Aye Finance is an NBFC-Middle Layer that provides credit to micro-scale enterprises that are typically underserved by traditional banks. It is known for its "Cluster-Based Underwriting" model, where it uses data and deep local market understanding to lend to informal businesses in manufacturing, trading, and services. It mainly focuses on Micro-enterprises with annual turnovers between ₹20 Lakh and ₹1 Crore and offers secured (mortgage) and unsecured (hypothecation) working capital loans.;

CEO/MD

Mr. Sanjay Sharma

Founded in

1993

NSE symbol

AYE

Shareholding Pattern

Dec '24

Dec '25

Feb '26

Mar '26

Foreign Institutions
69.99%
Other Domestic Institutions
13.50%
Retail And Others
11.62%
Mutual Funds
4.89%

Mutual Funds Invested (3)

Fund name	AUM%
Nippon India Banking & Financial Services Fund Direct Growth	1.31
Bank of India Small Cap Fund Direct Growth	0.85
Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth	0.74

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BSE • 3 days ago

Aye Finance's board meeting on Apr 27, 2026 to approve FY26 results. Trading window closure till Apr 29, 2026 post results declaration.

ScoutQuest • 3 weeks ago

Aye Finance's loan portfolio grew 27% in FY26 to ₹7,044 Cr; disbursements rose 20%. Asset quality improved with PAR X at 6.9% and collection efficiency at 99.5% for non-OD loans.

BSE • 3 weeks ago

Aye Finance Ltd. has completed interest payments on NCDs as per SEBI regulations. Payments across ISINs total INR 2.67 Cr, with timely disbursements on 30/03/2026.

ScoutQuest • 1 month ago

MD Sanjay Sharma acquired 40,000 shares of Aye Finance on Mar 20, 2026. His total holding now stands at 55.85 lakh shares (2.26% stake).

BSE • 1 month ago

Aye Finance Ltd paid INR 44.3 lakh interest on NCDs (ISIN: INE501X07588) on 17-Mar-2026. The NCD issue size is INR 55 Cr with monthly interest; last payment was on 17-Feb-2026.

ScoutQuest • 1 month ago

Aye Finance fined INR 1.48 lakh for delayed financial disclosures under SEBI rules. Delay tied to IPO process; company informed BSE and is reviewing the issue.

ScoutQuest • 1 month ago

Aye Finance targets micro businesses; Q3 disbursements grew 35% YoY to INR 1,310 crore with 41,015 new borrowers. Portfolio: 22.5% secured loans, 77.5% hypothecation; credit cost improved to 4.7% of AUM, collections healthy.

Business Standard • 2 months ago

Aye Finance's Q3 PAT surged 88% YoY to Rs 43 cr, revenue grew 22.7%. Shares rose 3.8% to Rs 119.70 following strong quarterly results.

BSE • 2 months ago

Aye Finance Ltd reports no non-convertible securities issued during Q4 FY2025. Statement confirms no material deviations in fund utilization as per SEBI regulations.

BSE • 2 months ago

Aye Finance Ltd disclosed its Q3FY26 investor presentation, showing 23.5% YoY AUM growth and 35% YoY disbursement growth. Improved asset quality with PAR X reduced to 7.25% and GNPA to 4.84%. Collection efficiencies reached 99.4% across non-OD buckets.

2026

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