How to Invest in DSP Bond Retail Growth?

You can easily invest in DSP Bond Retail Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for DSP Bond Retail Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in DSP Bond Retail Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does DSP Bond Retail Growth provide?

The DSP Bond Retail Growth has been there from 29 Apr 1997 and the average annual returns provided by this fund is 7.02% since its inception.

How much expense ratio is charged by DSP Bond Retail Growth?

The term Expense Ratio used for DSP Bond Retail Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of DSP Bond Retail Growth is 0.78% as of 20 Jan 2026...

What is the AUM of DSP Bond Retail Growth?

The AUM, short for Assets Under Management of DSP Bond Retail Growth is ₹314.47Cr as of 20 Jan 2026.

How to Redeem DSP Bond Retail Growth?

If you want to sell your DSP Bond Retail Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of DSP Bond Retail Growth?

You can select either SIP or Lumpsum investment of DSP Bond Retail Growth based on your investment objective and risk tolerance.

What is the NAV of DSP Bond Retail Growth?

The NAV of DSP Bond Retail Growth is ₹83.65 as of 19 Jan 2026.

What is the PE and PB ratio of DSP Bond Retail Growth?

The PE ratio ratio of DSP Bond Retail Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

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DSP Bond Retail Growth

Name: DSP Bond Retail Growth
Brand: DSP Mutual Fund

Debt

Medium Duration

Moderate Risk

+7.20%

3Y annualised

-0.02% 1D

All

NAV: 19 Jan '26

₹83.65

Min. SIP amount

Not Supported

Fund size

₹314.47 Cr

Expense ratio

0.78%

Holdings (15)

Name	Sector	Instruments	Assets
National Housing Bank	Financial	Bonds	8.58%
REC Ltd.	Financial	Debenture	8.44%
Maharashtra State	Others	SDL	8.37%
Indian Railway Finance Corporation Ltd.	Financial	Bonds	8.26%
Bajaj Housing Finance Ltd.	Financial	Debenture	8.21%
Power Finance Corporation Ltd.	Financial	Debenture	8.11%
Bajaj Finance Ltd.	Financial	Bonds/Deb	8.10%
Chhattisgarh State	Others	SDL	8.10%
National Bank For Financing Infrastructure And Development	Financial	Bonds	7.94%
Indian Bank	Financial	CD	7.78%
HDFC Bank Ltd.	Financial	CD	7.63%
GOI	Sovereign	GOI Sec	5.00%
GOI	Sovereign	GOI Sec	1.61%
GOI	Sovereign	GOI Sec	1.59%
Roadstar Infra Investment Trust	Construction	InvITs	0.28%

See All

Minimum investments

Min. for 1st investment

Not Supported

Min. for 2nd investment

Not Supported

Min. for SIP

Not Supported

Returns and rankings

Annualised returns

Absolute returns

Name	3Y	5Y	10Y	All
Fund returns	+7.2%	+5.7%	+6.2%	+7.7%
Category average (Debt Medium Duration)	+7.6%	+6.6%	+7.0%	--
Rank (Debt Medium Duration)	9	10	9	--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	SBI Medium Duration Fund Growth	+7.06%	+7.39%	6,888.52
	HDFC Medium Term Debt Fund Growth	+7.18%	+7.26%	3,842.12
	DSP Bond Retail Growth	+7.02%	+7.20%	314.47
	Invesco India Medium Duration Fund Growth	+6.22%	+6.62%	175.91
	Bandhan Medium Duration Fund Growth	+6.08%	+6.54%	1,393.38
Compare

Fund management

VR
Vivekanand Ramakrishnan
Jul 2021 - Present
View details

Education

Mr. Ramakrishnan is a B.Tech from IIT Madras, MS and PHD from University of Southern California.

Experience

Prior to joining DSP Investment Managers. He has worked with ICICI Prudential Mutual Fund, Standard Chartered Bank, Vikram Ispat as Marketing Executive and with CRISIL as manager-rating.

Also manages these schemes

DSP Corporate Bond Fund Growth

DSP Bond Retail Growth

KM
Karan Mundhra
May 2021 - Present
View details

Education

Mr. Mundra is a B. COM. and Charted Accountant (CA)

Experience

He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.

Also manages these schemes

DSP Ultra Short Fund Plan Growth

DSP Short Term Fund Growth

DSP Floater Fund Growth

DSP Savings Fund Growth

DSP Low Duration Fund Growth

DSP Arbitrage Fund Growth

DSP Bond Retail Growth

About DSP Bond Retail Growth

DSP Bond Retail Growth is a Debt Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Vivekanand Ramakrishnan is the Current Fund Manager of DSP Bond Retail Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,24,716 Cr and the Latest NAV as of 19 Jan 2026 is ₹83.65. The DSP Bond Retail Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. ;

Investment Objective

The fund aims at reasonable and attractive return consistent with prudent risk from a portfolio of high quality debt instruments. The secondary objective is to generate capital appreciation.

Fund benchmarkCRISIL Medium Duration Debt A-III Index

Scheme Information Document(SID)