Name	Sector	Instruments	Assets
ICICI Bank Ltd.	Financial	Equity	13.88%
Axis Bank Ltd.	Financial	Equity	7.87%
State Bank of India	Financial	Equity	6.96%
Bajaj Finance Ltd.	Financial	Equity	5.31%
SBI Life Insurance Company Ltd.	Insurance	Equity	4.77%
HDFC Bank Ltd.	Financial	Equity	4.65%
Multi Commodity Exchange Of India Ltd.	Services	Equity	4.23%
Kotak Mahindra Bank Ltd.	Financial	Equity	4.06%
Aditya Birla Capital Ltd.	Financial	Equity	3.27%
Nippon Life India Asset Management Ltd.	Financial	Equity	2.94%
Max Financial Services Ltd.	Financial	Equity	2.92%
PB Fintech Ltd.	Services	Equity	2.84%
Bank Of Baroda	Financial	Equity	2.81%
L&T Finance Ltd.	Financial	Equity	2.73%
Ujjivan Small Finance Bank Ltd.	Financial	Equity	2.67%
Cholamandalam Investment and Finance Company Ltd.	Financial	Equity	2.66%
Canara HSBC Life Insurance Company Ltd.	Insurance	Equity	2.26%
Canara Robeco Asset Management Company Ltd.	Financial	Equity	2.16%
PNB Housing Finance Ltd.	Financial	Equity	1.95%
Bajaj Finserv Ltd.	Financial	Equity	1.67%
Angel One Ltd.	Financial	Equity	1.54%
Prudent Corporate Advisory Services Ltd.	Financial	Equity	1.27%
HDB Financial Services Ltd.	Financial	Equity	1.04%
Tata Capital Ltd.	Financial	Equity	1.03%
Niva Bupa Health Insurance Company Ltd.	Insurance	Equity	0.98%
Karur Vysya Bank Ltd.	Financial	Equity	0.94%
Zaggle Prepaid Ocean Services Ltd.	Technology	Equity	0.89%
CSB Bank Ltd.	Financial	Equity	0.88%
ICICI Lombard General Insurance Company Ltd.	Insurance	Equity	0.79%
Mahindra & Mahindra Financial Services Ltd.	Financial	Equity	0.74%
Bank of Maharashtra	Financial	Equity	0.72%
Seshaasai Technologies Ltd.	Services	Equity	0.72%
Life Insurance Corporation of India	Insurance	Equity	0.48%
Power Finance Corporation Ltd.	Financial	Equity	0.00%

See All

Minimum investments

Min. for 1st investment

Not Supported

Min. for 2nd investment

Not Supported

Min. for SIP

Not Supported

Returns and rankings

Annualised returns

Absolute returns

Name	3M	6M	1Y	All
Fund returns	+8.0%	+7.1%	+20.0%	+43.9%
Category average (Equity Sectoral)	--	--	+16.5%	--
Rank (Equity Sectoral)	12	11	11	--

Exit load, stamp duty and tax

Exit load

Exit load of 0.50%, if redeemed within 1 month.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.

Check past data

Fund management

PRS
Preethi R S
Oct 2025 - Present
View details

Education

Ms. R S is B.E and MBA (Finance).

Experience

Prior to joining DSP Mutual Fund, she has worked with PwC India, UTI Mutual Fund.

Also manages these schemes

DSP Banking & Financial Services Fund Growth

DSP Dynamic Asset Allocation Fund Growth

About DSP Banking & Financial Services Fund Growth

DSP Banking & Financial Services Fund Growth is a Equity Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Preethi R S is the Current Fund Manager of DSP Banking & Financial Services Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,27,464 Cr and the Latest NAV as of 09 Jan 2026 is ₹14.23. The DSP Banking & Financial Services Fund Growth is rated Very High risk. Exit load of 0.50%, if redeemed within 1 month. ;

Investment Objective

The scheme seeks to seek to generate returns through investment in domestic and overseas equity and equity related securities of companies engaged in banking and financial services sector. There is no assurance that the investment objective of the Scheme will be achieved.

Fund benchmarkNIFTY Financial Services Total Return Index

Scheme Information Document(SID)