RBL Bank Icon Card

The RBL Icon Credit Card is a luxurious card designed for those who appreciate luxury and convenience. It aims to elevate lifestyles by providing access to a realm of opulence and comfort. Focusing on indulgence, the card offers a range of upscale benefits for various leisure activities such as fine dining, cinema, exclusive events, and golfing.

By utilising the premium benefits of the RBL Bank Icon credit card, you can fully engage in life's more refined enjoyments. 

RBL Bank Icon Card.jpg

Image Source: RBL Bank Official website

Key Highlights of the RBL Bank Icon Credit Card

Suitability

Shopping, Travel & Entertainment

Joining Charges

₹ 5000

Annual Charges

₹ 5000

Best Feature

The standout feature of the RBL Bank Icon Card is its comprehensive range of premium benefits, including access to select golf courses, airport lounges, movie discounts, dining privileges, and rewards on various transactions

Benefits of RBL Icon Credit Card

Below are the characteristics and advantages presented by RBL’s Icon Credit Card:

  1. Welcome Benefit

Upon paying the joining fee, you will receive a generous welcome offer of 20,000 Bonus Reward Points. This initial benefit serves as an introduction to the multitude of advantages that the RBL Bank Icon credit card brings to your lifestyle.

  1. Milestone Benefit

  • As you progress through your spending journey, the card offers attractive Milestone Benefits that recognise your loyalty and indulgence. 
  • On spending ₹ 3 lakhs within a year, you'll receive 10,000 Reward Points. For spends of ₹ 5 lakhs, an additional 15,000 Reward Points are granted. Achieve ₹ 8 lakhs in spending, and you'll be rewarded with another 20,000 Reward Points. These milestones acknowledge and reward your ongoing usage of the card.
  1. Movie Benefits

For cinephiles, the card provides an enticing Movie Benefit. You'll receive a free movie ticket worth ₹ 200 when you purchase one ticket through BookMyShow, not just once, but twice every month. This feature ensures that your entertainment desires are well catered to.

  1. Airport Lounge Access

Travel in style and comfort with 2 complimentary domestic airport lounge accesses per quarter. Additionally, the Priority Pass Membership grants you access to over 1,200 international airport lounges worldwide. This amenity ensures that your travel experiences are marked by relaxation and convenience.

  1. Concierge Services

Experience the convenience of round-the-clock Concierge Services that cater to various aspects of your lifestyle. From reserving golf courses and car rentals to assisting with hotel bookings, wellness privileges, event reservations, and even flower and gift deliveries, these services are designed to elevate your everyday living.

  1. Reward Points

  • For every ₹ 100 spent, you'll earn 2 Reward Points, enabling you to accumulate rewards quickly as you make everyday purchases. 
  • On weekends, you will receive 20 Reward Points for every ₹ 100 spent on international transactions and dining expenses, providing extra benefits when you choose to enjoy leisure activities.
  1. Golf Benefits

Embrace your passion for golf with the Icon credit card's exclusive Golf Benefits. Enjoy access to select golf courses across India, along with complimentary rounds of golf, discounted green fees, and even free golf lessons. This perk is designed to enhance your leisure experiences and cater to your golfing interests.

  1. Dining Privileges

Delve into culinary experiences with the Dining Privileges offered by the card. Enjoy complimentary wine, desserts, and other offers at participating premium restaurants, allowing you to savour delectable meals while benefiting from special treats.

  1. Global Events

The Icon credit card extends beyond everyday benefits by providing access to prestigious global events. Immerse yourself in iconic experiences such as Formula 1 races, exclusive awards nights, and other renowned sports events, further enriching your cultural and entertainment ventures.

RBL Icon Credit Card Fees & Charges

Below are the fees and charges associated with RBL’s Icon Credit Card:

Fee

Details

Annual Charges

₹ 5000

Retail and Cash Finance Charges

APR up to 3.99% per month (equivalent to 47.88% per annum)

Cash Advance Transaction Fee

2.5% of the cash amount (minimum ₹ 500)

Late Payment Fee

15% of the total due amount (Minimum ₹ 50, Maximum ₹ 1,250)

Over Limit Penalty

₹ 600

Branch Cash Deposit Fee

₹ 250 for cash deposit transactions at the RBL Bank branch

How to Apply for the Icon Credit Card by RBL Bank

The process of applying for RBL’s Icon Credit Card is both swift and straightforward. It is outlined below:

Step 1: Initiate the process by going to the official RBL Bank website or directly utilising the dedicated link for the card: (https://www.rblbank.com/product/credit-cards/rbl-bank-icon-card).

Step 2: Navigate to the 'Personal' section in the menu, then choose 'Credit Cards' and select the RBL Icon Credit Card.

Step 3: Further, you will be able to access a comprehensive page that details the Icon Credit Card. Proceed by scrolling down to locate the 'Apply Now' button.

Step 4: Upon clicking the button, an alert will appear, informing you of the redirection to a new webpage. Confirm this redirection by selecting 'Proceed'.

Step 5: Provide all the required information.

Step 6: After accurately entering these details, proceed by selecting the designated button. Additionally, add in your work-related information, such as organisation, salary, or annual income at this stage. With the submission and verification of these details, the process swiftly concludes, offering instant approval in anticipation.

Documents Required to Apply for the Icon Credit Card

The documents required for the application for this credit card are as follows-

  •   KYC Documents: Essential Know Your Customer (KYC) documents are needed for verification.
  •   PAN Card or Form 60: Provide your PAN card or Form 60 as a part of the identification process.
  •   Income Proof: Provide your income proof through documents like salary slips or Income Tax Returns Form 16, offering a clear financial picture.
  •   Proof of Residence: Present documentation verifying your residences, such as a passport, driving licence, ration card, electricity bill, or landline telephone bill. This supports the verification of your contact details and address.

Eligibility Criteria Applicable to Get RBL Icon Credit Card

The requirements for applying for the Icon Credit Card by RBL are stated below:

Cardholder Age Range

The age range must fall between 21 and 65 years

Minimum Income

The minimum monthly income should exceed ₹ 25,000

Occupation Requirements

Should be either a self-employed individual or employed on a salary basis

Residency Requirement

Must be a resident of India

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