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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
DSP Savings Fund Direct Plan Growth
Debt
Money Market
Low to Moderate Risk
+7.39%
3Y annualised
+0.02% 1D
NAV: 27 Feb '26
₹56.52
Min. for SIP
₹100
Fund size
₹8,862.68 Cr
Expense ratio
0.18%
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹62,093 | +3.49% | |
| 3 years | ₹1,80,000 | ₹2,00,297 | +11.28% | |
| 5 years | ₹3,00,000 | ₹3,51,833 | +17.28% | |
| 10 years | ₹6,00,000 | ₹8,28,915 | +38.15% |
Holdings (88)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 9.47% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 3.87% |
| Panatone Finvest Ltd | Financial | CP | 3.15% |
| Union Bank of India | Financial | CD | 2.49% |
| Indian Bank | Financial | CD | 2.49% |
| Axis Bank Ltd. | Financial | CD | 2.49% |
| HDFC Bank Ltd. | Financial | CD | 2.21% |
| IDFC First Bank Ltd. | Financial | CD | 1.66% |
| Canara Bank | Financial | CD | 1.65% |
| Export-Import Bank Of India | Financial | CD | 1.65% |
| Bank Of Baroda | Financial | CD | 1.60% |
| Bank Of Baroda | Financial | CD | 1.59% |
| Axis Bank Ltd. | Financial | CD | 1.59% |
| National Bank For Agriculture & Rural Development | Financial | CD | 1.58% |
| HDFC Bank Ltd. | Financial | CD | 1.58% |
| Indusind Bank Ltd. | Financial | CD | 1.58% |
| Export-Import Bank Of India | Financial | CD | 1.38% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 1.38% |
| HDFC Bank Ltd. | Financial | CD | 1.36% |
| Bahadur Chand Investments Pvt. Ltd. | Financial | CP | 1.34% |
| Torrent Pharmaceuticals Ltd. | Healthcare | CP | 1.32% |
| Muthoot Fincorp Ltd. | Financial | CP | 1.31% |
| Standard Chartered Investment & Loan India. Ltd. | Financial | CP | 1.10% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 1.10% |
| Equitas Small Finance Bank Ltd. | Financial | CD | 1.10% |
| Julius Baer Capital India Pvt Ltd. | Financial | CP | 1.10% |
| Axis Bank Ltd. | Financial | CD | 1.10% |
| Bank Of Baroda | Financial | CD | 1.09% |
| Axis Bank Ltd. | Financial | CD | 1.07% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 1.07% |
| Bajaj Finance Ltd. | Financial | CP | 1.07% |
| Bank Of Baroda | Financial | CD | 1.07% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 1.06% |
| ICICI Bank Ltd. | Financial | CD | 1.06% |
| IDFC First Bank Ltd. | Financial | CD | 1.05% |
| National Bank For Agriculture & Rural Development | Financial | CD | 1.05% |
| Motilal Oswal Financial Services Ltd. | Financial | CP | 1.05% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 0.83% |
| Indian Bank | Financial | CD | 0.83% |
| Bank Of Baroda | Financial | CD | 0.83% |
| HDFC Bank Ltd. | Financial | CD | 0.80% |
| Gujarat State | Construction | SDL | 0.80% |
| National Bank For Agriculture & Rural Development | Financial | CD | 0.79% |
| Punjab National Bank | Financial | CD | 0.71% |
| Axis Bank Ltd. | Financial | CD | 0.55% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.55% |
| Muthoot Finance Ltd. | Financial | CP | 0.55% |
| Indian Bank | Financial | CD | 0.55% |
| Ujjivan Small Finance Bank Ltd. | Financial | CD | 0.55% |
| Canara Bank | Financial | CD | 0.55% |
| Reserve Bank of India | Financial | T-Bills | 0.55% |
| ICICI Securities Ltd. | Financial | CP | 0.55% |
| Union Bank of India | Financial | CD | 0.55% |
| Axis Bank Ltd. | Financial | CD | 0.54% |
| Indian Bank | Financial | CD | 0.54% |
| Nuvama Wealth Management Ltd. | Financial | CP | 0.54% |
| Muthoot Finance Ltd. | Financial | CP | 0.54% |
| Tata Housing Devp. Co. Ltd | Construction | CP | 0.53% |
| Bank Of Baroda | Financial | CD | 0.53% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 0.53% |
| Bajaj Finance Ltd. | Financial | CP | 0.53% |
| Canara Bank | Financial | CD | 0.53% |
| National Bank For Agriculture & Rural Development | Financial | CD | 0.53% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.53% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.53% |
| Nuvama Wealth Finance Ltd. | Financial | CP | 0.52% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 0.52% |
| Angel One Ltd. | Financial | CP | 0.45% |
| Reserve Bank of India | Financial | T-Bills | 0.39% |
| Karnataka State | Others | SDL | 0.30% |
| Maharashtra State | Others | SDL | 0.29% |
| Union Bank of India | Financial | CD | 0.28% |
| Reserve Bank of India | Financial | T-Bills | 0.28% |
| IDFC First Bank Ltd. | Financial | CD | 0.28% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 0.28% |
| Hero Housing Finance Ltd. | Financial | CP | 0.28% |
| Bank Of Baroda | Financial | CD | 0.28% |
| Motilal Oswal Financial Services Ltd. | Financial | CP | 0.27% |
| ICICI Securities Ltd. | Financial | CP | 0.27% |
| Union Bank of India | Financial | CD | 0.27% |
| Axis Bank Ltd. | Financial | CD | 0.27% |
| HDFC Bank Ltd. | Financial | CD | 0.27% |
| Motilal Oswal Finevest Ltd. | Financial | CP | 0.27% |
| Union Bank of India | Financial | CD | 0.26% |
| Muthoot Fincorp Ltd. | Financial | CP | 0.26% |
| Madhya Pradesh State | Others | SDL | 0.18% |
| Canara Bank | Financial | CD | 0.06% |
| Reserve Bank of India | Financial | T-Bills | 0.06% |
See All
Minimum investments
Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.4% | +6.2% | +6.5% | +7.0% |
| Category average (Debt Money Market) | +7.2% | +5.9% | +6.5% | -- |
| Rank (Debt Money Market) | 18 | 15 | -- | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Tata Money Market Fund Direct Growth | +7.39% | +7.72% | 33,557.62 | |
Axis Money Market Fund Direct Growth | +7.36% | +7.64% | 22,669.60 | |
Franklin India Money Market Fund Direct Growth | +7.35% | +7.59% | 3,898.47 | |
Bandhan Money Market Fund Direct Growth | +7.35% | +7.58% | 15,693.51 | |
Union Money Market Fund Direct Growth | +7.03% | +7.22% | 155.33 | |
| Compare | ||||
Fund management
KMKaran MundhraMay 2021 - PresentView details
KM
Karan Mundhra
May 2021 - Present
View details
SVShalini VasantaAug 2024 - PresentView details
SV
Shalini Vasanta
Aug 2024 - Present
View details
About DSP Savings Fund Direct Plan Growth
DSP Savings Fund Direct Plan Growth is a Debt Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Karan Mundhra is the Current Fund Manager of DSP Savings Fund Direct Plan Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,22,551 Cr and the Latest NAV as of 27 Feb 2026 is ₹56.52.
The DSP Savings Fund Direct Plan Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100.
;
Investment Objective
The scheme seeks to generate income through investment in a portfolio comprising of Treasury Bills and other Central Government Securities with a residual maturity less than or equal to 1 year.
Fund benchmarkCRISIL Money Market A-I Index
Fund house
Rank (total assets)#10 in India
Total AUM₹2,22,551.45 Cr
Date of Incorporation16 Dec 1996
Launch Date16 Dec 1996
AddressThe Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,