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Principal Personal Tax Saver Fund Direct
ELSS • 3Y Lock-in
Equity
ELSS
Very High Risk
+17.19%
3Y annualised
+0.35% 1D
NAV: 27 Dec '21
₹313.38
Min. SIP amount
Not Supported
Fund size
₹332.68 Cr
Expense ratio
2.13%
Holdings (68)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| ICICI Bank Ltd. | Financial | Equity | 8.12% |
| Infosys Ltd. | Technology | Equity | 6.83% |
| HDFC Bank Ltd. | Financial | Equity | 5.49% |
| Polycab India Ltd. | Engineering | Equity | 4.14% |
| Reliance Industries Ltd - Partly Paid Equity | Energy | PPE | 3.61% |
| State Bank of India | Financial | Equity | 3.09% |
| Ashok Leyland Ltd. | Automobile | Equity | 2.93% |
| Tata Consultancy Services Ltd. | Technology | Equity | 2.76% |
| Axis Bank Ltd. | Financial | Equity | 2.73% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 2.46% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 2.24% |
| Bharti Airtel Ltd. Partly Paid Equity | Communication | PPE | 2.10% |
| Tata Motors Ltd. | Automobile | Equity | 2.02% |
| Housing Development Finance Corpn. Ltd. | Financial | Equity | 2.01% |
| BEML Ltd | Engineering | Equity | 1.99% |
| Zee Entertainment Enterprises Ltd. | Services | Equity | 1.79% |
| Bank Of Baroda | Financial | Equity | 1.78% |
| Hindustan Unilever Ltd. | FMCG | Equity | 1.61% |
| The Federal Bank Ltd. | Financial | Equity | 1.53% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | Equity | 1.53% |
| Tata Steel Ltd. | Metals | Equity | 1.50% |
| Coforge Ltd. | Technology | Equity | 1.47% |
| Larsen & Toubro Ltd. | Construction | Equity | 1.42% |
| ITC Ltd. | FMCG | Equity | 1.36% |
| Schaeffler India Ltd. | Engineering | Equity | 1.36% |
| ABB India Ltd. | Engineering | Equity | 1.29% |
| VIP Industries Ltd. | Chemicals | Equity | 1.27% |
| Canara Bank | Financial | Equity | 1.23% |
| Indian Bank | Financial | Equity | 1.16% |
| Sona BLW Precision Forgings Ltd. | Automobile | Equity | 1.15% |
| Navin Fluorine International Ltd. | Chemicals | Equity | 1.15% |
| MindTree Ltd. | Technology | Equity | 1.14% |
| Cholamandalam Investment & Finance Company Ltd. | Financial | Equity | 1.10% |
| Bharti Airtel Ltd. | Communication | Equity | 1.09% |
| Wipro Ltd. | Technology | Equity | 1.07% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Durable | Equity | 1.06% |
| Subros Ltd. | Automobile | Equity | 1.05% |
| ICRA Ltd. | Services | Equity | 1.03% |
| Dr. Reddy's Laboratories Ltd. | Healthcare | Equity | 0.99% |
| Astral Ltd. | Chemicals | Equity | 0.98% |
| ICICI Lombard General Insurance Company Ltd. | Insurance | Equity | 0.97% |
| Ipca Laboratories Ltd. | Healthcare | Equity | 0.95% |
| PVR Ltd. | Services | Equity | 0.94% |
| SBI Life Insurance Company Ltd. | Financial | Equity | 0.86% |
| Ultratech Cement Ltd. | Construction | Equity | 0.85% |
| Divi's Laboratories Ltd. | Healthcare | Equity | 0.79% |
| Multi Commodity Exchange Of India Ltd. | Services | Equity | 0.79% |
| Computer Age Management Services Ltd. | Financial | Equity | 0.76% |
| Max Financial Services Ltd. | Financial | Equity | 0.75% |
| Bharat Petroleum Corporation Ltd. | Energy | Equity | 0.74% |
| Force Motors Ltd. | Automobile | Equity | 0.70% |
| UTI Asset Management Company Ltd. | Financial | Equity | 0.66% |
| Bharat Forge Ltd. | Automobile | Equity | 0.63% |
| Zomato Ltd. | Services | Equity | 0.62% |
| Minda Industries Ltd. | Automobile | Equity | 0.59% |
| Cipla Ltd. | Healthcare | Equity | 0.59% |
| Indusind Bank Ltd. | Financial | Equity | 0.47% |
| PI Industries Ltd. | Chemicals | Equity | 0.42% |
| SBI Cards & Payments Services Ltd. | Financial | Equity | 0.34% |
| Aurobindo Pharma Ltd. | Healthcare | Equity | 0.34% |
| FSN E-Commerce Ventures Ltd. | Services | Equity | 0.33% |
| Britannia Industries Ltd. | FMCG | Equity | 0.26% |
| PB Fintech Ltd. | Services | Equity | 0.24% |
| Reserve Bank of India | Financial | T-Bills | 0.02% |
| Britannia Industries Ltd. | FMCG | NCD | 0.01% |
| Virtual Dynamics Software Ltd. | Technology | Equity | NA |
| Punjab Wireless Systems Ltd. | Communication | Equity | NA |
| Apollo Tyres Ltd. | Automobile | Equity | NA |
See All
Minimum investments
Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 1Y | 3Y | 5Y | All |
|---|---|---|---|---|
| Fund returns | +32.1% | +17.2% | +15.0% | +13.2% |
| Category average (Equity ELSS) | +2.4% | +16.4% | +16.5% | -- |
| Rank (Equity ELSS) | -- | -- | -- | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
SBI ELSS Tax Saver Fund Direct Growth | +7.78% | +23.17% | 32,608.80 | |
WhiteOak Capital ELSS Tax Saver Fund Direct Growth | +8.35% | +21.42% | 448.30 | |
HDFC ELSS Tax Saver Fund Direct Plan Growth | +11.86% | +20.71% | 17,163.37 | |
Parag Parikh ELSS Tax Saver Fund Direct Growth | +5.59% | +16.89% | 5,914.69 | |
Quantum ELSS Tax Saver Fund Direct Growth | +5.21% | +16.66% | 227.26 | |
| Compare | ||||
About Principal Personal Tax Saver Fund Direct
Principal Personal Tax Saver Fund Direct is a Equity Mutual Fund Scheme launched by Sundaram Mutual Fund. This scheme was made available to investors on 26 Feb 1996. The fund currently has an Asset Under Management(AUM) of ₹76,137 Cr and the Latest NAV as of 27 Dec 2021 is ₹313.38.
The Principal Personal Tax Saver Fund Direct is rated Very High risk. Minimum SIP Investment is set to ₹500.
;
Investment Objective
The scheme is due for redemption in 2006. The scheme seeks capital appreciation with at least 80 per cent exposure to equities, FCDs, preference shares and bonds of companies. The scheme can make investments in money market instruments up to 20 per cent. The scheme offers liquidity through repurchase at NAV.;
Fund benchmarkNIFTY 500 Total Return Index
Fund house
Rank (total assets)#17 in India
Total AUM₹76,136.70 Cr
Date of Incorporation26 Feb 1996
Launch Date26 Feb 1996
AddressSundaram Towers No. 46,,1st& 2nd Floor, Whites Road,Royapettah Chennai 600014
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,