Top 10 Idfc Mutual Funds

Fund NameCategoryRisk1Y ReturnsRatingFund Size(in Cr)
IDFC Dynamic Bond FundDebtModerate16.4%4star2,041
IDFC Bond Fund - Medium Term FundDebtLow12.1%4star2,885
IDFC Government Securities Fund Investment PlanDebtModerate19.1%4star441
IDFC Government Securities Fund - Constant Maturity FundDebtLow22.6%4star116
IDFC Bond Fund - Long Term FundDebtModerate16.2%4star673
IDFC Low Duration FundDebtModerately Low9.2%4star4,587
IDFC Ultra Short Term FundDebtModerateN.A3star604
IDFC Banking & PSU FundDebtModerately Low13.7%3star9,183
IDFC Corporate Bond FundDebtModerate9.9%3star17,022
IDFC Bond Fund - Short Term FundDebtModerately Low11.4%3star9,643
IDFC Credit Risk FundDebtModerate10.1%3star1,300
IDFC Money Manager FundDebtModerately Low8.0%2star2,088
IDFC Cash FundDebtLow7.1%2star12,065
View All Top 10 Idfc Mutual Funds

Best IDFC Debt Mutual Funds

IDFC Mutual Fund works under the name IDFC Asset Management Company. The main objective of this mutual fund company is to grow the AUM of the company by offering adequate products for retail, as well as industrial customers.

IDFC is a relatively new fund house, but nevertheless, has won many accolades for its performance, from various agencies.

IDFC mutual fund offers a bunch of mutual fund schemes that have performed relatively well in the market and therefore, this fund house has carved a niche for itself.

It provides funds ranging from equity to debt to hybrid.

This AMC focuses on infrastructure as its key area and its main businesses in Project Finance, Principal Investments, Financial Markets and Investment Banking, Broking, Advisory Services and Asset Management.

IDFC effectively started off its business in 2000 and has since then been catering to investor needs by periodically improving its fund stature, holdings and policies.

If you are saving for very short-term goals like a vacation or buying an automobile, then this category is ideal for gains within one year. It is also an excellent resort to park your money until you decide where to invest or spend next. Returns are taxed as per your income tax slab if sold before three years and have negligible tax post that period.

Purpose: Invest here for your short term goals like a vacation, buying a bike, jewelry or expensive gadget.

Let's have a closer look

Now let us jump and check about these top 10 mutual fund schemes.

IDFC Dynamic Bond Fund Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Dynamic segment and provided 8.84% annualized returns in the last 3 years. In the last 1 year, it gave 16.37% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 16.37% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹1,000. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM2,041Cr
1Y Returns16.4%

IDFC Bond Fund Medium Term Plan Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Medium Duration segment and provided 8.02% annualized returns in the last 3 years. In the last 1 year, it gave 12.11% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 12.11% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹1,000. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM2,885Cr
1Y Returns12.1%

IDFC Government Securities Investment Plan Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Gilt segment and provided 9.38% annualized returns in the last 3 years. In the last 1 year, it gave 19.14% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 19.14% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹1,000. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM441Cr
1Y Returns19.1%

IDFC Government Securities Fund Constant Maturity Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Gilt 10 Year segment and provided 11.2% annualized returns in the last 3 years. In the last 1 year, it gave 22.59% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 22.59% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹1,000. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM116Cr
1Y Returns22.6%

IDFC Bond Fund Income Plan Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Long Duration segment and provided 8.6% annualized returns in the last 3 years. In the last 1 year, it gave 16.19% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 16.19% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹1,000. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM673Cr
1Y Returns16.2%

IDFC Low Duration Fund Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Low Duration segment and provided 7.82% annualized returns in the last 3 years. In the last 1 year, it gave 9.2% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 9.2% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹100. Minimum SIP investment amount for this scheme is ₹100. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt100
AUM4,587Cr
1Y Returns9.2%

IDFC Ultra Short Term Fund - Direct - Growth

Fund Performance: This fund has consistently beaten its benchmark in Ultra Short Term segment and provided -100% annualized returns in the last 3 years. In the last 1 year, it gave -100% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -100% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹100. Minimum SIP investment amount for this scheme is ₹100. This is one of the best Debt mutual fund in India.

Launch Date17 Jul 2018
Min Investment Amt100
AUM604Cr
1Y Returns-100.0%

IDFC Banking & PSU Debt Fund Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Banking & PSU segment and provided 8.18% annualized returns in the last 3 years. In the last 1 year, it gave 13.74% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 13.74% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹1,000. This is one of the best Debt mutual fund in India.

Launch Date06 Mar 2013
Min Investment Amt5,000
AUM9,183Cr
1Y Returns13.7%

IDFC Corporate Bond Fund Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Corporate Bond segment and provided 7.54% annualized returns in the last 3 years. In the last 1 year, it gave 9.87% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 9.87% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹1,000. This is one of the best Debt mutual fund in India.

Launch Date11 Jan 2016
Min Investment Amt5,000
AUM17,022Cr
1Y Returns9.9%

IDFC Bond Fund Short Term Plan Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Short Duration segment and provided 7.93% annualized returns in the last 3 years. In the last 1 year, it gave 11.42% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 11.42% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹1,000. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM9,643Cr
1Y Returns11.4%

IDFC Credit Risk Fund Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Credit Risk segment and provided -100% annualized returns in the last 3 years. In the last 1 year, it gave 10.05% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 10.05% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹1,000. This is one of the best Debt mutual fund in India.

Launch Date02 Mar 2017
Min Investment Amt5,000
AUM1,300Cr
1Y Returns10.1%

IDFC Money Manager Fund Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Money Market segment and provided 7.14% annualized returns in the last 3 years. In the last 1 year, it gave 7.97% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 7.97% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹100. Minimum SIP investment amount for this scheme is ₹100. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt100
AUM2,088Cr
1Y Returns8.0%

IDFC Cash Direct Plan Growth

Fund Performance: This fund has consistently beaten its benchmark in Liquid segment and provided 6.99% annualized returns in the last 3 years. In the last 1 year, it gave 7.08% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 7.08% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹100. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM12,065Cr
1Y Returns7.1%

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What does investing in IDFC Debt Mutual Funds actually mean?

Suppose a mutual fund invests in ten stocks and total current market value of these stocks is 1.1 Crore. Out of this, the AMC deducts say, 0.1 Crore for operating the fund (this is known as the expense ratio). So the net value is 1 crore. Now the AMC will divide this 1 Crore into say, 10,000 parts. These parts are known as units. The cost of one unit is 1Cr/10,000 = Rs. 1000. This is known as the Net Asset Value (NAV) of the mutual fund. Suppose the AMC has set a minimum investment requirement of Rs. 500. Then if you pay Rs. 500, you will get 0.5 units of the fund. Remember that the cost of one unit is the cost when you made the purchase. Suppose after one year, the NAV has fallen to Rs. 700 per unit and you wish to exit the fund (also known as redemption), then you sell your 0.5 units back to the AMC and get 0.5 x Rs. 700 = Rs. 350 back. Yes, you invested Rs. 500 and got back Rs. 350 – a loss of 150 over a year. The point is, that you buy units at current NAV and sell units (fully or partially) at current NAV. This is what investing in mutual fund actually means.

How to invest in IDFC Mutual Funds on Groww?

One of the best ways to hedge against the small-cap volatility is to adopt a phased approach, also known as Systematic Investment Plan (SIP) approach. We are sure that you must be aware of SIP and its benefits. Buying in small quantity but buying regularly provides you with faster growth. On Groww.in, all transactions to and from AMC is done via BSE. When you decide to invest in a large cap mutual fund of your choice, you choose that mutual fund on the website and click ‘invest’. Following that, you are redirected to the BSE page where you make the payment. BSE then directs your money to the AMC managing your mutual fund. To be assured at your end, you can visit the individual AMC website after the payment. You would be able to see all your purchased units against your folio number.

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