DSP Bond Fund - Regular - Growth+0.02%

Mr. Bhatia holds Post Graduation Diploma in Business Management, Finance.

Prior to joining DSPBR Mutual Fund, had worked with ICICI Bank, HSBC Global Asset Management.

Mr. Sharma holds a Bachelor of Engineering degree in Computer Engineering and obtained his Post Graduate Diploma in Management (PGDM) from XLRI, Jamshedpur in 1993.

Mr. Sharma has more than 15 years of experience in the Banking and Finance sectors. Between June 2002 and May 2003, he was Head of Pre-Sales and Product Evangelist (Treasury Product) at Infosys Technologies. Prior to that, from April 1993 to April 2002, he served as Vice President (Risk Management) at Citibank, with assignments covering India, Singapore and the United States and joined DSP Investment Managers Pvt. Ltd. (previously called DSP Merrill Lynch Fund Managers) in June 2003 and is currently the head of Fixed Income.