DSP Credit Risk Direct Plan Growth

Debt
Credit Risk
Moderately High Risk
11.61%
3Y annualised
+0.03% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 13 Dec 2024₹45.51
Min. SIP amountNot Supported
Rating5
Fund size₹191.25Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Returns and rankings

Category: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns8.8%11.6%8.9%8.0%
Category average8.2%9.1%6.6%NA
Rank with in category924NA
Understand terms

Holdings (15)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec16.12%
Nirma Ltd.
Consumer StaplesDebenture8.50%
Aditya Birla Renewables Ltd.
EnergyBonds/NCD8.13%
Nuvoco Vistas Corporation Ltd.
ConstructionBonds/NCD8.10%
Metals & MiningDebenture8.08%
Tata Housing Devp. Co. Ltd
ConstructionBonds/NCD8.01%
Aadhar Housing Finance Ltd
FinancialDebenture5.70%
SovereignGOI Sec5.58%
Consumer StaplesDebenture5.51%
EnergyDebenture5.46%
Tata Projects Ltd.
ConstructionDebenture5.46%
FinancialDebenture5.34%
360 ONE Wealth Ltd.
FinancialNCD2.87%
Tata Projects Ltd.
ConstructionBonds/NCD2.76%
FinancialBonds/NCD2.01%
See All

Expense ratio, exit load and tax

Expense ratio: 0.40%

Inclusive of GST

Exit load

Exit load of 1% if units in excess of 10% are redeemed within 12 months

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported

Fund management

Vivekanand Ramakrishnan
Jul 2021 - Present
View details

Education
Mr. Ramakrishnan is a B.Tech from IIT Madras, MS and PHD from University of Southern California.
Experience
Prior to joining DSP Investment Managers. He has worked with ICICI Prudential Mutual Fund, Standard Chartered Bank, Vikram Ispat as Marketing Executive and with CRISIL as manager-rating.
Also manages these schemes

Laukik Bagwe
Jul 2016 - Present
View details

Education
Mr. Bagwe is a B.Com (H) and PGDBA (Finance)
Experience
Prior to joining DSP Mutual Fund he has worked with Derivium Capital and Securities Pvt. Ltd. and with Birla Sun Life Securities Ltd.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road JunctionWestern Express Highway, Andheri East Mumbai 400069
Phone
1800-208-4499 / 1800-200-4499
Launch Date
16 Dec 1996
E-mail
NA
Website
DSP Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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