Shriram Balanced Advantage Fund Direct Growth

Shriram Balanced Advantage Fund Direct Growth

+8.38%
3Y annualised
-1.05% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 12 May '26
₹18.34
Min. for SIP
₹500
Fund size (AUM)
₹51.81 Cr
Expense ratio
0.61%
Rating
1

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
6 months₹30,000₹29,252
-2.49%
1 year₹60,000₹58,494
-2.51%
3 years₹1,80,000₹1,83,614
+2.01%
5 years₹3,00,000₹3,43,552
+14.52%

Holdings (86)

NameSectorInstrumentsAssets
National Bank For Agriculture & Rural DevelopmentFinancialDebenture8.09%
HDFC Bank Ltd.FinancialEquity6.26%
Reliance Industries Ltd.EnergyEquity5.57%
REC Ltd.FinancialDebenture4.93%
Export-Import Bank Of IndiaFinancialDebenture3.93%
Bharti Airtel Ltd.CommunicationEquity3.87%
GOISovereignGOI Sec3.86%
ICICI Bank Ltd.FinancialEquity3.85%
State Bank of IndiaFinancialEquity3.18%
ITC Ltd.Consumer StaplesEquity2.57%
Sun Pharmaceutical Industries Ltd.HealthcareEquity2.40%
Mahindra & Mahindra Ltd.AutomobileEquity2.39%
Axis Bank Ltd.FinancialEquity2.18%
Infosys Ltd.TechnologyEquity2.13%
LIC Housing Finance Ltd.FinancialDebenture2.08%
Bajaj Finance Ltd.FinancialEquity1.90%
HCL Technologies Ltd.TechnologyEquity1.84%
Kotak Mahindra Bank Ltd.FinancialEquity1.82%
Bharat Petroleum Corporation Ltd.EnergyEquity1.66%
Bharat Electronics Ltd.Capital GoodsEquity1.66%
Bajaj Holdings & Investment Ltd.FinancialEquity1.59%
Marico Ltd.Consumer StaplesEquity1.47%
Power Grid Corporation Of India Ltd.EnergyEquity1.26%
Larsen & Toubro Ltd.ConstructionEquity1.24%
Tata Consultancy Services Ltd.TechnologyEquity1.19%
Interglobe Aviation Ltd.ServicesEquity1.16%
Varun Beverages Ltd.Consumer StaplesEquity1.13%
NTPC Ltd.EnergyEquity1.06%
Ambuja Cements Ltd.ConstructionEquity1.05%
Eternal Ltd.ServicesEquity1.01%
Maruti Suzuki India Ltd.AutomobileEquity1.00%
Rainbow Children's Medicare Ltd.HealthcareEquity0.88%
SBI Life Insurance Company Ltd.InsuranceEquity0.87%
Eicher Motors Ltd.AutomobileEquity0.83%
Cipla Ltd.HealthcareEquity0.79%
Canara Robeco Asset Management Company Ltd.FinancialEquity0.77%
Oil India Ltd.EnergyEquity0.76%
Adani Ports and Special Economic Zone Ltd.ServicesEquity0.76%
Sapphire Foods India Ltd.ServicesEquity0.75%
Oil And Natural Gas Corporation Ltd.EnergyEquity0.73%
Kalpataru Projects International Ltd.Capital GoodsEquity0.71%
REC Ltd.FinancialEquity0.65%
TVS Motor Company Ltd.AutomobileEquity0.61%
R R Kabel Ltd.Consumer DiscretionaryEquity0.60%
Ajanta Pharma Ltd.HealthcareEquity0.60%
E.I.D. - Parry (India) Ltd.Consumer StaplesEquity0.58%
Divi's Laboratories Ltd.HealthcareEquity0.58%
NMDC Ltd.Metals & MiningEquity0.53%
Kirloskar Oil Engines Ltd.Capital GoodsEquity0.52%
LT Foods Ltd.Consumer StaplesEquity0.50%
Siemens Ltd.Capital GoodsEquity0.49%
Dodla Dairy LtdConsumer StaplesEquity0.48%
Tips Music Ltd.ServicesEquity0.43%
Coromandel International Ltd.ChemicalsEquity0.43%
Muthoot Finance Ltd.FinancialEquity0.43%
LIC Housing Finance Ltd.FinancialEquity0.41%
SAMHI Hotels Ltd.ServicesEquity0.31%
Cohance Lifesciences Ltd.HealthcareEquity0.31%
Sona BLW Precision Forgings Ltd.AutomobileEquity0.30%
HDFC Life Insurance Co Ltd.InsuranceEquity0.27%
PB Fintech Ltd.ServicesEquity0.25%
Hindustan Petroleum Corporation Ltd.EnergyEquity0.25%
Swiggy Ltd.ServicesEquity0.22%
Coal India Ltd.EnergyEquity0.21%
Power Mech Projects Ltd.ConstructionEquity0.17%
Sagility Ltd.ServicesEquity0.16%
Emami Ltd.Consumer StaplesEquity0.14%
Krsnaa Diagnostics Ltd.HealthcareEquity0.13%
LG Electronics India Ltd.Consumer DiscretionaryEquity0.03%
TVS Motor Company Ltd - Pref. SharesAutomobilePref. Shares0.01%
ICICI Bank Ltd.FinancialCall Option-0.00%
NTPC Ltd.EnergyCall Option-0.00%
LT Foods Ltd.Consumer StaplesCall Option-0.00%
Axis Bank Ltd.FinancialCall Option-0.00%
Oil And Natural Gas Corporation Ltd.EnergyCall Option-0.00%
HCL Technologies Ltd.TechnologyCall Option-0.00%
Adani Port Ltd.ServicesCall Option-0.00%
Shasun Pharmaceuticals Ltd.HealthcareCall Option-0.01%
Hindustan Petroleum Corporation Ltd.EnergyFutures-0.15%
ICICI Bank Ltd.FinancialFutures-0.17%
Bharti Airtel Ltd.CommunicationFutures-0.87%
Reliance Industries Ltd.EnergyFutures-0.97%
HDFC Bank Ltd.FinancialFutures-1.15%
Marico Ltd.Consumer StaplesFutures-1.26%
Bharat Petroleum Corporation Ltd.EnergyFutures-1.38%
Bajaj Finance Ltd.FinancialFutures-1.91%
See All

Minimum investments

Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500

Returns and rankings

Annualised returns
Absolute returns
Name1Y3Y5YAll
Fund returns-0.9%+8.4%+8.1%+9.2%
Category average (Hybrid Dynamic Asset Allocation)+4.6%+11.9%+10.7%--
Rank (Hybrid Dynamic Asset Allocation)342820--

Exit load, stamp duty and tax

Exit load

Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 90 days.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data

Fund management

DR
Deepak Ramaraju
Aug 2022 - Present
View details

Education
Mr. Ramaraju has done B.E.(Chemical Engineering).
Experience
Prior to joining Shriram Mutual Fund, he has worked with Sanlam Group of South Africa as a part of their global equity research team and GE India Technology Center as a researcher and co-inventor.

PN
Prateek Nigudkar
Aug 2025 - Present
View details

Education
Mr. Nigudkar is an MS(Quantitative Finance) from Olin Business School, Washington University.
Experience
Prior to joining Shriram Mutual Fund, he has worked with DSP MF, State Street Global Advisors (Global Beta Solutions Group) and Credit Suisse (Private Banking Global Research Division).

AM
Amit Modani
Nov 2025 - Present
View details

Education
Mr. Modani is Chartered Accountant
Experience
Prior to joining Shriram AMC, he has worked with Mirae Asset Mutual Fund, BOI AXA Mutual Fund, Quantum Asset Management Company Private Limited and Pramerica Asset Managers Pvt. Ltd.

SSM
Sudip Suresh More
Oct 2024 - Present
View details

Education
Mr. More has done B.E. (EXTC), MMS (Finance) and FRM
Experience
Prior to joining Shriram Mutual Fund, he has worked with Kshema General Insurance Company and Sahara India Life Insurance Company Ltd.

About Shriram Balanced Advantage Fund Direct Growth

Shriram Balanced Advantage Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Shriram Mutual Fund. This scheme was made available to investors on 05 Dec 1994. Deepak Ramaraju is the Current Fund Manager of Shriram Balanced Advantage Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,167 Cr and the Latest NAV as of 12 May 2026 is ₹18.34. The Shriram Balanced Advantage Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500. Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 90 days. ;

Investment Objective

The scheme seeks to generate capital appreciation with relatively lower volatility over a longer tenure of time. The Scheme will accordingly invest in equities, arbitrage opportunities, derivative strategies and debt and money market instruments.
Fund benchmarkCRISIL Hybrid 50+50 Moderate Index

Fund house

Rank (total assets)#38 in India
Total AUM₹1,166.67 Cr
Date of Incorporation05 Dec 1994
Phone033-23373012 / 9339787128
E-mail--
Launch Date05 Dec 1994
Address511-512, Meadows, Sahar Plaza,J. B. Nagar, Andheri (East), Mumbai 400059
CustodianStock Holding Corp. of India Ltd.
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,