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DSP Credit Risk Fund Direct Plan Growth
Debt
Credit Risk
Moderately High Risk
+15.41%
3Y annualised
+0.01% 1D
NAV: 19 Jan '26
₹55.69
Min. SIP amount
₹100
Fund size
₹205.76 Cr
Expense ratio
0.40%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹63,428 | +5.71% | |
| 3 years | ₹1,80,000 | ₹2,25,989 | +25.55% | |
| 5 years | ₹3,00,000 | ₹4,24,318 | +41.44% | |
| 10 years | ₹6,00,000 | ₹10,08,730 | +68.12% |
Holdings (18)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 14.68% |
| Roadstar Infra Investment Trust | Construction | InvITs | 9.04% |
| Nirma Ltd. | Consumer Staples | Debenture | 7.83% |
| Aditya Birla Renewables Ltd. | Energy | Bonds/NCD | 7.54% |
| Aadhar Housing Finance Ltd | Financial | Debenture | 5.29% |
| Aditya Birla Real Estate Ltd. | Consumer Staples | Debenture | 5.10% |
| Sikka Ports and Terminals Ltd. | Energy | Debenture | 5.08% |
| Nuvama Wealth Finance Ltd. | Financial | NCD | 5.04% |
| Tata Projects Ltd. | Construction | Debenture | 5.03% |
| JTPM Metal Traders Ltd. | Metals & Mining | Debenture | 5.01% |
| Piramal Finance Pvt. Ltd. | Financial | Bonds/NCD | 4.96% |
| GOI | Sovereign | GOI Sec | 4.90% |
| 360 ONE Wealth Ltd. | Financial | NCD | 2.65% |
| Tata Projects Ltd. | Construction | Bonds/NCD | 2.56% |
| GOI | Sovereign | GOI Sec | 2.54% |
| Indostar Capital Finance Ltd. | Financial | Debenture | 2.53% |
| 360 ONE Wealth Ltd. | Financial | NCD | 2.48% |
| GOI | Sovereign | GOI Sec | 2.41% |
See All
Minimum investments
Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +15.4% | +12.0% | +8.6% | +8.9% |
| Category average (Debt Credit Risk) | +8.7% | +9.0% | +6.4% | -- |
| Rank (Debt Credit Risk) | 1 | 2 | 2 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 3%, if redeemed within 12 months.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Aditya Birla Sun Life Credit Risk Fund Direct Growth | +17.58% | +12.77% | 1,091.72 | |
Invesco India Credit Risk Fund Direct Growth | +10.28% | +10.48% | 155.57 | |
Nippon India Credit Risk Fund Direct Growth | +9.29% | +9.01% | 1,015.83 | |
Axis Credit Risk Fund Direct Growth | +9.15% | +8.58% | 368.01 | |
Baroda BNP Paribas Credit Risk Fund Direct Growth | +8.41% | +8.54% | 185.49 | |
| Compare | ||||
Fund management
KKKunal KhudaniaJan 2026 - PresentView details
KK
Kunal Khudania
Jan 2026 - Present
View details
About DSP Credit Risk Fund Direct Plan Growth
DSP Credit Risk Fund Direct Plan Growth is a Debt Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Kunal Khudania is the Current Fund Manager of DSP Credit Risk Fund Direct Plan Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,24,716 Cr and the Latest NAV as of 19 Jan 2026 is ₹55.69.
The DSP Credit Risk Fund Direct Plan Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. Exit load of 3%, if redeemed within 12 months.
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Investment Objective
The scheme seeks to generate returns commensurate with risk from a portfolio constituted of money market securities and debt securities.
Fund benchmarkCRISIL Credit Risk Debt B-II Index
Fund house
Rank (total assets)#10 in India
Total AUM₹2,24,715.63 Cr
Date of Incorporation16 Dec 1996
Launch Date16 Dec 1996
AddressThe Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,