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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
DSP Credit Risk Fund Growth
+15.96%
3Y annualised
+0.09% 1D
NAV: 16 Jul '26
₹54.83
Min. for SIP
₹100
Fund size (AUM)
₹275.31 Cr
Expense ratio
1.23%
Rating
2
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹63,874 | +6.46% | |
| 3 years | ₹1,80,000 | ₹2,23,523 | +24.18% | |
| 5 years | ₹3,00,000 | ₹4,24,287 | +41.43% | |
| 10 years | ₹6,00,000 | ₹10,05,074 | +67.51% |
Holdings (24)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 9.30% |
| KOTAK MAHINDRA BANK LIMITED CD 04FEB27 | Financial | Certificate of Deposit | 8.73% |
| Reverse Repo | Unspecified | Reverse Repo | 8.26% |
| JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC | Materials | Debenture | 5.84% |
| ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC | Energy & Utilities | Bonds/NCDs | 5.82% |
| NUVOCO VISTAS CORPORATION LIMITED 7.7 NCD 18SP28 FVRS1LAC | Materials | Debenture | 5.75% |
| TATA HOUSING DEVELOPMENT COMPANY LIMITED SR I 7.51 NCD 08DC28 FVRS1LAC | Industrials | Debenture | 5.64% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC | Financial | Bonds | 5.61% |
| ADANI AIRPORT HOLDINGS LIMITED 8.45 NCD 12FB29 FVRS1LAC | Industrials | Bonds/Debentures | 5.44% |
| NUVAMA WEALTH FINANCE LIMITED SR F7H502A 9 NCD 11JU27 FVRS1LAC | Financial | Non Convertible Debenture | 3.94% |
| GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC | Industrials | Bonds | 3.86% |
| PIRAMAL FINANCE LIMITED 8.75 NCD 29OCT27 FVRS1LAC | Financial | Bonds/NCDs | 3.86% |
| AADHAR HOUSING FINANCE LIMITED 8.65 NCD 21AG27 FVRS1LAC | Financial | Debenture | 3.77% |
| REC LIMITED SR 180-B 8.30 BD 25JU29 FVRS10LAC | Financial | Non Convertible Debenture | 3.76% |
| GOVERNMENT OF INDIA 35152 GOI 18NV39 6.92 FV RS 100 | Entities | GOI Securities | 3.67% |
| KOGTA FINANCIAL (INDIA) LIMITED 9.45 NCD 24MR28 FVRS1LAC | Financial | Non Convertible Debenture | 3.67% |
| TATA PROJECTS LIMITED SR Q 8.25 NCD 28AP27 FVRS1LAC | Industrials | Bonds/NCDs | 3.66% |
| ADANI POWER LIMITED SR I 8 NCD 27JN28 FVRS1LAC | Energy & Utilities | Debenture | 3.63% |
| INDOSTAR CAPITAL FINANCE LIMITED SR I 10.50 NCD 25SP26 FVRS1000 | Financial | Debenture | 1.97% |
| 360 ONE PRIME LIMITED 8.75 NCD 10SP27 FVRS1LAC | Financial | Debenture | 1.94% |
| 360 ONE PRIME LIMITED 8.75 NCD 07OT27 FVRS1LAC | Financial | Non Convertible Debenture | 1.93% |
| GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 | Entities | GOI Securities | 1.89% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.25% |
| Net Payables | Unspecified | Net Payables | -2.19% |
See All
Minimum investments
Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +16.0% | +12.3% | +8.1% | +7.6% |
| Category average (Debt Credit Risk) | +8.7% | +9.0% | +6.4% | -- |
| Rank (Debt Credit Risk) | 1 | 2 | 2 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 3%, if redeemed within 12 months.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +11.93% | +12.12% | 1,461.39 | |
 | +6.77% | +8.45% | 163.40 | |
 | +7.85% | +8.40% | 6,212.04 | |
 | +7.00% | +8.14% | 1,486.26 | |
 | +6.09% | +7.51% | 177.42 | |
| Compare | ||||
Fund management
VRVivekanand RamakrishnanJul 2021 - PresentView details
VR
Vivekanand Ramakrishnan
Jul 2021 - Present
View details
KKKunal KhudaniaJan 2026 - PresentView details
KK
Kunal Khudania
Jan 2026 - Present
View details
SVShalini VasantaJan 2025 - PresentView details
SV
Shalini Vasanta
Jan 2025 - Present
View details
About DSP Credit Risk Fund Growth
DSP Credit Risk Fund Growth is a Debt Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Vivekanand Ramakrishnan is the Current Fund Manager of DSP Credit Risk Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,30,513 Cr and the Latest NAV as of 16 Jul 2026 is ₹54.83.
The DSP Credit Risk Fund Growth is rated High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. Exit load of 3%, if redeemed within 12 months.
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Investment Objective
The scheme seeks to generate returns commensurate with risk from a portfolio constituted of money market securities and debt securities.
Fund benchmarkCRISIL Credit Risk Debt B-II Index
Fund house
Rank (total assets)#10 in India
Total AUM₹2,30,513.05 Cr
Date of Incorporation16 Dec 1996
Launch Date16 Dec 1996
AddressThe Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
CustodianHongkong & Shanghai Banking Corporation
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,