DSP Credit Risk Fund Growth

DSP Credit Risk Fund Growth

+15.79%
3Y annualised
+0.21% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 05 Jun '26
₹54.17
Min. for SIP
₹100
Fund size (AUM)
₹242.06 Cr
Expense ratio
1.18%
Rating
2

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹63,739
+6.23%
3 years₹1,80,000₹2,24,143
+24.52%
5 years₹3,00,000₹4,23,891
+41.30%
10 years₹6,00,000₹9,99,753
+66.63%

Holdings (22)

NameSectorInstrumentsAssets
Reverse RepoUnspecifiedReverse Repo14.83%
GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100EntitiesGOI Securities9.99%
ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LACEnergy & UtilitiesBonds/NCDs6.53%
Roadstar Infra Investment TrustIndustrialsInfrastructure Investment Trust6.46%
TATA HOUSING DEVELOPMENT COMPANY LIMITED SR I 7.51 NCD 08DC28 FVRS1LACIndustrialsDebenture6.29%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LACFinancialBonds6.27%
REC LIMITED SR 180-B 8.30 BD 25JU29 FVRS10LACFinancialNon Convertible Debenture4.49%
TATA PROJECTS LIMITED SR Q 8.25 NCD 28AP27 FVRS1LACIndustrialsBonds/NCDs4.45%
NUVAMA WEALTH FINANCE LIMITED SR F7H502A 9 NCD 11JU27 FVRS1LACFinancialNon Convertible Debenture4.40%
PIRAMAL FINANCE LIMITED 8.75 NCD 29OCT27 FVRS1LACFinancialBonds/NCDs4.34%
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LACMaterialsDebenture4.32%
GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LACIndustrialsBonds4.31%
NUVOCO VISTAS CORPORATION LIMITED 7.7 NCD 18SP28 FVRS1LACMaterialsDebenture4.28%
AADHAR HOUSING FINANCE LIMITED 8.65 NCD 21AG27 FVRS1LACFinancialDebenture4.22%
GOVERNMENT OF INDIA 35152 GOI 18NV39 6.92 FV RS 100EntitiesGOI Securities4.15%
ADANI POWER LIMITED SR I 8 NCD 27JN28 FVRS1LACEnergy & UtilitiesDebenture4.13%
INDOSTAR CAPITAL FINANCE LIMITED SR I 10.50 NCD 25SP26 FVRS1000FinancialDebenture2.21%
360 ONE PRIME LIMITED 8.75 NCD 10SP27 FVRS1LACFinancialDebenture2.18%
360 ONE PRIME LIMITED 8.75 NCD 07OT27 FVRS1LACFinancialNon Convertible Debenture2.16%
GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100EntitiesGOI Securities2.08%
Others Class A2 AIFUnspecifiedAlternative Investment Fund0.28%
Net PayablesUnspecifiedNet Payables-2.37%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+15.8%+12.1%+8.1%+7.6%
Category average (Debt Credit Risk)+8.7%+9.0%+6.4%--
Rank (Debt Credit Risk)122--

Exit load, stamp duty and tax

Exit load

Exit load of 3%, if redeemed within 12 months.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Compare similar funds

Fund management

VR
Vivekanand Ramakrishnan
Jul 2021 - Present
View details

Education
Mr. Ramakrishnan is a B.Tech from IIT Madras, MS and PHD from University of Southern California.
Experience
Prior to joining DSP Investment Managers. He has worked with ICICI Prudential Mutual Fund, Standard Chartered Bank, Vikram Ispat as Marketing Executive and with CRISIL as manager-rating.

KK
Kunal Khudania
Jan 2026 - Present
View details

Education
Chartered Accountant B.Com (Honors)
Experience
Prior to joing the DSP MF, he was associated with Mirae Asset Investment Managers India Private Ltd, Futures First Info Services Private Ltd,

SV
Shalini Vasanta
Jan 2025 - Present
View details

Education
Mr. Vasanta has done BA and MBA (Finance)
Experience
Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst

About DSP Credit Risk Fund Growth

DSP Credit Risk Fund Growth is a Debt Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Vivekanand Ramakrishnan is the Current Fund Manager of DSP Credit Risk Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,28,691 Cr and the Latest NAV as of 05 Jun 2026 is ₹54.17. The DSP Credit Risk Fund Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. Exit load of 3%, if redeemed within 12 months. ;

Investment Objective

The scheme seeks to generate returns commensurate with risk from a portfolio constituted of money market securities and debt securities.
Fund benchmarkCRISIL Credit Risk Debt B-II Index

Fund house

Rank (total assets)#10 in India
Total AUM₹2,28,690.58 Cr
Date of Incorporation16 Dec 1996
Phone+91 22 6657 8000
E-mail--
Launch Date16 Dec 1996
AddressThe Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
CustodianCitibank NA
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,