Aditya Birla Sun Life Income Fund Direct Growth

Debt
Medium to Long Duration
Moderate Risk
7.92%
3Y annualised
-0.01% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 08 Jul 2025₹135.75
Min. SIP amount₹1,000
Rating2
Fund size₹2,277.41Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (69)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec20.95%
SovereignGOI Sec5.85%
Power Grid Corporation Of India Ltd.
EnergyBonds4.37%
FinancialBonds3.32%
REC Ltd.
FinancialDebenture3.30%
Housing & Urban Development Corporation Ltd.
FinancialDebenture3.27%
Housing & Urban Development Corporation Ltd.
FinancialDebenture3.27%
FinancialDebenture3.24%
Larsen & Toubro Ltd.
ConstructionDebenture2.42%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture2.30%
GOI
SovereignGOI Sec2.23%
Power Finance Corporation Ltd.
FinancialBonds2.22%
Bajaj Finance Ltd.
FinancialDebenture2.22%
National Bank For Agriculture & Rural Development
FinancialDebenture2.21%
Tata Capital Housing Finance Ltd.
FinancialDebenture2.19%
Small Industries Devp. Bank of India Ltd.
FinancialNCD2.17%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture2.16%
Bajaj Finance Ltd.
FinancialDebenture2.01%
SovereignGOI Sec1.71%
SovereignGOI Sec1.41%
REC Ltd.
FinancialBonds1.34%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture1.16%
REC Ltd.
FinancialBonds1.12%
LIC Housing Finance Ltd.
FinancialNCD1.12%
FinancialDebenture1.11%
Small Industries Devp. Bank of India Ltd.
FinancialBonds1.11%
Indian Railway Finance Corporation Ltd.
FinancialNCD1.11%
Bank Of Baroda
FinancialBonds1.11%
Tata Capital Housing Finance Ltd.
FinancialDebenture1.10%
Mahindra & Mahindra Financial Services Ltd.
FinancialDebenture1.10%
Tata Capital Housing Finance Ltd.
FinancialDebenture1.10%
Fullerton India Home Finance Ltd.
FinancialNCD1.09%
Embassy Office Parks REIT
ConstructionDebenture1.08%
ICICI Home Finance Company Ltd.
FinancialBonds1.08%
HDB Financial Services Ltd.
FinancialDebenture1.07%
Chhattisgarh State
OthersSDL0.82%
Chhattisgarh State
OthersSDL0.72%
Uttar Pradesh State
OthersSDL0.68%
GOI
SovereignGOI Sec0.65%
LIC Housing Finance Ltd.
FinancialBonds0.44%
LIC Housing Finance Ltd.
FinancialPvt. Placed Debts0.44%
ServicesBonds/NCD0.44%
FinancialDebenture0.43%
FinancialAd.Tier 2 Bnd0.43%
National Bank For Agriculture & Rural Development
FinancialCD0.41%
SovereignGOI Sec0.23%
FinancialDebenture0.22%
FinancialDebenture0.22%
HDFC Bank Ltd.
FinancialDebenture0.22%
GOI
SovereignCGL0.13%
GOI
SovereignCGL0.13%
Chhattisgarh State
OthersSDL0.12%
National Bank For Agriculture & Rural Development
FinancialDebenture0.11%
Maharashtra State
OthersSDL0.09%
Maharashtra State
OthersSDL0.07%
Rajasthan State
OthersSDL0.06%
SovereignGOI Sec0.06%
Telangana State
FinancialSDL0.05%
Uttar Pradesh State
OthersSDL0.05%
West Bengal State
OthersSDL0.04%
Telangana State
FinancialSDL0.04%
Maharashtra State
OthersSDL0.04%
Uttar Pradesh State
OthersSDL0.04%
SovereignGOI Sec0.04%
SovereignGOI Sec0.03%
Tamilnadu State
OthersSDL0.02%
Chhattisgarh State
OthersSDL0.01%
GOI
SovereignGOI Sec0.01%
SovereignGOI Sec0.00%
See All

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹1,000

Returns and rankings

Category: Debt Medium to Long Duration
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns8.8%7.9%6.2%8.0%
Category average8.5%7.5%5.4%NA
Rank with in category10105NA
Understand terms

Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.74%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Bhupesh Bameta
Aug 2020 - Present
View details

Education
Mr. Bameta has done B.Tech (IIT Kanpur), CFA Charterholder (CFA Institute, USA)
Experience
Prior to joining Aditya Birla Sun Life Mutual Fund as an Analyst, Fixed Income. He was the Head of Research in Forex and Rates Desk at Edelweiss Securities Limited, covering global and Indian forex markets and economies. He was also associated with Quant Capital for 6 years as an Economist and was covering Indian and global economy and markets.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One World Center, Tower 1, 17th Floor, Jupiter Mill CompoundSenapati Bapat Marg, Elphinstone Road Mumbai 400013
Phone
NA
Launch Date
23 Dec 1994
Aditya Birla Sun Life Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Debt Medium to Long Duration

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Exit load is zero
Lower expense ratio: 0.74%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality

Cons

Low rating: 2

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