DSP Banking & PSU Debt Fund Growth

DSP Banking & PSU Debt Fund Growth

+7.01%
3Y annualised
+0.06% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 13 Aug '26
₹25.46
Min. for SIP
₹100
Fund size (AUM)
₹3,328.97 Cr
Expense ratio
0.60%
Rating
1

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹61,590
+2.65%
3 years₹1,80,000₹1,97,691
+9.83%
5 years₹3,00,000₹3,52,011
+17.34%
10 years₹6,00,000₹8,36,091
+39.35%

Holdings (56)

NameSectorInstrumentsAssets
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LACFinancialDebenture5.42%
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100EntitiesGOI Securities4.41%
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100EntitiesGOI Securities3.53%
BHARTI TELECOM LIMITED SR XXV 7.35 NCD 15OT27 FVRS1LACTechnologyDebenture3.18%
GAIL (INDIA) LIMITED SR I 7.34 LOA 20DC27 FVRS10LACEnergy & UtilitiesDebenture3.16%
STATE DEVELOPMENT LOAN 35765 HAR 26MR39 7.08 FV RS 100UnspecifiedState Development Loan3.12%
EXPORT IMPORT BANK OF INDIA SR AB01 7.23 BD 18MR31 FVRS1LACFinancialDebenture3.12%
BHARTI TELECOM LIMITED SR XXVI 7.45 NCD 15DC28 FVRS1LACTechnologyDebenture3.12%
HDFC BANK LIMITED SR US003 7.70 NCD 16MY28 FVRS1LACFinancialDebenture3.08%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II RR BD 04JU29 FVRS1LACFinancialBonds3.07%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.40 BD 18JU31 FVRS1LACFinancialBonds/NCDs3.05%
BANK OF BARODA CD 12FEB27FinancialCertificate of Deposit2.91%
HDFC BANK LIMITED SR AA010 7.80 NCD 06SP32 FVRS10LACFinancialDebenture2.44%
STATE DEVELOPMENT LOAN 37162 MH 04MR47 7.66 FV RS 100UnspecifiedState Development Loan2.34%
NATIONAL HOUSING BANK 7.51 BD 04AP31 FVRS1LACFinancialBonds/NCDs2.34%
POWER FINANCE CORPORATION LTD. SR BS214 6.92 BD 14AP32 FVRS10LACFinancialDebenture2.32%
REC LIMITED SR 233 7.53 BD 31MY34 FVRS1LACFinancialBonds2.31%
Power Grid Corporation of India Ltd Debenture 7.30 19/06/2027Energy & UtilitiesDebenture2.29%
PUNJAB NATIONAL BANK CD 05FEB27FinancialCertificate of Deposit2.19%
POWER FINANCE CORPORATION LIMITED SR 240 7.32 BD 15JL39 FVRS1LACFinancialDebenture2.07%
NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR 4 7.15 BD 28MR35 FVRS1LACFinancialBonds1.67%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SERIES 129 8.45 LOA 04DC28 FVRS10LACFinancialDebenture1.65%
GOVERNMENT OF INDIA 33618 GOI 13NV30 7.32 FV RS 100EntitiesGOI Securities1.59%
POWER FINANCE CORPORATION LTD. SR BS221B 7.59 BD 17JN28 FVRS10LACFinancialDebenture1.59%
POWER FINANCE CORPORATION LTD. SR 223 7.64 BD 22FB33 FVRS1LACFinancialDebenture1.58%
POWER GRID CORPORATION OF INDIA LIMITED SR LXXIX 7.08 BD 25OT34 FVRS1LACEnergy & UtilitiesBonds/Debentures1.57%
STATE BANK OF INDIA SR 3 7.23 BD 19NV39 FVRS1LACFinancialBonds1.57%
POWER GRID CORPORATION OF INDIA LIMITED SR LXXVI 7.35 BD 12MR34 FVRS1LACEnergy & UtilitiesBonds1.56%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 172B 7.45 BD 13OT28 FVRS1LACFinancialBonds/NCDs1.55%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LACFinancialBonds1.55%
7.36% SBI LTB 27 JUNE 2039FinancialBonds1.52%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26F 7.44 BD 17JL29 FVRS1LACFinancialBonds1.52%
Reverse RepoUnspecifiedReverse Repo1.51%
STATE DEVELOPMENT LOAN 36772 MH 03DC40 7.43 FV RS 100UnspecifiedState Development Loan1.51%
REC LIMITED SR 255 7.17 BD 01JL31 FVRS1LACFinancialNon Convertible Debenture1.51%
REC LIMITED SR 248B 6.81 BD 30AP36 FVRS1LACFinancialBonds1.48%
BANK OF BARODA CD 05FEB27FinancialCertificate of Deposit1.46%
Union Bank of India - 15/03/2027**FinancialCertificate of Deposit1.45%
STATE BANK OF INDIA SR I 7.81 BD 02NV38 FVRS1CRFinancialDebenture0.98%
TATA MOTORS FINANCE LIMITED SR A NCD 28AG26 FVRS10LACFinancialZero Coupon Bonds0.83%
EXPORT IMPORT BANK OF INDIA SR AA01 7.14 BD 13DC29 FVRS1LACFinancialBonds0.79%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LACFinancialBonds0.78%
REC LIMITED SR 245B 7.32 BD 28FB35 FVRS1LACFinancialBonds0.77%
NTPC LIMITED SR 82 7.26 NCD 20MR40 FVRS1LACEnergy & UtilitiesNon Convertible Debenture0.77%
7.34% REC Ltd. **FinancialDebenture0.77%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 180 7.39 BD 15JL34 FVRS1LACFinancialDebenture0.77%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 171 7.23 BD 15OT26 FVRS1LACFinancialDebenture0.77%
NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR NABFID2023 1 7.43 BD 16JU33 FVRS1LACFinancialDebenture0.76%
RURAL ELECTRIFICATION CORPORATION LIMITED SR 213 6.92 BD 20MR32 FVRS10LACFinancialDebenture0.76%
BANK OF BARODA CD 04DEC26FinancialCertificate of Deposit0.74%
EXPORT IMPORT BANK OF INDIA CD 29JAN27FinancialCertificate of Deposit0.73%
PUNJAB NATIONAL BANK CD 04FEB27FinancialCertificate of Deposit0.73%
INDIAN BANK CD 21JUN27FinancialCertificate of Deposit0.71%
POWER FINANCE CORPORATION LIMITED SR 245A 7.24 BD 15JN35 FVRS1LACFinancialBonds0.62%
Others Class A2 AIFUnspecifiedAlternative Investment Fund0.36%
Net ReceivablesUnspecifiedNet Receivables0.05%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+7.0%+5.9%+6.8%+7.5%
Category average (Debt Banking and PSU)+7.3%+5.7%+7.1%--
Rank (Debt Banking and PSU)101210--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

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Fund management

SY
Sandeep Yadav
Aug 2024 - Present
View details

Education
Mr. Yadav is a Computer Engineer (Pune University), PGDBM (IIM Bangalore) and a CFA chartered holder.
Experience
Prior to joining DSP, he has worked with Cognizant Technologies, Hughes Services and Mahindra British Telecom.

About DSP Banking & PSU Debt Fund Growth

DSP Banking & PSU Debt Fund Growth is a Debt Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Sandeep Yadav is the Current Fund Manager of DSP Banking & PSU Debt Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,40,014 Cr and the Latest NAV as of 13 Aug 2026 is ₹25.46. The DSP Banking & PSU Debt Fund Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. ;

Investment Objective

The Scheme seeks to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
Fund benchmarkNifty Banking & PSU Debt Index A-II

Fund house

Rank (total assets)#10 in India
Total AUM₹2,40,013.80 Cr
Date of Incorporation16 Dec 1996
Phone+91 22 6657 8000
E-mail--
Launch Date16 Dec 1996
AddressThe Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
CustodianHongkong & Shanghai Banking Corporation
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,