DSP ELSS Tax Saver Fund Direct Plan Growth

Equity
ELSS
Very High Risk
3Y Lock In
+21.54%
3Y annualised
+0.01% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 17 Oct 2025
₹156.45
Rating
4
Min. SIP amount
₹500
Fund size
₹16,749.39Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (60)

NameSectorInstrumentAssets
FinancialEquity7.20%
TechnologyEquity6.48%
FinancialEquity6.34%
FinancialEquity5.51%
FinancialEquity5.38%
FinancialEquity3.41%
CommunicationEquity2.95%
AutomobileEquity2.87%
ConstructionEquity2.33%
EnergyEquity2.25%
Consumer StaplesEquity2.24%
AutomobileEquity2.16%
HealthcareEquity2.11%
EnergyEquity1.93%
FinancialEquity1.72%
HealthcareEquity1.72%
FinancialEquity1.71%
TechnologyEquity1.58%
HealthcareEquity1.48%
Consumer StaplesEquity1.40%
InsuranceEquity1.40%
HealthcareEquity1.39%
CommunicationEquity1.38%
Consumer StaplesEquity1.36%
EnergyEquity1.33%
Metals & MiningEquity1.32%
HealthcareEquity1.31%
EnergyEquity1.31%
Metals & MiningEquity1.26%
FinancialEquity1.22%
EnergyEquity1.15%
AutomobileEquity1.12%
ConstructionEquity1.10%
Consumer StaplesEquity0.96%
Consumer DiscretionaryEquity0.93%
HealthcareEquity0.89%
ChemicalsEquity0.88%
ChemicalsEquity0.88%
Capital GoodsEquity0.87%
InsuranceEquity0.85%
Capital GoodsEquity0.83%
TextilesEquity0.81%
ChemicalsEquity0.79%
HealthcareEquity0.77%
ConstructionEquity0.72%
ConstructionEquity0.68%
AutomobileEquity0.68%
EnergyEquity0.67%
ServicesEquity0.66%
FinancialEquity0.63%
AutomobileEquity0.60%
ChemicalsEquity0.57%
FinancialEquity0.55%
ChemicalsEquity0.52%
FinancialEquity0.49%
FinancialEquity0.47%
HealthcareEquity0.38%
Capital GoodsEquity0.36%
CommunicationPPE0.25%
ConstructionEquity0.10%
See All

Minimum investment amounts

Min. for 1st investment₹500
Min. for 2nd investment onwards₹500
Min. for SIP₹500

Returns and rankings

Category: Equity ELSS
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns1.3%21.5%24.5%17.8%
Category average-1.3%18.0%20.5%NA
Rank with in category2267NA
Understand terms

Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.64%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund management

Rohit Singhania
Jul 2015 - Present
View details

Education
Mr. Singhania is an MMS.
Experience
Prior to joining DSP AMC he has worked with HDFC Securities Ltd. and IL&FS Investsmart Limited.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
The Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
Phone
+91 22 6657 8000
Launch Date
16 Dec 1996
E-mail
NA
Website
DSP Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Equity ELSS

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Higher alpha: 4.18 The fund has generated returns higher than benchmark - NIFTY 500 Total Return Index - in the last 3Y
Exit load is zero
Lower expense ratio: 0.64%

Cons

Lock-in period: 3Y

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