How to Invest in UTI CRTS 81 Direct Growth?

You can easily invest in UTI CRTS 81 Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for UTI CRTS 81 Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in UTI CRTS 81 Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does UTI CRTS 81 Direct Growth provide?

The UTI CRTS 81 Direct Growth has been there from 09 Jan 2013 and the average annual returns provided by this fund is 8.75% since its inception.

How much expense ratio is charged by UTI CRTS 81 Direct Growth?

The term Expense Ratio used for UTI CRTS 81 Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of UTI CRTS 81 Direct Growth is 1.55% as of 15 Dec 2024...

What is the AUM of UTI CRTS 81 Direct Growth?

The AUM, short for Assets Under Management of UTI CRTS 81 Direct Growth is ₹747.52Cr as of 15 Dec 2024.

How to Redeem UTI CRTS 81 Direct Growth?

If you want to sell your UTI CRTS 81 Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of UTI CRTS 81 Direct Growth?

You can select either SIP or Lumpsum investment of UTI CRTS 81 Direct Growth based on your investment objective and risk tolerance.

What is the NAV of UTI CRTS 81 Direct Growth?

The NAV of UTI CRTS 81 Direct Growth is ₹366.66 as of 02 May 2018.

What is the PE and PB ratio of UTI CRTS 81 Direct Growth?

The PE ratio ratio of UTI CRTS 81 Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

UTI CRTS 81 Direct Growth - NAV, Mutual Fund Performance & Portfolio

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UTI CRTS 81 Direct Growth
Hybrid
Conservative Hybrid
Moderately High Risk
9.40%
3Y annualised
+0.21% 1D
1M
6M
1Y
3Y
5Y
  NAV: 02 May 2018₹366.66
Min. SIP amountNot Supported
Rating3
Fund size₹747.52Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Hybrid Conservative Hybrid
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns8.8%9.4%11.4%NA
Category average12.7%8.6%9.2%NA
Rank with in categoryNANANANA
Understand terms
Peer ComparisonHybrid, Conservative Hybrid fundsRating1Y3YFund Size(Cr)
Kotak Debt Hybrid Fund Direct  Growth
4
15.4%11.4%2,885.62
Parag Parikh Conservative Hybrid Fund Direct   Growth
5
14.3%11.3%2,250.10
HDFC Hybrid Debt Fund Direct Growth
4
13.3%10.8%3,342.03
SBI Conservative Hybrid Fund Direct Growth
4
14.0%10.0%10,030.40
Canara Robeco Conservative Hybrid Fund Direct Growth
4
13.7%9.1%978.94
Holdings (110)NameSectorInstrumentAssets
UTI Money Market Fund Direct-Growth
FinancialMutual Fund10.13%
Cholamandalam Investment & Finance Co. Ltd.
FinancialNCD6.29%
GOI
SovereignGOI Sec5.30%
Indian Hotels Co. Ltd.
ServicesBonds/Deb4.90%
Vodafone Idea Ltd.
CommunicationDebenture4.88%
HDFC Bank Ltd.
FinancialBonds3.16%
Tata Sons Ltd.
FinancialDebenture3.14%
Punjab National Bank
FinancialBonds3.09%
Sikka Ports and Terminals Ltd.
EnergyDebenture3.03%
GOI
SovereignGOI Sec2.26%
Bajaj Finance Ltd.
FinancialEquity2.07%
Reliance Jio Infocomm Ltd.
CommunicationDebenture1.98%
Power Grid Corporation of India Ltd.
EnergyBonds/NCD1.96%
HDFC Bank Ltd.
FinancialEquity1.69%
Yes Bank Ltd.
FinancialEquity1.58%
Housing Development Finance Corpn. Ltd.
FinancialDebenture1.52%
LIC Housing Finance Ltd.
FinancialDebenture1.30%
Tata Motors Ltd.
AutomobileDebenture1.30%
Infosys Ltd.
TechnologyEquity1.29%
GOI
SovereignCGL1.29%
State Bank of India
FinancialBonds1.27%
National Bank For Agriculture & Rural Development
FinancialDebenture1.26%
Indiabulls Housing Finance Ltd.
FinancialNCD1.26%
Export-Import Bank Of India
FinancialBonds1.11%
Indusind Bank Ltd.
FinancialEquity0.96%
MindTree Ltd.
TechnologyEquity0.96%
LIC Housing Finance Ltd.
FinancialDebenture0.90%
NIIT Technologies Ltd.
TechnologyEquity0.88%
Power Finance Corpn. Ltd.
FinancialDebenture0.87%
ITC Ltd.
FMCGEquity0.81%
Maruti Suzuki India Ltd.
AutomobileEquity0.81%
Motherson Sumi Systems Ltd.
AutomobileEquity0.76%
Sun Pharmaceutical Inds. Ltd.
HealthcareEquity0.76%
Divi's Laboratories Ltd.
HealthcareEquity0.68%
Export-Import Bank Of India
FinancialBonds0.65%
Maharashtra State
OthersSDL0.65%
Power Grid Corporation of India Ltd.
EnergyBonds0.64%
REC Ltd.
FinancialBonds0.64%
Page Industries Ltd.
TextilesEquity0.64%
National Thermal Power Corp. Ltd.
EnergyEquity0.59%
Astral Poly Technik Ltd.
ChemicalsEquity0.58%
eClerx Services Ltd
ServicesEquity0.55%
Dr. Reddy's Laboratories Ltd.
HealthcareEquity0.54%
Info Edge (India) Ltd.
ServicesEquity0.53%
Reliance Jio Infocomm Ltd.
CommunicationDebenture0.51%
Amara Raja Batteries Ltd.
EngineeringEquity0.49%
Eicher Motors Ltd.
AutomobileEquity0.49%
Housing Development Finance Corpn. Ltd.
FinancialEquity0.49%
Federal Bank Ltd.
FinancialEquity0.47%
Larsen & Toubro Ltd.
ConstructionEquity0.47%
Cadila Healthcare Ltd.
HealthcareEquity0.47%
Power Finance Corpn. Ltd.
FinancialBonds0.46%
Aurobindo Pharma Ltd.
HealthcareEquity0.45%
Dr. Lal Pathlabs Ltd.
HealthcareEquity0.41%
Federal Bank Ltd.
FinancialST Dep.0.39%
Emami Ltd.
FMCGEquity0.38%
PI Industries Ltd.
ChemicalsEquity0.38%
Phoenix Mills Ltd.
ConstructionEquity0.38%
Tata Global Beverages Ltd.
FMCGEquity0.38%
National Thermal Power Corp. Ltd.
EnergyBonds/NCD0.38%
IDFC Ltd.
FinancialEquity0.38%
Gruh Finance Ltd.
FinancialEquity0.37%
Endurance Technologies Ltd.
AutomobileEquity0.37%
NIIT Ltd.
TechnologyEquity0.36%
EIH Ltd.
ServicesEquity0.35%
Lupin Ltd.
HealthcareEquity0.35%
Shree Cement Ltd.
ConstructionEquity0.32%
Tata Power Co. Ltd.
EnergyEquity0.32%
CESC Ltd.
EnergyEquity0.31%
Hindustan Zinc Ltd.
MetalsEquity0.31%
Ajanta Pharma Ltd.
HealthcareEquity0.29%
Tata Consultancy Services Ltd.
TechnologyEquity0.29%
Symphony Ltd.
Cons DurableEquity0.28%
Jubilant FoodWorks Ltd.
ServicesEquity0.26%
Axis Bank Ltd.
FinancialEquity0.25%
Ipca Laboratories Ltd.
HealthcareEquity0.24%
Gateway Distriparks Ltd.
ServicesEquity0.24%
Havells India Ltd.
EngineeringEquity0.21%
DB Corporation Ltd.
FMCGEquity0.21%
Sheela Foam Ltd.
TextilesEquity0.21%
Kotak Mahindra Bank Ltd.
FinancialEquity0.20%
Pidilite Industries Ltd.
ChemicalsEquity0.20%
Strides Pharma Science Ltd.
HealthcareEquity0.20%
Greaves Cotton Ltd.
EngineeringEquity0.19%
REC Ltd.
FinancialBonds0.18%
Igarashi Motors India Ltd.
EngineeringEquity0.16%
Cera Sanitaryware Ltd.
ConstructionEquity0.14%
Vedanta Ltd.
MetalsDebenture0.13%
Axis Bank Ltd.
FinancialST Dep.0.13%
Export-Import Bank Of India
FinancialBonds0.12%
Thermax Ltd.
EngineeringEquity0.10%
City Union Bank Ltd.
FinancialEquity0.09%
Mahindra & Mahindra Ltd.
AutomobileEquity0.08%
Syngene International Ltd.
HealthcareEquity0.08%
Eris Lifesciences Ltd
HealthcareEquity0.08%
Schaeffler India Ltd.
EngineeringEquity0.07%
Grasim Industries Ltd.
ConstructionEquity0.07%
Tata Steel Ltd.
MetalsEquity0.04%
Blue Dart Express Ltd.
ServicesBonds/NCD0.03%
Tube Investments Of India Ltd.
AutomobileEquity0.03%
Blue Dart Express Ltd.
ServicesBonds/NCD0.02%
Tata Steel Ltd.
MetalsPPE0.01%
Damania Capital Markets Ltd.
FinancialEquity0.00%
Filaments India Ltd.
TextilesEquity0.00%
Geekay Exim (India) Ltd.
ServicesEquity0.00%
Grindwell Norton Ltd.
MetalsEquity0.00%
JK Pharmachem Ltd.
HealthcareEquity0.00%
Modern Denim Ltd.
TextilesEquity0.00%
Telephone Cables Ltd.
EngineeringEquity0.00%
Mphasis Ltd.
TechnologyEquity0.00%
See All
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting  your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
30 Apr 2018 - Present
1.55%
31 Mar 2018 - 30 Apr 2018
1.57%
28 Feb 2018 - 31 Mar 2018
1.58%
31 Jan 2018 - 28 Feb 2018
1.68%
31 Dec 2017 - 31 Jan 2018
1.67%
30 Nov 2017 - 31 Dec 2017
1.69%
31 Oct 2017 - 30 Nov 2017
1.72%
Expense ratio, exit load and taxExpense ratio: 1.55%Inclusive of GST
Exit loadNil
Stamp duty0.005% (from July 1st, 2020)
Tax implicationNA
Understand terms
Check past data
Minimum investment amountsMin. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported
Fund house & investment objective
UTI Mutual Fund
Rank (total assets)#8 in India
Total AUM₹3,25,384.55Cr
Date of Incorporation14 Nov 2002
    UTI CRTS 81 Direct Growth is a Hybrid Mutual Fund Scheme launched by UTI Mutual Fund.     This scheme was made available to investors on 14 Nov 2002.     V Srivatsa, Amandeep Chopra is the Current Fund Manager of UTI CRTS 81 Direct Growth fund.     The fund currently has an Asset Under Management(AUM) of ₹3,25,385 Cr and     the Latest NAV as of 02 May 2018 is ₹366.66.  

    The UTI CRTS 81 Direct Growth is rated Moderately High risk.     Minimum SIP Investment is set to ₹500.          
  ;
Investment ObjectiveOpen-ended debt oriented Income Scheme with an objective of investing not more than 30% of the funds in equity an equity related instrument and the balance in debt and money market instruments with low to medium risk profile. The scheme is catering to the investment needs of charitable, religious and educational trusts as well as registered societies with the goal of providing regular income. 
 
;
Fund benchmarkCRISIL Short Term Debt Hybrid 75+25 Index
Scheme Information Document(SID)
Fund house contact details
Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East)  Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NA
Website
www.utimf.com
UTI Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4,  Street No.1 Banjara Hills,
Email
[email protected]
Website
www.karvymfs.com
Compare funds
UTI CRTS 81 Direct Growth
VS
Add mutual fund to compare

	1Y	3Y	5Y	All
Fund returns	8.8%	9.4%	11.4%	NA
Category average	12.7%	8.6%	9.2%	NA
Rank with in category	NA	NA	NA	NA

Hybrid, Conservative Hybrid funds	Rating	1Y	3Y	Fund Size(Cr)
Kotak Debt Hybrid Fund Direct Growth	4	15.4%	11.4%	2,885.62
Parag Parikh Conservative Hybrid Fund Direct Growth	5	14.3%	11.3%	2,250.10
HDFC Hybrid Debt Fund Direct Growth	4	13.3%	10.8%	3,342.03
SBI Conservative Hybrid Fund Direct Growth	4	14.0%	10.0%	10,030.40
Canara Robeco Conservative Hybrid Fund Direct Growth	4	13.7%	9.1%	978.94

Name	Sector	Instrument	Assets
UTI Money Market Fund Direct-Growth	Financial	Mutual Fund	10.13%
Cholamandalam Investment & Finance Co. Ltd.	Financial	NCD	6.29%
GOI	Sovereign	GOI Sec	5.30%
Indian Hotels Co. Ltd.	Services	Bonds/Deb	4.90%
Vodafone Idea Ltd.	Communication	Debenture	4.88%
HDFC Bank Ltd.	Financial	Bonds	3.16%
Tata Sons Ltd.	Financial	Debenture	3.14%
Punjab National Bank	Financial	Bonds	3.09%
Sikka Ports and Terminals Ltd.	Energy	Debenture	3.03%
GOI	Sovereign	GOI Sec	2.26%
Bajaj Finance Ltd.	Financial	Equity	2.07%
Reliance Jio Infocomm Ltd.	Communication	Debenture	1.98%
Power Grid Corporation of India Ltd.	Energy	Bonds/NCD	1.96%
HDFC Bank Ltd.	Financial	Equity	1.69%
Yes Bank Ltd.	Financial	Equity	1.58%
Housing Development Finance Corpn. Ltd.	Financial	Debenture	1.52%
LIC Housing Finance Ltd.	Financial	Debenture	1.30%
Tata Motors Ltd.	Automobile	Debenture	1.30%
Infosys Ltd.	Technology	Equity	1.29%
GOI	Sovereign	CGL	1.29%
State Bank of India	Financial	Bonds	1.27%
National Bank For Agriculture & Rural Development	Financial	Debenture	1.26%
Indiabulls Housing Finance Ltd.	Financial	NCD	1.26%
Export-Import Bank Of India	Financial	Bonds	1.11%
Indusind Bank Ltd.	Financial	Equity	0.96%
MindTree Ltd.	Technology	Equity	0.96%
LIC Housing Finance Ltd.	Financial	Debenture	0.90%
NIIT Technologies Ltd.	Technology	Equity	0.88%
Power Finance Corpn. Ltd.	Financial	Debenture	0.87%
ITC Ltd.	FMCG	Equity	0.81%
Maruti Suzuki India Ltd.	Automobile	Equity	0.81%
Motherson Sumi Systems Ltd.	Automobile	Equity	0.76%
Sun Pharmaceutical Inds. Ltd.	Healthcare	Equity	0.76%
Divi's Laboratories Ltd.	Healthcare	Equity	0.68%
Export-Import Bank Of India	Financial	Bonds	0.65%
Maharashtra State	Others	SDL	0.65%
Power Grid Corporation of India Ltd.	Energy	Bonds	0.64%
REC Ltd.	Financial	Bonds	0.64%
Page Industries Ltd.	Textiles	Equity	0.64%
National Thermal Power Corp. Ltd.	Energy	Equity	0.59%
Astral Poly Technik Ltd.	Chemicals	Equity	0.58%
eClerx Services Ltd	Services	Equity	0.55%
Dr. Reddy's Laboratories Ltd.	Healthcare	Equity	0.54%
Info Edge (India) Ltd.	Services	Equity	0.53%
Reliance Jio Infocomm Ltd.	Communication	Debenture	0.51%
Amara Raja Batteries Ltd.	Engineering	Equity	0.49%
Eicher Motors Ltd.	Automobile	Equity	0.49%
Housing Development Finance Corpn. Ltd.	Financial	Equity	0.49%
Federal Bank Ltd.	Financial	Equity	0.47%
Larsen & Toubro Ltd.	Construction	Equity	0.47%
Cadila Healthcare Ltd.	Healthcare	Equity	0.47%
Power Finance Corpn. Ltd.	Financial	Bonds	0.46%
Aurobindo Pharma Ltd.	Healthcare	Equity	0.45%
Dr. Lal Pathlabs Ltd.	Healthcare	Equity	0.41%
Federal Bank Ltd.	Financial	ST Dep.	0.39%
Emami Ltd.	FMCG	Equity	0.38%
PI Industries Ltd.	Chemicals	Equity	0.38%
Phoenix Mills Ltd.	Construction	Equity	0.38%
Tata Global Beverages Ltd.	FMCG	Equity	0.38%
National Thermal Power Corp. Ltd.	Energy	Bonds/NCD	0.38%
IDFC Ltd.	Financial	Equity	0.38%
Gruh Finance Ltd.	Financial	Equity	0.37%
Endurance Technologies Ltd.	Automobile	Equity	0.37%
NIIT Ltd.	Technology	Equity	0.36%
EIH Ltd.	Services	Equity	0.35%
Lupin Ltd.	Healthcare	Equity	0.35%
Shree Cement Ltd.	Construction	Equity	0.32%
Tata Power Co. Ltd.	Energy	Equity	0.32%
CESC Ltd.	Energy	Equity	0.31%
Hindustan Zinc Ltd.	Metals	Equity	0.31%
Ajanta Pharma Ltd.	Healthcare	Equity	0.29%
Tata Consultancy Services Ltd.	Technology	Equity	0.29%
Symphony Ltd.	Cons Durable	Equity	0.28%
Jubilant FoodWorks Ltd.	Services	Equity	0.26%
Axis Bank Ltd.	Financial	Equity	0.25%
Ipca Laboratories Ltd.	Healthcare	Equity	0.24%
Gateway Distriparks Ltd.	Services	Equity	0.24%
Havells India Ltd.	Engineering	Equity	0.21%
DB Corporation Ltd.	FMCG	Equity	0.21%
Sheela Foam Ltd.	Textiles	Equity	0.21%
Kotak Mahindra Bank Ltd.	Financial	Equity	0.20%
Pidilite Industries Ltd.	Chemicals	Equity	0.20%
Strides Pharma Science Ltd.	Healthcare	Equity	0.20%
Greaves Cotton Ltd.	Engineering	Equity	0.19%
REC Ltd.	Financial	Bonds	0.18%
Igarashi Motors India Ltd.	Engineering	Equity	0.16%
Cera Sanitaryware Ltd.	Construction	Equity	0.14%
Vedanta Ltd.	Metals	Debenture	0.13%
Axis Bank Ltd.	Financial	ST Dep.	0.13%
Export-Import Bank Of India	Financial	Bonds	0.12%
Thermax Ltd.	Engineering	Equity	0.10%
City Union Bank Ltd.	Financial	Equity	0.09%
Mahindra & Mahindra Ltd.	Automobile	Equity	0.08%
Syngene International Ltd.	Healthcare	Equity	0.08%
Eris Lifesciences Ltd	Healthcare	Equity	0.08%
Schaeffler India Ltd.	Engineering	Equity	0.07%
Grasim Industries Ltd.	Construction	Equity	0.07%
Tata Steel Ltd.	Metals	Equity	0.04%
Blue Dart Express Ltd.	Services	Bonds/NCD	0.03%
Tube Investments Of India Ltd.	Automobile	Equity	0.03%
Blue Dart Express Ltd.	Services	Bonds/NCD	0.02%
Tata Steel Ltd.	Metals	PPE	0.01%
Damania Capital Markets Ltd.	Financial	Equity	0.00%
Filaments India Ltd.	Textiles	Equity	0.00%
Geekay Exim (India) Ltd.	Services	Equity	0.00%
Grindwell Norton Ltd.	Metals	Equity	0.00%
JK Pharmachem Ltd.	Healthcare	Equity	0.00%
Modern Denim Ltd.	Textiles	Equity	0.00%
Telephone Cables Ltd.	Engineering	Equity	0.00%
Mphasis Ltd.	Technology	Equity	0.00%

Rank (total assets)	#8 in India
Total AUM	₹3,25,384.55Cr

Date of Incorporation	14 Nov 2002

Fund benchmark	CRISIL Short Term Debt Hybrid 75+25 Index

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Min. for 1st investment	Not Supported
Min. for 2nd investment onwards	Not Supported