DSP Savings Fund Growth

DSP Savings Fund Growth

Debt
Money Market
Low to Moderate Risk
+7.09%
3Y annualised
+0.05% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 30 Jan '26
₹54.43
Min. SIP amount
Not Supported
Fund size
₹8,335.96 Cr
Expense ratio
0.40%

Holdings (95)

NameSectorInstrumentsAssets
GOISovereignGOI Sec4.86%
Small Industries Devp. Bank of India Ltd.FinancialCD4.10%
GOISovereignGOI Sec3.73%
Axis Bank Ltd.FinancialCD2.64%
Indian BankFinancialCD2.64%
HDFC Bank Ltd.FinancialCD2.34%
Union Bank of IndiaFinancialCD2.05%
Axis Bank Ltd.FinancialCD1.78%
National Bank For Agriculture & Rural DevelopmentFinancialCD1.78%
IDFC First Bank Ltd.FinancialCD1.76%
Export-Import Bank Of IndiaFinancialCD1.75%
Canara BankFinancialCD1.75%
Kotak Mahindra Bank Ltd.FinancialCD1.72%
Bank Of BarodaFinancialCD1.69%
Power Finance Corporation Ltd.FinancialCP1.47%
Small Industries Devp. Bank of India Ltd.FinancialCD1.47%
Axis Bank Ltd.FinancialCD1.46%
Bank Of BarodaFinancialCD1.46%
Export-Import Bank Of IndiaFinancialCD1.46%
HDFC Bank Ltd.FinancialCD1.44%
HDFC Bank Ltd.FinancialCD1.42%
Bahadur Chand Investments Pvt. Ltd.FinancialCP1.42%
Muthoot Fincorp Ltd.FinancialCP1.39%
Kotak Mahindra Securities Ltd.FinancialCP1.19%
Reserve Bank of IndiaFinancialT-Bills1.19%
HDFC Bank Ltd.FinancialCD1.19%
Bank of IndiaFinancialCD1.18%
Bank Of BarodaFinancialCD1.18%
HDFC Bank Ltd.FinancialCD1.17%
Bank Of BarodaFinancialCD1.17%
Standard Chartered Investment & Loan India. Ltd.FinancialCP1.17%
Axis Bank Ltd.FinancialCD1.17%
Equitas Small Finance Bank Ltd.FinancialCD1.16%
Cholamandalam Investment and Finance Company Ltd.FinancialCP1.16%
Julius Baer Capital India Pvt Ltd.FinancialCP1.16%
Axis Bank Ltd.FinancialCD1.15%
Bank Of BarodaFinancialCD1.14%
Small Industries Devp. Bank of India Ltd.FinancialCD1.14%
Bank Of BarodaFinancialCD1.13%
Axis Bank Ltd.FinancialCD1.13%
Small Industries Devp. Bank of India Ltd.FinancialCD1.13%
Bajaj Finance Ltd.FinancialCP1.13%
Angel One Ltd.FinancialCP1.02%
Kotak Mahindra Bank Ltd.FinancialCD0.89%
HDFC Securities Ltd.FinancialCP0.89%
ICICI Securities Ltd.FinancialCP0.89%
HDFC Bank Ltd.FinancialCD0.89%
National Bank For Agriculture & Rural DevelopmentFinancialCP0.89%
Indian BankFinancialCD0.88%
Cholamandalam Investment and Finance Company Ltd.FinancialCP0.88%
HDFC Bank Ltd.FinancialCD0.86%
Nuvama Wealth and Investment LimitedFinancialCP0.60%
ICICI Securities Ltd.FinancialCP0.60%
Punjab National BankFinancialCD0.59%
Kotak Mahindra Bank Ltd.FinancialCD0.59%
Reserve Bank of IndiaFinancialT-Bills0.59%
HDFC Bank Ltd.FinancialCD0.59%
Export-Import Bank Of IndiaFinancialCD0.59%
Kotak Mahindra Investments Ltd.FinancialCP0.59%
Standard Chartered Securities (India) Ltd.FinancialCP0.58%
Muthoot Finance Ltd.FinancialCP0.58%
Indian BankFinancialCD0.58%
Union Bank of IndiaFinancialCD0.58%
Canara BankFinancialCD0.58%
ICICI Securities Ltd.FinancialCP0.58%
Ujjivan Small Finance Bank Ltd.FinancialCD0.58%
Reserve Bank of IndiaFinancialT-Bills0.58%
Axis Securities Ltd.OthersCP0.58%
Muthoot Finance Ltd.FinancialCP0.57%
Nuvama Wealth Management Ltd.FinancialCP0.57%
Axis Bank Ltd.FinancialCD0.57%
Indian BankFinancialCD0.57%
Bajaj Finance Ltd.FinancialCP0.57%
Bank Of BarodaFinancialCD0.57%
Cholamandalam Investment and Finance Company Ltd.FinancialCP0.56%
Canara BankFinancialCD0.47%
Angel One Ltd.FinancialCP0.47%
Reserve Bank of IndiaFinancialT-Bills0.42%
Karnataka StateOthersSDL0.32%
Maharashtra StateOthersSDL0.31%
Reserve Bank of IndiaFinancialT-Bills0.30%
Small Industries Devp. Bank of India Ltd.FinancialCP0.30%
Motilal Oswal Financial Services Ltd.FinancialCP0.30%
Bank Of BarodaFinancialCD0.29%
HDFC Bank Ltd.FinancialCD0.29%
IDFC First Bank Ltd.FinancialCD0.29%
Axis Bank Ltd.FinancialCD0.29%
Motilal Oswal Financial Services Ltd.FinancialCP0.29%
Reserve Bank of IndiaFinancialT-Bills0.29%
Motilal Oswal Finevest Ltd.FinancialCP0.29%
Hero Housing Finance Ltd.FinancialCP0.29%
Cholamandalam Investment and Finance Company Ltd.FinancialCP0.29%
ICICI Securities Ltd.FinancialCP0.29%
Madhya Pradesh StateOthersSDL0.19%
Reserve Bank of IndiaFinancialT-Bills0.06%
See All

Minimum investments

Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+7.1%+5.8%+6.2%+6.6%
Category average (Debt Money Market)+7.2%+5.9%+6.5%--
Rank (Debt Money Market)1411----

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Compare similar funds

Name1Y3YFund Size(Cr)
ICICI Prudential Money Market Growth
ICICI Prudential Money Market Growth
+7.17%+7.44%31,850.85
Aditya Birla Sun Life Money Manager Fund Growth
Aditya Birla Sun Life Money Manager Fund Growth
+6.99%+7.41%27,448.70
Tata Money Market Fund Growth
Tata Money Market Fund Growth
+7.07%+7.40%31,975.32
Kotak Money Market Fund Growth
Kotak Money Market Fund Growth
+7.07%+7.38%32,187.70
HDFC Money Market Fund Growth
HDFC Money Market Fund Growth
+7.06%+7.36%31,789.66
Compare

Fund management

KM
Karan Mundhra
May 2021 - Present
View details

Education
Mr. Mundra is a B. COM. and Charted Accountant (CA)
Experience
He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.

SV
Shalini Vasanta
Aug 2024 - Present
View details

Education
Mr. Vasanta has done BA and MBA (Finance)
Experience
Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst

About DSP Savings Fund Growth

DSP Savings Fund Growth is a Debt Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Karan Mundhra is the Current Fund Manager of DSP Savings Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,24,716 Cr and the Latest NAV as of 30 Jan 2026 is ₹54.43. The DSP Savings Fund Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹100. ;

Investment Objective

The scheme seeks to generate income through investment in a portfolio comprising of Treasury Bills and other Central Government Securities with a residual maturity less than or equal to 1 year.
Fund benchmarkCRISIL Money Market A-I Index

Fund house

Rank (total assets)#10 in India
Total AUM₹2,24,715.63 Cr
Date of Incorporation16 Dec 1996
Phone+91 22 6657 8000
E-mailNA
Launch Date16 Dec 1996
AddressThe Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
CustodianCitibank NA
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,