DSP Savings Direct Plan Growth

Debt
Money Market
Moderate Risk
6.36%
3Y annualised
+0.02% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 11 Dec 2024₹52.05
Min. SIP amount₹100
Rating3
Fund size₹4,268.71Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Returns and rankings

Category: Debt Money Market
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns7.7%6.4%5.8%7.0%
Category average7.4%6.2%5.7%NA
Rank with in category161613NA
Understand terms

Peer Comparison

Holdings (47)

NameSectorInstrumentAssets
Small Industries Devp. Bank of India Ltd.
FinancialCD8.92%
Axis Bank Ltd.
FinancialCD8.37%
Reserve Bank of India
FinancialT-Bills4.67%
Hero FinCorp Ltd.
FinancialCP4.66%
Bharti Telecom Ltd.
CommunicationCP4.43%
Bank Of Baroda
FinancialCD3.45%
Indian Bank
FinancialCD3.44%
HDFC Bank Ltd.
FinancialCD3.38%
HDFC Bank Ltd.
FinancialCD3.36%
Reserve Bank of India
FinancialT-Bills2.91%
ICICI Bank Ltd.
FinancialCD2.85%
Indusind Bank Ltd.
FinancialCD2.81%
National Bank For Agriculture & Rural Development
FinancialCD2.33%
Bank Of Baroda
FinancialCD2.29%
IDFC First Bank Ltd.
FinancialCD2.29%
Canara Bank
FinancialCD2.29%
Canara Bank
FinancialCD2.25%
Tata Capital Housing Finance Ltd.
FinancialCP2.23%
Union Bank of India
FinancialCD2.21%
The Federal Bank Ltd.
FinancialCD2.21%
Reserve Bank of India
FinancialT-Bills1.88%
The Federal Bank Ltd.
FinancialCD1.75%
Fedbank Financial Services Ltd.
FinancialCP1.71%
Muthoot Finance Ltd.
FinancialCP1.17%
Bank Of Baroda
FinancialCD1.17%
Mahindra & Mahindra Financial Services Ltd.
FinancialCP1.16%
Reserve Bank of India
FinancialT-Bills1.16%
HSBC InvestDirect Financial Services India Ltd.
FinancialCP1.16%
Kotak Mahindra Bank Ltd.
FinancialCD1.14%
HDFC Bank Ltd.
FinancialCD1.14%
Deutsche Investments (I) Pvt. Ltd.
FinancialCP1.14%
Indusind Bank Ltd.
FinancialCD1.13%
Axis Bank Ltd.
FinancialCD1.13%
HDFC Bank Ltd.
FinancialCD1.12%
IDFC First Bank Ltd.
FinancialCD1.11%
Standard Chartered Investment & Loan India Ltd.
FinancialCP1.10%
IDFC First Bank Ltd.
FinancialCD1.10%
Standard Chartered Capital Ltd.
FinancialCP1.10%
Maharashtra State
OthersSDL0.99%
Madhya Pradesh State
OthersSDL0.86%
National Bank For Agriculture & Rural Development
FinancialCD0.59%
LIC Housing Finance Ltd.
FinancialCP0.58%
ICICI Securities Ltd.
FinancialCP0.58%
Bank Of Baroda
FinancialCD0.58%
Reserve Bank of India
FinancialT-Bills0.57%
Aditya Birla Finance Ltd.
FinancialCP0.56%
Reserve Bank of India
FinancialT-Bills0.10%
See All

Pros and cons

Category: Debt Money Market

Pros

Exit load is zero
Lower expense ratio: 0.25%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y

Cons

10Y annualised returns lower than category average by 0.11%

Expense ratio, exit load and tax

Expense ratio: 0.25%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹100
Min. for 2nd investment onwards₹100
Min. for SIP₹100

Fund management

Shalini Vasanta
Aug 2024 - Present
View details

Education
Mr. Vasanta has done BA and MBA (Finance)
Experience
Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road JunctionWestern Express Highway, Andheri East Mumbai 400069
Phone
1800-208-4499 / 1800-200-4499
Launch Date
16 Dec 1996
E-mail
NA
Website
DSP Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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