Principal Personal Tax Saver Fund Direct - Latest NAV[313.38], MF Performance & Returns 2022

Name: Principal Personal Tax Saver Fund Direct
Brand: Sundaram Mutual Fund
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Principal Personal Tax Saver Fund Direct
Equity
ELSS
Very High Risk
3Y Lock In
17.19%
3Y annualised
+0.35% 1D
1M
6M
1Y
3Y
5Y
All
 NAV: 27 Dec 2021₹313.38
Min. SIP amountNA
RatingNA
Fund size₹332.68Cr
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Equity ELSS
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns32.1%17.2%15.0%13.2%
Category average54.9%14.2%14.3%NA
Rank with in categoryNANANANA
Understand terms
Holdings (63)NameSectorInstrumentAssets
ICICI Bank Ltd.
FinancialEquity8.1%
Infosys Ltd.
TechnologyEquity6.8%
HDFC Bank Ltd.
FinancialEquity5.5%
Polycab India Ltd.
EngineeringEquity4.1%
Reliance Industries Ltd - Partly Paid Equity
EnergyPPE3.6%
State Bank of India
FinancialEquity3.1%
Ashok Leyland Ltd.
AutomobileEquity2.9%
Tata Consultancy Services Ltd.
TechnologyEquity2.8%
Axis Bank Ltd.
FinancialEquity2.7%
Maruti Suzuki India Ltd.
AutomobileEquity2.5%
See All
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
30 Nov 2021 - Present
2.13%
31 Oct 2021 - 30 Nov 2021
2.12%
30 Sep 2021 - 31 Oct 2021
2.12%
31 Aug 2021 - 30 Sep 2021
2.12%
31 Jul 2021 - 31 Aug 2021
2.14%
30 Jun 2021 - 31 Jul 2021
2.14%
31 May 2021 - 30 Jun 2021
2.13%
30 Apr 2021 - 31 May 2021
2.13%
31 Mar 2021 - 30 Apr 2021
2.13%
28 Feb 2021 - 31 Mar 2021
2.14%
31 Jan 2021 - 28 Feb 2021
2.13%
31 Dec 2020 - 31 Jan 2021
2.13%
30 Nov 2020 - 31 Dec 2020
2.13%
31 Oct 2020 - 30 Nov 2020
2.13%
30 Sep 2020 - 31 Oct 2020
2.13%
31 Aug 2020 - 30 Sep 2020
2.13%
31 Jul 2020 - 31 Aug 2020
2.13%
30 Jun 2020 - 31 Jul 2020
2.13%
31 May 2020 - 30 Jun 2020
2.13%
30 Apr 2020 - 31 May 2020
2.13%
31 Mar 2020 - 30 Apr 2020
2.11%
29 Feb 2020 - 31 Mar 2020
2.13%
31 Jan 2020 - 29 Feb 2020
2.17%
31 Dec 2019 - 31 Jan 2020
2.17%
30 Nov 2019 - 31 Dec 2019
2.16%
31 Oct 2019 - 30 Nov 2019
2.14%
30 Sep 2019 - 31 Oct 2019
2.12%
31 Aug 2019 - 30 Sep 2019
2.12%
31 Jul 2019 - 31 Aug 2019
2.11%
30 Jun 2019 - 31 Jul 2019
2.11%
31 May 2019 - 30 Jun 2019
2.11%
30 Apr 2019 - 31 May 2019
2.12%
31 Mar 2019 - 30 Apr 2019
2.19%
28 Feb 2019 - 31 Mar 2019
2.43%
31 Jan 2019 - 28 Feb 2019
2.43%
31 Dec 2018 - 31 Jan 2019
2.31%
30 Nov 2018 - 31 Dec 2018
2.11%
31 Oct 2018 - 30 Nov 2018
2.12%
30 Sep 2018 - 31 Oct 2018
2.10%
31 Aug 2018 - 30 Sep 2018
2.10%
31 Jul 2018 - 31 Aug 2018
2.10%
30 Jun 2018 - 31 Jul 2018
2.10%
31 May 2018 - 30 Jun 2018
1.84%
30 Apr 2018 - 31 May 2018
1.84%
31 Mar 2018 - 30 Apr 2018
1.84%
28 Feb 2018 - 31 Mar 2018
1.85%
31 Jan 2018 - 28 Feb 2018
2.00%
31 Dec 2017 - 31 Jan 2018
1.95%
30 Nov 2017 - 31 Dec 2017
1.95%
31 Oct 2017 - 30 Nov 2017
1.96%
Expense ratio, exit load and taxExpense ratio: 2.13%Inclusive of GST
Exit loadNil
Stamp duty0.005% (from July 1st, 2020)
Tax implicationUpto Rs. 1.5 lac will be tax free under 80C. Lockin of 3 years. Returns will be taxed at 10%.
Understand terms
Check past data
Minimum investment amountsMin. for 1st investmentNA
Min. for 2nd investment onwardsNA
Min. for SIPNA
Fund managementSudhir Kedia
Oct 2019 - Present
View details
Education
Mr. Kedia is CA, CMA and MBA.
Experience
Prior to joining Sundaram Mutual Fund, he has worked with Principal Mutual Fund, Mirae Asset Mutual Fund and ASK investment.
Also manages these schemes
Sundaram Tax Savings Fund
Sundaram Diversified Equity Fund IDCW
Sundaram Small Cap Fund Regular IDCW
Sundaram Small Cap Fund Regular Growth
Sundaram Equity Savings Fund Growth
Sundaram Equity Savings Fund IDCW Half Yearly
Sundaram Equity Savings Fund IDCW Quarterly
Principal Personal Tax Saver Fund
Sundaram Diversified Equity Fund Growth
Sundaram Small Cap Fund Institutional IDCW
Sundaram Equity Savings Fund Direct IDCW Half Yearly
Sundaram Equity Savings Fund Direct IDCW Quarterly
Sundaram Equity Savings Fund Direct Growth
Principal Personal Tax Saver Fund Direct
Sundaram Tax Savings Fund Direct
Sundaram Diversified Equity Fund Direct IDCW
Sundaram Diversified Equity Fund Direct Growth
Sundaram Small Cap Fund Direct IDCW
Sundaram Small Cap Fund Direct Growth
Sundaram Long Term Tax Advantage Fund Series I Regular Growth
Sundaram Long Term Tax Advantage Fund Series I Regular IDCW
Sundaram Long Term Tax Advantage Fund Series I Direct IDCW
Mirae Asset Hybrid Equity Fund Direct Growth
Mirae Asset Hybrid Equity Fund Direct IDCW
Mirae Asset Hybrid Equity Fund Regular Growth
Mirae Asset Hybrid Equity Fund Regular IDCW
Sundaram Long Term Tax Advantage Fund Series II Direct Growth
Sundaram Long Term Tax Advantage Fund Series II Regular IDCW
Sundaram Long Term Tax Advantage Fund Series II Regular Growth
Sundaram Long Term Micro Cap Tax Advantage Fund Series III Regular Growth
Sundaram Long Term Micro Cap Tax Advantage Fund Series III Direct IDCW
Sundaram Long Term Micro Cap Tax Advantage Fund Series III Direct Growth
Sundaram Long Term Micro Cap Tax Advantage Fund Series III Regular IDCW
Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Direct IDCW
Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Direct Growth
Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Regular IDCW
Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Regular Growth
Sundaram Long Term Micro Cap Tax Advantage Fund Series V Regular Growth
Sundaram Long Term Micro Cap Tax Advantage Fund Series V Regular IDCW
Sundaram Long Term Micro Cap Tax Advantage Fund Series V Direct Growth
Sundaram Long Term Micro Cap Tax Advantage Fund Series V Direct IDCW
Sundaram Select Micro Cap Series XIV Regular Growth
Sundaram Select Micro Cap Series XIV Regular IDCW
Sundaram Select Micro Cap Series XIV Direct Growth
Sundaram Select Micro Cap Series XIV Direct IDCW
Sundaram Select Micro Cap Series XV Direct Growth
Sundaram Select Micro Cap Series XV Regular IDCW
Sundaram Select Micro Cap Series XV Regular Growth
Sundaram Select Micro Cap Series XV Direct IDCW
Sundaram Long Term Micro Cap Tax Advantage Fund Series VI Direct Growth
Sundaram Long Term Micro Cap Tax Advantage Fund Series VI Regular Growth
Sundaram Long Term Micro Cap Tax Advantage Fund Series VI Regular IDCW
Sundaram Long Term Micro Cap Tax Advantage Fund Series VI Direct IDCW
Sundaram Select Micro Cap Series XVI Direct Growth
Sundaram Select Micro Cap Series XVI Regular IDCW
Sundaram Select Micro Cap Series XVI Regular Growth
Sundaram Select Micro Cap Series XVI Direct IDCW
Sundaram Tax Savings Direct IDCW Half Yearly
Sundaram Tax Savings Regular IDCW Half Yearly
Sundaram Select Micro Cap Series XVII Regular Growth
Sundaram Select Micro Cap Series XVII Regular IDCW
Sundaram Select Micro Cap Series XVII Direct Growth
Sundaram Select Micro Cap Series XVII Direct IDCW
Sundaram Long Term Tax Advantage Fund Series III Regular Growth
Sundaram Long Term Tax Advantage Fund Series III Regular IDCW
Sundaram Long Term Tax Advantage Fund Series III Direct Growth
Sundaram Long Term Tax Advantage Fund Series III Direct IDCW
Sundaram Emerging Small Cap Series 1 Regular Growth
Sundaram Emerging Small Cap Series 1 Direct IDCW
Sundaram Emerging Small Cap Series 1 Direct Growth
Sundaram Emerging Small Cap Series 1 Regular IDCW
Sundaram Emerging Small Cap Series II Direct IDCW
Sundaram Emerging Small Cap Series II Regular IDCW
Sundaram Emerging Small Cap Series II Regular Growth
Sundaram Emerging Small Cap Series II Direct Growth
Sundaram Long Term Tax Advantage Fund Series IV Regular Growth
Sundaram Long Term Tax Advantage Fund Series IV Regular IDCW
Sundaram Long Term Tax Advantage Fund Series IV Direct Growth
Sundaram Long Term Tax Advantage Fund Series IV Direct IDCW
Sundaram Emerging Small Cap Series III Regular IDCW
Sundaram Emerging Small Cap Series III Direct IDCW
Sundaram Emerging Small Cap Series III Regular Growth
Sundaram Emerging Small Cap Series III Direct Growth
Sundaram Emerging Small Cap Series IV Regular Growth
Sundaram Emerging Small Cap Series IV Regular IDCW
Sundaram Emerging Small Cap Series IV Direct IDCW
Sundaram Emerging Small Cap Series IV Direct Growth
Sundaram Multi Cap Fund Series I Direct IDCW
Sundaram Multi Cap Fund Series I Direct Growth
Sundaram Multi Cap Fund Series I Regular IDCW
Sundaram Multi Cap Fund Series I Regular Growth
Sundaram Multi Cap Fund Series II Regular Growth
Sundaram Multi Cap Fund Series II Regular IDCW
Sundaram Multi Cap Fund Series II Direct Growth
Sundaram Emerging Small Cap Series V Regular Growth
Sundaram Emerging Small Cap Series V Direct Growth
Sundaram Emerging Small Cap Series V Direct IDCW
Sundaram Emerging Small Cap Series VI Regular Growth
Sundaram Emerging Small Cap Series VI Direct Growth
Sundaram Emerging Small Cap Series VII Regular Growth
Sundaram Emerging Small Cap Series VII Direct Growth
Sundaram Emerging Small Cap Series VII Direct IDCW
Mirae Asset Equity Savings Fund Direct Growth
Mirae Asset Equity Savings Fund Direct IDCW
Mirae Asset Equity Savings Fund Regular Growth
Mirae Asset Equity Savings Fund Regular IDCW
Principal Midcap Fund Direct Growth
Principal Midcap Fund Regular Growth
Principal Midcap Fund Regular IDCW
Principal Large Cap Fund Regular Growth
Principal Large Cap Fund Direct Growth
Sundaram Multi Cap Fund IDCW Half Yearly
Sundaram Multi Cap Fund Growth
Sundaram Multi Cap Fund Direct IDCW Half Yearly
Sundaram Multi Cap Fund Direct Growth
Fund house & investment objective
Sundaram Mutual Fund
Rank (total assets)#17 in India
Total AUM₹32,095.30Cr
Date of Incorporation26 Feb 1996
 Principal Personal Tax Saver Fund Direct is a Equity Mutual Fund Scheme launched by Sundaram Mutual Fund. This scheme was made available to in
 Principal Personal Tax Saver Fund Direct is a Equity Mutual Fund Scheme launched by Sundaram Mutual Fund. This scheme was made available to investors on 26 Feb 1996. P V K Mohan is the Current Fund Manager of Principal Personal Tax Saver Fund Direct fund. The fund currently has an Asset Under Management(AUM) of ₹32,095 Cr and the Latest NAV as of 27 Dec 2021 is ₹313.38.
The Principal Personal Tax Saver Fund Direct is rated Very High risk. Minimum SIP Investment is set to 500.
...Read more
Investment Objective
The scheme is due for redemption in 2006. The scheme seeks capital appreciation with at least 80 per cent exposure to equities, FCDs, preference share
The scheme is due for redemption in 2006. The scheme seeks capital appreciation with at least 80 per cent exposure to equities, FCDs, preference shares and bonds of companies. The scheme can make investments in money market instruments up to 20 per cent. The scheme offers liquidity through repurchase at NAV.
...Read more
Fund benchmarkNIFTY 500 TRI
Scheme Information Document(SID)
Fund house contact details
Address
Sundaram Towers, 2nd Floor,46 Whites Road, Royapettah Chennai 600 014
Phone
044-28583362/3367
Launch Date
26 Feb 1996
E-mail
[email protected]
Website
NA
Sundaram Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]
Website
www.karvymfs.com
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FAQsHow to Invest in Principal Personal Tax Saver Fund Direct
You can easily invest in Principal Personal Tax Saver Fund Direct in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account
 Search for Principal Personal Tax Saver Fund Direct from the search box 
 In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete
 Once you are done with that, you can start investing in Principal Personal Tax Saver Fund Direct as SIP or lumpsum as per your investment objective and risk tolerance
What kind of returns does Principal Personal Tax Saver Fund Direct provide?
The Principal Personal Tax Saver Fund Direct has been there from 02 Jan 2013 and the average annual returns provided by this
fund is 32.07% since its inception.
How much expense ratio is charged by Principal Personal Tax Saver Fund Direct?
The term Expense Ratio used for Principal Personal Tax Saver Fund Direct or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. 

The Expense Ratio of Principal Personal Tax Saver Fund Direct is 2.13% as of 19 Jan 2022...
What is the AUM of Principal Personal Tax Saver Fund Direct?
The AUM, short for Assets Under Management of Principal Personal Tax Saver Fund Direct is ₹332.68Cr as of 19 Jan 2022.
How to Redeem Principal Personal Tax Saver Fund Direct?
If you want to sell your Principal Personal Tax Saver Fund Direct holdings, go to your holding on the app or
web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your
desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.
Can I invest in SIP and Lump Sum of Principal Personal Tax Saver Fund Direct?
You can select either SIP  or Lumpsum  investment of Principal Personal Tax Saver Fund Direct based on your investment objective and risk tolerance.
What is the NAV of Principal Personal Tax Saver Fund Direct?
The NAV of Principal Personal Tax Saver Fund Direct is ₹313.38 as of 27 Dec 2021.
What is the PE and PB ratio of Principal Personal Tax Saver Fund Direct?
The PE ratio ratio of Principal Personal Tax Saver Fund Direct is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).
	1Y	3Y	5Y	All
Fund returns	32.1%	17.2%	15.0%	13.2%
Category average	54.9%	14.2%	14.3%	NA
Rank with in category	NA	NA	NA	NA
Name	Sector	Instrument	Assets
ICICI Bank Ltd.	Financial	Equity	8.1%
Infosys Ltd.	Technology	Equity	6.8%
HDFC Bank Ltd.	Financial	Equity	5.5%
Polycab India Ltd.	Engineering	Equity	4.1%
Reliance Industries Ltd - Partly Paid Equity	Energy	PPE	3.6%
State Bank of India	Financial	Equity	3.1%
Ashok Leyland Ltd.	Automobile	Equity	2.9%
Tata Consultancy Services Ltd.	Technology	Equity	2.8%
Axis Bank Ltd.	Financial	Equity	2.7%
Maruti Suzuki India Ltd.	Automobile	Equity	2.5%
Rating	NA
Fund size	₹332.68Cr