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ITI Banking & PSU Debt Fund Direct Growth
+7.09%
3Y annualised
-0.03% 1D
NAV: 31 Aug '26
₹14.20
Min. for SIP
₹500
Fund size (AUM)
₹33.47 Cr
Expense ratio
0.23%
Rating
4
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 6 months | ₹30,000 | ₹30,351 | +1.17% | |
| 1 year | ₹60,000 | ₹61,439 | +2.40% | |
| 3 years | ₹1,80,000 | ₹1,97,746 | +9.86% | |
| 5 years | ₹3,00,000 | ₹3,53,701 | +17.90% |
Holdings (18)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Nuclear Power Corpn. Of India Ltd. 8.14 25/03/2028 | Energy & Utilities | Debenture | 9.11% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 9.03% |
| NATIONAL HOUSING BANK 7.59 BD 08SP27 FVRS1LAC | Financial | Non Convertible Debenture | 8.99% |
| Indian Railway Finance Corpn. Ltd. 7.33 27/08/2027 | Financial | Debenture | 8.98% |
| REC LIMITED SR 230-A 7.71 BD 26FB27 FVRS1LAC | Financial | Bonds | 8.98% |
| HDFC BANK LIMITED CD 22JAN27 | Financial | Certificate of Deposit | 8.68% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.79 BD 19AP27 FVRS1LAC | Financial | Bonds | 7.49% |
| Power Finance Corporation Ltd SR-155 Bonds 7.23 05/01/2027 | Financial | Bonds | 7.46% |
| Repo/CBLO | Unspecified | Repo/CBLO | 6.42% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC | Financial | Bonds | 5.98% |
| GOVERNMENT OF INDIA 37080 GOI 16FB31 6.36 FV RS 100 | Entities | GOI Securities | 5.96% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 4.10% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 2.99% |
| BANK OF BARODA CD 05MAR27 | Financial | Certificate of Deposit | 2.87% |
| NTPC Ltd Debenture 7.58 23/08/2026 | Energy & Utilities | Debenture | 1.49% |
| PUNJAB NATIONAL BANK CD 15SEP26 | Financial | Certificate of Deposit | 1.48% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.33% |
| Net Payables | Unspecified | Net Payables | -0.34% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 1Y | 3Y | 5Y | All |
|---|---|---|---|---|
| Fund returns | +5.2% | +7.1% | +6.4% | +6.2% |
| Category average (Debt Banking and PSU) | +7.4% | +7.3% | +5.7% | -- |
| Rank (Debt Banking and PSU) | 15 | 14 | 5 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +6.67% | +7.53% | 585.13 | |
 | +6.15% | +7.40% | 1,482.56 | |
 | +5.88% | +7.30% | 8,849.66 | |
 | +6.05% | +7.16% | 12,121.96 | |
 | +5.24% | +7.08% | 8,833.13 | |
| Compare | ||||
Fund management
LBLaukik BagweFeb 2025 - PresentView details
LB
Laukik Bagwe
Feb 2025 - Present
View details
About ITI Banking & PSU Debt Fund Direct Growth
ITI Banking & PSU Debt Fund Direct Growth is a Debt Mutual Fund Scheme launched by ITI Mutual Fund. This scheme was made available to investors on 14 May 2018. Laukik Bagwe is the Current Fund Manager of ITI Banking & PSU Debt Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹12,250 Cr and the Latest NAV as of 31 Aug 2026 is ₹14.20.
The ITI Banking & PSU Debt Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000.
;
Investment Objective
The scheme seeks to generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks(SCBs), Public Sector undertakings(PSUs), Public Financial Institutions(PFIs) and Municipal Bonds.;
Fund benchmarkCRISIL Banking and PSU Debt A-II Index
Fund house
Rank (total assets)--
Total AUM₹12,249.87 Cr
Date of Incorporation14 May 2018
Launch Date14 May 2018
AddressITI Asset Mangement Limited,ITI House, Building no. 36,Dr. R. K. Shirodkar Marg, Parel, Mumbai 400012
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,