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JM Low Duration Fund Direct Plan Growth
Debt
Low Duration
Low to Moderate Risk
+7.46%
3Y annualised
+0.01% 1D
NAV: 27 Feb '26
₹39.68
Min. for SIP
₹100
Fund size
₹197.91 Cr
Expense ratio
0.38%
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,749 | +2.92% | |
| 3 years | ₹1,80,000 | ₹1,99,970 | +11.09% | |
| 5 years | ₹3,00,000 | ₹3,55,499 | +18.50% | |
| 10 years | ₹6,00,000 | ₹8,40,173 | +40.03% |
Holdings (29)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Canara Bank | Financial | CD | 8.06% |
| Union Bank of India | Financial | CD | 7.37% |
| Shriram Finance Ltd | Financial | Bonds | 5.12% |
| Godrej Industries Ltd. | Consumer Staples | NCD | 5.09% |
| Axis Bank Ltd. | Financial | CD | 5.02% |
| Power Finance Corporation Ltd. | Financial | Debenture | 4.62% |
| REC Ltd. | Financial | Debenture | 4.04% |
| Reserve Bank of India | Financial | T-Bills | 3.99% |
| 360 ONE Wealth Ltd. | Financial | Debenture | 3.79% |
| Indian Bank | Financial | CD | 3.76% |
| Punjab National Bank | Financial | CD | 3.51% |
| GOI | Sovereign | GOI Sec | 2.58% |
| LIC Housing Finance Ltd. | Financial | Debenture | 2.56% |
| Muthoot Finance Ltd. | Financial | NCD | 2.55% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 2.54% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 2.54% |
| Piramal Finance Pvt. Ltd. | Financial | Bonds/NCD | 2.53% |
| Sikka Ports and Terminals Ltd. | Energy | Debenture | 2.53% |
| REC Ltd. | Financial | Debenture | 2.53% |
| Bajaj Housing Finance Ltd. | Financial | NCD | 2.53% |
| Muthoot Finance Ltd. | Financial | Debenture | 2.53% |
| Power Finance Corporation Ltd. | Financial | Debenture | 2.52% |
| LIC Housing Finance Ltd. | Financial | Bonds/NCD | 2.51% |
| Jamnagar Utilities and Power Pvt. Ltd. | Capital Goods | NCD | 2.51% |
| Tata Housing Devp. Co. Ltd | Construction | CP | 2.36% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 2.04% |
| Tata Capital Housing Finance Ltd. | Financial | Bonds/NCD | 2.02% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 1.52% |
| Reserve Bank of India | Financial | T-Bills | 1.50% |
See All
Minimum investments
Min. for 1st investment
₹1,000
Min. for 2nd investment
₹100
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.5% | +6.2% | +6.4% | +7.0% |
| Category average (Debt Low Duration) | +7.1% | +5.9% | +6.5% | -- |
| Rank (Debt Low Duration) | 17 | 18 | 17 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
ICICI Prudential Savings Fund Direct Plan Growth | +7.57% | +7.83% | 31,616.30 | |
Mirae Asset Low Duration Fund Direct Growth | +7.44% | +7.65% | 2,677.08 | |
Sundaram Low Duration Fund Direct Growth | +7.25% | +7.58% | 462.81 | |
LIC MF Low Duration Fund Direct Growth | +7.30% | +7.54% | 1,866.64 | |
Tata Treasury Advantage Direct Plan Growth | +7.23% | +7.50% | 3,601.49 | |
| Compare | ||||
Fund management
KPKillol PandyaNov 2024 - PresentView details
KP
Killol Pandya
Nov 2024 - Present
View details
RFRuchi FozdarApr 2024 - PresentView details
RF
Ruchi Fozdar
Apr 2024 - Present
View details
JDJayant DhootAug 2025 - PresentView details
JD
Jayant Dhoot
Aug 2025 - Present
View details
About JM Low Duration Fund Direct Plan Growth
JM Low Duration Fund Direct Plan Growth is a Debt Mutual Fund Scheme launched by JM Financial Mutual Fund. This scheme was made available to investors on 15 Sep 1994. Killol Pandya is the Current Fund Manager of JM Low Duration Fund Direct Plan Growth fund. The fund currently has an Asset Under Management(AUM) of ₹13,356 Cr and the Latest NAV as of 27 Feb 2026 is ₹39.68.
The JM Low Duration Fund Direct Plan Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹1,000.
;
Investment Objective
The scheme seeks to generate stable long term returns with low risk strategy and capital appreciation/accretion besides preservation of capital through investments in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 6 months - 12 months.
Fund benchmarkCRISIL Low Duration Debt A-I Index
Fund house
Rank (total assets)#32 in India
Total AUM₹13,356.38 Cr
Date of Incorporation15 Sep 1994
Launch Date15 Sep 1994
AddressOne International Centre, 22nd Floor,Tower 2, Senapati Bapat Marg,Prabhadevi, Mumbai Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,