If you are looking to diversify your portfolio beyond equities or explore investment options with regular interest payouts, you can now discover and invest in bonds directly on Groww.

Whether you are just getting started or looking for more investment choices, Groww’s bonds platform is designed to make bond investing simpler to explore and understand.

What are Bonds?

Think of a bond as a way of lending money to an organisation in exchange for regular interest payments.

When companies, financial institutions, or government-backed entities need funds, they can issue bonds. Investors who buy these bonds lend money to the issuer for a fixed period.

In return, the issuer pays interest on the invested amount at predetermined intervals and repays the principal amount at maturity, as per the bond terms.

Bonds can vary in tenure, interest payout frequency, and returns, allowing investors to choose options that align with their financial goals and investment horizon.

Why Invest in Bonds?

✅ Potential for Regular Income

Many bonds offer predefined interest payouts, which can provide a steady income during the investment period.

✅ Higher Return Potential than Fixed Deposits (FDs)

Some bonds may offer higher return potential than traditional fixed deposits, depending on the issuer and market conditions.

✅ Diversify Your Portfolio

Bonds can help balance a portfolio by adding an investment option beyond equities.

✅ Choose Based on Your Goals

Whether you are investing for the short, medium, or long term, you can explore bonds with different tenures.

✅ Different Interest Payout Options

Depending on the bond, interest may be paid monthly, quarterly, annually, or at maturity.

✅ Credit-Rated Investment Options

Many bonds are rated by credit rating agencies such as CRISIL, ICRA, and CARE, making it easier to evaluate the issuer's creditworthiness.

✅ Invest Anytime

Browse and invest in available bond opportunities directly on Groww whenever you are ready.

How to Get Started with Bonds on Groww?

Step 1: Open the Bonds Section on Groww

Browse through listed, popular, and corporate bonds available on the platform.

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Step 2: Compare Bonds

Users can compare bonds based on:

high returns
Short Tenure
Credit ratings
Payout frequency
Investment amounts

Step 3: Review Bond Details

Each bond page provides details such as:

Estimated returns
Interest payout information
Issuer details
Payout schedules

Step 4: Place Order

Once users select a bond, they can place their order directly through Groww.

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Things to Consider Before Investing in Bonds

Before choosing a bond, investors should evaluate:

Tenure

How long the investment remains invested.

Interest Payout Frequency

Monthly, quarterly, annual, or cumulative payouts.

Principal Repayment Structure

Some bonds repay the full principal at maturity, while others may offer periodic repayments.

Indicative Returns/Yield

Returns may differ depending on tenure, issuer profile, and market conditions.

Issuer Information

Reviewing issuer-related information can help investors better understand the bond offering.

Explore Bonds on Groww Today!

Whether you are looking for stable return potential, periodic payouts, portfolio diversification, or more investment flexibility, Groww’s bonds platform now gives investors access to multiple bond opportunities in one place.

Users can now explore and invest in bond opportunities directly through the Groww app and website.

Happy Investing!
- Team Groww