DSP Regular Savings Fund Direct Growth

DSP Regular Savings Fund Direct Growth

+9.26%
3Y annualised
+0.01% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 11 Jun '26
₹68.03
Min. for SIP
₹100
Fund size (AUM)
₹178.55 Cr
Expense ratio
0.83%
Rating
4

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹60,867
+1.44%
3 years₹1,80,000₹1,98,819
+10.46%
5 years₹3,00,000₹3,65,623
+21.87%
10 years₹6,00,000₹9,04,711
+50.79%

Holdings (51)

NameSectorInstrumentsAssets
GOVERNMENT OF INDIA 33618 GOI 13NV30 7.32 FV RS 100EntitiesGOI Securities11.82%
CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 100EntitiesGOI Securities Floating Rate Bond8.77%
STATE DEVELOPMENT LOAN 36123 MH 25JU38 7.03 FV RS 100UnspecifiedState Development Loan8.11%
GOVERNMENT OF INDIA 32829 GOI 10AP28 7.06 FV RS 100EntitiesGOI Securities5.69%
GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100EntitiesGOI Securities5.40%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 29JAN27FinancialCertificate of Deposit5.30%
IDFC FIRST BANK LIMITED CD 04FEB27FinancialCertificate of Deposit5.28%
Reverse RepoUnspecifiedReverse Repo4.64%
MUTHOOT FINANCE LIMITED 7.85 NCD 22FB29 FVRS1LACFinancialDebenture4.19%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR 647 8.40 NCD 18SP27 FVRS1LACFinancialDebenture2.95%
CENTRAL GOVERNMENT LOAN 20388 GOI 07DC31 FLT FV RS 100EntitiesGOI Securities2.94%
HDFC Bank LtdFinancialEquity2.89%
GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100EntitiesGOI Securities2.89%
CENTRAL GOVERNMENT LOAN 30950 GOI 15NV26 5.74 FV RS 100EntitiesGOI Securities2.87%
CENTRAL GOVERNMENT LOAN 31568 GOI 18AP29 7.10 FV RS 100EntitiesGOI Securities2.85%
GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100EntitiesGOI Securities2.82%
HDFC BANK LIMITED CD 22JAN27FinancialCertificate of Deposit2.65%
ICICI Bank LtdFinancialEquity1.56%
ITC LtdConsumer StaplesEquity1.31%
Cipla LtdHealthcareEquity1.19%
Mahindra & Mahindra LtdConsumer DiscretionaryEquity1.11%
Kotak Mahindra Bank LtdFinancialEquity1.10%
Net ReceivablesUnspecifiedNet Receivables0.94%
Axis Bank LtdFinancialEquity0.77%
HDFC Life Insurance Co LtdFinancialEquity0.77%
Roadstar Infra Investment TrustIndustrialsInfrastructure Investment Trust0.70%
Indigo Paints LtdMaterialsEquity0.67%
Indus Towers LtdTechnologyEquity0.66%
Suven Pharmaceuticals LtdHealthcareEquity0.54%
Maruti Suzuki India LtdConsumer DiscretionaryEquity0.54%
Canara HSBC Life Insurance Company Ltd.FinancialEquity0.53%
Infosys LtdTechnologyEquity0.53%
SBI Life Insurance Company LtdFinancialEquity0.50%
ICICI Lombard General Insurance Company LtdFinancialEquity0.47%
Petronet LNG LtdEnergy & UtilitiesEquity0.47%
Samvardhana Motherson International LtdConsumer DiscretionaryEquity0.44%
Syngene International LtdHealthcareEquity0.41%
Jubilant Ingrevia LtdMaterialsEquity0.35%
Others Class A2 AIFUnspecifiedAlternative Investment Fund0.33%
Ipca Laboratories LtdHealthcareEquity0.28%
NTPC LtdEnergy & UtilitiesEquity0.24%
Cyient LtdTechnologyEquity0.24%
La Opala RG LtdConsumer DiscretionaryEquity0.22%
Alembic Pharmaceuticals LtdHealthcareEquity0.21%
TeamLease Services LtdIndustrialsEquity0.19%
Gujarat State SDL 7.83 13/07/2026IndustrialsState Development Loan0.17%
TATA CAPITAL LIMITED EQFinancialEquity0.15%
Power Finance Corporation LtdFinancialEquity0.12%
State Bank of IndiaFinancialEquity0.11%
GAIL (India) LtdEnergy & UtilitiesEquity0.11%
Bajaj Finance LtdFinancialEquity0.01%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+9.3%+7.9%+8.2%+8.4%
Category average (Hybrid Conservative Hybrid)+9.1%+8.0%+7.8%--
Rank (Hybrid Conservative Hybrid)71513--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Fund management

AS
Abhishek Singh
May 2021 - Present
View details

Education
Mr. Singh is a B-Tech, IIT Kanpur PGDM, IIM Lucknow
Experience
Prior to joining DSP Mutual Fund he has worked with EdelCap Securities Limited, Systematic Trading Division. Kotak Securities Limited, Proprietary Trading and Structured Products Division. Kotak Mahindra Investments Limited, Structured Products Division.

About DSP Regular Savings Fund Direct Growth

DSP Regular Savings Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Shantanu Godambe is the Current Fund Manager of DSP Regular Savings Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,28,030 Cr and the Latest NAV as of 11 Jun 2026 is ₹68.03. The DSP Regular Savings Fund Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. ;

Investment Objective

The scheme seeks to generate attractive return, consistent with prudent risk, from a portfolio comprising substantially of quality debt securities. It also aims to generate capital appreciation by investing up to 10 per cent its corpus in equity of 100 largest corporates by market capitalization, listed in India.;
Fund benchmarkCRISIL Hybrid 85+15 Conservative Index

Fund house

Rank (total assets)#10 in India
Total AUM₹2,28,029.76 Cr
Date of Incorporation16 Dec 1996
Phone+91 22 6657 8000
E-mail--
Launch Date16 Dec 1996
AddressThe Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
CustodianCitibank NA
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,