L&T Liquid Plan Direct Growth

Debt
Liquid
Low to Moderate Risk
4.09%
3Y annualised
+0.02% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 25 Nov 2022
₹3,010.69
Rating
2
Min. SIP amount
Not Supported
Fund size
₹8,703.74Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (55)

NameSectorInstrumentAssets
Reserve Bank of India
FinancialT-Bills4.06%
Reserve Bank of India
FinancialT-Bills4.02%
GOI
SovereignGOI Sec3.82%
Reserve Bank of India
FinancialT-Bills3.15%
Small Industries Devp. Bank of India Ltd.
FinancialCP2.29%
ServicesCP2.29%
HDFC Bank Ltd.
FinancialCD2.28%
Reserve Bank of India
FinancialT-Bills2.28%
Axis Bank Ltd.
FinancialCD2.27%
Bank Of Baroda
FinancialCD1.72%
ServicesCP1.72%
Hindustan Petroleum Corporation Ltd.
EnergyCP1.72%
ServicesCP1.71%
Tata Capital Financial Services Ltd.
FinancialCP1.71%
FinancialCP1.71%
CommunicationCP1.71%
FinancialCP1.71%
National Bank For Agriculture & Rural Development
FinancialCP1.71%
Export-Import Bank Of India
FinancialCD1.71%
Reliance Jio Infocomm Ltd.
CommunicationCP1.70%
Reserve Bank of India
FinancialT-Bills1.70%
Metals & MiningCP1.70%
FinancialT-Bills1.66%
EnergyDebenture1.29%
Axis Bank Ltd.
FinancialCD1.26%
National Bank For Agriculture & Rural Development
FinancialDebenture1.22%
EnergyDebenture1.22%
FinancialDebenture1.20%
Reserve Bank of India
FinancialT-Bills1.15%
EnergyCP1.15%
Metals & MiningCP1.15%
National Bank For Agriculture & Rural Development
FinancialCP1.14%
FinancialCP1.14%
FinancialT-Bills1.14%
NTPC Ltd.
EnergyCP1.14%
Capital GoodsCP1.14%
FinancialCP1.14%
Union Bank of India
FinancialCD1.13%
HDFC Bank Ltd.
FinancialCD1.13%
LIC Housing Finance Ltd.
FinancialNCD1.11%
LIC Housing Finance Ltd.
FinancialDebenture0.92%
Reserve Bank of India
FinancialT-Bills0.85%
EnergyCP0.85%
Berger Paints India Ltd.
ChemicalsCP0.74%
FinancialNCD0.68%
Cholamandalam Investment & Finance Company Ltd.
FinancialNCD0.60%
Small Industries Devp. Bank of India Ltd.
FinancialCP0.57%
Axis Bank Ltd.
FinancialCD0.57%
FinancialCP0.57%
EnergyCP0.57%
FinancialDebenture0.31%
ServicesNCD0.31%
FinancialDebenture0.31%
Axis Bank Ltd.
FinancialCD0.29%
FinancialDebenture0.06%
See All

Minimum investment amounts

Min. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported

Returns and rankings

Category: Debt Liquid
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns4.5%4.1%5.3%6.8%
Category average6.6%6.8%5.5%NA
Rank with in category252120NA
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Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.15%

Inclusive of GST

Exit load

Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Shriram Ramanathan
Jan 2013 - Present
View details

Education
Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA.
Experience
Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.
Also manages these schemes

Mahesh A Chhabria
Nov 2021 - Present
View details

Education
Mr. Chhabria is a Commerce Graduate and has also pursued FCA and CFA.
Experience
Prior to joining HSBC MF, he has worked with L&T AMC, Edelweiss Securities Ltd, Darivium Traditions Pvt. Ltd. and FIL Fund Management Pvt. Ltd.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
BrindavanPlot No. 177, CST RoadKalina, Santacruz (East) Mumbai 400098
Phone
022-66554000 / 1800-2000-400
Launch Date
25 Apr 1996
L&T Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Debt Liquid

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y
Lower expense ratio: 0.15%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality

Cons

Low rating: 2

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