How to Invest in DSP Medium Term Retail Growth?

You can easily invest in DSP Medium Term Retail Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for DSP Medium Term Retail Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in DSP Medium Term Retail Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does DSP Medium Term Retail Growth provide?

The DSP Medium Term Retail Growth has been there from 29 Apr 1997 and the average annual returns provided by this fund is 7.64% since its inception.

How much expense ratio is charged by DSP Medium Term Retail Growth?

The term Expense Ratio used for DSP Medium Term Retail Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of DSP Medium Term Retail Growth is 0.78% as of 25 Aug 2026...

What is the AUM of DSP Medium Term Retail Growth?

The AUM, short for Assets Under Management of DSP Medium Term Retail Growth is ₹254.33Cr as of 25 Aug 2026.

How to Redeem DSP Medium Term Retail Growth?

If you want to sell your DSP Medium Term Retail Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of DSP Medium Term Retail Growth?

You can select either SIP or Lumpsum investment of DSP Medium Term Retail Growth based on your investment objective and risk tolerance.

What is the NAV of DSP Medium Term Retail Growth?

The NAV of DSP Medium Term Retail Growth is ₹86.76 as of 24 Aug 2026.

What is the PE and PB ratio of DSP Medium Term Retail Growth?

The PE ratio ratio of DSP Medium Term Retail Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

DSP Medium Term Retail Growth

Name: DSP Medium Term Retail Growth
Brand: DSP Mutual Fund

Debt

Medium Duration

Moderate Risk

+7.09%

3Y annualised

+0.09% 1D

All

NAV: 24 Aug '26

₹86.76

Min. for SIP

₹100

Fund size (AUM)

₹254.33 Cr

Expense ratio

0.78%

Rating

Return calculator

Monthly investment

₹5,000

Over the past	Total investment	Would've become	Returns
1 year	₹60,000	₹61,559	+2.60%
3 years	₹1,80,000	₹1,97,954	+9.97%
5 years	₹3,00,000	₹3,52,930	+17.64%
10 years	₹6,00,000	₹8,10,229	+35.04%

Holdings (13)

Name	Sector	Instruments	Assets
GOVERNMENT OF INDIA 37080 GOI 16FB31 6.36 FV RS 100	Entities	GOI Securities	14.18%
STATE DEVELOPMENT LOAN 31245 HAR 05JN32 7.13 FV RS 100	Unspecified	State Development Loan	13.87%
STATE DEVELOPMENT LOAN 32666 MH 01MR31 7.72 FV RS 100	Unspecified	State Development Loan	10.47%
7.73% Maharashta State Government Securities	Unspecified	State Development Loan	10.41%
STATE DEVELOPMENT LOAN 31356 KAR 09FB32 7.3 FV RS 100	Unspecified	State Development Loan	10.30%
STATE DEVELOPMENT LOAN 34991 CHT 25SP30 7.03 FV RS 100	Unspecified	State Development Loan	10.12%
STATE DEVELOPMENT LOAN 30517 MH 23JU31 6.83 FV RS 100	Unspecified	State Development Loan	9.88%
INDIAN BANK CD 09FEB27	Financial	Certificate of Deposit	9.53%
BANK OF BARODA CD 05FEB27	Financial	Certificate of Deposit	7.63%
GOVERNMENT OF INDIA 33618 GOI 13NV30 7.32 FV RS 100	Entities	GOI Securities	2.07%
Reverse Repo	Unspecified	Reverse Repo	1.09%
Net Receivables	Unspecified	Net Receivables	0.47%
Others Class A2 AIF	Unspecified	Alternative Investment Fund	0.45%

See All

Minimum investments

Min. for 1st investment

₹100

Min. for 2nd investment

₹100

Min. for SIP

₹100

Returns and rankings

Annualised returns

Absolute returns

Name	3Y	5Y	10Y	All
Fund returns	+7.1%	+6.0%	+5.8%	+7.6%
Category average (Debt Medium Duration)	+7.6%	+6.6%	+7.0%	--
Rank (Debt Medium Duration)	9	10	9	--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	SBI Medium Duration Fund Growth	+6.68%	+7.35%	6,498.19
	HDFC Medium Term Debt Fund Growth	+6.35%	+7.29%	3,613.91
	DSP Medium Term Retail Growth	+5.12%	+7.09%	254.33
	Bandhan Medium Duration Fund Growth	+5.51%	+6.77%	1,260.95
	Invesco India Medium Duration Fund Growth	+4.77%	+6.55%	164.64
Compare

Fund management

KM
Karan Mundhra
May 2021 - Present
View details

Education

Mr. Mundra is a B. COM. and Charted Accountant (CA)

Experience

He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.

Also manages these schemes

DSP Medium Term Retail Growth

DSP Short Term Fund Growth

DSP Money Market Fund Growth

DSP Ultra Short to Short Term Fund Growth

DSP Liquid Fund Growth

DSP Ultra Short Term Fund Plan Growth

DSP Arbitrage Fund Growth

DSP Overnight Fund Growth

DSP Floating Interest Rates Fund Growth

VR
Vivekanand Ramakrishnan
Jul 2021 - Present
View details

Education

Mr. Ramakrishnan is a B.Tech from IIT Madras, MS and PHD from University of Southern California.

Experience

Prior to joining DSP Investment Managers. He has worked with ICICI Prudential Mutual Fund, Standard Chartered Bank, Vikram Ispat as Marketing Executive and with CRISIL as manager-rating.

Also manages these schemes

DSP Medium Term Retail Growth

DSP Credit Risk Fund Growth

DSP Corporate Bond Fund Growth

About DSP Medium Term Retail Growth

DSP Medium Term Retail Growth is a Debt Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Karan Mundhra is the Current Fund Manager of DSP Medium Term Retail Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,40,014 Cr and the Latest NAV as of 24 Aug 2026 is ₹86.76. The DSP Medium Term Retail Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. ;

Investment Objective

The fund aims at reasonable and attractive return consistent with prudent risk from a portfolio of high quality debt instruments. The secondary objective is to generate capital appreciation.

Fund benchmarkCRISIL Medium Duration Debt A-III Index

Scheme Information Document(SID)