DSP Savings Fund Growth

DSP Savings Fund Growth

Debt
Money Market
Low to Moderate Risk
+7.13%
3Y annualised
0
1M
6M
1Y
3Y
5Y
All
NAV: 09 Jan '26
₹54.32
Min. SIP amount
Not Supported
Fund size
₹8,628.06 Cr
Expense ratio
0.41%

Holdings (88)

NameSectorInstrumentsAssets
GOISovereignGOI Sec4.67%
Small Industries Devp. Bank of India Ltd.FinancialCD3.66%
GOISovereignGOI Sec3.59%
Axis Bank Ltd.FinancialCD3.10%
Indian BankFinancialCD2.54%
Kotak Mahindra Bank Ltd.FinancialCD2.29%
HDFC Bank Ltd.FinancialCD2.25%
Union Bank of IndiaFinancialCD1.97%
National Bank For Agriculture & Rural DevelopmentFinancialCD1.71%
Punjab National BankFinancialCD1.71%
IDFC First Bank Ltd.FinancialCD1.69%
Export-Import Bank Of IndiaFinancialCD1.68%
Canara BankFinancialCD1.68%
Kotak Mahindra Bank Ltd.FinancialCD1.65%
GOISovereignGOI Sec1.51%
Axis Bank Ltd.FinancialCD1.43%
Power Finance Corporation Ltd.FinancialCP1.42%
Bank Of BarodaFinancialCD1.41%
Export-Import Bank Of IndiaFinancialCD1.41%
Small Industries Devp. Bank of India Ltd.FinancialCD1.41%
Axis Bank Ltd.FinancialCD1.40%
HDFC Bank Ltd.FinancialCD1.39%
Bahadur Chand Investments Pvt. Ltd.FinancialCP1.37%
Reserve Bank of IndiaFinancialT-Bills1.14%
HDFC Bank Ltd.FinancialCD1.14%
Small Industries Devp. Bank of India Ltd.FinancialCD1.14%
Kotak Mahindra Securities Ltd.FinancialCP1.14%
Export-Import Bank Of IndiaFinancialCD1.14%
Bank Of BarodaFinancialCD1.13%
Julius Baer Capital India Pvt Ltd.FinancialCP1.12%
HDFC Bank Ltd.FinancialCD1.12%
Equitas Small Finance Bank Ltd.FinancialCD1.12%
Standard Chartered Investment & Loan India. Ltd.FinancialCP1.12%
Cholamandalam Investment and Finance Company Ltd.FinancialCP1.12%
Union Bank of IndiaFinancialCD1.12%
Axis Bank Ltd.FinancialCD1.11%
Axis Bank Ltd.FinancialCD1.09%
Small Industries Devp. Bank of India Ltd.FinancialCD1.09%
Bank Of BarodaFinancialCD1.09%
Angel One Ltd.FinancialCP0.98%
Reserve Bank of IndiaFinancialT-Bills0.87%
ICICI Securities Ltd.FinancialCP0.86%
National Bank For Agriculture & Rural DevelopmentFinancialCD0.86%
National Bank For Agriculture & Rural DevelopmentFinancialCP0.85%
Indian BankFinancialCD0.85%
HDFC Bank Ltd.FinancialCD0.85%
HDFC Securities Ltd.FinancialCP0.85%
Cholamandalam Investment and Finance Company Ltd.FinancialCP0.84%
HDFC Bank Ltd.FinancialCD0.83%
Canara BankFinancialCD0.57%
Export-Import Bank Of IndiaFinancialCD0.57%
Nuvama Wealth and Investment LimitedFinancialCP0.57%
Axis Bank Ltd.FinancialCD0.57%
Reserve Bank of IndiaFinancialT-Bills0.57%
National Bank For Agriculture & Rural DevelopmentFinancialCD0.57%
ICICI Securities Ltd.FinancialCP0.57%
Punjab National BankFinancialCD0.57%
Kotak Mahindra Investments Ltd.FinancialCP0.57%
Standard Chartered Securities (India) Ltd.FinancialCP0.56%
Muthoot Finance Ltd.FinancialCP0.56%
Indian BankFinancialCD0.56%
ICICI Securities Ltd.FinancialCP0.56%
Reserve Bank of IndiaFinancialT-Bills0.56%
Axis Securities Ltd.OthersCP0.56%
Kotak Mahindra Bank Ltd.FinancialCD0.56%
Ujjivan Small Finance Bank Ltd.FinancialCD0.56%
Canara BankFinancialCD0.56%
Muthoot Finance Ltd.FinancialCP0.55%
Nuvama Wealth Management Ltd.FinancialCP0.55%
Axis Bank Ltd.FinancialCD0.55%
Indian BankFinancialCD0.55%
Cholamandalam Investment and Finance Company Ltd.FinancialCP0.54%
Canara BankFinancialCD0.46%
Reserve Bank of IndiaFinancialT-Bills0.40%
Motilal Oswal Financial Services Ltd.FinancialCP0.29%
Kotak Mahindra Securities Ltd.FinancialCP0.29%
Indostar Capital Finance Ltd.FinancialMoney Mkt0.29%
NTPC Ltd.EnergyCP0.29%
Motilal Oswal Financial Services Ltd.FinancialCP0.28%
Small Industries Devp. Bank of India Ltd.FinancialCP0.28%
Reserve Bank of IndiaFinancialT-Bills0.28%
IDFC First Bank Ltd.FinancialCD0.28%
HDFC Bank Ltd.FinancialCD0.28%
Motilal Oswal Finevest Ltd.FinancialCP0.28%
Hero Housing Finance Ltd.FinancialCP0.28%
Cholamandalam Investment and Finance Company Ltd.FinancialCP0.28%
Axis Bank Ltd.FinancialCD0.28%
HDFC Bank Ltd.FinancialCD0.27%
See All

Minimum investments

Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+7.1%+5.8%+6.2%+6.6%
Category average (Debt Money Market)+7.2%+5.9%+6.5%--
Rank (Debt Money Market)1311----

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Compare similar funds

Name1Y3YFund Size(Cr)
ICICI Prudential Money Market Growth
ICICI Prudential Money Market Growth
+7.38%+7.47%31,850.85
Aditya Birla Sun Life Money Manager Fund Growth
Aditya Birla Sun Life Money Manager Fund Growth
+7.26%+7.46%27,448.70
Tata Money Market Fund Growth
Tata Money Market Fund Growth
+7.30%+7.44%31,975.32
Kotak Money Market Fund Growth
Kotak Money Market Fund Growth
+7.30%+7.42%32,187.70
HDFC Money Market Fund Growth
HDFC Money Market Fund Growth
+7.29%+7.39%31,789.66
Compare

Fund management

KM
Karan Mundhra
May 2021 - Present
View details

Education
Mr. Mundra is a B. COM. and Charted Accountant (CA)
Experience
He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.

SV
Shalini Vasanta
Aug 2024 - Present
View details

Education
Mr. Vasanta has done BA and MBA (Finance)
Experience
Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst

About DSP Savings Fund Growth

DSP Savings Fund Growth is a Debt Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Karan Mundhra is the Current Fund Manager of DSP Savings Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,27,464 Cr and the Latest NAV as of 09 Jan 2026 is ₹54.32. The DSP Savings Fund Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹100. ;

Investment Objective

The scheme seeks to generate income through investment in a portfolio comprising of Treasury Bills and other Central Government Securities with a residual maturity less than or equal to 1 year.
Fund benchmarkCRISIL Money Market A-I Index

Fund house

Rank (total assets)#10 in India
Total AUM₹2,27,463.70 Cr
Date of Incorporation16 Dec 1996
Phone+91 22 6657 8000
E-mailNA
Launch Date16 Dec 1996
AddressThe Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
CustodianCitibank NA
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,