Aditya Birla Sun Life Retirement Fund The 30s Plan Direct Growth

Equity
Flexi Cap
Moderately High Risk
5Y Lock In
19.21%
3Y annualised
-0.58% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 11 Jul 2025₹22.03
Min. SIP amount₹500
Rating2
Fund size₹417.62Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (74)

NameSectorInstrumentAssets
FinancialEquity4.44%
FinancialEquity2.66%
ConstructionEquity2.57%
FinancialEquity2.39%
TechnologyEquity2.30%
TechnologyEquity2.28%
ServicesEquity2.05%
EnergyEquity1.98%
InsuranceEquity1.95%
FinancialEquity1.95%
Consumer StaplesEquity1.93%
Metals & MiningEquity1.86%
HealthcareEquity1.86%
ConstructionEquity1.81%
FinancialEquity1.79%
EnergyEquity1.77%
AutomobileEquity1.75%
HealthcareEquity1.72%
ServicesEquity1.67%
Metals & MiningEquity1.66%
ServicesEquity1.64%
InsuranceEquity1.58%
ConstructionEquity1.56%
Capital GoodsEquity1.56%
EnergyEquity1.53%
Consumer DiscretionaryEquity1.43%
Consumer DiscretionaryEquity1.43%
FinancialEquity1.42%
FinancialEquity1.41%
Metals & MiningEquity1.33%
TechnologyEquity1.29%
HealthcareEquity1.28%
Capital GoodsEquity1.28%
TechnologyEquity1.24%
Capital GoodsEquity1.24%
Consumer StaplesEquity1.18%
ServicesEquity1.15%
FinancialEquity1.15%
TechnologyEquity1.13%
FinancialEquity1.12%
ConstructionEquity1.12%
Metals & MiningEquity1.10%
ServicesEquity1.09%
AutomobileEquity1.04%
ChemicalsEquity1.03%
HealthcareEquity1.02%
TechnologyEquity1.01%
Capital GoodsEquity1.00%
ServicesEquity0.99%
EnergyEquity0.99%
EnergyEquity0.99%
FinancialEquity0.99%
FinancialEquity0.98%
ConstructionEquity0.95%
TechnologyEquity0.94%
Consumer StaplesEquity0.93%
AutomobileEquity0.92%
HealthcareEquity0.90%
Metals & MiningEquity0.88%
EnergyEquity0.86%
HealthcareEquity0.80%
AutomobileEquity0.78%
FinancialEquity0.78%
Consumer StaplesEquity0.67%
ChemicalsEquity0.67%
Consumer StaplesEquity0.67%
Consumer StaplesEquity0.63%
FinancialEquity0.61%
Consumer DiscretionaryEquity0.55%
ServicesEquity0.54%
ChemicalsEquity0.48%
Consumer DiscretionaryEquity0.41%
FinancialEquity0.27%
SovereignGOI Sec0.25%
See All

Minimum investment amounts

Min. for 1st investment₹1,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500

Returns and rankings

Category: Equity Flexi Cap
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns6.8%19.2%17.3%13.3%
Category average1.3%19.3%20.9%NA
Rank with in category204044NA
Understand terms

Peer Comparison

Equity, Flexi Cap fundsRating1Y3YFund Size(Cr)
4
-6.4%27.5%6,143.77
5
8.8%26.8%79,584.54
4
3.5%24.1%5,169.21
5
9.6%23.5%1,10,392.32
4
4.3%23.3%19,364.97

Expense ratio, exit load and tax

Expense ratio: 1.16%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund management

Jonas Bhutta
Oct 2024 - Present
View details

Education
Mr. Bhutta has done B.Com and MBA, Finance
Experience
Prior to joining Aditya Birla Sun Life Mutual Fund, he has worked with Phillip Capital (India) Pvt Ltd, DSP Merrill Lynch, Daiwa Securities SMBC, Prabhudas Lilladher and HDFC Securities
Also manages these schemes

Dhaval Joshi
Nov 2022 - Present
View details

Education
Mr. Joshi has done B.Com, M.Com. and MBA (Finance)
Experience
Prior to joining Aditya Birla Sun Life Mutual Fund, he was associated with Sundaram Mutual Fund, Emkay Global Financial Services and Asit C Mehta Investment Intermediates Ltd..
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One World Center, Tower 1, 17th Floor, Jupiter Mill CompoundSenapati Bapat Marg, Elphinstone Road Mumbai 400013
Phone
NA
Launch Date
23 Dec 1994
Aditya Birla Sun Life Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Equity Flexi Cap

Pros

Exit load is zero
Lower expense ratio: 1.16%
1Y annualised returns higher than category average by 5.52%

Cons

3Y and 5Y annualised returns lower than category average
Lock-in period: 5Y
Low rating: 2

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