DSP Regular Savings Fund Direct Growth

DSP Regular Savings Fund Direct Growth

Hybrid
Conservative Hybrid
Moderately High Risk
+10.48%
3Y annualised
+0.21% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 09 Feb '26
₹67.72
Min. SIP amount
₹100
Fund size
₹182.70 Cr
Expense ratio
0.53%

Return calculator

Monthly SIP
One time
Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹61,454
+2.42%
3 years₹1,80,000₹2,04,356
+13.53%
5 years₹3,00,000₹3,73,819
+24.61%

Holdings (47)

NameSectorInstrumentsAssets
GOISovereignGOI FRB11.57%
GOISovereignGOI Sec11.52%
Maharashtra StateOthersSDL7.98%
GOISovereignGOI Sec5.73%
GOISovereignGOI Sec5.42%
Small Industries Devp. Bank of India Ltd.FinancialCD5.11%
Muthoot Finance Ltd.FinancialDebenture4.15%
GOISovereignGOI Sec2.89%
GOISovereignGOI Sec2.87%
GOISovereignGOI Sec2.86%
GOISovereignGOI Sec2.83%
GOISovereignGOI Sec2.82%
GOISovereignGOI Sec2.78%
Canara HSBC Life Insurance Company Ltd.InsuranceEquity2.09%
HDFC Bank Ltd.FinancialEquity2.06%
ICICI Bank Ltd.FinancialEquity1.64%
GOISovereignGOI Sec1.64%
Axis Bank Ltd.FinancialEquity1.03%
Infosys Ltd.TechnologyEquity1.02%
ITC Ltd.Consumer StaplesEquity0.93%
NTPC Ltd.EnergyEquity0.83%
Roadstar Infra Investment TrustConstructionInvITs0.82%
Mahindra & Mahindra Ltd.AutomobileEquity0.72%
Kotak Mahindra Bank Ltd.FinancialEquity0.65%
Samvardhana Motherson International Ltd.AutomobileEquity0.59%
Petronet LNG Ltd.EnergyEquity0.59%
State Bank of IndiaFinancialEquity0.58%
SBI Life Insurance Company Ltd.InsuranceEquity0.54%
Ipca Laboratories Ltd.HealthcareEquity0.51%
Cipla Ltd.HealthcareEquity0.50%
ICICI Lombard General Insurance Company Ltd.InsuranceEquity0.48%
Cohance Lifesciences Ltd.HealthcareEquity0.42%
Syngene International Ltd.HealthcareEquity0.41%
Indigo Paints Ltd.ChemicalsEquity0.38%
Indus Towers Ltd.CommunicationEquity0.37%
GAIL (India) Ltd.EnergyEquity0.33%
Emcure Pharmaceuticals Ltd.HealthcareEquity0.32%
Cyient Ltd.TechnologyEquity0.31%
Jubilant Ingrevia Ltd.ChemicalsEquity0.30%
Bajaj Finance Ltd.FinancialEquity0.24%
La Opala RG Ltd.ConstructionEquity0.23%
HCL Technologies Ltd.TechnologyEquity0.22%
Power Finance Corporation Ltd.FinancialEquity0.21%
Alembic Pharmaceuticals Ltd.HealthcareEquity0.21%
TeamLease Services Ltd.ServicesEquity0.21%
Oil And Natural Gas Corporation Ltd.EnergyEquity0.19%
Gujarat StateConstructionSDL0.17%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+10.5%+8.9%+8.6%+8.6%
Category average (Hybrid Conservative Hybrid)+9.1%+8.0%+7.8%--
Rank (Hybrid Conservative Hybrid)81111--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Fund management

AS
Abhishek Singh
May 2021 - Present
View details

Education
Mr. Singh is a B-Tech, IIT Kanpur PGDM, IIM Lucknow
Experience
Prior to joining DSP Mutual Fund he has worked with EdelCap Securities Limited, Systematic Trading Division. Kotak Securities Limited, Proprietary Trading and Structured Products Division. Kotak Mahindra Investments Limited, Structured Products Division.

About DSP Regular Savings Fund Direct Growth

DSP Regular Savings Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Abhishek Singh is the Current Fund Manager of DSP Regular Savings Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,24,716 Cr and the Latest NAV as of 09 Feb 2026 is ₹67.72. The DSP Regular Savings Fund Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. ;

Investment Objective

The scheme seeks to generate attractive return, consistent with prudent risk, from a portfolio comprising substantially of quality debt securities. It also aims to generate capital appreciation by investing up to 10 per cent its corpus in equity of 100 largest corporates by market capitalization, listed in India.;
Fund benchmarkCRISIL Hybrid 85+15 Conservative Index

Fund house

Rank (total assets)#10 in India
Total AUM₹2,24,715.63 Cr
Date of Incorporation16 Dec 1996
Phone+91 22 6657 8000
E-mailNA
Launch Date16 Dec 1996
AddressThe Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
CustodianCitibank NA
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,