Best Bandhan Debt Mutual Funds

Bandhan Mutual Fund was incorporated in 2000. The AMC offers a wide range of investment products across equity, fixed income and hybrid alternatives. Bandhan has an on-the-ground presence in over 60 cities and investors spanning 375+ cities and towns in India. Further, the company also offers portfolio management services.

Bandhan’s assets under management for the quarter ending November 2024 stood at ₹1,69,144.50 crore. The company offers over 50 schemes, including equity, hybrid, and the best Bandhan debt mutual funds. Since all of these have different risk quotients, and their performance depends on variable factors, it is imperative for investors to know the various factors involved to make prudent financial decisions.

Debt mutual funds focus on investing the majority of their corpus on fixed income instruments, like government and corporate bonds, gold bonds, commercial papers, treasury bills, etc. Debt MFs offer returns higher than FD/RDs of banks and other financial institutions but lower than equity or hybrid mutual funds. These funds pose lesser risks compared to equity and hybrid mutual funds, as debt MFs are not as affected by market fluctuations as the other two variants. As a result, investors in search of stable income often prefer debt MFs.

Bandhan Mutual Fund consists of 16 debt fund schemes. All debt funds, including the top Bandhan debt mutual funds, are classified on the basis of the issuers of the underlying fixed instruments or their maturity periods. Some types include gilt funds, low-duration funds, liquid funds, etc. Taxes applicable on the returns from these investments depend on the period for which an investor holds those units.