How much expense ratio is charged by Baroda BNP Paribas Banking and Financial Services Direct Growth?

The term Expense Ratio used for Baroda BNP Paribas Banking and Financial Services Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of Baroda BNP Paribas Banking and Financial Services Direct Growth is 0.76% as of 20 Jan 2026...

What is the PE and PB ratio of Baroda BNP Paribas Banking and Financial Services Direct Growth?

The PE ratio ratio of Baroda BNP Paribas Banking and Financial Services Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

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Baroda BNP Paribas Banking and Financial Services Direct Growth

Name: Baroda BNP Paribas Banking and Financial Services Direct Growth
Brand: Baroda BNP Paribas Mutual Fund

Equity

Sectoral

Very High Risk

+18.27%

3Y annualised

-0.33% 1D

All

NAV: 19 Jan '26

₹56.69

Min. SIP amount

₹500

Fund size

₹373.24 Cr

Expense ratio

0.76%

Return calculator

Monthly SIP

One time

Monthly investment

₹5,000

Over the past	Total investment	Would've become	Returns
1 year	₹60,000	₹65,478	+9.13%
3 years	₹1,80,000	₹2,35,655	+30.92%
5 years	₹3,00,000	₹4,58,753	+52.92%
10 years	₹6,00,000	₹12,91,450	+115.24%

Holdings (30)

Name	Sector	Instruments	Assets
HDFC Bank Ltd.	Financial	Equity	19.92%
ICICI Bank Ltd.	Financial	Equity	12.41%
State Bank of India	Financial	Equity	7.14%
Kotak Mahindra Bank Ltd.	Financial	Equity	5.90%
Axis Bank Ltd.	Financial	Equity	5.10%
Canara Bank	Financial	Equity	3.32%
Multi Commodity Exchange Of India Ltd.	Services	Equity	3.28%
Indusind Bank Ltd.	Financial	Equity	2.89%
Bajaj Finance Ltd.	Financial	Equity	2.77%
RBL Bank Ltd.	Financial	Equity	2.54%
Aditya Birla Capital Ltd.	Financial	Equity	2.49%
Bajaj Finserv Ltd.	Financial	Equity	2.32%
Ujjivan Small Finance Bank Ltd.	Financial	Equity	2.21%
SBI Life Insurance Company Ltd.	Insurance	Equity	1.92%
Karur Vysya Bank Ltd.	Financial	Equity	1.91%
One97 Communications Ltd.	Services	Equity	1.90%
AU Small Finance Bank Ltd.	Financial	Equity	1.87%
Punjab National Bank	Financial	Equity	1.77%
Shriram Finance Ltd	Financial	Equity	1.60%
Angel One Ltd.	Financial	Equity	1.57%
Cholamandalam Investment and Finance Company Ltd.	Financial	Equity	1.48%
ICICI Lombard General Insurance Company Ltd.	Insurance	Equity	1.45%
HDFC Life Insurance Co Ltd.	Insurance	Equity	1.41%
IDFC First Bank Ltd.	Financial	Equity	1.38%
Prudent Corporate Advisory Services Ltd.	Financial	Equity	1.37%
Poonawalla Fincorp Ltd.	Financial	Equity	1.29%
360 One Wam Ltd.	Financial	Equity	1.12%
The Federal Bank Ltd.	Financial	Equity	1.07%
IIFL Finance Ltd.	Financial	Equity	0.65%
ICICI Prudential Asset Management Company Ltd.	Financial	Equity	0.06%

See All

Minimum investments

Min. for 1st investment

₹5,000

Min. for 2nd investment

₹1,000

Min. for SIP

₹500

Returns and rankings

Annualised returns

Absolute returns

Name	3Y	5Y	10Y	All
Fund returns	+18.3%	+14.7%	+15.4%	+12.5%
Category average (Equity Sectoral)	+14.4%	+16.1%	+13.7%	--
Rank (Equity Sectoral)	7	10	9	--

Exit load, stamp duty and tax

Exit load

Exit load of 1%, if redeemed within 30 days.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Check past data

Fund management

SC
Sanjay Chawla
Nov 2025 - Present
View details

Education

Mr. Sanjay Chawla holds a Masters degree in Management Studies from BITS Pilani.

Experience

Prior to joining Baroda BNP Paribas Mutual Fund, he worked as Senior Fund Manager with BSL AMC. Before joining Birla, he worked as Head of Research with SBI Capital Markets and has worked in various capacities in equity research space in Motilal Oswal Securities, IDBI Capital Markets, SMIFS Securities, IIT Invest Trust & Lloyds Securities.

Also manages these schemes

Baroda BNP Paribas Balanced Advantage Fund Direct Growth

Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth

Baroda BNP Paribas Energy Opportunities Fund Direct Growth

Baroda BNP Paribas Large & Mid Cap Fund Direct Growth

Baroda BNP Paribas Health and Wellness Fund Direct Growth

Baroda BNP Paribas Banking and Financial Services Direct Growth

Baroda BNP Paribas Multi Cap Fund Direct Growth

Baroda BNP Paribas Small Cap Fund Direct Growth

Baroda BNP Paribas Flexi Cap Fund Direct Growth

Baroda BNP Paribas Focused Fund Direct Growth

YM
Yash Mehta
Nov 2025 - Present
View details

Education

CA, B.com

Experience

Prior to joining the Baroda BNP Paribas MF, he was associated with stematix Shares and Stocks (India) Ltd.

Also manages these schemes

Baroda BNP Paribas Banking and Financial Services Direct Growth

About Baroda BNP Paribas Banking and Financial Services Direct Growth

Baroda BNP Paribas Banking and Financial Services Direct Growth is a Equity Mutual Fund Scheme launched by Baroda Mutual Fund. This scheme was made available to investors on 24 Nov 1994. Sanjay Chawla is the Current Fund Manager of Baroda BNP Paribas Banking and Financial Services Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹13,075 Cr and the Latest NAV as of 19 Jan 2026 is ₹56.69. The Baroda BNP Paribas Banking and Financial Services Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000. Exit load of 1%, if redeemed within 30 days. ;

Investment Objective

The scheme aims to provide long term capital appreciation by investing in equity and equity related securities of companies engaged in banking & financial services sector which are expected to show sustained growth & generate better performance.

Fund benchmarkNIFTY Financial Services Total Return Index

Scheme Information Document(SID)