Kotak ELSS Tax Saver Fund Direct Growth

Equity
ELSS
Very High Risk
3Y Lock In
16.89%
3Y annualised
+0.13% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 02 Sep 2025
₹133.65
Rating
3
Min. SIP amount
₹500
Fund size
₹6,354.72Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (54)

NameSectorInstrumentAssets
FinancialEquity9.53%
FinancialEquity6.06%
CommunicationEquity3.73%
TechnologyEquity3.56%
FinancialEquity3.38%
TechnologyEquity3.11%
FinancialEquity2.94%
EnergyEquity2.63%
AutomobileEquity2.54%
EnergyEquity2.47%
ConstructionEquity2.29%
Consumer StaplesEquity2.27%
ServicesEquity2.23%
ChemicalsEquity2.12%
ServicesEquity2.09%
FinancialEquity2.08%
EnergyEquity2.07%
ChemicalsEquity2.07%
HealthcareEquity2.01%
TechnologyEquity1.98%
EnergyEquity1.97%
EnergyEquity1.68%
ConstructionEquity1.64%
Consumer StaplesEquity1.58%
Capital GoodsEquity1.58%
HealthcareEquity1.54%
Metals & MiningEquity1.52%
AutomobileEquity1.51%
AutomobileEquity1.51%
ConstructionEquity1.49%
Capital GoodsEquity1.46%
EnergyEquity1.42%
FinancialEquity1.40%
FinancialEquity1.40%
TechnologyEquity1.40%
Capital GoodsEquity1.35%
ServicesEquity1.34%
ChemicalsEquity1.34%
FinancialEquity1.31%
Consumer DiscretionaryEquity1.04%
DiversifiedEquity0.96%
ConstructionEquity0.94%
Consumer StaplesEquity0.90%
HealthcareEquity0.88%
ServicesEquity0.82%
Capital GoodsEquity0.74%
ServicesEquity0.71%
Metals & MiningEquity0.61%
FinancialEquity0.59%
TextilesEquity0.50%
AutomobileEquity0.43%
ServicesEquity0.35%
Consumer DiscretionaryEquity0.21%
CommunicationPPE0.08%
See All

Minimum investment amounts

Min. for 1st investment₹500
Min. for 2nd investment onwards₹500
Min. for SIP₹500

Returns and rankings

Category: Equity ELSS
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns-3.2%16.9%22.1%16.0%
Category average-3.7%16.3%20.2%NA
Rank with in category281812NA
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Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.62%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund management

Harsha Upadhyaya
Aug 2015 - Present
View details

Education
Mr. Upadhyaya is a B.E (Mechanical) from NIT Suratkal, PGDM from IIM Lucknow and CFA from the CFA Institute, USA.
Experience
Prior to joining Kotak Mutual fund he has worked with DSP Mutual Fund and UTI AMC.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
Phone
022-61152100 / 1800-22-2626
Launch Date
05 Aug 1994
E-mail
NA
Website
Kotak Mahindra Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Equity ELSS

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Higher alpha: 2.6 The fund has generated returns higher than benchmark - NIFTY 500 Total Return Index - in the last 3Y
Exit load is zero
Lower expense ratio: 0.62%

Cons

Lock-in period: 3Y

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