ltd.FinancialCD3.9%
See All

Pros and cons

Category: Debt Low Duration

Pros

  • Lower expense ratio - 0.29%
  • 3Y Returns are higher than the category average returns
  • 5Y Returns are higher than the category average returns
  • Exit load is zero

Cons

  • 1Y Returns are lower than the category average returns

Expense ratio, exit load and tax

Expense ratio: 0.29%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Understand termsinfo

Minimum investment amounts

Min. for 1st investment₹500
Min. for 2nd investment onwards₹5,000
Min. for SIP₹1,000

Fund house & investment objective

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Fund house contact details

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