Best Sundaram Equity Mutual Funds
Sundaram Asset Management Company is one of the renowned AMCs in India and a subsidiary of Sundaram Finance Limited (SFL). Since its establishment in 1996, it has managed assets worth Rs.41,613 crore.
This fund house offers more than 55 schemes under its portfolio, including the best Sundaram equity mutual funds. Among these schemes, approximately 25 are direct, and the rest are regular plans.
An equity mutual fund primarily invests in stocks. The fund managers spread this investment across sectors and companies with different market capitalisations to generate high returns. However, as these funds depend on market conditions, they are prone to substantial risks.
Furthermore, there are several types of equity funds. Based on investment style, they are categorised into active and passive funds. In active funds, portfolio managers choose the stocks to invest in. Passive funds generally track a market index to determine the list of stocks to be included in their portfolio. A fund manager plays no active role in this type of equity MF.
Other than this, equity funds are classified based on tax treatment into Equity Linked Savings Schemes (ELSS) and Non-taxing Saving Equity Funds. In addition to this, there is categorisation concerning market capitalisation like large-cap, mid-cap, small-cap, and multi-cap funds.
One of the biggest advantages of equity mutual funds is that they offer the most substantial returns than other mutual funds. Additionally, these funds provide diversification as your investment is spread across different sectors. Some other benefits of these funds include flexibility and liquidity.
However, the advantages and disadvantages of these mutual funds vary depending on the type of scheme you choose for. The best Sundaram equity mutual funds 2022 houses roughly 13 schemes classified based on the underlying companies’ market cap, investment style, tax treatment, etc.
Taxability
Before investing in the best Sundaram equity MFs, it’s necessary to be familiar with their taxability:
Long-term Capital Gains Tax: When you sell units of your equity mutual fund after a holding period of 12 months or more, gains on it will attract an LTCG tax. The tax levied is around 10% without indexation benefit. However, if the amount is below Rs.1 lakh, your gains will be tax-exempted.
Short-term Capital Gains Tax: In case you redeem the units of the best Sundaram equity mutual funds within a year of investment, you are liable to pay an STCGT on the capital gains. Irrespective of your income tax bracket, you will need to pay tax at the rate of 15%.
TDS: Investors need to incur a 10% TDS on dividends above Rs.5000.
On ELSS: One can claim tax exemption on investments up to Rs.1.5 lakh in an ELSS scheme. It’s available under Section 80C.
Factors to Consider Before Investing
One should keep a tab on some factors vital to shortlist the best Sundaram equity mutual fund.
Risk appetite: Market fluctuations affect equity mutual funds that make them a high-risk instrument. Therefore, it is crucial to assess your risk-intake capacity before going for this type of fund.
Investment intent: It may be helpful to evaluate the objectives of different schemes. That way, one can shortlist schemes based on whether they are compatible with their intent of investment.
Holding analysis: Holding analysis gives an insight into where your resources are invested. This enables you to estimate the ROI and account for losses before and during the period of investment.
Fund performance: The track record of a scheme shows how it performed under various market trends. This is vital to consider before investing in the best Sundaram equity mutual funds. However, it is important to note that a fund’s past performance is not an indicator of the probable returns.
Fund manager’s experience: An experienced fund manager will know where to allocate your resources to generate expected returns. Therefore, reviewing a fund manager’s expertise before investing in a scheme can be beneficial as it directly affects your gains.
Expense ratio: Equity mutual funds charge a certain amount for their administration and management as an expense ratio. They will deduct this fee from the returns.
Exit load: Investors may need to pay a certain exit load if they wish to liquidate their holdings before a specific period. However, not all schemes levy this charge on exiting partially or fully. Therefore, proper research and consideration are crucial regarding this if you plan to invest in the best Sundaram equity mutual funds.
Choosing an appropriate scheme to invest in can be challenging, especially for a beginner. However, considering the above-mentioned points and some basic details on equity mutual funds can streamline the procedure.
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List of Sundaram Mutual Funds in India
| Fund Name | Category | Risk | 1Y Returns | Rating | Fund Size(in Cr) | |
|---|---|---|---|---|---|---|
| Sundaram Smart NIFTY 100 Equal Weight Fund | Other | Very High | 34.4% | 2 | ₹38 | |
| Sundaram Rural and Consumption Fund | Equity | Very High | 6.7% | 1 | ₹1,157 | |
| Sundaram Aggressive Hybrid Fund | Hybrid | High | 8.3% | 3 | ₹2,992 | |
| Sundaram Small Cap Fund | Equity | Very High | 9.2% | 2 | ₹2,000 | |
| Sundaram Mid Cap Fund | Equity | Very High | 8.1% | 1 | ₹7,127 | |
| Sundaram Select Focus Fund | Equity | Very High | 25.7% | 5 | ₹1,354 | |
| Sundaram Large and Mid Cap Fund | Equity | Very High | 7.3% | 4 | ₹4,944 | |
| Sundaram Liquid Fund | Debt | Moderate | 3.6% | 4 | ₹1,828 | |
| Sundaram Multi Cap Fund | Equity | Very High | 9.2% | 3 | ₹1,808 | |
| Sundaram Equity Hybrid Fund | Hybrid | High | 30.1% | 4 | ₹1,954 | |
| Sundaram Diversified Equity Fund | Equity | Very High | 31.8% | 2 | ₹2,077 | |
| Sundaram Dividend Yield Fund | Equity | Very High | 8.6% | 3 | ₹267 | |
| Sundaram Services Fund | Equity | Very High | 16.4% | 4 | ₹2,105 | |
| Sundaram Financial Services Opportunities Fund | Equity | Very High | 0.9% | 4 | ₹511 | |
| Sundaram Focused Fund | Equity | Very High | 4.0% | 4 | ₹686 | |
| View All |
Let's have a closer look
Now let us jump and check about these top 10 mutual fund schemes.
Sundaram Smart NIFTY 100 Equal Weight Fund Direct Growth
Fund Performance: The Sundaram Smart NIFTY 100 Equal Weight Fund belongs to the Other category of Sundaram Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Sundaram Smart NIFTY 100 Equal Weight Fund via lump sum is ₹100 and via SIP is ₹100.
| Min Investment Amt | ₹100 |
|---|---|
| AUM | ₹38Cr |
| 1Y Returns | 34.4% |
Sundaram Rural and Consumption Fund Direct Growth
Fund Performance: The Sundaram Rural and Consumption Fund has given 9.62% annualized returns in the past three years and 7.78% in the last 5 years. The Sundaram Rural and Consumption Fund belongs to the Equity category of Sundaram Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Sundaram Rural and Consumption Fund via lump sum is ₹100 and via SIP is ₹100.
| Min Investment Amt | ₹100 |
|---|---|
| AUM | ₹1,157Cr |
| 1Y Returns | 6.7% |
Sundaram Aggressive Hybrid Fund Direct Growth
Fund Performance: The Sundaram Aggressive Hybrid Fund has given 11.77% annualized returns in the past three years and 11.04% in the last 5 years. The Sundaram Aggressive Hybrid Fund belongs to the Hybrid category of Sundaram Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Sundaram Aggressive Hybrid Fund via lump sum is ₹300 and via SIP is ₹100.
| Min Investment Amt | ₹300 |
|---|---|
| AUM | ₹2,992Cr |
| 1Y Returns | 8.3% |
Sundaram Small Cap Fund Direct Growth
Fund Performance: The Sundaram Small Cap Fund has given 18.02% annualized returns in the past three years and 8.96% in the last 5 years. The Sundaram Small Cap Fund belongs to the Equity category of Sundaram Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Sundaram Small Cap Fund via lump sum is ₹100 and via SIP is ₹100.
| Min Investment Amt | ₹100 |
|---|---|
| AUM | ₹2,000Cr |
| 1Y Returns | 9.2% |
Sundaram Mid Cap Fund Direct Growth
Fund Performance: The Sundaram Mid Cap Fund has given 12.03% annualized returns in the past three years and 7.92% in the last 5 years. The Sundaram Mid Cap Fund belongs to the Equity category of Sundaram Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Sundaram Mid Cap Fund via lump sum is ₹100 and via SIP is ₹100.
| Min Investment Amt | ₹100 |
|---|---|
| AUM | ₹7,127Cr |
| 1Y Returns | 8.1% |
Sundaram Select Focus Fund Direct Growth
Fund Performance: The Sundaram Select Focus Fund has given 18.04% annualized returns in the past three years and 18.5% in the last 5 years. The Sundaram Select Focus Fund belongs to the Equity category of Sundaram Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Sundaram Select Focus Fund via lump sum is ₹100 and via SIP is ₹100.
| Min Investment Amt | ₹100 |
|---|---|
| AUM | ₹1,354Cr |
| 1Y Returns | 25.7% |
Sundaram Large and Mid Cap Fund Direct Growth
Fund Performance: The Sundaram Large and Mid Cap Fund has given 15.2% annualized returns in the past three years and 12.29% in the last 5 years. The Sundaram Large and Mid Cap Fund belongs to the Equity category of Sundaram Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Sundaram Large and Mid Cap Fund via lump sum is ₹100 and via SIP is ₹100.
| Min Investment Amt | ₹100 |
|---|---|
| AUM | ₹4,944Cr |
| 1Y Returns | 7.3% |
Sundaram Liquid Direct Growth
Fund Performance: The Sundaram Liquid Fund has given 4.25% annualized returns in the past three years and 5.25% in the last 5 years. The Sundaram Liquid Fund belongs to the Debt category of Sundaram Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Sundaram Liquid Fund via lump sum is ₹5,000 and via SIP is ₹1,000.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹1,828Cr |
| 1Y Returns | 3.6% |
Sundaram Multi Cap Fund Direct Growth
Fund Performance: The Sundaram Multi Cap Fund has given 13.01% annualized returns in the past three years and 11.14% in the last 5 years. The Sundaram Multi Cap Fund belongs to the Equity category of Sundaram Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Sundaram Multi Cap Fund via lump sum is ₹300 and via SIP is ₹100.
| Min Investment Amt | ₹300 |
|---|---|
| AUM | ₹1,808Cr |
| 1Y Returns | 9.2% |
Sundaram Equity Hybrid Fund Direct Growth
Fund Performance: The Sundaram Equity Hybrid Fund has given 17.11% annualized returns in the past three years and 15.7% in the last 5 years. The Sundaram Equity Hybrid Fund belongs to the Hybrid category of Sundaram Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Sundaram Equity Hybrid Fund via lump sum is ₹100 and via SIP is ₹100.
| Min Investment Amt | ₹100 |
|---|---|
| AUM | ₹1,954Cr |
| 1Y Returns | 30.1% |
Sundaram Diversified Equity Fund Direct Growth
Fund Performance: The Sundaram Diversified Equity Fund has given 17.03% annualized returns in the past three years and 14.26% in the last 5 years. The Sundaram Diversified Equity Fund belongs to the Equity category of Sundaram Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Sundaram Diversified Equity Fund via lump sum is ₹500 and via SIP is ₹250.
| Min Investment Amt | ₹500 |
|---|---|
| AUM | ₹2,077Cr |
| 1Y Returns | 31.8% |
Sundaram Dividend Yield Fund Direct Growth
Fund Performance: The Sundaram Dividend Yield Fund has given 14.5% annualized returns in the past three years and 12.65% in the last 5 years. The Sundaram Dividend Yield Fund belongs to the Equity category of Sundaram Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Sundaram Dividend Yield Fund via lump sum is ₹5,000 and via SIP is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹267Cr |
| 1Y Returns | 8.6% |
Sundaram Services Fund Direct Growth
Fund Performance: The Sundaram Services Fund belongs to the Equity category of Sundaram Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Sundaram Services Fund via lump sum is ₹100 and via SIP is ₹100.
| Min Investment Amt | ₹100 |
|---|---|
| AUM | ₹2,105Cr |
| 1Y Returns | 16.4% |
Sundaram Financial Services Opportunities Fund Direct Growth
Fund Performance: The Sundaram Financial Services Opportunities Fund has given 9.09% annualized returns in the past three years and 9.43% in the last 5 years. The Sundaram Financial Services Opportunities Fund belongs to the Equity category of Sundaram Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Sundaram Financial Services Opportunities Fund via lump sum is ₹100 and via SIP is ₹100.
| Min Investment Amt | ₹100 |
|---|---|
| AUM | ₹511Cr |
| 1Y Returns | 0.9% |
Sundaram Focused Fund Direct Growth
Fund Performance: The Sundaram Focused Fund has given 15.34% annualized returns in the past three years and 12.88% in the last 5 years. The Sundaram Focused Fund belongs to the Equity category of Sundaram Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Sundaram Focused Fund via lump sum is ₹300 and via SIP is ₹100.
| Min Investment Amt | ₹300 |
|---|---|
| AUM | ₹686Cr |
| 1Y Returns | 4.0% |
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