Name	Sector	Instruments	Assets
Indian Bank	Financial	CD	8.93%
Reserve Bank of India	Financial	T-Bills	6.75%
Reserve Bank of India	Financial	T-Bills	6.73%
Kotak Mahindra Bank Ltd.	Financial	CD	4.50%
Blue Star Ltd.	Consumer Discretionary	CP	4.49%
Union Bank of India	Financial	CD	4.49%
Reliance Retail Ventures Ltd.	Services	CP	4.49%
Kotak Mahindra Bank Ltd.	Financial	CD	4.48%
Axis Bank Ltd.	Financial	CD	4.48%
Manappuram Finance Ltd.	Financial	CP	4.48%
National Bank For Agriculture & Rural Development	Financial	CD	4.48%
ICICI Home Finance Company Ltd.	Financial	CP	4.48%
Reserve Bank of India	Financial	T-Bills	4.48%
Godrej Housing Finance Ltd.	Financial	CP	4.48%
Punjab National Bank	Financial	CD	4.47%
Union Bank of India	Financial	CD	4.47%
ICICI Securities Ltd.	Financial	CP	4.47%
Godrej Finance Ltd.	Financial	CP	4.47%
Canara Bank	Financial	CD	4.46%
Bajaj Financial Securities Ltd.	Financial	CP	4.46%
Small Industries Devp. Bank of India Ltd.	Financial	CD	3.77%
Bajaj Housing Finance Ltd.	Financial	CP	2.25%
Bank Of Baroda	Financial	CD	2.23%
Punjab National Bank	Financial	CD	2.23%
Reserve Bank of India	Financial	T-Bills	1.79%
Bank Of Baroda	Financial	CD	1.12%
Small Industries Devp. Bank of India Ltd.	Financial	Debenture	0.90%
Canara Bank	Financial	CD	0.89%

See All

Minimum investments

Min. for 1st investment

Not Supported

Min. for 2nd investment

Not Supported

Min. for SIP

Not Supported

Returns and rankings

Annualised returns

Absolute returns

Name	3Y	5Y	10Y	All
Fund returns	+7.0%	+5.8%	+6.1%	+6.7%
Category average (Debt Liquid)	+6.8%	+5.7%	+6.0%	--
Rank (Debt Liquid)	1	1	8	--

Exit load, stamp duty and tax

Exit load

Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	Bank of India Liquid Fund Growth	+6.53%	+7.00%	1,107.10
	Aditya Birla Sun Life Liquid Fund Growth	+6.47%	+6.95%	47,273.08
	Invesco India Liquid Fund Growth	+6.46%	+6.93%	16,203.24
	DSP Liquidity Plan Growth	+6.47%	+6.93%	21,344.34
	Sundaram Money Growth	+3.29%	+4.68%	3,144.09
Compare

Fund management

MB
Mithraem Bharucha
Aug 2021 - Present
View details

Education

Mr. Bharucha is a BMS and MBA

Experience

Prior to joining Bank of India Mutual Fund, he has worked with YES Asset Management (India) Limited and BNP Paribas Asset Management India Pvt. Ltd.

Also manages these schemes

Bank of India Liquid Fund Institutional Growth

Bank of India Liquid Fund Super Institutional Growth

Bank of India Liquid Fund Growth

Bank of India Multi Asset Allocation Fund Growth

Bank of India Short Term Income Fund Growth

Bank of India Ultra Short Duration Fund Growth

Bank of India Ultra Short Duration Fund Institutional Growth

Bank of India Overnight Fund Growth

Bank of India Money Market Fund Growth

About Bank of India Liquid Fund Growth

Bank of India Liquid Fund Growth is a Debt Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Mithraem Bharucha is the Current Fund Manager of Bank of India Liquid Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹13,863 Cr and the Latest NAV as of 11 Jan 2026 is ₹3,100.43. The Bank of India Liquid Fund Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹1,000. Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days. ;

Investment Objective

The fund aims to generate reasonable market related returns by investing in Money Market instruments. Also seeks to provide high liquidity to investors. The scheme would be investing more than 80% into securities having average maturity less than or equal to 6 months with low risk profile.

Fund benchmarkCRISIL Liquid Debt A-I Index

Scheme Information Document(SID)