DSP Banking & Financial Services Fund Growth

DSP Banking & Financial Services Fund Growth

Equity
Sectoral
Very High Risk
1M
6M
1Y
All
NAV: 20 Feb '26
₹14.58
Min. for SIP
Not Supported
Fund size
₹1,666.81 Cr
Expense ratio
2.06%

Holdings (36)

NameSectorInstrumentsAssets
ICICI Bank Ltd.FinancialEquity12.86%
Axis Bank Ltd.FinancialEquity8.00%
State Bank of IndiaFinancialEquity7.27%
Kotak Mahindra Bank Ltd.FinancialEquity5.53%
Multi Commodity Exchange Of India Ltd.ServicesEquity5.04%
SBI Life Insurance Company Ltd.InsuranceEquity4.60%
Bajaj Finance Ltd.FinancialEquity4.52%
HDFC Bank Ltd.FinancialEquity4.07%
Ujjivan Small Finance Bank Ltd.FinancialEquity3.70%
Aditya Birla Capital Ltd.FinancialEquity3.58%
Canara HSBC Life Insurance Company Ltd.InsuranceEquity3.26%
PB Fintech Ltd.ServicesEquity2.84%
Max Financial Services Ltd.FinancialEquity2.82%
Nippon Life India Asset Management Ltd.FinancialEquity2.80%
Bank Of BarodaFinancialEquity2.75%
Bank of MaharashtraFinancialEquity2.67%
Cholamandalam Investment and Finance Company Ltd.FinancialEquity2.37%
L&T Finance Ltd.FinancialEquity2.37%
Canara Robeco Asset Management Company Ltd.FinancialEquity1.70%
PNB Housing Finance Ltd.FinancialEquity1.68%
Angel One Ltd.FinancialEquity1.37%
Prudent Corporate Advisory Services Ltd.FinancialEquity1.28%
Shriram Finance LtdFinancialEquity1.15%
Karur Vysya Bank Ltd.FinancialEquity1.09%
Tata Capital Ltd.FinancialEquity1.02%
Niva Bupa Health Insurance Company Ltd.InsuranceEquity0.98%
HDB Financial Services Ltd.FinancialEquity0.91%
CSB Bank Ltd.FinancialEquity0.89%
Mahindra & Mahindra Financial Services Ltd.FinancialEquity0.71%
ICICI Lombard General Insurance Company Ltd.InsuranceEquity0.69%
Zaggle Prepaid Ocean Services Ltd.TechnologyEquity0.61%
Seshaasai Technologies Ltd.ServicesEquity0.57%
ICICI Prudential Asset Management Company Ltd.FinancialEquity0.38%
Bajaj Finserv Ltd.FinancialEquity0.01%
Life Insurance Corporation of IndiaInsuranceEquity0.01%
Power Finance Corporation Ltd.FinancialEquity0.00%
See All

Minimum investments

Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported

Returns and rankings

Annualised returns
Absolute returns
Name3M6M1YAll
Fund returns+4.2%+11.8%+25.3%+44.5%
Category average (Equity Sectoral)----+16.5%--
Rank (Equity Sectoral)101112--

Exit load, stamp duty and tax

Exit load

Exit load of 0.50%, if redeemed within 1 month.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data

Fund management

PRS
Preethi R S
Oct 2025 - Present
View details

Education
Ms. R S is B.E and MBA (Finance).
Experience
Prior to joining DSP Mutual Fund, she has worked with PwC India, UTI Mutual Fund.

About DSP Banking & Financial Services Fund Growth

DSP Banking & Financial Services Fund Growth is a Equity Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Preethi R S is the Current Fund Manager of DSP Banking & Financial Services Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,22,551 Cr and the Latest NAV as of 20 Feb 2026 is ₹14.58. The DSP Banking & Financial Services Fund Growth is rated Very High risk. Exit load of 0.50%, if redeemed within 1 month. ;

Investment Objective

The scheme seeks to seek to generate returns through investment in domestic and overseas equity and equity related securities of companies engaged in banking and financial services sector. There is no assurance that the investment objective of the Scheme will be achieved.
Fund benchmarkNIFTY Financial Services Total Return Index

Fund house

Rank (total assets)#10 in India
Total AUM₹2,22,551.45 Cr
Date of Incorporation16 Dec 1996
Phone+91 22 6657 8000
E-mailNA
Launch Date16 Dec 1996
AddressThe Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
CustodianCitibank NA
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,