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UTI India Consumer Fund Direct Growth
Equity
Thematic
Very High Risk
+16.38%
3Y annualised
-0.71% 1D
NAV: 16 Jan '26
₹62.85
Min. SIP amount
₹500
Fund size
₹737.41 Cr
Expense ratio
1.58%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,451 | +2.42% | |
| 3 years | ₹1,80,000 | ₹2,10,646 | +17.03% | |
| 5 years | ₹3,00,000 | ₹4,04,422 | +34.81% | |
| 10 years | ₹6,00,000 | ₹11,68,448 | +94.74% |
Holdings (47)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Bharti Airtel Ltd. | Communication | Equity | 8.35% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 7.25% |
| Mahindra & Mahindra Ltd. | Automobile | Equity | 6.74% |
| Eternal Ltd. | Services | Equity | 5.18% |
| Titan Company Ltd. | Consumer Discretionary | Equity | 4.94% |
| ITC Ltd. | Consumer Staples | Equity | 4.37% |
| Eicher Motors Ltd. | Automobile | Equity | 3.87% |
| Godrej Consumer Products Ltd. | Consumer Staples | Equity | 2.99% |
| Hero Motocorp Ltd. | Automobile | Equity | 2.97% |
| Tata Consumer Products Ltd. | Consumer Staples | Equity | 2.59% |
| Nestle India Ltd. | Consumer Staples | Equity | 2.59% |
| Hindustan Unilever Ltd. | Consumer Staples | Equity | 2.42% |
| The Phoenix Mills Ltd. | Construction | Equity | 2.36% |
| Trent Ltd. | Services | Equity | 2.34% |
| Avenue Supermarts Ltd. | Services | Equity | 2.31% |
| Jubilant FoodWorks Ltd. | Services | Equity | 2.16% |
| Asian Paints Ltd. | Chemicals | Equity | 2.07% |
| TVS Motor Company Ltd. | Automobile | Equity | 2.02% |
| Varun Beverages Ltd. | Consumer Staples | Equity | 1.93% |
| Polycab India Ltd. | Capital Goods | Equity | 1.76% |
| HDFC Bank Ltd. | Financial | Equity | 1.61% |
| Astral Ltd. | Chemicals | Equity | 1.60% |
| Info Edge (India) Ltd. | Services | Equity | 1.58% |
| Havells India Ltd. | Capital Goods | Equity | 1.51% |
| Aster DM Healthcare Ltd. | Healthcare | Equity | 1.51% |
| Global Health Ltd. | Healthcare | Equity | 1.45% |
| Metro Brands Ltd. | Consumer Staples | Equity | 1.39% |
| Berger Paints India Ltd. | Chemicals | Equity | 1.32% |
| United Spirits Ltd. | Consumer Staples | Equity | 1.27% |
| Kajaria Ceramics Ltd. | Construction | Equity | 1.10% |
| LG Electronics India Ltd. | Consumer Discretionary | Equity | 1.09% |
| HDB Financial Services Ltd. | Financial | Equity | 1.04% |
| Tips Music Ltd. | Services | Equity | 1.01% |
| Kewal Kiran Clothing Ltd. | Textiles | Equity | 1.00% |
| Bajaj Finance Ltd. | Financial | Equity | 0.94% |
| Blue Star Ltd. | Consumer Discretionary | Equity | 0.92% |
| V-Mart Retail Ltd. | Services | Equity | 0.82% |
| Dixon Technologies (India) Ltd. | Capital Goods | Equity | 0.82% |
| Vedant Fashions Ltd. | Services | Equity | 0.72% |
| PB Fintech Ltd. | Services | Equity | 0.68% |
| IFB Industries Ltd. | Consumer Discretionary | Equity | 0.66% |
| Swiggy Ltd. | Services | Equity | 0.65% |
| Meesho Ltd. | Services | Equity | 0.33% |
| United Foodbrands Ltd. | Services | Equity | 0.24% |
| Urban Company Ltd. | Consumer Staples | Equity | 0.19% |
| Kwality Walls India Ltd. | Consumer Staples | Equity | 0.04% |
| TVS Motor Company Ltd - Pref. Shares | Automobile | Pref. Shares | 0.02% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +16.4% | +13.2% | +13.1% | +12.1% |
| Category average (Equity Thematic) | +16.5% | +16.6% | +14.5% | -- |
| Rank (Equity Thematic) | 9 | 11 | 8 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 1% if redeemed within 30 days.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Fund management
VCVishal ChopdaFeb 2018 - PresentView details
VC
Vishal Chopda
Feb 2018 - Present
View details
VPVicky PunjabiJun 2025 - PresentView details
VP
Vicky Punjabi
Jun 2025 - Present
View details
About UTI India Consumer Fund Direct Growth
UTI India Consumer Fund Direct Growth is a Equity Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Vishal Chopda is the Current Fund Manager of UTI India Consumer Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹3,94,217 Cr and the Latest NAV as of 16 Jan 2026 is ₹62.85.
The UTI India Consumer Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000. Exit load of 1% if redeemed within 30 days.
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Investment Objective
The scheme seeks to generate long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle.
Fund benchmarkNIFTY India Consumption Total Return Index
Fund house
Rank (total assets)#8 in India
Total AUM₹3,94,217.41 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,