1M
6M
1Y
3Y
5Y
All
| NAV: 02 Apr 2025 | ₹53.31 |
| Min. SIP amount | ₹100 |
| Rating | 3 |
| Fund size | ₹3,843.93Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
1 year
3 years
5 years
Total investment of ₹60,000
Would have become ₹62,093 (+3.49%)
Holdings (47)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
Small Industries Devp. Bank of India Ltd. | Financial | CD | 9.94% |
Axis Bank Ltd. | Financial | CD | 8.08% |
Punjab National Bank | Financial | CD | 5.53% |
Bharti Telecom Ltd. | Communication | CP | 5.07% |
Reserve Bank of India | Financial | T-Bills | 5.06% |
HDFC Bank Ltd. | Financial | CD | 3.77% |
Indusind Bank Ltd. | Financial | CD | 3.14% |
GOI | Sovereign | GOI Sec | 2.75% |
Canara Bank | Financial | CD | 2.56% |
Canara Bank | Financial | CD | 2.51% |
Tata Capital Housing Finance Ltd. | Financial | CP | 2.49% |
The Federal Bank Ltd. | Financial | CD | 2.46% |
Union Bank of India | Financial | CD | 2.46% |
Union Bank of India | Financial | CD | 2.45% |
Muthoot Finance Ltd. | Financial | CP | 2.43% |
Axis Securities Ltd. | Others | CP | 2.41% |
Fedbank Financial Services Ltd. | Financial | CP | 1.91% |
Kotak Mahindra Bank Ltd. | Financial | CD | 1.85% |
HDFC Bank Ltd. | Financial | CD | 1.84% |
GOI | Sovereign | CGL | 1.33% |
Reserve Bank of India | Financial | T-Bills | 1.30% |
Reserve Bank of India | Financial | T-Bills | 1.28% |
HDFC Bank Ltd. | Financial | CD | 1.27% |
Deutsche Investments (I) Pvt. Ltd. | Financial | CP | 1.27% |
Indusind Bank Ltd. | Financial | CD | 1.26% |
Axis Bank Ltd. | Financial | CD | 1.26% |
Hero Housing Finance Ltd. | Financial | CP | 1.25% |
Bank Of Baroda | Financial | CD | 1.25% |
HDFC Bank Ltd. | Financial | CD | 1.25% |
Hero FinCorp Ltd. | Financial | CP | 1.23% |
Standard Chartered Investment & Loan India Ltd. | Financial | CP | 1.23% |
Standard Chartered Capital Ltd. | Financial | CP | 1.23% |
ICICI Bank Ltd. | Financial | CD | 1.23% |
IDFC First Bank Ltd. | Financial | CD | 1.23% |
Union Bank of India | Financial | CD | 1.22% |
Muthoot Finance Ltd. | Financial | CP | 1.21% |
Madhya Pradesh State | Others | SDL | 0.95% |
Punjab National Bank | Financial | CD | 0.64% |
Bank Of Baroda | Financial | CD | 0.64% |
Reserve Bank of India | Financial | T-Bills | 0.63% |
Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.62% |
Aditya Birla Finance Ltd. | Financial | CP | 0.62% |
Export-Import Bank Of India | Financial | CD | 0.61% |
Indian Bank | Financial | CD | 0.61% |
The Federal Bank Ltd. | Financial | CD | 0.61% |
Punjab National Bank | Financial | CD | 0.61% |
Reserve Bank of India | Financial | T-Bills | 0.12% |
See All
Minimum investment amounts
| Min. for 1st investment | ₹100 |
| Min. for 2nd investment onwards | ₹100 |
| Min. for SIP | ₹100 |
Returns and rankings
Category: Debt Money Market
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 7.6% | 6.8% | 6.0% | 7.0% |
| Category average | 7.4% | 6.7% | 5.8% | NA |
| Rank with in category | 20 | 16 | 12 | NA |
Understand terms
Peer Comparison
| Debt, Money Market funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Tata Money Market Fund Direct Growth | 5 | 8.0% | 7.2% | 28,157.29 |
Aditya Birla Sun Life Money Manager Fund Direct Growth | 5 | 7.9% | 7.1% | 26,752.16 |
Nippon India Money Market Fund Direct Growth | 4 | 7.9% | 7.1% | 16,856.31 |
HDFC Money Market Fund Direct Plan Growth | 4 | 7.9% | 7.1% | 27,399.00 |
Kotak Money Market Fund Direct Growth | 4 | 7.8% | 7.1% | 27,942.82 |
Expense ratio, exit load and tax
Expense ratio: 0.25%
Inclusive of GST
Exit load
Nil
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund management
Karan MundhraMay 2021 - PresentView details
Karan Mundhra
May 2021 - Present
View details
Education
Mr. Mundra is a B. COM. and Charted Accountant (CA)
Experience
He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.
Also manages these schemes
Shalini VasantaAug 2024 - PresentView details
Shalini Vasanta
Aug 2024 - Present
View details
Education
Mr. Vasanta has done BA and MBA (Finance)
Experience
Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road JunctionWestern Express Highway, Andheri East Mumbai 400069
Phone
1800-208-4499 / 1800-200-4499
Launch Date
16 Dec 1996
DSP Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
enq_h@camsonline.comWebsite
www.camsonline.comPros and cons
Category: Debt Money Market
Pros
Exit load is zero
Lower expense ratio: 0.25%
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y
Cons
10Y annualised returns lower than category average by 0.1%
Compare funds
DSP Savings Fund Direct Plan Growth
VS
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Karnataka
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