How to Invest in Principal Credit Risk Fund Direct Growth?

You can easily invest in Principal Credit Risk Fund Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for Principal Credit Risk Fund Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in Principal Credit Risk Fund Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does Principal Credit Risk Fund Direct Growth provide?

The Principal Credit Risk Fund Direct Growth has been there from 02 Jan 2013 and the average annual returns provided by this fund is 12.30% since its inception.

How much expense ratio is charged by Principal Credit Risk Fund Direct Growth?

The term Expense Ratio used for Principal Credit Risk Fund Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of Principal Credit Risk Fund Direct Growth is 0.82% as of 20 Jan 2026...

What is the AUM of Principal Credit Risk Fund Direct Growth?

The AUM, short for Assets Under Management of Principal Credit Risk Fund Direct Growth is ₹14.29Cr as of 20 Jan 2026.

How to Redeem Principal Credit Risk Fund Direct Growth?

If you want to sell your Principal Credit Risk Fund Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of Principal Credit Risk Fund Direct Growth?

You can select either SIP or Lumpsum investment of Principal Credit Risk Fund Direct Growth based on your investment objective and risk tolerance.

What is the NAV of Principal Credit Risk Fund Direct Growth?

The NAV of Principal Credit Risk Fund Direct Growth is ₹3,231.01 as of 04 Sep 2020.

What is the PE and PB ratio of Principal Credit Risk Fund Direct Growth?

The PE ratio ratio of Principal Credit Risk Fund Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

Principal Credit Risk Fund Direct Growth

Name: Principal Credit Risk Fund Direct Growth
Brand: Sundaram Mutual Fund

Debt

Credit Risk

Moderate Risk

+6.62%

3Y annualised

+0.05% 1D

All

NAV: 04 Sep '20

₹3,231.01

Min. SIP amount

Not Supported

Fund size

₹14.29 Cr

Expense ratio

0.82%

Holdings (2)

Name	Sector	Instruments	Assets
National Bank For Agriculture & Rural Development	Financial	Debenture	15.09%
Reserve Bank of India	Financial	T-Bills	0.83%

Minimum investments

Min. for 1st investment

Not Supported

Min. for 2nd investment

Not Supported

Min. for SIP

Not Supported

Returns and rankings

Annualised returns

Absolute returns

Name	1Y	3Y	5Y	All
Fund returns	+12.3%	+6.6%	+7.4%	+8.0%
Category average (Debt Credit Risk)	+10.3%	+8.7%	+9.0%	--
Rank (Debt Credit Risk)	1	7	--	--

Exit load, stamp duty and tax

Exit load

Exit load of 1%, if redeemed within 1 year.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	Aditya Birla Sun Life Credit Risk Fund Direct Growth	+17.58%	+12.77%	1,091.72
	Invesco India Credit Risk Fund Direct Growth	+10.28%	+10.48%	155.57
	Nippon India Credit Risk Fund Direct Growth	+9.29%	+9.01%	1,015.83
	Axis Credit Risk Fund Direct Growth	+9.15%	+8.58%	368.01
	Baroda BNP Paribas Credit Risk Fund Direct Growth	+8.41%	+8.54%	185.49
Compare

About Principal Credit Risk Fund Direct Growth

Principal Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by Sundaram Mutual Fund. This scheme was made available to investors on 26 Feb 1996. The fund currently has an Asset Under Management(AUM) of ₹76,137 Cr and the Latest NAV as of 04 Sep 2020 is ₹3,231.01. The Principal Credit Risk Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹2,000. Exit load of 1%, if redeemed within 1 year. ;