DSP Savings Fund Growth

Debt
Money Market
Low to Moderate Risk
+7.23%
3Y annualised
+0.02% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 28 Nov 2025
₹54.04
Rating
2
Min. SIP amount
Not Supported
Fund size
₹7,524.16Cr

Returns calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (83)

NameSectorInstrumentAssets
SovereignGOI Sec5.27%
GOI
SovereignGOI Sec4.09%
Small Industries Devp. Bank of India Ltd.
FinancialCD3.85%
Axis Bank Ltd.
FinancialCD3.21%
Indian Bank
FinancialCD2.58%
Bank Of Baroda
FinancialCD2.25%
HDFC Bank Ltd.
FinancialCD2.25%
National Bank For Agriculture & Rural Development
FinancialCD1.96%
IDFC First Bank Ltd.
FinancialCD1.93%
Canara Bank
FinancialCD1.92%
IDFC First Bank Ltd.
FinancialCD1.92%
Export-Import Bank Of India
FinancialCD1.92%
HDFC Bank Ltd.
FinancialCD1.90%
Kotak Mahindra Bank Ltd.
FinancialCD1.89%
Power Finance Corporation Ltd.
FinancialCP1.62%
Punjab National Bank
FinancialCD1.62%
Small Industries Devp. Bank of India Ltd.
FinancialCD1.61%
Axis Bank Ltd.
FinancialCD1.60%
Bahadur Chand Investments Pvt. Ltd.
FinancialCP1.56%
ICICI Securities Ltd.
FinancialCP1.31%
National Bank For Agriculture & Rural Development
FinancialCD1.31%
Bank Of Baroda
FinancialCD1.30%
Reserve Bank of India
FinancialT-Bills1.30%
Kotak Mahindra Securities Ltd.
FinancialCP1.30%
Export-Import Bank Of India
FinancialCD1.30%
HDFC Bank Ltd.
FinancialCD1.30%
Canara Bank
FinancialCD1.30%
Small Industries Devp. Bank of India Ltd.
FinancialCD1.30%
Bank Of Baroda
FinancialCD1.29%
Standard Chartered Investment & Loan India. Ltd.
FinancialCP1.28%
Bank Of Baroda
FinancialCD1.28%
HDFC Bank Ltd.
FinancialCD1.28%
Export-Import Bank Of India
FinancialCD1.28%
Equitas Small Finance Bank Ltd.
FinancialCD1.27%
Julius Baer Capital India Pvt Ltd.
FinancialCP1.27%
Cholamandalam Investment and Finance Company Ltd.
FinancialCP1.27%
Angel One Ltd.
FinancialCP1.11%
Reserve Bank of India
FinancialT-Bills0.99%
Axis Bank Ltd.
FinancialCD0.98%
National Bank For Agriculture & Rural Development
FinancialCD0.98%
HDFC Bank Ltd.
FinancialCD0.97%
Indian Bank
FinancialCD0.97%
HDFC Securities Ltd.
FinancialCP0.97%
National Bank For Agriculture & Rural Development
FinancialCP0.97%
Cholamandalam Investment and Finance Company Ltd.
FinancialCP0.96%
Union Bank of India
FinancialCD0.96%
Axis Bank Ltd.
FinancialCD0.95%
Motilal Oswal Finevest Ltd.
FinancialCP0.95%
HDFC Bank Ltd.
FinancialCD0.94%
Reserve Bank of India
FinancialT-Bills0.66%
Kotak Mahindra Securities Ltd.
FinancialCP0.66%
Punjab National Bank
FinancialCD0.65%
Small Industries Devp. Bank of India Ltd.
FinancialCD0.65%
Export-Import Bank Of India
FinancialCD0.65%
ICICI Securities Ltd.
FinancialCP0.65%
Muthoot Finance Ltd.
FinancialCP0.65%
National Bank For Agriculture & Rural Development
FinancialCD0.65%
Kotak Mahindra Investments Ltd.
FinancialCP0.65%
Indian Bank
FinancialCD0.64%
ICICI Securities Ltd.
FinancialCP0.64%
Union Bank of India
FinancialCD0.64%
Reserve Bank of India
FinancialT-Bills0.64%
Standard Chartered Securities (India) Ltd.
FinancialCP0.64%
Axis Bank Ltd.
FinancialCD0.63%
Small Industries Devp. Bank of India Ltd.
FinancialCD0.62%
Indian Bank
FinancialCD0.62%
Kotak Mahindra Bank Ltd.
FinancialCD0.52%
Canara Bank
FinancialCD0.52%
Reserve Bank of India
FinancialT-Bills0.46%
National Bank For Agriculture & Rural Development
FinancialCD0.33%
HDFC Bank Ltd.
FinancialCD0.33%
Indostar Capital Finance Ltd.
FinancialMoney Mkt0.33%
Bank Of Baroda
FinancialCD0.33%
NTPC Ltd.
EnergyCP0.33%
Small Industries Devp. Bank of India Ltd.
FinancialCD0.33%
Motilal Oswal Financial Services Ltd.
FinancialCP0.32%
Cholamandalam Investment and Finance Company Ltd.
FinancialCP0.32%
Reserve Bank of India
FinancialT-Bills0.32%
HDFC Bank Ltd.
FinancialCD0.32%
Small Industries Devp. Bank of India Ltd.
FinancialCP0.32%
IDFC First Bank Ltd.
FinancialCD0.32%
Hero Housing Finance Ltd.
FinancialCP0.32%
Axis Bank Ltd.
FinancialCD0.32%
See All

Minimum investment amounts

Min. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported

Returns and rankings

Category: Debt Money Market
Annualised returns
Absolute returns
3Y5Y10YAll
Fund returns7.2%5.8%6.2%6.7%
Category average7.2%5.9%6.5%NA
Rank with in category1311NANA
Understand terms

Peer Comparison

Debt, Money Market fundsRating1Y3YFund Size(Cr)
4
7.5%7.6%29,881.73
4
7.5%7.5%23,260.55
5
7.6%7.5%22,806.13
4
7.5%7.5%31,975.32
4
7.5%7.5%4,440.18

Expense ratio, exit load and tax

Expense ratio: 0.38%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Shalini Vasanta
Aug 2024 - Present
View details

Education
Mr. Vasanta has done BA and MBA (Finance)
Experience
Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
The Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
Phone
+91 22 6657 8000
Launch Date
16 Dec 1996
E-mail
NA
Website
DSP Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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