How to Invest in Sundaram Banking & PSU Fund Retail Growth?

You can easily invest in Sundaram Banking & PSU Fund Retail Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for Sundaram Banking & PSU Fund Retail Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in Sundaram Banking & PSU Fund Retail Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does Sundaram Banking & PSU Fund Retail Growth provide?

The Sundaram Banking & PSU Fund Retail Growth has been there from 29 Dec 2004 and the average annual returns provided by this fund is 6.91% since its inception.

How much expense ratio is charged by Sundaram Banking & PSU Fund Retail Growth?

The term Expense Ratio used for Sundaram Banking & PSU Fund Retail Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of Sundaram Banking & PSU Fund Retail Growth is 0.42% as of 05 Sep 2025...

What is the AUM of Sundaram Banking & PSU Fund Retail Growth?

The AUM, short for Assets Under Management of Sundaram Banking & PSU Fund Retail Growth is ₹328.60Cr as of 05 Sep 2025.

How to Redeem Sundaram Banking & PSU Fund Retail Growth?

If you want to sell your Sundaram Banking & PSU Fund Retail Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of Sundaram Banking & PSU Fund Retail Growth?

You can select either SIP or Lumpsum investment of Sundaram Banking & PSU Fund Retail Growth based on your investment objective and risk tolerance.

What is the NAV of Sundaram Banking & PSU Fund Retail Growth?

The NAV of Sundaram Banking & PSU Fund Retail Growth is ₹35.62 as of 28 Jun 2024.

What is the PE and PB ratio of Sundaram Banking & PSU Fund Retail Growth?

The PE ratio ratio of Sundaram Banking & PSU Fund Retail Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

Sundaram Banking & PSU Fund Retail Growth - NAV, Mutual Fund Performance & Portfolio

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Sundaram Banking & PSU Fund Retail Growth
Debt
Banking and PSU
Moderate Risk
4.95%
3Y annualised
+0.05% 1D
1M
6M
1Y
3Y
5Y
All
 NAV: 28 Jun 2024
₹35.62
Rating
NA
Min. SIP amount
Not Supported
Fund size
₹328.60Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (22)NameSectorInstrumentAssets
GOI
SovereignGOI Sec10.74%
Indian Oil Corporation Ltd.
EnergyNCD9.10%
GOI
SovereignGOI Sec7.71%
REC Ltd.
FinancialDebenture7.60%
Indian Railway Finance Corporation Ltd.
FinancialDebenture7.55%
Export-Import Bank Of India
FinancialDebenture7.44%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture6.06%
Power Finance Corporation Ltd.
FinancialNCD5.89%
National Bank For Agriculture & Rural Development
FinancialDebenture4.56%
National Bank For Agriculture & Rural Development
FinancialDebenture4.54%
GOI
SovereignGOI Sec3.08%
LIC Housing Finance Ltd.
FinancialDebenture3.05%
Indian Bank
FinancialCD3.04%
Power Grid Corporation Of India Ltd.
EnergyBonds3.04%
Axis Bank Ltd.
FinancialCD2.93%
REC Ltd.
FinancialDebenture1.52%
Indian Railway Finance Corporation Ltd.
FinancialDebenture1.52%
Power Finance Corporation Ltd.
FinancialNCD1.52%
HDFC Bank Ltd.
FinancialDebenture1.52%
Kotak Mahindra Prime Ltd.
FinancialDebenture1.52%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture1.51%
Power Finance Corporation Ltd.
FinancialNCD1.49%
See All
Minimum investment amountsMin. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Debt Banking and PSU
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns6.9%5.0%5.8%6.7%
Category average7.7%7.1%5.8%NA
Rank with in categoryNANANANA
Understand terms
Peer ComparisonDebt, Banking and PSU fundsRating1Y3YFund Size(Cr)
ICICI Prudential Banking & PSU Debt Growth
5
7.8%7.5%10,353.87
HDFC Banking and PSU Debt Fund Growth
4
7.7%7.2%5,935.12
Aditya Birla Sun Life Banking & PSU Debt Fund Growth
4
7.7%7.2%9,143.48
Bandhan Banking and PSU Fund Growth
5
7.6%7.1%13,392.39
Axis Banking & PSU Debt Fund Growth
4
7.9%7.0%13,286.45
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting  your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
31 Mar 2021 - Present
0.42%
30 Sep 2020 - 31 Mar 2021
0.36%
31 Mar 2019 - 30 Sep 2020
0.37%
30 Sep 2018 - 31 Mar 2019
0.37%
31 Mar 2018 - 30 Sep 2018
0.35%
Expense ratio, exit load and taxExpense ratio: 0.42%Inclusive of GST
Exit loadNil
Stamp duty0.005% (from July 1st, 2020)
Tax implicationReturns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund managementDwijendra Srivastava
Jul 2010 - Present
View details
Education
Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.
Experience
Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.
Also manages these schemes
Sundaram Medium Duration Fund Growth
Sundaram Money Fund Growth
Sundaram Banking & PSU Fund Retail Growth
Sundaram Corporate Bond Fund Growth
Sundaram Short Term Debt Fund Growth
Sundaram Money Growth
Sundaram Low Duration Fund (Ex) Plan Growth
Sundaram Low Duration Fund(Ex) Retail Plan Growth
Sundaram Fixed Income Interval Fund Quarterly Series Plan C Growth
Sundaram Conservative Hybrid Fund Growth
Sundaram Long Term Tax Advantage Fund Series I Growth
Sundaram Select Micro Cap Series VIII Growth
Sundaram Select Micro Cap Series IX Growth
Sundaram Long Term Tax Advantage Fund Series II Growth
Sundaram Select Micro Cap Series X Growth
Sundaram Select Micro Cap Series XI Growth
Sundaram Select Micro Cap Series XII Growth
Sundaram Select Micro Cap Series XV Growth
Sundaram Select Micro Cap Series XVI Growth
Sundaram Select Micro Cap Series XVII Growth
Sundaram Emerging Small Cap Series 1 Growth
Sundaram Emerging Small Cap Series II Growth
Sundaram Emerging Small Cap Series III Growth
Sundaram Emerging Small Cap Series IV Growth
Sundaram Multi Cap Fund Series I Growth
Sundaram Multi Cap Fund Series II Growth
Sundaram Emerging Small Cap Series V Growth
Sundaram Emerging Small Cap Series VI Growth
Sundaram Emerging Small Cap Series VII Growth
Sundaram Money Market Fund Growth
Sundaram Equity Savings Fund(Ex) Growth
Sundaram Arbitrage Fund(Ex) Growth
Sundaram Balanced Advantage Fund(Ex) Growth
Sundaram Low Duration Fund Growth
Sundaram Ultra Short Duration Fund Growth
Sundaram Arbitrage Fund Growth
Sundaram Short Duration Fund Growth
Sundaram Business Cycle Fund Growth
Sundaram Multi Factor Fund Growth
Sandeep Agarwal
May 2022 - Present
View details
Education
Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.
Experience
Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.
Also manages these schemes
Sundaram Medium Duration Fund Growth
Sundaram Equity Hybrid Fund Growth
Sundaram Banking & PSU Fund Retail Growth
Sundaram Corporate Bond Fund Growth
Sundaram Short Term Credit Risk Fund Growth
Sundaram Short Term Debt Fund Growth
Sundaram Conservative Hybrid Fund Growth
Sundaram Fixed Term Plan HS Growth
Sundaram Fixed Term Plan IE Growth
Sundaram Fixed Term Plan IH Growth
Sundaram Money Market Fund Growth
Sundaram Ultra Short Term Fund Growth
Sundaram Low Duration Fund Growth
Sundaram Ultra Short Duration Fund Growth
Sundaram Short Duration Fund Growth
Sundaram Business Cycle Fund Growth
Sundaram Multi Factor Fund Growth
Fund house & investment objective
Sundaram Mutual Fund
Rank (total assets)#17 in India
Total AUM₹71,486.25Cr
Date of Incorporation26 Feb 1996
    Sundaram Banking & PSU Fund Retail Growth is a Debt Mutual Fund Scheme launched by Sundaram Mutual Fund.     This scheme was made available to investors on 26 Feb 1996.     Dwijendra Srivastava, Siddharth Chaudhary is the Current Fund Manager of Sundaram Banking & PSU Fund Retail Growth fund.     The fund currently has an Asset Under Management(AUM) of ₹71,486 Cr and     the Latest NAV as of 28 Jun 2024 is ₹35.62.  

    The Sundaram Banking & PSU Fund Retail Growth is rated Moderate risk.     Minimum SIP Investment is set to ₹250.          
  ;
Investment ObjectiveThe scheme seeks to generate income and capital appreciation by predominantly investing in debt instruments of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds. 
 
;
Fund benchmarkNifty Banking & PSU Debt Index A-II
Scheme Information Document(SID)
Fund house contact details
Address
Sundaram Towers No. 46,,1st& 2nd Floor, Whites Road,Royapettah Chennai 600014
Phone
1860-425-7237
Launch Date
26 Feb 1996
E-mail
NA
Website
www.sundarammutual.com
Sundaram Mutual Fund
Asset Management Company
Custodian
Standard Chartered Bank
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4,  Street No.1 Banjara Hills,
Email
[email protected]
Website
www.karvymfs.com
Compare funds
Sundaram Banking & PSU Fund Retail Growth
VS
Add mutual fund to compare

Name	Sector	Instrument	Assets
GOI	Sovereign	GOI Sec	10.74%
Indian Oil Corporation Ltd.	Energy	NCD	9.10%
GOI	Sovereign	GOI Sec	7.71%
REC Ltd.	Financial	Debenture	7.60%
Indian Railway Finance Corporation Ltd.	Financial	Debenture	7.55%
Export-Import Bank Of India	Financial	Debenture	7.44%
Small Industries Devp. Bank of India Ltd.	Financial	Debenture	6.06%
Power Finance Corporation Ltd.	Financial	NCD	5.89%
National Bank For Agriculture & Rural Development	Financial	Debenture	4.56%
National Bank For Agriculture & Rural Development	Financial	Debenture	4.54%
GOI	Sovereign	GOI Sec	3.08%
LIC Housing Finance Ltd.	Financial	Debenture	3.05%
Indian Bank	Financial	CD	3.04%
Power Grid Corporation Of India Ltd.	Energy	Bonds	3.04%
Axis Bank Ltd.	Financial	CD	2.93%
REC Ltd.	Financial	Debenture	1.52%
Indian Railway Finance Corporation Ltd.	Financial	Debenture	1.52%
Power Finance Corporation Ltd.	Financial	NCD	1.52%
HDFC Bank Ltd.	Financial	Debenture	1.52%
Kotak Mahindra Prime Ltd.	Financial	Debenture	1.52%
Small Industries Devp. Bank of India Ltd.	Financial	Debenture	1.51%
Power Finance Corporation Ltd.	Financial	NCD	1.49%

	1Y	3Y	5Y	All
Fund returns	6.9%	5.0%	5.8%	6.7%
Category average	7.7%	7.1%	5.8%	NA
Rank with in category	NA	NA	NA	NA

Debt, Banking and PSU funds	Rating	1Y	3Y	Fund Size(Cr)
ICICI Prudential Banking & PSU Debt Growth	5	7.8%	7.5%	10,353.87
HDFC Banking and PSU Debt Fund Growth	4	7.7%	7.2%	5,935.12
Aditya Birla Sun Life Banking & PSU Debt Fund Growth	4	7.7%	7.2%	9,143.48
Bandhan Banking and PSU Fund Growth	5	7.6%	7.1%	13,392.39
Axis Banking & PSU Debt Fund Growth	4	7.9%	7.0%	13,286.45