JM Low Duration Fund Direct Plan Growth

Debt
Low Duration
Low to Moderate Risk
+7.48%
3Y annualised
+0.02% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 23 Sep 2025
₹38.69
Rating
3
Min. SIP amount
₹100
Fund size
₹204.61Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (31)

NameSectorInstrumentAssets
Union Bank of India
FinancialCD9.30%
Axis Bank Ltd.
FinancialCD8.06%
Shriram Finance Ltd
FinancialDebenture5.65%
Godrej Industries Ltd.
Consumer StaplesNCD4.96%
Piramal Finance Ltd.
FinancialCP4.84%
Kotak Mahindra Bank Ltd.
FinancialCD4.77%
360 ONE Wealth Ltd.
FinancialDebenture3.68%
Karnataka State
OthersSDL2.50%
LIC Housing Finance Ltd.
FinancialDebenture2.49%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture2.48%
EnergyDebenture2.48%
FinancialDebenture2.47%
REC Ltd.
FinancialDebenture2.47%
FinancialFRB2.46%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture2.46%
FinancialNCD2.46%
FinancialDebenture2.45%
FinancialDebenture2.45%
FinancialDebenture2.45%
360 ONE Wealth Ltd.
FinancialNCD2.45%
Capital GoodsNCD2.44%
LIC Housing Finance Ltd.
FinancialBonds/NCD2.44%
HDFC Bank Ltd.
FinancialCD2.42%
Reserve Bank of India
FinancialT-Bills2.42%
Reserve Bank of India
FinancialT-Bills2.37%
FinancialDebenture2.01%
Tata Capital Housing Finance Ltd.
FinancialBonds/NCD1.97%
FinancialNCD1.97%
FinancialDebenture1.48%
Cholamandalam Investment and Finance Company Ltd.
FinancialDebenture1.48%
Reserve Bank of India
FinancialT-Bills0.98%
See All

Minimum investment amounts

Min. for 1st investment₹1,000
Min. for 2nd investment onwards₹100
Min. for SIP₹100

Returns and rankings

Category: Debt Low Duration
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns8.0%7.5%6.0%7.0%
Category average7.6%7.2%5.9%NA
Rank with in category131918NA
Understand terms

Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.35%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Jayant Dhoot
Aug 2025 - Present
View details

Education
Chartered Accountant, Company Secretary, B.Com
Experience
Prior to joining the JM MF, he was worked with Taurus Corporate Advisory Services Pvt Ltd, Nuvama Wealth & Investment Ltd, NVS Brokerage Pvt. Ltd.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
Office B-8th Floor-Cnergy,Appasaheb Marathe Marg,Prabhadevi, Mumbai 400025
Phone
022-33797777 / 1800-103-8345
Launch Date
15 Sep 1994
E-mail
NA
JM Financial Mutual Fund
Asset Management Company
Custodian
HDFC Bank
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,

Pros and cons

Category: Debt Low Duration

Pros

Exit load is zero
Lower expense ratio: 0.35%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y
Higher alpha: 2.88 The fund has generated returns higher than benchmark - CRISIL Low Duration Debt A-I Index - in the last 3Y

Cons

10Y annualised returns lower than category average by 0.05%

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