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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
Bank of India Credit Risk Fund Growth
+9.54%
3Y annualised
+0.12% 1D
NAV: 05 Jun '26
₹14.20
Min. for SIP
Not Supported
Fund size (AUM)
₹104.69 Cr
Expense ratio
1.62%
Rating
1
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹66,022 | +10.04% | |
| 3 years | ₹1,80,000 | ₹2,14,413 | +19.12% | |
| 5 years | ₹3,00,000 | ₹4,61,518 | +53.84% | |
| 10 years | ₹6,00,000 | ₹10,13,894 | +68.98% |
Holdings (7)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Vedanta Ltd. | Metals & Mining | Debenture | 9.64% |
| Manappuram Finance Ltd. | Financial | NCD | 9.57% |
| Indian Bank | Financial | CD | 9.50% |
| 360 ONE Wealth Ltd. | Financial | NCD | 4.80% |
| Rashtriya Chemicals and Fertilizers Ltd. | Chemicals | Debenture | 4.79% |
| JSW Steel Ltd. | Metals & Mining | Debenture | 4.77% |
| Nuvoco Vistas Corporation Ltd. | Construction | Debenture | 4.72% |
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹5,000
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +9.5% | +27.3% | +2.4% | +3.1% |
| Category average (Debt Credit Risk) | +8.7% | +9.0% | +6.4% | -- |
| Rank (Debt Credit Risk) | 4 | 1 | 13 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 4% if redeemed within 12 months, 3% if redeemed after 12 months but within 24 months and 2% if redeemed after 24 months but within 36 months.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +5.53% | +8.14% | 159.49 | |
 | +6.95% | +8.07% | 5,989.89 | |
 | +6.66% | +7.91% | 1,343.43 | |
 | +5.84% | +7.53% | 174.43 | |
 | +5.25% | +6.88% | 252.52 | |
| Compare | ||||
Fund management
ASAlok SinghFeb 2015 - PresentView details
AS
Alok Singh
Feb 2015 - Present
View details
About Bank of India Credit Risk Fund Growth
Bank of India Credit Risk Fund Growth is a Debt Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Alok Singh is the Current Fund Manager of Bank of India Credit Risk Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹15,293 Cr and the Latest NAV as of 05 Jun 2026 is ₹14.20.
The Bank of India Credit Risk Fund Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000. Exit load of 4% if redeemed within 12 months, 3% if redeemed after 12 months but within 24 months and 2% if redeemed after 24 months but within 36 months.
;
Investment Objective
The Scheme will invest predominantly in corporate debt securities. There will be no exposure in the portfolio to dated Government Securities and State Development Loans.
Fund benchmarkCRISIL Credit Risk Debt B-II Index
Fund house
Rank (total assets)#31 in India
Total AUM₹15,292.59 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,