The RBL Icon Credit Card is a luxurious card designed for those who appreciate luxury and convenience. It aims to elevate lifestyles by providing access to a realm of opulence and comfort. Focusing on indulgence, the card offers a range of upscale benefits for various leisure activities such as fine dining, cinema, exclusive events, and golfing.
By utilising the premium benefits of the RBL Bank Icon credit card, you can fully engage in life's more refined enjoyments.
Image Source: RBL Bank Official website
Suitability |
Shopping, Travel & Entertainment |
Joining Charges |
₹ 5000 |
Annual Charges |
₹ 5000 |
Best Feature |
The standout feature of the RBL Bank Icon Card is its comprehensive range of premium benefits, including access to select golf courses, airport lounges, movie discounts, dining privileges, and rewards on various transactions |
Below are the characteristics and advantages presented by RBL’s Icon Credit Card:
Upon paying the joining fee, you will receive a generous welcome offer of 20,000 Bonus Reward Points. This initial benefit serves as an introduction to the multitude of advantages that the RBL Bank Icon credit card brings to your lifestyle.
For cinephiles, the card provides an enticing Movie Benefit. You'll receive a free movie ticket worth ₹ 200 when you purchase one ticket through BookMyShow, not just once, but twice every month. This feature ensures that your entertainment desires are well catered to.
Travel in style and comfort with 2 complimentary domestic airport lounge accesses per quarter. Additionally, the Priority Pass Membership grants you access to over 1,200 international airport lounges worldwide. This amenity ensures that your travel experiences are marked by relaxation and convenience.
Experience the convenience of round-the-clock Concierge Services that cater to various aspects of your lifestyle. From reserving golf courses and car rentals to assisting with hotel bookings, wellness privileges, event reservations, and even flower and gift deliveries, these services are designed to elevate your everyday living.
Embrace your passion for golf with the Icon credit card's exclusive Golf Benefits. Enjoy access to select golf courses across India, along with complimentary rounds of golf, discounted green fees, and even free golf lessons. This perk is designed to enhance your leisure experiences and cater to your golfing interests.
Delve into culinary experiences with the Dining Privileges offered by the card. Enjoy complimentary wine, desserts, and other offers at participating premium restaurants, allowing you to savour delectable meals while benefiting from special treats.
The Icon credit card extends beyond everyday benefits by providing access to prestigious global events. Immerse yourself in iconic experiences such as Formula 1 races, exclusive awards nights, and other renowned sports events, further enriching your cultural and entertainment ventures.
Below are the fees and charges associated with RBL’s Icon Credit Card:
Fee |
Details |
Annual Charges |
₹ 5000 |
Retail and Cash Finance Charges |
APR up to 3.99% per month (equivalent to 47.88% per annum) |
Cash Advance Transaction Fee |
2.5% of the cash amount (minimum ₹ 500) |
Late Payment Fee |
15% of the total due amount (Minimum ₹ 50, Maximum ₹ 1,250) |
Over Limit Penalty |
₹ 600 |
Branch Cash Deposit Fee |
₹ 250 for cash deposit transactions at the RBL Bank branch |
The process of applying for RBL’s Icon Credit Card is both swift and straightforward. It is outlined below:
Step 1: Initiate the process by going to the official RBL Bank website or directly utilising the dedicated link for the card: (https://www.rblbank.com/product/credit-cards/rbl-bank-icon-card).
Step 2: Navigate to the 'Personal' section in the menu, then choose 'Credit Cards' and select the RBL Icon Credit Card.
Step 3: Further, you will be able to access a comprehensive page that details the Icon Credit Card. Proceed by scrolling down to locate the 'Apply Now' button.
Step 4: Upon clicking the button, an alert will appear, informing you of the redirection to a new webpage. Confirm this redirection by selecting 'Proceed'.
Step 5: Provide all the required information.
Step 6: After accurately entering these details, proceed by selecting the designated button. Additionally, add in your work-related information, such as organisation, salary, or annual income at this stage. With the submission and verification of these details, the process swiftly concludes, offering instant approval in anticipation.
The documents required for the application for this credit card are as follows-
The requirements for applying for the Icon Credit Card by RBL are stated below:
Cardholder Age Range |
The age range must fall between 21 and 65 years |
Minimum Income |
The minimum monthly income should exceed ₹ 25,000 |
Occupation Requirements |
Should be either a self-employed individual or employed on a salary basis |
Residency Requirement |
Must be a resident of India |
Card Name |
Annual Charges |
Details |
₹ 2500 (waived off conditionally) |
This premium card offers a range of privileges, including travel benefits, dining offers, airport lounge access, and reward points for spending |
|
₹ 3500 (waived off conditionally) |
Known for its premium offerings, this card provides benefits like travel vouchers, airport lounge access, golf privileges, and a variety of reward options |
|
₹ 12,500 |
This card provides lifestyle benefits such as luxury hotel stays, concierge services, golf privileges, and cashback rewards in various categories |
|
Standard Chartered Ultimate Credit Card |
₹ 5000 |
Offering travel benefits, dining offers, airport lounge access, and reward points, this card is tailored for those seeking luxury experiences |