| Launch date | 20 Jan 2021 |
| Allotment date | 10 Feb 2021 |
| End date | 03 Feb 2021 |
| NAV | ₹10.00 |
Expense ratio, exit load and tax
Expense ratio: 1.16%
Inclusive of GST
Exit load
Nil
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
If you redeem within two years, returns are taxed as per your Income Tax slab. If you redeem after two years, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Minimum investment amounts
| Min. for 1st investment | ₹5,000 |
| Min. for 2nd investment onwards | ₹1,000 |
| Min. for SIP | ₹500 |
Fund management
Ardhendu BhattacharyaJun 2021 - PresentView details
Rohit ShimpiOct 2021 - PresentView details
Pradeep KesavanDec 2023 - PresentView details
Fund house & investment objective
| Rank (total assets) | #1 in India |
|---|---|
| Total AUM | ₹12,61,509.05Cr |
| Date of Incorporation | 29 Jun 1987 |
|---|
SBI Retirement Benefit Fund Conservative Hybrid Plan Direct Growth is a Hybrid Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Dinesh Ahuja is the Current Fund Manager of SBI Retirement Benefit Fund Conservative Hybrid Plan Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹12,61,509 Cr and the Latest NAV as of 26 Dec 2025 is ₹16.16. The SBI Retirement Benefit Fund Conservative Hybrid Plan Direct Growth is rated High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000. ;
Investment Objective
The scheme seeks to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. ;
| Fund benchmark | CRISIL Hybrid 65+35 Conservative Index |
|---|
Fund house contact details
Peer Comparison
| Hybrid, Conservative Hybrid funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Parag Parikh Conservative Hybrid Fund Direct Growth | 5 | 7.8% | 11.6% | 3,096.58 |
ICICI Prudential Regular Savings Fund Direct Growth | 5 | 8.6% | 11.0% | 3,375.12 |
DSP Regular Savings Fund Direct Growth | 4 | 8.1% | 10.8% | 180.25 |
HDFC Hybrid Debt Fund Direct Growth | 4 | 6.0% | 10.5% | 3,372.76 |
Nippon India Conservative Hybrid Fund Direct Growth | 5 | 10.5% | 10.0% | 922.56 |