Principal Mutual Fund was established in 1994 and is one of the oldest AMC's in the country. The AMC has over 4 lakh customers and more than 20,000 distributors across the country. What is unique about this asset management company is that they are committed to provide financial to retail investors and institutions alike.
With a financial legacy of more than 130 years, their global expertise proves to be am asset for taking adequate market decisions.
The AMC provides a wide range of products, ranging from equity, debt and hybrid. The schemes invest in diverse portfolios and aim to generate subsequent returns. They believe in delivering superior risk adjusted returns to clients and believe in carrying out business in a safe and transparent manner, maintaining a high level of trust and integrity among clients
Equity Savings Fund typically invests the total capital in three segments- pure equity, arbitrage and debt funds. Generally, one-third of the total capital in pure equity, one-third in debt funds and the balance in arbitrage funds. However, the composition varies from fund to fund. The equity component can vary from 20-40% approx and depends on the type of mutual fund.
These funds outperform debt funds over taxation and treated as equity funds for taxation. If sold before a year, short term capital gains are taxed at 15% and if sold after a year, no tax is levied on the gains.
Purpose: Invest here for your longer duration to get higher returns than debt funds.
— Registered with SEBI, AMFI & BSE
— Paperless sign up on web & app
— Expert recommendations
— ZERO fees !
| Fund Name | Category | Risk | 1Y Returns | Rating | Fund Size(in Cr) |
|---|---|---|---|---|---|
| Principal Emerging Bluechip Fund | Equity | Very High | 41.8% | 4 | ₹3,124 |
| Principal Global Opportunities Fund | Other | Very High | 27.1% | 1 | ₹38 |
| Principal Small Cap Fund | Equity | Moderately High | 78.3% | 3 | ₹513 |
| Principal Large Cap Fund | Equity | Very High | 29.6% | 4 | ₹534 |
| Principal Midcap Fund | Equity | Moderately High | 49.1% | -- | ₹450 |
| Principal Govt Sec Fund | Debt | Moderate | 15.1% | 2 | ₹12 |
| Principal Bank CD Plan Fund | Debt | Moderately Low | 8.3% | 1 | ₹74 |
| Principal Index Fund | Equity | Moderately High | 7.5% | 1 | ₹3 |
| Principal Credit Risk Fund | Debt | Moderate | 12.3% | 3 | ₹14 |
| Principal Personal Tax Saver Fund | Equity | Very High | 36.1% | 1 | ₹333 |
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Now let us jump and check about these top 10 mutual fund schemes.
Fund Performance: The Principal Emerging Bluechip Fund has given 22.81% annualized returns in the past three years and 20.68% in the last 5 years. The Principal Emerging Bluechip Fund belongs to the Equity category of Principal Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Principal Emerging Bluechip Fund via lump sum is ₹300 and via SIP is ₹100.
| Min Investment Amt | ₹300 |
|---|---|
| AUM | ₹3,124Cr |
| 1Y Returns | 41.8% |
Fund Performance: The Principal Global Opportunities Fund has given 25.29% annualized returns in the past three years and 17.49% in the last 5 years. The Principal Global Opportunities Fund belongs to the Other category of Principal Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Principal Global Opportunities Fund via lump sum is ₹10,000 and via SIP is ₹2,000.
| Min Investment Amt | ₹10,000 |
|---|---|
| AUM | ₹38Cr |
| 1Y Returns | 27.1% |
Fund Performance: The Principal Small Cap Fund belongs to the Equity category of Principal Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Principal Small Cap Fund via lump sum is ₹5,000 and via SIP is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹513Cr |
| 1Y Returns | 78.3% |
Fund Performance: The Principal Large Cap Fund has given 5.9% annualized returns in the past three years and 8.85% in the last 5 years. The Principal Large Cap Fund belongs to the Equity category of Principal Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Principal Large Cap Fund via lump sum is ₹5,000 and via SIP is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹534Cr |
| 1Y Returns | 29.6% |
Fund Performance: The Principal Midcap Fund belongs to the Equity category of Principal Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Principal Midcap Fund via lump sum is ₹5,000 and via SIP is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹450Cr |
| 1Y Returns | 49.1% |
Fund Performance: The Principal Govt Sec Fund belongs to the Debt category of Principal Mutual Funds.
Minimum Investment Amount:
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹12Cr |
| 1Y Returns | 15.1% |
Fund Performance: The Principal Bank CD Plan Fund belongs to the Debt category of Principal Mutual Funds.
Minimum Investment Amount:
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹74Cr |
| 1Y Returns | 8.3% |
Fund Performance: The Principal Index Fund belongs to the Equity category of Principal Mutual Funds.
Minimum Investment Amount:
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹3Cr |
| 1Y Returns | 7.5% |
Fund Performance: The Principal Credit Risk Fund has given 6.62% annualized returns in the past three years and 7.44% in the last 5 years. The Principal Credit Risk Fund belongs to the Debt category of Principal Mutual Funds.
Minimum Investment Amount:
| Min Investment Amt | ₹2,00,000 |
|---|---|
| AUM | ₹14Cr |
| 1Y Returns | 12.3% |
Fund Performance: The Principal Personal Tax Saver Fund has given 17.87% annualized returns in the past three years and 14.84% in the last 5 years. The Principal Personal Tax Saver Fund belongs to the Equity category of Principal Mutual Funds.
Minimum Investment Amount:
| Min Investment Amt | ₹500 |
|---|---|
| AUM | ₹333Cr |
| 1Y Returns | 36.1% |
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