DSP ELSS Tax Saver Direct Plan Growth

Equity
ELSS
Very High Risk
3Y Lock In
01234567890123456789.01234567890123456789%
3Y annualised
-0.44% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 17 Jan 2025₹143.89
Min. SIP amount₹500
Rating4
Fund size₹16,610.28Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
1 year
3 years
5 years
Total investment of ₹60,000
Would have become ₹61,010 (+1.68%)

Holdings (64)

NameSectorInstrumentAssets
FinancialEquity8.12%
FinancialEquity6.38%
FinancialEquity3.84%
TechnologyEquity3.80%
FinancialEquity3.41%
FinancialEquity3.37%
AutomobileEquity2.68%
TechnologyEquity2.62%
CommunicationEquity2.41%
ConstructionEquity2.29%
HealthcareEquity2.12%
Consumer StaplesEquity2.09%
HealthcareEquity1.88%
EnergyEquity1.85%
FinancialEquity1.82%
AutomobileEquity1.77%
FinancialEquity1.76%
TechnologyEquity1.69%
HealthcareEquity1.64%
CommunicationEquity1.57%
EnergyEquity1.46%
Consumer StaplesEquity1.44%
Consumer DiscretionaryEquity1.30%
Consumer StaplesEquity1.29%
AutomobileEquity1.29%
EnergyEquity1.27%
InsuranceEquity1.18%
EnergyEquity1.16%
Capital GoodsEquity1.16%
FinancialEquity1.15%
EnergyEquity1.15%
Metals & MiningEquity1.15%
TextilesEquity1.15%
FinancialEquity1.10%
HealthcareEquity1.02%
ChemicalsEquity0.96%
FinancialEquity0.95%
ConstructionEquity0.93%
ChemicalsEquity0.92%
AutomobileEquity0.88%
FinancialEquity0.87%
FinancialEquity0.87%
Consumer StaplesEquity0.87%
Consumer StaplesEquity0.86%
HealthcareEquity0.86%
ChemicalsEquity0.86%
ConstructionEquity0.82%
HealthcareEquity0.80%
EnergyEquity0.77%
Metals & MiningEquity0.75%
HealthcareEquity0.75%
ConstructionEquity0.71%
ServicesEquity0.71%
ChemicalsEquity0.71%
Capital GoodsEquity0.69%
ChemicalsEquity0.63%
AutomobileEquity0.57%
ConstructionEquity0.53%
HealthcareEquity0.52%
Capital GoodsEquity0.52%
Capital GoodsEquity0.51%
ConstructionEquity0.43%
NA
NAEquity0.39%
CommunicationPPE0.21%
See All

Minimum investment amounts

Min. for 1st investment₹500
Min. for 2nd investment onwards₹500
Min. for SIP₹500

Returns and rankings

Category: Equity ELSS
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns20.8%16.4%20.9%18.2%
Category average14.5%12.9%17.8%NA
Rank with in category767NA
Understand terms

Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.73%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.

Understand terms
Check past data

Fund management

Charanjit Singh
May 2023 - Present
View details

Education
Mr. Singh is a B. Tech - Electronics and Communication, MBA - Finance & Systems
Experience
Prior to joining DSP Mutual Fund, he has worked with Capital Goods, Power & Infra at B&K Securities India, Capital Goods and Infra at Axis Capital Ltd., BNP Paribas India Securities, Thomas Weisel Partners, HSBC, IDC Corp. and Frost & Sullivan.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road JunctionWestern Express Highway, Andheri East Mumbai 400069
Phone
1800-208-4499 / 1800-200-4499
Launch Date
16 Dec 1996
E-mail
NA
Website
DSP Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Equity ELSS

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Higher alpha: 4.45 The fund has generated returns higher than benchmark - NIFTY 500 Total Return Index - in the last 3Y
Exit load is zero
Lower expense ratio: 0.73%

Cons

Lock-in period: 3Y

Compare funds

DSP ELSS Tax Saver Direct Plan Growth
VS
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MONTHLY SIP
ONE-TIME
SIP Amount
Monthly SIP Date
1st
Next SIP instalment on 20 of Jan
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