Shriram ELSS Tax Saver Fund Direct Growth

Shriram ELSS Tax Saver Fund Direct Growth

ELSS • 3Y Lock-in
Equity
ELSS
Very High Risk
+13.00%
3Y annualised
+0.20% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 20 Feb '26
₹23.88
Min. for SIP
₹500
Fund size
₹47.70 Cr
Expense ratio
0.80%

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹61,673
+2.79%
3 years₹1,80,000₹1,96,910
+9.39%
5 years₹3,00,000₹3,78,242
+26.08%

Holdings (74)

NameSectorInstrumentsAssets
HDFC Bank Ltd.FinancialEquity7.26%
ICICI Bank Ltd.FinancialEquity4.80%
State Bank of IndiaFinancialEquity4.20%
Bharti Airtel Ltd.CommunicationEquity3.95%
Infosys Ltd.TechnologyEquity3.49%
Reliance Industries Ltd.EnergyEquity3.14%
Larsen & Toubro Ltd.ConstructionEquity2.96%
Mahindra & Mahindra Ltd.AutomobileEquity2.95%
Axis Bank Ltd.FinancialEquity2.80%
NTPC Ltd.EnergyEquity2.37%
ITC Ltd.Consumer StaplesEquity2.29%
Tata Consultancy Services Ltd.TechnologyEquity2.10%
Interglobe Aviation Ltd.ServicesEquity2.08%
REC Ltd.FinancialEquity1.99%
Bharat Electronics Ltd.Capital GoodsEquity1.92%
Bharat Petroleum Corporation Ltd.EnergyEquity1.89%
Adani Ports and Special Economic Zone Ltd.ServicesEquity1.79%
National Aluminium Company Ltd.Metals & MiningEquity1.59%
TVS Motor Company Ltd.AutomobileEquity1.46%
Hindustan Petroleum Corporation Ltd.EnergyEquity1.45%
Eicher Motors Ltd.AutomobileEquity1.40%
Ajanta Pharma Ltd.HealthcareEquity1.40%
Cholamandalam Financial Holdings Ltd.FinancialEquity1.39%
Coromandel International Ltd.ChemicalsEquity1.36%
Thyrocare Technologies Ltd.HealthcareEquity1.30%
SBI Life Insurance Company Ltd.InsuranceEquity1.27%
Tata Steel Ltd.Metals & MiningEquity1.25%
Bajaj Holdings & Investment Ltd.FinancialEquity1.25%
Torrent Pharmaceuticals Ltd.HealthcareEquity1.24%
HCL Technologies Ltd.TechnologyEquity1.10%
Eternal Ltd.ServicesEquity1.06%
Tech Mahindra Ltd.TechnologyEquity1.06%
Narayana Hrudayalaya Ltd.HealthcareEquity1.04%
Kirloskar Oil Engines Ltd.Capital GoodsEquity1.03%
Indian BankFinancialEquity1.02%
Power Grid Corporation Of India Ltd.EnergyEquity0.99%
Krsnaa Diagnostics Ltd.HealthcareEquity0.99%
Canara BankFinancialEquity0.96%
PNB Housing Finance Ltd.FinancialEquity0.96%
Oil India Ltd.EnergyEquity0.93%
Maruti Suzuki India Ltd.AutomobileEquity0.92%
Computer Age Management Services Ltd.ServicesEquity0.91%
Varun Beverages Ltd.Consumer StaplesEquity0.90%
Rainbow Children's Medicare Ltd.HealthcareEquity0.87%
Canara Robeco Asset Management Company Ltd.FinancialEquity0.80%
Lemon Tree Hotels Ltd.ServicesEquity0.79%
Eris Lifesciences Ltd.HealthcareEquity0.74%
Swiggy Ltd.ServicesEquity0.72%
Muthoot Finance Ltd.FinancialEquity0.70%
CSB Bank Ltd.FinancialEquity0.65%
Force Motors Ltd.AutomobileEquity0.60%
Bank of MaharashtraFinancialEquity0.56%
Pricol Ltd.AutomobileEquity0.55%
Coforge Ltd.TechnologyEquity0.55%
Persistent Systems Ltd.TechnologyEquity0.53%
Tips Music Ltd.ServicesEquity0.53%
Power Mech Projects Ltd.ConstructionEquity0.52%
R R Kabel Ltd.Consumer DiscretionaryEquity0.52%
Hitachi Energy India Ltd.Capital GoodsEquity0.51%
Sagility Ltd.ServicesEquity0.51%
Fiem Industries Ltd.AutomobileEquity0.50%
Apollo Hospitals Enterprise Ltd.HealthcareEquity0.48%
Godfrey Phillips India Ltd.Consumer StaplesEquity0.48%
Kalpataru Projects International Ltd.Capital GoodsEquity0.46%
Deepak Fertilisers And Petrochemicals Corporation Ltd.ChemicalsEquity0.46%
SJS Enterprises Ltd.AutomobileEquity0.43%
Lloyds Metals & Energy Ltd.Metals & MiningEquity0.34%
BSE Ltd.ServicesEquity0.31%
Cohance Lifesciences Ltd.HealthcareEquity0.15%
ICICI Prudential Asset Management Company Ltd.FinancialEquity0.03%
TVS Motor Company Ltd - Pref. SharesAutomobilePref. Shares0.02%
Adani Port Ltd.ServicesCall Option-0.00%
Reliance Industries Ltd.EnergyCall Option-0.00%
Bharat Electronics Ltd.Capital GoodsCall Option-0.02%
See All

Minimum investments

Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500

Returns and rankings

Annualised returns
Absolute returns
Name1Y3Y5YAll
Fund returns+9.2%+13.0%+11.4%+13.1%
Category average (Equity ELSS)+2.4%+16.4%+16.5%--
Rank (Equity ELSS)303531--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data

Fund management

PN
Prateek Nigudkar
Aug 2025 - Present
View details

Education
Mr. Nigudkar is an MS(Quantitative Finance) from Olin Business School, Washington University.
Experience
Prior to joining Shriram Mutual Fund, he has worked with DSP MF, State Street Global Advisors (Global Beta Solutions Group) and Credit Suisse (Private Banking Global Research Division).

DR
Deepak Ramaraju
Aug 2022 - Present
View details

Education
Mr. Ramaraju has done B.E.(Chemical Engineering).
Experience
Prior to joining Shriram Mutual Fund, he has worked with Sanlam Group of South Africa as a part of their global equity research team and GE India Technology Center as a researcher and co-inventor.

About Shriram ELSS Tax Saver Fund Direct Growth

Shriram ELSS Tax Saver Fund Direct Growth is a Equity Mutual Fund Scheme launched by Shriram Mutual Fund. This scheme was made available to investors on 05 Dec 1994. Prateek Nigudkar is the Current Fund Manager of Shriram ELSS Tax Saver Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,409 Cr and the Latest NAV as of 20 Feb 2026 is ₹23.88. The Shriram ELSS Tax Saver Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500. ;

Investment Objective

The Scheme seeks to generate income and long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time.
Fund benchmarkNIFTY 500 Total Return Index

Fund house

Rank (total assets)#38 in India
Total AUM₹1,408.90 Cr
Date of Incorporation05 Dec 1994
Phone033-23373012 / 9339787128
E-mailNA
Launch Date05 Dec 1994
Address511-512, Meadows, Sahar Plaza,J. B. Nagar, Andheri (East), Mumbai 400059
CustodianStock Holding Corp. of India Ltd.
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,