Principal Mutual Fund was established in 1994 and is one of the oldest AMC's in the country. The AMC has over 4 lakh customers and more than 20,000 distributors across the country. What is unique about this asset management company is that they are committed to provide financial to retail investors and institutions alike.
With a financial legacy of more than 130 years, their global expertise proves to be am asset for taking adequate market decisions.
The AMC provides a wide range of products, ranging from equity, debt and hybrid. The schemes invest in diverse portfolios and aim to generate subsequent returns. They believe in delivering superior risk adjusted returns to clients and believe in carrying out business in a safe and transparent manner, maintaining a high level of trust and integrity among clients
Equity Savings Fund typically invests the total capital in three segments- pure equity, arbitrage and debt funds. Generally, one-third of the total capital in pure equity, one-third in debt funds and the balance in arbitrage funds. However, the composition varies from fund to fund. The equity component can vary from 20-40% approx and depends on the type of mutual fund.
These funds outperform debt funds over taxation and treated as equity funds for taxation. If sold before a year, short term capital gains are taxed at 15% and if sold after a year, no tax is levied on the gains.
Purpose: Invest here for your longer duration to get higher returns than debt funds.
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| Fund Name | Category | Risk | 1Y Returns | Rating | Fund Size(in Cr) | |
|---|---|---|---|---|---|---|
| Principal Emerging Bluechip Fund | Equity | Moderately High | 4.7% | 4star | ₹2,091 | |
| Principal Hybrid Equity Fund | Hybrid | Moderately High | 2.0% | 4star | ₹1,106 | |
| Principal Cash Management Fund | Debt | Low | 4.5% | 2star | ₹149 | |
| Principal Tax Savings Fund | Equity | Moderately High | -1.0% | 3star | ₹403 | |
| Principal Growth Fund | Equity | Moderately High | -0.3% | 3star | ₹654 | |
| Principal Dividend Yield Fund | Equity | Moderately High | 3.6% | 3star | ₹170 | |
| Principal Focused Multicap Fund | Equity | Moderately High | 2.5% | 4star | ₹393 | |
| Principal Nifty 100 Equal Weight Fund | Others | Moderately High | -4.1% | 1star | ₹17 | |
| PRINCIPAL Global Opportunities Fund | Others | High | 8.0% | 1star | ₹19 | |
| Principal Credit Risk Fund | Debt | Moderate | 12.3% | 3star | ₹14 | |
| Principal Smart Equity Fund | Hybrid | Moderately High | 6.5% | 4star | ₹144 | |
| Principal Money Manager Fund | Debt | Moderately Low | 5.6% | 2star | ₹168 | |
| Principal Low Duration Fund | Debt | Moderately Low | 5.8% | 2star | ₹97 | |
| Principal Equity Savings Fund | Hybrid | Moderately High | 6.4% | 4star | ₹45 | |
| Principal Asset Allocation Fund of Funds - Aggressive Plan | Others | Moderately High | -2.6% | 1star | ₹2 | |
| View All Top 10 Principal Mutual Funds |
Now let us jump and check about these top 10 mutual fund schemes.
Fund Performance: This fund has given 2.97% annualized returns in the last three years. In the last year, its returns were 4.69%. It has continually hit its benchmark in the Equity segment.
Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 4.69% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹300. Minimum SIP investment amount required for this scheme is ₹100.
| Min Investment Amt | ₹300 |
|---|---|
| AUM | ₹2,091Cr |
| 1Y Returns | 4.7% |
Fund Performance: This fund has given 3.35% annualized returns in the last three years. In the last year, its returns were 2.01%. It has continually hit its benchmark in the Hybrid segment.
Why to invest: It is one of the most remarkable Hybrid mutual funds in India. This fund has constantly outperformed other similar funds, providing 2.01% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹300. Minimum SIP investment amount required for this scheme is ₹100.
| Min Investment Amt | ₹300 |
|---|---|
| AUM | ₹1,106Cr |
| 1Y Returns | 2.0% |
Fund Performance: This fund has given 3.03% annualized returns in the last three years. In the last year, its returns were 4.46%. It has continually hit its benchmark in the Debt segment.
Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing 4.46% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹2,000.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹149Cr |
| 1Y Returns | 4.5% |
Fund Performance: This fund has given 0.52% annualized returns in the last three years. In the last year, its returns were -1.03%. It has continually hit its benchmark in the Equity segment.
Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing -1.03% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹500. Minimum SIP investment amount required for this scheme is ₹500.
| Min Investment Amt | ₹500 |
|---|---|
| AUM | ₹403Cr |
| 1Y Returns | -1.0% |
Fund Performance: This fund has given 1.05% annualized returns in the last three years. In the last year, its returns were -0.33%. It has continually hit its benchmark in the Equity segment.
Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing -0.33% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹300. Minimum SIP investment amount required for this scheme is ₹100.
| Min Investment Amt | ₹300 |
|---|---|
| AUM | ₹654Cr |
| 1Y Returns | -0.3% |
Fund Performance: This fund has given 4.16% annualized returns in the last three years. In the last year, its returns were 3.62%. It has continually hit its benchmark in the Equity segment.
Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 3.62% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹170Cr |
| 1Y Returns | 3.6% |
Fund Performance: This fund has given 5.31% annualized returns in the last three years. In the last year, its returns were 2.55%. It has continually hit its benchmark in the Equity segment.
Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 2.55% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹300. Minimum SIP investment amount required for this scheme is ₹100.
| Min Investment Amt | ₹300 |
|---|---|
| AUM | ₹393Cr |
| 1Y Returns | 2.5% |
Fund Performance: This fund has given -1.11% annualized returns in the last three years. In the last year, its returns were -4.06%. It has continually hit its benchmark in the Others segment.
Why to invest: It is one of the most remarkable Others mutual funds in India. This fund has constantly outperformed other similar funds, providing -4.06% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹17Cr |
| 1Y Returns | -4.1% |
Fund Performance: This fund has given 4.04% annualized returns in the last three years. In the last year, its returns were 8.04%. It has continually hit its benchmark in the Others segment.
Why to invest: It is one of the most remarkable Others mutual funds in India. This fund has constantly outperformed other similar funds, providing 8.04% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹10,000. Minimum SIP investment amount required for this scheme is ₹2,000.
| Min Investment Amt | ₹10,000 |
|---|---|
| AUM | ₹19Cr |
| 1Y Returns | 8.0% |
Fund Performance: This fund has given 6.62% annualized returns in the last three years. In the last year, its returns were 12.3%. It has continually hit its benchmark in the Debt segment.
Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing 12.3% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹2,00,000. Minimum SIP investment amount required for this scheme is ₹2,000.
| Min Investment Amt | ₹2,00,000 |
|---|---|
| AUM | ₹14Cr |
| 1Y Returns | 12.3% |
Fund Performance: This fund has given 5.01% annualized returns in the last three years. In the last year, its returns were 6.52%. It has continually hit its benchmark in the Hybrid segment.
Why to invest: It is one of the most remarkable Hybrid mutual funds in India. This fund has constantly outperformed other similar funds, providing 6.52% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹144Cr |
| 1Y Returns | 6.5% |
Fund Performance: This fund has given 4.97% annualized returns in the last three years. In the last year, its returns were 5.57%. It has continually hit its benchmark in the Debt segment.
Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing 5.57% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹2,000.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹168Cr |
| 1Y Returns | 5.6% |
Fund Performance: This fund has given 0.32% annualized returns in the last three years. In the last year, its returns were 5.8%. It has continually hit its benchmark in the Debt segment.
Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing 5.8% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹2,000.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹97Cr |
| 1Y Returns | 5.8% |
Fund Performance: This fund has given 5.58% annualized returns in the last three years. In the last year, its returns were 6.44%. It has continually hit its benchmark in the Hybrid segment.
Why to invest: It is one of the most remarkable Hybrid mutual funds in India. This fund has constantly outperformed other similar funds, providing 6.44% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹45Cr |
| 1Y Returns | 6.4% |
Fund Performance: This fund has given 0.92% annualized returns in the last three years. In the last year, its returns were -2.62%. It has continually hit its benchmark in the Others segment.
Why to invest: It is one of the most remarkable Others mutual funds in India. This fund has constantly outperformed other similar funds, providing -2.62% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹2,000.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹2Cr |
| 1Y Returns | -2.6% |
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