How to Invest in UTI Monthly Income Scheme Direct Growth?

You can easily invest in UTI Monthly Income Scheme Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for UTI Monthly Income Scheme Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in UTI Monthly Income Scheme Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does UTI Monthly Income Scheme Direct Growth provide?

The UTI Monthly Income Scheme Direct Growth has been there from 01 Jan 2013 and the average annual returns provided by this fund is 5.96% since its inception.

How much expense ratio is charged by UTI Monthly Income Scheme Direct Growth?

The term Expense Ratio used for UTI Monthly Income Scheme Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of UTI Monthly Income Scheme Direct Growth is 0.56% as of 04 Nov 2025...

What is the AUM of UTI Monthly Income Scheme Direct Growth?

The AUM, short for Assets Under Management of UTI Monthly Income Scheme Direct Growth is ₹260.69Cr as of 04 Nov 2025.

How to Redeem UTI Monthly Income Scheme Direct Growth?

If you want to sell your UTI Monthly Income Scheme Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of UTI Monthly Income Scheme Direct Growth?

You can select either SIP or Lumpsum investment of UTI Monthly Income Scheme Direct Growth based on your investment objective and risk tolerance.

What is the NAV of UTI Monthly Income Scheme Direct Growth?

The NAV of UTI Monthly Income Scheme Direct Growth is ₹36.26 as of 02 May 2018.

What is the PE and PB ratio of UTI Monthly Income Scheme Direct Growth?

The PE ratio ratio of UTI Monthly Income Scheme Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

UTI Monthly Income Scheme Direct Growth - NAV, Mutual Fund Performance & Portfolio

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UTI Monthly Income Scheme Direct Growth
Hybrid
Conservative Hybrid
Moderate Risk
+7.99%
3Y annualised
+0.15% 1D
1M
6M
1Y
3Y
5Y
 NAV: 02 May 2018
₹36.26
Rating
3
Min. SIP amount
Not Supported
Fund size
₹260.69Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (34)NameSectorInstrumentAssets
Afcons Infrastructure Ltd.
ConstructionDebenture9.76%
Bank Of Baroda
FinancialDebenture9.73%
Vodafone Idea Ltd.
CommunicationDebenture9.62%
Jamnagar Utilities and Power Pvt. Ltd.
EngineeringDebenture8.07%
GOI
SovereignGOI Sec7.13%
GOI
SovereignGOI Sec5.95%
Cholamandalam Investment & Finance Co. Ltd.
FinancialNCD5.86%
Yes Bank Ltd.
FinancialBonds4.96%
Edelweiss Asset Reconstruction Company Ltd.
FinancialNCD4.01%
HDFC Bank Ltd.
FinancialEquity2.05%
Telangana State
FinancialSDL1.96%
Telangana State
FinancialSDL1.95%
Indusind Bank Ltd.
FinancialEquity1.13%
Larsen & Toubro Ltd.
ConstructionEquity1.10%
Maruti Suzuki India Ltd.
AutomobileEquity1.05%
GOI
SovereignGOI Sec1.04%
ICICI Bank Ltd.
FinancialEquity1.01%
Infosys Ltd.
TechnologyEquity0.83%
ITC Ltd.
FMCGEquity0.77%
Grasim Industries Ltd.
ConstructionEquity0.74%
IDFC Ltd.
FinancialEquity0.67%
Sun Pharmaceutical Inds. Ltd.
HealthcareEquity0.58%
National Thermal Power Corp. Ltd.
EnergyEquity0.58%
Mahindra & Mahindra Ltd.
AutomobileEquity0.56%
Shree Cement Ltd.
ConstructionEquity0.53%
Oil & Natural Gas Corpn. Ltd.
EnergyEquity0.50%
Federal Bank Ltd.
FinancialEquity0.49%
Indian Oil Corpn. Ltd.
EnergyEquity0.45%
GAIL (India) Ltd.
EnergyEquity0.40%
Vedanta Ltd.
MetalsEquity0.38%
Dr. Reddy's Laboratories Ltd.
HealthcareEquity0.32%
Vodafone Idea Ltd.
CommunicationEquity0.17%
Tata Consultancy Services Ltd.
TechnologyEquity0.14%
Federal Bank Ltd.
FinancialST Dep.0.00%
See All
Minimum investment amountsMin. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Hybrid Conservative Hybrid
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns6.0%8.0%9.2%NA
Category average5.7%9.3%8.9%NA
Rank with in categoryNANANANA
Understand terms
Peer ComparisonHybrid, Conservative Hybrid fundsRating1Y3YFund Size(Cr)
Parag Parikh Conservative Hybrid Fund Direct Growth
5
7.8%12.2%3,028.40
ICICI Prudential Regular Savings Fund Direct Growth
5
8.8%11.1%3,264.25
HDFC Hybrid Debt Fund Direct Growth
4
5.6%10.8%3,347.80
DSP Regular Savings Fund Direct Growth
4
7.3%10.7%178.08
Nippon India Conservative Hybrid Fund Direct Growth
5
9.8%9.9%902.02
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting  your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
30 Apr 2018 - Present
0.56%
31 Mar 2018 - 30 Apr 2018
0.53%
28 Feb 2018 - 31 Mar 2018
0.55%
31 Jan 2018 - 28 Feb 2018
0.50%
31 Dec 2017 - 31 Jan 2018
0.54%
30 Nov 2017 - 31 Dec 2017
0.53%
31 Oct 2017 - 30 Nov 2017
0.53%
Expense ratio, exit load and taxExpense ratio: 0.56%Inclusive of GST
Exit loadExit load of 1% if redeemed within 1 year
Stamp duty0.005% (from July 1st, 2020)
Tax implicationNA
Understand terms
Check past data
Fund house & investment objective
UTI Mutual Fund
Rank (total assets)#8 in India
Total AUM₹3,72,336.86Cr
Date of Incorporation14 Nov 2002
    UTI Monthly Income Scheme Direct Growth is a Hybrid Mutual Fund Scheme launched by UTI Mutual Fund.     This scheme was made available to investors on 14 Nov 2002.     V Srivatsa, Amandeep Chopra is the Current Fund Manager of UTI Monthly Income Scheme Direct Growth fund.     The fund currently has an Asset Under Management(AUM) of ₹3,72,337 Cr and     the Latest NAV as of 02 May 2018 is ₹36.26.  

    The UTI Monthly Income Scheme Direct Growth is rated Moderate risk.     Minimum SIP Investment is set to ₹500.          Exit load of 1% if redeemed within 1 year
  ;
Investment ObjectiveAn open-ended debt oriented fund investing a minimum of 90% in Debt and G-sec and a maximum of 15% in equity instruments. The fund aims to distribute income periodically best suited to the investors who are looking for regular income with relatively low level of risk appetite. Also suitable to meet the requirements of corporate and institutional investors with surplus funds. 
 
;
Fund benchmarkCRISIL MIP Blended Index
Scheme Information Document(SID)
Fund house contact details
Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East)  Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NA
Website
www.utimf.com
UTI Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4,  Street No.1 Banjara Hills,
Email
[email protected]
Website
www.karvymfs.com
DisclaimerThis content is derived from publicly available information, internal sources, and other third-party sources believed to be reliable. We, at Groww Invest Tech Pvt. Ltd. (Formerly known as Nextbillion Technology Pvt. Ltd) (Groww), do not guarantee the accuracy of such information, or assure its completeness, or warrant that such information will not be changed.
All comparisons are done with the category average metrics for this category.
Pros and cons
Category: Hybrid Conservative Hybrid
Pros
5Y annualised returns higher than category average by 1.1%
Lower expense ratio: 0.56%
Cons
Consistently lower annualised returns than category average for the past 1Y and 3Y
Compare funds
UTI Monthly Income Scheme Direct Growth
VS
Add mutual fund to compare

Name	Sector	Instrument	Assets
Afcons Infrastructure Ltd.	Construction	Debenture	9.76%
Bank Of Baroda	Financial	Debenture	9.73%
Vodafone Idea Ltd.	Communication	Debenture	9.62%
Jamnagar Utilities and Power Pvt. Ltd.	Engineering	Debenture	8.07%
GOI	Sovereign	GOI Sec	7.13%
GOI	Sovereign	GOI Sec	5.95%
Cholamandalam Investment & Finance Co. Ltd.	Financial	NCD	5.86%
Yes Bank Ltd.	Financial	Bonds	4.96%
Edelweiss Asset Reconstruction Company Ltd.	Financial	NCD	4.01%
HDFC Bank Ltd.	Financial	Equity	2.05%
Telangana State	Financial	SDL	1.96%
Telangana State	Financial	SDL	1.95%
Indusind Bank Ltd.	Financial	Equity	1.13%
Larsen & Toubro Ltd.	Construction	Equity	1.10%
Maruti Suzuki India Ltd.	Automobile	Equity	1.05%
GOI	Sovereign	GOI Sec	1.04%
ICICI Bank Ltd.	Financial	Equity	1.01%
Infosys Ltd.	Technology	Equity	0.83%
ITC Ltd.	FMCG	Equity	0.77%
Grasim Industries Ltd.	Construction	Equity	0.74%
IDFC Ltd.	Financial	Equity	0.67%
Sun Pharmaceutical Inds. Ltd.	Healthcare	Equity	0.58%
National Thermal Power Corp. Ltd.	Energy	Equity	0.58%
Mahindra & Mahindra Ltd.	Automobile	Equity	0.56%
Shree Cement Ltd.	Construction	Equity	0.53%
Oil & Natural Gas Corpn. Ltd.	Energy	Equity	0.50%
Federal Bank Ltd.	Financial	Equity	0.49%
Indian Oil Corpn. Ltd.	Energy	Equity	0.45%
GAIL (India) Ltd.	Energy	Equity	0.40%
Vedanta Ltd.	Metals	Equity	0.38%
Dr. Reddy's Laboratories Ltd.	Healthcare	Equity	0.32%
Vodafone Idea Ltd.	Communication	Equity	0.17%
Tata Consultancy Services Ltd.	Technology	Equity	0.14%
Federal Bank Ltd.	Financial	ST Dep.	0.00%

	1Y	3Y	5Y	All
Fund returns	6.0%	8.0%	9.2%	NA
Category average	5.7%	9.3%	8.9%	NA
Rank with in category	NA	NA	NA	NA

Hybrid, Conservative Hybrid funds	Rating	1Y	3Y	Fund Size(Cr)
Parag Parikh Conservative Hybrid Fund Direct Growth	5	7.8%	12.2%	3,028.40
ICICI Prudential Regular Savings Fund Direct Growth	5	8.8%	11.1%	3,264.25
HDFC Hybrid Debt Fund Direct Growth	4	5.6%	10.8%	3,347.80
DSP Regular Savings Fund Direct Growth	4	7.3%	10.7%	178.08
Nippon India Conservative Hybrid Fund Direct Growth	5	9.8%	9.9%	902.02